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FIRST MID BANCSHARES, INC.（FMBH）与PDF SOLUTIONS INC（PDFS）财务数据对比。点击上方公司名可切换其他公司
FIRST MID BANCSHARES, INC.的季度营收约是PDF SOLUTIONS INC的1.4倍（$88.2M vs $62.4M），FIRST MID BANCSHARES, INC.净利率更高（26.8% vs -0.1%，领先26.9%），PDF SOLUTIONS INC同比增速更快（24.6% vs 3.4%），FIRST MID BANCSHARES, INC.自由现金流更多（$124.0M vs $7.5M），过去两年PDF SOLUTIONS INC的营收复合增速更高（22.9% vs 5.0%）
First Mid Bancshares Inc.是一家总部位于美国的区域性金融服务控股公司，提供全品类零售与商业银行产品、财富管理、保险解决方案及农业融资服务，主要服务伊利诺伊、密苏里、印第安纳等美国中西部州的个人、中小企业及农业客户。
PDF Solutions Inc是一家总部位于美国加利福尼亚州圣克拉拉的跨国企业，主营软件业务与工程技术服务，目前在纳斯达克交易所挂牌上市，股票代码为PDFS。
FMBH vs PDFS — 直观对比
营收规模更大
FMBH
是对方的1.4倍
$62.4M
营收增速更快
PDFS
高出21.2%
3.4%
净利率更高
FMBH
高出26.9%
-0.1%
自由现金流更多
FMBH
多$116.5M
$7.5M
两年增速更快
PDFS
近两年复合增速
5.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $88.2M | $62.4M |
| 净利润 | $23.7M | $-48.0K |
| 毛利率 | — | 72.9% |
| 营业利润率 | 34.0% | 5.5% |
| 净利率 | 26.8% | -0.1% |
| 营收同比 | 3.4% | 24.6% |
| 净利润同比 | 23.5% | -108.9% |
| 每股收益（稀释后） | $0.98 | $0.00 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FMBHPDFS
| Q4 25 | $88.2M | $62.4M | ||
| Q3 25 | $89.3M | $57.1M | ||
| Q2 25 | $87.5M | $51.7M | ||
| Q1 25 | $84.3M | $47.8M | ||
| Q4 24 | $85.3M | $50.1M | ||
| Q3 24 | $80.6M | $46.4M | ||
| Q2 24 | $79.2M | $41.7M | ||
| Q1 24 | $79.9M | $41.3M |
净利润FMBHPDFS
| Q4 25 | $23.7M | $-48.0K | ||
| Q3 25 | $22.5M | $1.3M | ||
| Q2 25 | $23.4M | $1.1M | ||
| Q1 25 | $22.2M | $-3.0M | ||
| Q4 24 | $19.2M | $539.0K | ||
| Q3 24 | $19.5M | $2.2M | ||
| Q2 24 | $19.7M | $1.7M | ||
| Q1 24 | $20.5M | $-393.0K |
毛利率FMBHPDFS
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 72.3% | ||
| Q2 25 | — | 71.2% | ||
| Q1 25 | — | 72.9% | ||
| Q4 24 | — | 68.3% | ||
| Q3 24 | — | 73.1% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 67.3% |
营业利润率FMBHPDFS
| Q4 25 | 34.0% | 5.5% | ||
| Q3 25 | 32.2% | 8.5% | ||
| Q2 25 | 34.4% | 2.2% | ||
| Q1 25 | 33.4% | -7.4% | ||
| Q4 24 | 29.7% | 1.0% | ||
| Q3 24 | 31.5% | 4.6% | ||
| Q2 24 | 33.7% | 0.6% | ||
| Q1 24 | 33.7% | -4.7% |
净利率FMBHPDFS
| Q4 25 | 26.8% | -0.1% | ||
| Q3 25 | 25.2% | 2.3% | ||
| Q2 25 | 26.8% | 2.2% | ||
| Q1 25 | 26.3% | -6.3% | ||
| Q4 24 | 22.5% | 1.1% | ||
| Q3 24 | 24.2% | 4.8% | ||
| Q2 24 | 24.9% | 4.1% | ||
| Q1 24 | 25.6% | -1.0% |
每股收益（稀释后）FMBHPDFS
| Q4 25 | $0.98 | $0.00 | ||
| Q3 25 | $0.94 | $0.03 | ||
| Q2 25 | $0.98 | $0.03 | ||
| Q1 25 | $0.93 | $-0.08 | ||
| Q4 24 | $0.81 | $0.01 | ||
| Q3 24 | $0.81 | $0.06 | ||
| Q2 24 | $0.82 | $0.04 | ||
| Q1 24 | $0.86 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $42.2M |
| 总债务越低越好 | $354.5M | $67.0M |
| 股东权益账面价值 | $958.7M | $271.0M |
| 总资产 | $8.0B | $418.7M |
| 负债/权益比越低杠杆越低 | 0.37× | 0.25× |
8季度趋势，按日历期对齐
现金及短期投资FMBHPDFS
| Q4 25 | — | $42.2M | ||
| Q3 25 | — | $35.9M | ||
| Q2 25 | — | $40.4M | ||
| Q1 25 | — | $54.1M | ||
| Q4 24 | — | $114.9M | ||
| Q3 24 | — | $120.2M | ||
| Q2 24 | — | $117.9M | ||
| Q1 24 | — | $122.9M |
总债务FMBHPDFS
| Q4 25 | $354.5M | $67.0M | ||
| Q3 25 | — | $67.6M | ||
| Q2 25 | — | $68.1M | ||
| Q1 25 | — | $68.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FMBHPDFS
| Q4 25 | $958.7M | $271.0M | ||
| Q3 25 | $932.2M | $264.4M | ||
| Q2 25 | $894.1M | $257.5M | ||
| Q1 25 | $870.9M | $249.0M | ||
| Q4 24 | $846.4M | $246.0M | ||
| Q3 24 | $858.5M | $240.5M | ||
| Q2 24 | $813.6M | $232.2M | ||
| Q1 24 | $798.0M | $225.4M |
总资产FMBHPDFS
| Q4 25 | $8.0B | $418.7M | ||
| Q3 25 | $7.8B | $406.4M | ||
| Q2 25 | $7.7B | $391.1M | ||
| Q1 25 | $7.6B | $390.0M | ||
| Q4 24 | $7.5B | $315.3M | ||
| Q3 24 | $7.6B | $307.4M | ||
| Q2 24 | $7.6B | $298.0M | ||
| Q1 24 | $7.7B | $286.8M |
负债/权益比FMBHPDFS
| Q4 25 | 0.37× | 0.25× | ||
| Q3 25 | — | 0.26× | ||
| Q2 25 | — | 0.26× | ||
| Q1 25 | — | 0.28× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $130.9M | $17.3M |
| 自由现金流经营现金流 - 资本支出 | $124.0M | $7.5M |
| 自由现金流率自由现金流/营收 | 140.6% | 12.1% |
| 资本支出强度资本支出/营收 | 7.8% | 15.7% |
| 现金转化率经营现金流/净利润 | 5.53× | — |
| 过去12个月自由现金流最近4个季度 | $207.9M | $-8.6M |
8季度趋势，按日历期对齐
经营现金流FMBHPDFS
| Q4 25 | $130.9M | $17.3M | ||
| Q3 25 | $33.0M | $3.3M | ||
| Q2 25 | $7.7M | $-5.2M | ||
| Q1 25 | $47.9M | $8.6M | ||
| Q4 24 | $124.4M | $1.6M | ||
| Q3 24 | $33.1M | $9.3M | ||
| Q2 24 | $24.0M | $684.0K | ||
| Q1 24 | $29.0M | $-1.9M |
自由现金流FMBHPDFS
| Q4 25 | $124.0M | $7.5M | ||
| Q3 25 | $31.9M | $-2.9M | ||
| Q2 25 | $6.0M | $-13.8M | ||
| Q1 25 | $46.0M | $535.0K | ||
| Q4 24 | $119.5M | $-4.0M | ||
| Q3 24 | $32.0M | $5.1M | ||
| Q2 24 | $22.9M | $-4.6M | ||
| Q1 24 | $27.6M | $-3.9M |
自由现金流率FMBHPDFS
| Q4 25 | 140.6% | 12.1% | ||
| Q3 25 | 35.8% | -5.1% | ||
| Q2 25 | 6.8% | -26.6% | ||
| Q1 25 | 54.5% | 1.1% | ||
| Q4 24 | 140.0% | -8.0% | ||
| Q3 24 | 39.7% | 11.0% | ||
| Q2 24 | 28.9% | -11.1% | ||
| Q1 24 | 34.5% | -9.4% |
资本支出强度FMBHPDFS
| Q4 25 | 7.8% | 15.7% | ||
| Q3 25 | 1.2% | 10.8% | ||
| Q2 25 | 2.0% | 16.5% | ||
| Q1 25 | 2.3% | 17.0% | ||
| Q4 24 | 5.8% | 11.3% | ||
| Q3 24 | 1.4% | 9.0% | ||
| Q2 24 | 1.4% | 12.8% | ||
| Q1 24 | 1.9% | 4.9% |
现金转化率FMBHPDFS
| Q4 25 | 5.53× | — | ||
| Q3 25 | 1.47× | 2.54× | ||
| Q2 25 | 0.33× | -4.55× | ||
| Q1 25 | 2.16× | — | ||
| Q4 24 | 6.49× | 2.98× | ||
| Q3 24 | 1.70× | 4.20× | ||
| Q2 24 | 1.21× | 0.40× | ||
| Q1 24 | 1.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FMBH
暂无分部数据
PDFS
| Volumebased | $38.0M | 61% |
| Other | $24.4M | 39% |
