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FIRST MID BANCSHARES, INC.（FMBH）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
FIRST MID BANCSHARES, INC.的季度营收约是REGIS CORP的1.5倍（$88.2M vs $57.1M），FIRST MID BANCSHARES, INC.净利率更高（26.8% vs 0.8%，领先26.0%），REGIS CORP同比增速更快（22.3% vs 3.4%），FIRST MID BANCSHARES, INC.自由现金流更多（$124.0M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs 5.0%）
First Mid Bancshares Inc.是一家总部位于美国的区域性金融服务控股公司，提供全品类零售与商业银行产品、财富管理、保险解决方案及农业融资服务，主要服务伊利诺伊、密苏里、印第安纳等美国中西部州的个人、中小企业及农业客户。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
FMBH vs RGS — 直观对比
营收规模更大
FMBH
是对方的1.5倍
$57.1M
营收增速更快
RGS
高出18.9%
3.4%
净利率更高
FMBH
高出26.0%
0.8%
自由现金流更多
FMBH
多$123.1M
$891.0K
两年增速更快
RGS
近两年复合增速
5.0%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $88.2M | $57.1M |
| 净利润 | $23.7M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 34.0% | 10.8% |
| 净利率 | 26.8% | 0.8% |
| 营收同比 | 3.4% | 22.3% |
| 净利润同比 | 23.5% | -94.0% |
| 每股收益（稀释后） | $0.98 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FMBHRGS
| Q4 25 | $88.2M | $57.1M | ||
| Q3 25 | $89.3M | $59.0M | ||
| Q2 25 | $87.5M | $60.4M | ||
| Q1 25 | $84.3M | $57.0M | ||
| Q4 24 | $85.3M | $46.7M | ||
| Q3 24 | $80.6M | $46.1M | ||
| Q2 24 | $79.2M | $49.4M | ||
| Q1 24 | $79.9M | $49.2M |
净利润FMBHRGS
| Q4 25 | $23.7M | $456.0K | ||
| Q3 25 | $22.5M | $1.4M | ||
| Q2 25 | $23.4M | $116.5M | ||
| Q1 25 | $22.2M | $250.0K | ||
| Q4 24 | $19.2M | $7.6M | ||
| Q3 24 | $19.5M | $-853.0K | ||
| Q2 24 | $19.7M | $91.2M | ||
| Q1 24 | $20.5M | $-2.3M |
营业利润率FMBHRGS
| Q4 25 | 34.0% | 10.8% | ||
| Q3 25 | 32.2% | 10.0% | ||
| Q2 25 | 34.4% | 12.1% | ||
| Q1 25 | 33.4% | 8.8% | ||
| Q4 24 | 29.7% | 11.8% | ||
| Q3 24 | 31.5% | 4.6% | ||
| Q2 24 | 33.7% | — | ||
| Q1 24 | 33.7% | 8.3% |
净利率FMBHRGS
| Q4 25 | 26.8% | 0.8% | ||
| Q3 25 | 25.2% | 2.3% | ||
| Q2 25 | 26.8% | 192.9% | ||
| Q1 25 | 26.3% | 0.4% | ||
| Q4 24 | 22.5% | 16.4% | ||
| Q3 24 | 24.2% | -1.9% | ||
| Q2 24 | 24.9% | 184.7% | ||
| Q1 24 | 25.6% | -4.7% |
每股收益（稀释后）FMBHRGS
| Q4 25 | $0.98 | $0.16 | ||
| Q3 25 | $0.94 | $0.49 | ||
| Q2 25 | $0.98 | $43.67 | ||
| Q1 25 | $0.93 | $0.08 | ||
| Q4 24 | $0.81 | $2.71 | ||
| Q3 24 | $0.81 | $-0.36 | ||
| Q2 24 | $0.82 | $38.40 | ||
| Q1 24 | $0.86 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | $354.5M | $113.3M |
| 股东权益账面价值 | $958.7M | $188.7M |
| 总资产 | $8.0B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.37× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资FMBHRGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务FMBHRGS
| Q4 25 | $354.5M | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益FMBHRGS
| Q4 25 | $958.7M | $188.7M | ||
| Q3 25 | $932.2M | $187.6M | ||
| Q2 25 | $894.1M | $185.6M | ||
| Q1 25 | $870.9M | $68.6M | ||
| Q4 24 | $846.4M | $66.7M | ||
| Q3 24 | $858.5M | $56.4M | ||
| Q2 24 | $813.6M | $56.8M | ||
| Q1 24 | $798.0M | $-35.8M |
总资产FMBHRGS
| Q4 25 | $8.0B | $588.3M | ||
| Q3 25 | $7.8B | $592.1M | ||
| Q2 25 | $7.7B | $599.0M | ||
| Q1 25 | $7.6B | $511.2M | ||
| Q4 24 | $7.5B | $530.1M | ||
| Q3 24 | $7.6B | $508.9M | ||
| Q2 24 | $7.6B | $530.5M | ||
| Q1 24 | $7.7B | $543.7M |
负债/权益比FMBHRGS
| Q4 25 | 0.37× | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $130.9M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $124.0M | $891.0K |
| 自由现金流率自由现金流/营收 | 140.6% | 1.6% |
| 资本支出强度资本支出/营收 | 7.8% | 1.4% |
| 现金转化率经营现金流/净利润 | 5.53× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $207.9M | $14.9M |
8季度趋势，按日历期对齐
经营现金流FMBHRGS
| Q4 25 | $130.9M | $1.7M | ||
| Q3 25 | $33.0M | $2.3M | ||
| Q2 25 | $7.7M | $6.8M | ||
| Q1 25 | $47.9M | $6.2M | ||
| Q4 24 | $124.4M | $2.1M | ||
| Q3 24 | $33.1M | $-1.3M | ||
| Q2 24 | $24.0M | $5.1M | ||
| Q1 24 | $29.0M | $-277.0K |
自由现金流FMBHRGS
| Q4 25 | $124.0M | $891.0K | ||
| Q3 25 | $31.9M | $1.9M | ||
| Q2 25 | $6.0M | $6.2M | ||
| Q1 25 | $46.0M | $5.9M | ||
| Q4 24 | $119.5M | $1.7M | ||
| Q3 24 | $32.0M | $-1.4M | ||
| Q2 24 | $22.9M | $5.1M | ||
| Q1 24 | $27.6M | $-326.0K |
自由现金流率FMBHRGS
| Q4 25 | 140.6% | 1.6% | ||
| Q3 25 | 35.8% | 3.2% | ||
| Q2 25 | 6.8% | 10.3% | ||
| Q1 25 | 54.5% | 10.3% | ||
| Q4 24 | 140.0% | 3.6% | ||
| Q3 24 | 39.7% | -3.0% | ||
| Q2 24 | 28.9% | 10.3% | ||
| Q1 24 | 34.5% | -0.7% |
资本支出强度FMBHRGS
| Q4 25 | 7.8% | 1.4% | ||
| Q3 25 | 1.2% | 0.7% | ||
| Q2 25 | 2.0% | 0.9% | ||
| Q1 25 | 2.3% | 0.6% | ||
| Q4 24 | 5.8% | 0.9% | ||
| Q3 24 | 1.4% | 0.0% | ||
| Q2 24 | 1.4% | 0.0% | ||
| Q1 24 | 1.9% | 0.1% |
现金转化率FMBHRGS
| Q4 25 | 5.53× | 3.65× | ||
| Q3 25 | 1.47× | 1.68× | ||
| Q2 25 | 0.33× | 0.06× | ||
| Q1 25 | 2.16× | 24.80× | ||
| Q4 24 | 6.49× | 0.28× | ||
| Q3 24 | 1.70× | — | ||
| Q2 24 | 1.21× | 0.06× | ||
| Q1 24 | 1.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FMBH
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
