vs
伟创力（FLEX）与信安金融集团（PFG）财务数据对比。点击上方公司名可切换其他公司
伟创力的季度营收约是信安金融集团的1.5倍（$7.1B vs $4.6B），信安金融集团净利率更高（11.3% vs 3.4%，领先7.9%），伟创力同比增速更快（7.7% vs -3.7%），过去两年伟创力的营收复合增速更高（25.2% vs 6.3%）
伟创力（Flex Ltd.）是一家拥有新加坡与美国背景的跨国制造企业，按营收计算为全球第三大电子制造服务（EMS）及原始设计制造商（ODM），仅次于和硕。其美国总部位于得克萨斯州奥斯汀，在30多个国家设有生产基地，员工总数约17.2万人。
信安金融集团（股票代码：PFG）是总部位于美国艾奥瓦州得梅因的全球性金融服务企业，核心业务涵盖投资管理、保险服务两大板块，在全球多个区域开展业务，为机构客户和个人用户提供专业定制化的金融解决方案，在行业内拥有较高知名度。
FLEX vs PFG — 直观对比
营收规模更大
FLEX
是对方的1.5倍
$4.6B
营收增速更快
FLEX
高出11.3%
-3.7%
净利率更高
PFG
高出7.9%
3.4%
两年增速更快
FLEX
近两年复合增速
6.3%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $7.1B | $4.6B |
| 净利润 | $239.0M | $517.0M |
| 毛利率 | 9.6% | — |
| 营业利润率 | 5.5% | — |
| 净利率 | 3.4% | 11.3% |
| 营收同比 | 7.7% | -3.7% |
| 净利润同比 | -9.1% | -42.9% |
| 每股收益（稀释后） | $0.64 | $2.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FLEXPFG
| Q4 25 | $7.1B | $4.6B | ||
| Q3 25 | $6.8B | $3.7B | ||
| Q2 25 | $6.6B | $3.7B | ||
| Q1 25 | $6.4B | $3.7B | ||
| Q4 24 | $6.6B | $4.8B | ||
| Q3 24 | $6.5B | $3.0B | ||
| Q2 24 | $6.3B | $4.3B | ||
| Q1 24 | $4.5B | $4.1B |
净利润FLEXPFG
| Q4 25 | $239.0M | $517.0M | ||
| Q3 25 | $199.0M | $213.8M | ||
| Q2 25 | $192.0M | $406.2M | ||
| Q1 25 | $222.0M | $48.1M | ||
| Q4 24 | $263.0M | $905.4M | ||
| Q3 24 | $214.0M | $-220.0M | ||
| Q2 24 | $139.0M | $353.1M | ||
| Q1 24 | $395.0M | $532.5M |
毛利率FLEXPFG
| Q4 25 | 9.6% | — | ||
| Q3 25 | 9.0% | — | ||
| Q2 25 | 8.7% | — | ||
| Q1 25 | 8.8% | — | ||
| Q4 24 | 9.1% | — | ||
| Q3 24 | 8.1% | — | ||
| Q2 24 | 7.5% | — | ||
| Q1 24 | -0.6% | — |
营业利润率FLEXPFG
| Q4 25 | 5.5% | — | ||
| Q3 25 | 4.4% | — | ||
| Q2 25 | 4.7% | — | ||
| Q1 25 | 4.8% | — | ||
| Q4 24 | 5.1% | — | ||
| Q3 24 | 4.5% | — | ||
| Q2 24 | 3.7% | — | ||
| Q1 24 | -3.6% | — |
净利率FLEXPFG
| Q4 25 | 3.4% | 11.3% | ||
| Q3 25 | 2.9% | 5.8% | ||
| Q2 25 | 2.9% | 11.1% | ||
| Q1 25 | 3.5% | 1.3% | ||
| Q4 24 | 4.0% | 19.1% | ||
| Q3 24 | 3.3% | -7.3% | ||
| Q2 24 | 2.2% | 8.2% | ||
| Q1 24 | 8.8% | 13.1% |
每股收益（稀释后）FLEXPFG
| Q4 25 | $0.64 | $2.30 | ||
| Q3 25 | $0.52 | $0.95 | ||
| Q2 25 | $0.50 | $1.79 | ||
| Q1 25 | $0.56 | $0.21 | ||
| Q4 24 | $0.67 | $3.92 | ||
| Q3 24 | $0.54 | $-0.95 | ||
| Q2 24 | $0.34 | $1.49 | ||
| Q1 24 | $0.91 | $2.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.1B | $4.4B |
| 总债务越低越好 | $4.4B | $3.9B |
| 股东权益账面价值 | $5.1B | $11.9B |
| 总资产 | $20.8B | $341.4B |
| 负债/权益比越低杠杆越低 | 0.87× | 0.33× |
8季度趋势，按日历期对齐
现金及短期投资FLEXPFG
| Q4 25 | $3.1B | $4.4B | ||
| Q3 25 | $2.2B | $5.1B | ||
| Q2 25 | $2.2B | $3.7B | ||
| Q1 25 | $2.3B | $3.9B | ||
| Q4 24 | $2.3B | $4.2B | ||
| Q3 24 | $2.6B | $6.2B | ||
| Q2 24 | $2.2B | $4.8B | ||
| Q1 24 | $2.5B | $4.2B |
总债务FLEXPFG
| Q4 25 | $4.4B | $3.9B | ||
| Q3 25 | $3.7B | $3.9B | ||
| Q2 25 | $3.7B | $3.9B | ||
| Q1 25 | $3.7B | $4.3B | ||
| Q4 24 | $3.7B | $4.0B | ||
| Q3 24 | $3.7B | $3.9B | ||
| Q2 24 | $3.2B | $3.9B | ||
| Q1 24 | $3.3B | $3.9B |
股东权益FLEXPFG
| Q4 25 | $5.1B | $11.9B | ||
| Q3 25 | $5.0B | $11.7B | ||
| Q2 25 | $5.1B | $11.4B | ||
| Q1 25 | $5.0B | $11.2B | ||
| Q4 24 | $5.0B | $11.1B | ||
| Q3 24 | $5.0B | $11.2B | ||
| Q2 24 | $5.0B | $11.0B | ||
| Q1 24 | $5.3B | $11.2B |
总资产FLEXPFG
| Q4 25 | $20.8B | $341.4B | ||
| Q3 25 | $19.5B | $334.5B | ||
| Q2 25 | $19.1B | $323.1B | ||
| Q1 25 | $18.4B | $313.0B | ||
| Q4 24 | $18.3B | $313.7B | ||
| Q3 24 | $18.6B | $322.9B | ||
| Q2 24 | $17.7B | $308.8B | ||
| Q1 24 | $18.3B | $308.7B |
负债/权益比FLEXPFG
| Q4 25 | 0.87× | 0.33× | ||
| Q3 25 | 0.73× | 0.34× | ||
| Q2 25 | 0.72× | 0.34× | ||
| Q1 25 | 0.74× | 0.39× | ||
| Q4 24 | 0.74× | 0.36× | ||
| Q3 24 | 0.74× | 0.35× | ||
| Q2 24 | 0.64× | 0.36× | ||
| Q1 24 | 0.61× | 0.35× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $420.0M | $1.7B |
| 自由现金流经营现金流 - 资本支出 | $272.0M | — |
| 自由现金流率自由现金流/营收 | 3.9% | — |
| 资本支出强度资本支出/营收 | 2.1% | — |
| 现金转化率经营现金流/净利润 | 1.76× | 3.37× |
| 过去12个月自由现金流最近4个季度 | $1.2B | — |
8季度趋势，按日历期对齐
经营现金流FLEXPFG
| Q4 25 | $420.0M | $1.7B | ||
| Q3 25 | $453.0M | $1.0B | ||
| Q2 25 | $399.0M | $811.9M | ||
| Q1 25 | $433.0M | $977.3M | ||
| Q4 24 | $413.0M | $1.5B | ||
| Q3 24 | $319.0M | $1.1B | ||
| Q2 24 | $340.0M | $1.4B | ||
| Q1 24 | $679.0M | $584.2M |
自由现金流FLEXPFG
| Q4 25 | $272.0M | — | ||
| Q3 25 | $303.0M | — | ||
| Q2 25 | $266.0M | — | ||
| Q1 25 | $321.0M | — | ||
| Q4 24 | $301.0M | — | ||
| Q3 24 | $216.0M | — | ||
| Q2 24 | $229.0M | — | ||
| Q1 24 | $598.0M | — |
自由现金流率FLEXPFG
| Q4 25 | 3.9% | — | ||
| Q3 25 | 4.5% | — | ||
| Q2 25 | 4.0% | — | ||
| Q1 25 | 5.0% | — | ||
| Q4 24 | 4.6% | — | ||
| Q3 24 | 3.3% | — | ||
| Q2 24 | 3.6% | — | ||
| Q1 24 | 13.3% | — |
资本支出强度FLEXPFG
| Q4 25 | 2.1% | — | ||
| Q3 25 | 2.2% | — | ||
| Q2 25 | 2.0% | — | ||
| Q1 25 | 1.8% | — | ||
| Q4 24 | 1.7% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 1.8% | — | ||
| Q1 24 | 1.8% | — |
现金转化率FLEXPFG
| Q4 25 | 1.76× | 3.37× | ||
| Q3 25 | 2.28× | 4.70× | ||
| Q2 25 | 2.08× | 2.00× | ||
| Q1 25 | 1.95× | 20.32× | ||
| Q4 24 | 1.57× | 1.61× | ||
| Q3 24 | 1.49× | — | ||
| Q2 24 | 2.45× | 4.05× | ||
| Q1 24 | 1.72× | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FLEX
| Flex Reliability Solutions FRS | $3.2B | 46% |
| Transferred At Point In Time | $2.7B | 38% |
| Transferred Over Time | $1.1B | 16% |
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
