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FARMERS NATIONAL BANC CORP（FMNB）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
FARMERS NATIONAL BANC CORP的季度营收约是RE/MAX Holdings, Inc.的1.0倍（$71.5M vs $71.1M），FARMERS NATIONAL BANC CORP净利率更高（20.5% vs 2.0%，领先18.4%），FARMERS NATIONAL BANC CORP同比增速更快（3.2% vs -1.8%），FARMERS NATIONAL BANC CORP自由现金流更多（$52.2M vs $33.5M），过去两年FARMERS NATIONAL BANC CORP的营收复合增速更高（6.2% vs -4.7%）
Farmers National Banc Corp（俄亥俄州）是总部位于美国俄亥俄州的地区性金融控股公司，提供零售及商业银行、财富管理、保险等多元服务，主要服务俄亥俄州及美国中西部邻近区域的个人、中小企业与本地社区客户。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
FMNB vs RMAX — 直观对比
营收规模更大
FMNB
是对方的1.0倍
$71.1M
营收增速更快
FMNB
高出5.0%
-1.8%
净利率更高
FMNB
高出18.4%
2.0%
自由现金流更多
FMNB
多$18.7M
$33.5M
两年增速更快
FMNB
近两年复合增速
-4.7%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $71.5M | $71.1M |
| 净利润 | $14.6M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | 24.8% | 13.1% |
| 净利率 | 20.5% | 2.0% |
| 营收同比 | 3.2% | -1.8% |
| 净利润同比 | 1.7% | -75.2% |
| 每股收益（稀释后） | $0.39 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FMNBRMAX
| Q4 25 | $71.5M | $71.1M | ||
| Q3 25 | $70.8M | $73.2M | ||
| Q2 25 | $69.8M | $72.8M | ||
| Q1 25 | $67.8M | $74.5M | ||
| Q4 24 | $69.3M | $72.5M | ||
| Q3 24 | $70.3M | $78.5M | ||
| Q2 24 | $66.5M | $78.5M | ||
| Q1 24 | $63.4M | $78.3M |
净利润FMNBRMAX
| Q4 25 | $14.6M | $1.4M | ||
| Q3 25 | $12.5M | $4.0M | ||
| Q2 25 | $13.9M | $4.7M | ||
| Q1 25 | $13.6M | $-2.0M | ||
| Q4 24 | $14.4M | $5.8M | ||
| Q3 24 | $8.5M | $966.0K | ||
| Q2 24 | $11.8M | $3.7M | ||
| Q1 24 | $11.2M | $-3.4M |
营业利润率FMNBRMAX
| Q4 25 | 24.8% | 13.1% | ||
| Q3 25 | 20.7% | 25.0% | ||
| Q2 25 | 23.4% | 19.3% | ||
| Q1 25 | 24.1% | 7.2% | ||
| Q4 24 | 25.5% | 5.9% | ||
| Q3 24 | 14.4% | 19.4% | ||
| Q2 24 | 21.3% | 20.6% | ||
| Q1 24 | 21.2% | 5.8% |
净利率FMNBRMAX
| Q4 25 | 20.5% | 2.0% | ||
| Q3 25 | 17.6% | 5.4% | ||
| Q2 25 | 19.9% | 6.4% | ||
| Q1 25 | 20.0% | -2.6% | ||
| Q4 24 | 20.8% | 8.0% | ||
| Q3 24 | 12.1% | 1.2% | ||
| Q2 24 | 17.7% | 4.7% | ||
| Q1 24 | 17.7% | -4.3% |
每股收益（稀释后）FMNBRMAX
| Q4 25 | $0.39 | — | ||
| Q3 25 | $0.33 | — | ||
| Q2 25 | $0.37 | — | ||
| Q1 25 | $0.36 | — | ||
| Q4 24 | $0.38 | — | ||
| Q3 24 | $0.23 | — | ||
| Q2 24 | $0.31 | — | ||
| Q1 24 | $0.30 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $118.7M |
| 总债务越低越好 | $86.7M | $432.2M |
| 股东权益账面价值 | $485.7M | $452.4M |
| 总资产 | $5.2B | $582.5M |
| 负债/权益比越低杠杆越低 | 0.18× | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资FMNBRMAX
| Q4 25 | — | $118.7M | ||
| Q3 25 | — | $107.5M | ||
| Q2 25 | — | $94.3M | ||
| Q1 25 | — | $89.1M | ||
| Q4 24 | — | $96.6M | ||
| Q3 24 | — | $83.8M | ||
| Q2 24 | — | $66.1M | ||
| Q1 24 | — | $82.1M |
总债务FMNBRMAX
| Q4 25 | $86.7M | $432.2M | ||
| Q3 25 | $86.6M | $433.3M | ||
| Q2 25 | $86.4M | $434.4M | ||
| Q1 25 | $86.3M | $435.3M | ||
| Q4 24 | $86.2M | $436.2M | ||
| Q3 24 | $86.0M | $437.2M | ||
| Q2 24 | $88.9M | $438.1M | ||
| Q1 24 | $88.8M | $439.0M |
股东权益FMNBRMAX
| Q4 25 | $485.7M | $452.4M | ||
| Q3 25 | $465.9M | $448.1M | ||
| Q2 25 | $437.7M | $442.4M | ||
| Q1 25 | $429.1M | $433.5M | ||
| Q4 24 | $406.0M | $429.5M | ||
| Q3 24 | $439.7M | $423.1M | ||
| Q2 24 | $396.7M | $418.4M | ||
| Q1 24 | $397.0M | $412.0M |
总资产FMNBRMAX
| Q4 25 | $5.2B | $582.5M | ||
| Q3 25 | $5.2B | $582.2M | ||
| Q2 25 | $5.2B | $574.8M | ||
| Q1 25 | $5.2B | $571.4M | ||
| Q4 24 | $5.1B | $581.6M | ||
| Q3 24 | $5.2B | $578.6M | ||
| Q2 24 | $5.2B | $571.4M | ||
| Q1 24 | $5.1B | $566.7M |
负债/权益比FMNBRMAX
| Q4 25 | 0.18× | 0.96× | ||
| Q3 25 | 0.19× | 0.97× | ||
| Q2 25 | 0.20× | 0.98× | ||
| Q1 25 | 0.20× | 1.00× | ||
| Q4 24 | 0.21× | 1.02× | ||
| Q3 24 | 0.20× | 1.03× | ||
| Q2 24 | 0.22× | 1.05× | ||
| Q1 24 | 0.22× | 1.07× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $60.0M | $40.9M |
| 自由现金流经营现金流 - 资本支出 | $52.2M | $33.5M |
| 自由现金流率自由现金流/营收 | 73.0% | 47.1% |
| 资本支出强度资本支出/营收 | 11.0% | 10.4% |
| 现金转化率经营现金流/净利润 | 4.10× | 28.39× |
| 过去12个月自由现金流最近4个季度 | $85.8M | $56.8M |
8季度趋势，按日历期对齐
经营现金流FMNBRMAX
| Q4 25 | $60.0M | $40.9M | ||
| Q3 25 | $10.7M | $17.7M | ||
| Q2 25 | $14.0M | $4.6M | ||
| Q1 25 | $15.7M | $5.7M | ||
| Q4 24 | $66.6M | $59.7M | ||
| Q3 24 | $23.9M | $17.6M | ||
| Q2 24 | $16.6M | $15.9M | ||
| Q1 24 | $13.7M | $9.4M |
自由现金流FMNBRMAX
| Q4 25 | $52.2M | $33.5M | ||
| Q3 25 | $9.0M | $16.4M | ||
| Q2 25 | $12.4M | $2.9M | ||
| Q1 25 | $12.2M | $4.0M | ||
| Q4 24 | $54.9M | $53.0M | ||
| Q3 24 | $20.4M | $16.3M | ||
| Q2 24 | $14.4M | $14.0M | ||
| Q1 24 | $12.2M | $6.8M |
自由现金流率FMNBRMAX
| Q4 25 | 73.0% | 47.1% | ||
| Q3 25 | 12.8% | 22.4% | ||
| Q2 25 | 17.8% | 4.0% | ||
| Q1 25 | 18.0% | 5.3% | ||
| Q4 24 | 79.2% | 73.2% | ||
| Q3 24 | 29.1% | 20.8% | ||
| Q2 24 | 21.6% | 17.8% | ||
| Q1 24 | 19.2% | 8.6% |
资本支出强度FMNBRMAX
| Q4 25 | 11.0% | 10.4% | ||
| Q3 25 | 2.4% | 1.8% | ||
| Q2 25 | 2.3% | 2.2% | ||
| Q1 25 | 5.2% | 2.3% | ||
| Q4 24 | 16.9% | 9.1% | ||
| Q3 24 | 4.9% | 1.7% | ||
| Q2 24 | 3.3% | 2.4% | ||
| Q1 24 | 2.4% | 3.3% |
现金转化率FMNBRMAX
| Q4 25 | 4.10× | 28.39× | ||
| Q3 25 | 0.86× | 4.45× | ||
| Q2 25 | 1.01× | 0.97× | ||
| Q1 25 | 1.15× | — | ||
| Q4 24 | 4.63× | 10.28× | ||
| Q3 24 | 2.80× | 18.22× | ||
| Q2 24 | 1.41× | 4.29× | ||
| Q1 24 | 1.22× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FMNB
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
