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FIRST MID BANCSHARES, INC.（FMBH）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
FIRST MID BANCSHARES, INC.的季度营收约是READING INTERNATIONAL INC的1.8倍（$88.2M vs $50.3M），FIRST MID BANCSHARES, INC.净利率更高（26.8% vs -5.1%，领先31.9%），FIRST MID BANCSHARES, INC.同比增速更快（3.4% vs -14.2%），FIRST MID BANCSHARES, INC.自由现金流更多（$124.0M vs $4.1M），过去两年READING INTERNATIONAL INC的营收复合增速更高（5.6% vs 5.0%）
First Mid Bancshares Inc.是一家总部位于美国的区域性金融服务控股公司，提供全品类零售与商业银行产品、财富管理、保险解决方案及农业融资服务，主要服务伊利诺伊、密苏里、印第安纳等美国中西部州的个人、中小企业及农业客户。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
FMBH vs RDI — 直观对比
营收规模更大
FMBH
是对方的1.8倍
$50.3M
营收增速更快
FMBH
高出17.6%
-14.2%
净利率更高
FMBH
高出31.9%
-5.1%
自由现金流更多
FMBH
多$119.9M
$4.1M
两年增速更快
RDI
近两年复合增速
5.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $88.2M | $50.3M |
| 净利润 | $23.7M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | 34.0% | -1.9% |
| 净利率 | 26.8% | -5.1% |
| 营收同比 | 3.4% | -14.2% |
| 净利润同比 | 23.5% | -14.5% |
| 每股收益（稀释后） | $0.98 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FMBHRDI
| Q4 25 | $88.2M | $50.3M | ||
| Q3 25 | $89.3M | $52.2M | ||
| Q2 25 | $87.5M | $60.4M | ||
| Q1 25 | $84.3M | $40.2M | ||
| Q4 24 | $85.3M | $58.6M | ||
| Q3 24 | $80.6M | $60.1M | ||
| Q2 24 | $79.2M | $46.8M | ||
| Q1 24 | $79.9M | $45.1M |
净利润FMBHRDI
| Q4 25 | $23.7M | $-2.6M | ||
| Q3 25 | $22.5M | $-4.2M | ||
| Q2 25 | $23.4M | $-2.7M | ||
| Q1 25 | $22.2M | $-4.8M | ||
| Q4 24 | $19.2M | $-2.2M | ||
| Q3 24 | $19.5M | $-7.0M | ||
| Q2 24 | $19.7M | $-12.8M | ||
| Q1 24 | $20.5M | $-13.2M |
营业利润率FMBHRDI
| Q4 25 | 34.0% | -1.9% | ||
| Q3 25 | 32.2% | -0.6% | ||
| Q2 25 | 34.4% | 4.8% | ||
| Q1 25 | 33.4% | -17.2% | ||
| Q4 24 | 29.7% | 2.6% | ||
| Q3 24 | 31.5% | -0.6% | ||
| Q2 24 | 33.7% | -16.4% | ||
| Q1 24 | 33.7% | -16.7% |
净利率FMBHRDI
| Q4 25 | 26.8% | -5.1% | ||
| Q3 25 | 25.2% | -8.0% | ||
| Q2 25 | 26.8% | -4.4% | ||
| Q1 25 | 26.3% | -11.8% | ||
| Q4 24 | 22.5% | -3.8% | ||
| Q3 24 | 24.2% | -11.7% | ||
| Q2 24 | 24.9% | -27.4% | ||
| Q1 24 | 25.6% | -29.4% |
每股收益（稀释后）FMBHRDI
| Q4 25 | $0.98 | $-0.11 | ||
| Q3 25 | $0.94 | $-0.18 | ||
| Q2 25 | $0.98 | $-0.12 | ||
| Q1 25 | $0.93 | $-0.21 | ||
| Q4 24 | $0.81 | $-0.11 | ||
| Q3 24 | $0.81 | $-0.31 | ||
| Q2 24 | $0.82 | $-0.57 | ||
| Q1 24 | $0.86 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | $354.5M | $185.1M |
| 股东权益账面价值 | $958.7M | $-18.2M |
| 总资产 | $8.0B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.37× | — |
8季度趋势，按日历期对齐
现金及短期投资FMBHRDI
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
总债务FMBHRDI
| Q4 25 | $354.5M | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FMBHRDI
| Q4 25 | $958.7M | $-18.2M | ||
| Q3 25 | $932.2M | $-12.1M | ||
| Q2 25 | $894.1M | $-7.7M | ||
| Q1 25 | $870.9M | $-8.1M | ||
| Q4 24 | $846.4M | $-4.4M | ||
| Q3 24 | $858.5M | $1.6M | ||
| Q2 24 | $813.6M | $6.5M | ||
| Q1 24 | $798.0M | $18.0M |
总资产FMBHRDI
| Q4 25 | $8.0B | $434.9M | ||
| Q3 25 | $7.8B | $435.2M | ||
| Q2 25 | $7.7B | $438.1M | ||
| Q1 25 | $7.6B | $441.0M | ||
| Q4 24 | $7.5B | $471.0M | ||
| Q3 24 | $7.6B | $495.7M | ||
| Q2 24 | $7.6B | $494.9M | ||
| Q1 24 | $7.7B | $494.9M |
负债/权益比FMBHRDI
| Q4 25 | 0.37× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $130.9M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | $124.0M | $4.1M |
| 自由现金流率自由现金流/营收 | 140.6% | 8.2% |
| 资本支出强度资本支出/营收 | 7.8% | 0.3% |
| 现金转化率经营现金流/净利润 | 5.53× | — |
| 过去12个月自由现金流最近4个季度 | $207.9M | $-2.9M |
8季度趋势，按日历期对齐
经营现金流FMBHRDI
| Q4 25 | $130.9M | $4.3M | ||
| Q3 25 | $33.0M | $295.0K | ||
| Q2 25 | $7.7M | $1.6M | ||
| Q1 25 | $47.9M | $-7.7M | ||
| Q4 24 | $124.4M | $8.0M | ||
| Q3 24 | $33.1M | $1.3M | ||
| Q2 24 | $24.0M | $-10.4M | ||
| Q1 24 | $29.0M | $-2.8M |
自由现金流FMBHRDI
| Q4 25 | $124.0M | $4.1M | ||
| Q3 25 | $31.9M | $-246.0K | ||
| Q2 25 | $6.0M | $1.2M | ||
| Q1 25 | $46.0M | $-8.0M | ||
| Q4 24 | $119.5M | $7.0M | ||
| Q3 24 | $32.0M | $-1.1M | ||
| Q2 24 | $22.9M | $-10.6M | ||
| Q1 24 | $27.6M | $-4.7M |
自由现金流率FMBHRDI
| Q4 25 | 140.6% | 8.2% | ||
| Q3 25 | 35.8% | -0.5% | ||
| Q2 25 | 6.8% | 1.9% | ||
| Q1 25 | 54.5% | -19.8% | ||
| Q4 24 | 140.0% | 12.0% | ||
| Q3 24 | 39.7% | -1.8% | ||
| Q2 24 | 28.9% | -22.7% | ||
| Q1 24 | 34.5% | -10.4% |
资本支出强度FMBHRDI
| Q4 25 | 7.8% | 0.3% | ||
| Q3 25 | 1.2% | 1.0% | ||
| Q2 25 | 2.0% | 0.6% | ||
| Q1 25 | 2.3% | 0.6% | ||
| Q4 24 | 5.8% | 1.7% | ||
| Q3 24 | 1.4% | 4.0% | ||
| Q2 24 | 1.4% | 0.5% | ||
| Q1 24 | 1.9% | 4.3% |
现金转化率FMBHRDI
| Q4 25 | 5.53× | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 2.16× | — | ||
| Q4 24 | 6.49× | — | ||
| Q3 24 | 1.70× | — | ||
| Q2 24 | 1.21× | — | ||
| Q1 24 | 1.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FMBH
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
