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FLAGSTAR BANK, NATIONAL ASSOCIATION（FLG）与Reddit, Inc.（RDDT）财务数据对比。点击上方公司名可切换其他公司
Reddit, Inc.的季度营收约是FLAGSTAR BANK, NATIONAL ASSOCIATION的1.5倍（$725.6M vs $498.0M），Reddit, Inc.净利率更高（34.7% vs 4.2%，领先30.5%），Reddit, Inc.同比增速更快（69.7% vs 1.6%），过去两年Reddit, Inc.的营收复合增速更高（72.8% vs -10.7%）
Flagstar银行是原总部位于美国密歇根州特洛伊的商业银行，成立于1987年，主营零售及商业银行业务、抵押贷款发放及各类金融服务。其控股公司于2022年12月被纽约社区银行收购，后者后将全部门店统一为Flagstar品牌，2024年更名为Flagstar Financial，2025年启动企业重组。
Reddit是美国知名的社交新闻聚合与论坛类社交媒体平台，注册用户可发布链接、文字帖、图片、视频等各类内容，其他用户可对内容进行点赞或点踩，内容按主题归类到用户创建的子板块中，获赞更高的内容会排在板块前列，热度足够的内容还将展示在全站首页。
FLG vs RDDT — 直观对比
营收规模更大
RDDT
是对方的1.5倍
$498.0M
营收增速更快
RDDT
高出68.0%
1.6%
净利率更高
RDDT
高出30.5%
4.2%
两年增速更快
RDDT
近两年复合增速
-10.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $498.0M | $725.6M |
| 净利润 | $21.0M | $251.6M |
| 毛利率 | — | 91.9% |
| 营业利润率 | — | 31.9% |
| 净利率 | 4.2% | 34.7% |
| 营收同比 | 1.6% | 69.7% |
| 净利润同比 | -27.6% | 254.2% |
| 每股收益（稀释后） | $0.03 | $1.24 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FLGRDDT
| Q1 26 | $498.0M | — | ||
| Q4 25 | $2.1B | $725.6M | ||
| Q3 25 | $425.0M | $584.9M | ||
| Q2 25 | $419.0M | $499.6M | ||
| Q1 25 | — | $392.4M | ||
| Q4 24 | $461.0M | $427.7M | ||
| Q3 24 | $510.0M | $348.4M | ||
| Q2 24 | $557.0M | $281.2M |
净利润FLGRDDT
| Q1 26 | $21.0M | — | ||
| Q4 25 | $29.0M | $251.6M | ||
| Q3 25 | $-36.0M | $162.7M | ||
| Q2 25 | $-70.0M | $89.3M | ||
| Q1 25 | — | $26.2M | ||
| Q4 24 | $-188.0M | $71.0M | ||
| Q3 24 | $-280.0M | $29.9M | ||
| Q2 24 | $-323.0M | $-10.1M |
毛利率FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 91.9% | ||
| Q3 25 | — | 91.0% | ||
| Q2 25 | — | 90.8% | ||
| Q1 25 | — | 90.5% | ||
| Q4 24 | — | 92.6% | ||
| Q3 24 | — | 90.1% | ||
| Q2 24 | — | 89.5% |
营业利润率FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 31.9% | ||
| Q3 25 | -9.6% | 23.7% | ||
| Q2 25 | -19.3% | 13.6% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | -51.6% | 12.4% | ||
| Q3 24 | -65.7% | 2.0% | ||
| Q2 24 | -76.1% | -11.0% |
净利率FLGRDDT
| Q1 26 | 4.2% | — | ||
| Q4 25 | 1.4% | 34.7% | ||
| Q3 25 | -8.5% | 27.8% | ||
| Q2 25 | -16.7% | 17.9% | ||
| Q1 25 | — | 6.7% | ||
| Q4 24 | -40.8% | 16.6% | ||
| Q3 24 | -54.9% | 8.6% | ||
| Q2 24 | -58.0% | -3.6% |
每股收益（稀释后）FLGRDDT
| Q1 26 | $0.03 | — | ||
| Q4 25 | $0.05 | $1.24 | ||
| Q3 25 | $-0.11 | $0.80 | ||
| Q2 25 | $-0.19 | $0.45 | ||
| Q1 25 | — | $0.13 | ||
| Q4 24 | $-1.11 | $4.76 | ||
| Q3 24 | $-0.79 | $0.16 | ||
| Q2 24 | $-1.14 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $953.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $8.1B | $2.9B |
| 总资产 | $87.1B | $3.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | $953.6M | ||
| Q3 25 | $23.6B | $911.7M | ||
| Q2 25 | $22.9B | $734.1M | ||
| Q1 25 | — | $635.7M | ||
| Q4 24 | $25.8B | $562.1M | ||
| Q3 24 | $33.6B | $515.9M | ||
| Q2 24 | $29.5B | $468.0M |
总债务FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $13.2B | — | ||
| Q2 25 | $13.2B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $14.4B | — | ||
| Q3 24 | $20.3B | — | ||
| Q2 24 | $28.9B | — |
股东权益FLGRDDT
| Q1 26 | $8.1B | — | ||
| Q4 25 | $8.1M | $2.9B | ||
| Q3 25 | $8.1B | $2.6B | ||
| Q2 25 | $8.1B | $2.4B | ||
| Q1 25 | — | $2.2B | ||
| Q4 24 | $8.2B | $2.1B | ||
| Q3 24 | $8.6B | $2.0B | ||
| Q2 24 | $8.4B | $1.9B |
总资产FLGRDDT
| Q1 26 | $87.1B | — | ||
| Q4 25 | $87.5M | $3.2B | ||
| Q3 25 | $91.7B | $2.9B | ||
| Q2 25 | $92.2B | $2.6B | ||
| Q1 25 | — | $2.4B | ||
| Q4 24 | $100.2B | $2.3B | ||
| Q3 24 | $114.4B | $2.2B | ||
| Q2 24 | $119.1B | $2.1B |
负债/权益比FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.63× | — | ||
| Q2 25 | 1.63× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.77× | — | ||
| Q3 24 | 2.37× | — | ||
| Q2 24 | 3.44× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $266.8M |
| 自由现金流经营现金流 - 资本支出 | — | $263.6M |
| 自由现金流率自由现金流/营收 | — | 36.3% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 1.06× |
| 过去12个月自由现金流最近4个季度 | — | $684.2M |
8季度趋势，按日历期对齐
经营现金流FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | $266.8M | ||
| Q3 25 | $243.0M | $185.2M | ||
| Q2 25 | — | $111.3M | ||
| Q1 25 | — | $127.6M | ||
| Q4 24 | $623.0M | $90.0M | ||
| Q3 24 | $-1.0B | $71.6M | ||
| Q2 24 | $796.0M | $28.4M |
自由现金流FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | $263.6M | ||
| Q3 25 | — | $183.1M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $126.6M | ||
| Q4 24 | — | $89.2M | ||
| Q3 24 | — | $70.3M | ||
| Q2 24 | — | $27.2M |
自由现金流率FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 36.3% | ||
| Q3 25 | — | 31.3% | ||
| Q2 25 | — | 22.2% | ||
| Q1 25 | — | 32.3% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | — | 20.2% | ||
| Q2 24 | — | 9.7% |
资本支出强度FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | 0.1% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% |
现金转化率FLGRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | 1.06× | ||
| Q3 25 | — | 1.14× | ||
| Q2 25 | — | 1.25× | ||
| Q1 25 | — | 4.88× | ||
| Q4 24 | — | 1.27× | ||
| Q3 24 | — | 2.40× | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FLG
暂无分部数据
RDDT
| Advertising | $689.7M | 95% |
| Other Revenue | $35.9M | 5% |
