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FLAGSTAR BANK, NATIONAL ASSOCIATION（FLG）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
FLAGSTAR BANK, NATIONAL ASSOCIATION的季度营收约是LifeStance Health Group, Inc.的1.3倍（$498.0M vs $382.2M），FLAGSTAR BANK, NATIONAL ASSOCIATION净利率更高（4.2% vs 3.1%，领先1.2%），LifeStance Health Group, Inc.同比增速更快（17.4% vs 1.6%），过去两年LifeStance Health Group, Inc.的营收复合增速更高（12.8% vs -10.7%）
Flagstar银行是原总部位于美国密歇根州特洛伊的商业银行，成立于1987年，主营零售及商业银行业务、抵押贷款发放及各类金融服务。其控股公司于2022年12月被纽约社区银行收购，后者后将全部门店统一为Flagstar品牌，2024年更名为Flagstar Financial，2025年启动企业重组。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
FLG vs LFST — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $498.0M | $382.2M |
| 净利润 | $21.0M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 11.4% | 4.7% |
| 净利率 | 4.2% | 3.1% |
| 营收同比 | 1.6% | 17.4% |
| 净利润同比 | -38.1% | 264.1% |
| 每股收益（稀释后） | $0.03 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q1 26 | $498.0M | — | ||
| Q4 25 | $2.1B | $382.2M | ||
| Q3 25 | $425.0M | $363.8M | ||
| Q2 25 | $419.0M | $345.3M | ||
| Q1 25 | — | $333.0M | ||
| Q4 24 | $461.0M | $325.5M | ||
| Q3 24 | $510.0M | $312.7M | ||
| Q2 24 | $557.0M | $312.3M |
| Q1 26 | $21.0M | — | ||
| Q4 25 | $29.0M | $11.7M | ||
| Q3 25 | $-36.0M | $1.1M | ||
| Q2 25 | $-70.0M | $-3.8M | ||
| Q1 25 | — | $709.0K | ||
| Q4 24 | $-188.0M | $-7.1M | ||
| Q3 24 | $-280.0M | $-6.0M | ||
| Q2 24 | $-323.0M | $-23.3M |
| Q1 26 | 11.4% | — | ||
| Q4 25 | — | 4.7% | ||
| Q3 25 | -9.6% | 2.0% | ||
| Q2 25 | -19.3% | -0.9% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | -51.6% | 0.3% | ||
| Q3 24 | -65.7% | 0.0% | ||
| Q2 24 | -76.1% | -5.1% |
| Q1 26 | 4.2% | — | ||
| Q4 25 | 1.4% | 3.1% | ||
| Q3 25 | -8.5% | 0.3% | ||
| Q2 25 | -16.7% | -1.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | -40.8% | -2.2% | ||
| Q3 24 | -54.9% | -1.9% | ||
| Q2 24 | -58.0% | -7.5% |
| Q1 26 | $0.03 | — | ||
| Q4 25 | $0.05 | — | ||
| Q3 25 | $-0.11 | — | ||
| Q2 25 | $-0.19 | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $-1.11 | — | ||
| Q3 24 | $-0.79 | — | ||
| Q2 24 | $-1.14 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $248.6M |
| 总债务越低越好 | — | $282.8M |
| 股东权益账面价值 | $8.1B | $1.5B |
| 总资产 | $87.1B | $2.2B |
| 负债/权益比越低杠杆越低 | — | 0.19× |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | — | $248.6M | ||
| Q3 25 | $23.6B | $203.9M | ||
| Q2 25 | $22.9B | $188.9M | ||
| Q1 25 | — | $134.3M | ||
| Q4 24 | $25.8B | $154.6M | ||
| Q3 24 | $33.6B | $102.6M | ||
| Q2 24 | $29.5B | $87.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $282.8M | ||
| Q3 25 | $13.2B | $284.6M | ||
| Q2 25 | $13.2B | $286.4M | ||
| Q1 25 | — | $288.2M | ||
| Q4 24 | $14.4B | $290.0M | ||
| Q3 24 | $20.3B | $287.3M | ||
| Q2 24 | $28.9B | $288.0M |
| Q1 26 | $8.1B | — | ||
| Q4 25 | $8.1M | $1.5B | ||
| Q3 25 | $8.1B | $1.5B | ||
| Q2 25 | $8.1B | $1.5B | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | $8.2B | $1.4B | ||
| Q3 24 | $8.6B | $1.4B | ||
| Q2 24 | $8.4B | $1.4B |
| Q1 26 | $87.1B | — | ||
| Q4 25 | $87.5M | $2.2B | ||
| Q3 25 | $91.7B | $2.1B | ||
| Q2 25 | $92.2B | $2.1B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | $100.2B | $2.1B | ||
| Q3 24 | $114.4B | $2.1B | ||
| Q2 24 | $119.1B | $2.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.19× | ||
| Q3 25 | 1.63× | 0.19× | ||
| Q2 25 | 1.63× | 0.19× | ||
| Q1 25 | — | 0.20× | ||
| Q4 24 | 1.77× | 0.20× | ||
| Q3 24 | 2.37× | 0.20× | ||
| Q2 24 | 3.44× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $57.6M |
| 自由现金流经营现金流 - 资本支出 | — | $46.6M |
| 自由现金流率自由现金流/营收 | — | 12.2% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | — | 4.93× |
| 过去12个月自由现金流最近4个季度 | — | $110.0M |
8季度趋势，按日历期对齐
| Q1 26 | — | — | ||
| Q4 25 | — | $57.6M | ||
| Q3 25 | $243.0M | $27.3M | ||
| Q2 25 | — | $64.4M | ||
| Q1 25 | — | $-3.1M | ||
| Q4 24 | $623.0M | $62.3M | ||
| Q3 24 | $-1.0B | $22.7M | ||
| Q2 24 | $796.0M | $44.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $46.6M | ||
| Q3 25 | — | $17.0M | ||
| Q2 25 | — | $56.6M | ||
| Q1 25 | — | $-10.3M | ||
| Q4 24 | — | $56.0M | ||
| Q3 24 | — | $17.7M | ||
| Q2 24 | — | $39.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 16.4% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 12.5% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.93× | ||
| Q3 25 | — | 25.34× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -4.36× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
