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FNB CORP/PA/（FNB）与Jackson Financial Inc.（JXN）财务数据对比。点击上方公司名可切换其他公司
Jackson Financial Inc.的季度营收约是FNB CORP/PA/的5.4倍（$2.0B vs $366.0M）。FNB CORP/PA/净利率更高（45.9% vs -10.3%，领先56.2%）。Jackson Financial Inc.同比增速更快（783.6% vs 13.7%）
FNB集团是总部位于美国宾夕法尼亚州匹兹堡的多元化金融服务机构，为旗下最大子公司第一国民银行的控股主体，截至2025年12月31日总资产超500亿美元，业务覆盖匹兹堡、巴尔的摩、克利夫兰、华盛顿特区、北卡罗来纳州多座城市及南卡罗来纳州查尔斯顿等核心都会区。
本公司是美国大型金融服务企业，旗下子公司面向美国及全球逾40个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品及服务。2019年为美国最大保险提供商，总资产达8151亿美元，入选《财富》世界500强及美国500强榜单。
FNB vs JXN — 直观对比
营收规模更大
JXN
是对方的5.4倍
$366.0M
营收增速更快
JXN
高出769.9%
13.7%
净利率更高
FNB
高出56.2%
-10.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $366.0M | $2.0B |
| 净利润 | $168.0M | $-204.0M |
| 毛利率 | — | — |
| 营业利润率 | 45.1% | -18.0% |
| 净利率 | 45.9% | -10.3% |
| 营收同比 | 13.7% | 783.6% |
| 净利润同比 | 52.7% | -159.1% |
| 每股收益（稀释后） | $0.47 | $-3.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNBJXN
| Q4 25 | $366.0M | $2.0B | ||
| Q3 25 | $359.0M | $1.4B | ||
| Q2 25 | $348.0M | $-471.0M | ||
| Q1 25 | $323.0M | $3.8B | ||
| Q4 24 | $322.0M | $225.0M | ||
| Q3 24 | $323.0M | $2.1B | ||
| Q2 24 | $316.0M | $1.2B | ||
| Q1 24 | $319.0M | $-322.0M |
净利润FNBJXN
| Q4 25 | $168.0M | $-204.0M | ||
| Q3 25 | $150.0M | $76.0M | ||
| Q2 25 | $130.0M | $179.0M | ||
| Q1 25 | $117.0M | $-24.0M | ||
| Q4 24 | $110.0M | $345.0M | ||
| Q3 24 | $110.0M | $-469.0M | ||
| Q2 24 | $123.0M | $275.0M | ||
| Q1 24 | $122.0M | $795.0M |
营业利润率FNBJXN
| Q4 25 | 45.1% | -18.0% | ||
| Q3 25 | 52.9% | 5.1% | ||
| Q2 25 | 47.7% | — | ||
| Q1 25 | 45.8% | -0.5% | ||
| Q4 24 | 31.7% | — | ||
| Q3 24 | 43.3% | -27.3% | ||
| Q2 24 | 49.7% | 25.5% | ||
| Q1 24 | 48.9% | — |
净利率FNBJXN
| Q4 25 | 45.9% | -10.3% | ||
| Q3 25 | 41.8% | 5.4% | ||
| Q2 25 | 37.4% | -38.0% | ||
| Q1 25 | 36.2% | -0.6% | ||
| Q4 24 | 34.2% | 153.3% | ||
| Q3 24 | 34.1% | -22.1% | ||
| Q2 24 | 38.9% | 22.1% | ||
| Q1 24 | 38.2% | -246.9% |
每股收益（稀释后）FNBJXN
| Q4 25 | $0.47 | $-3.02 | ||
| Q3 25 | $0.41 | $0.92 | ||
| Q2 25 | $0.36 | $2.34 | ||
| Q1 25 | $0.32 | $-0.48 | ||
| Q4 24 | $0.31 | $4.74 | ||
| Q3 24 | $0.30 | $-6.37 | ||
| Q2 24 | $0.34 | $3.43 | ||
| Q1 24 | $0.32 | $9.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.5B | $5.7B |
| 总债务越低越好 | $1.9B | $2.0B |
| 股东权益账面价值 | $6.8B | $10.0B |
| 总资产 | $50.2B | $352.6B |
| 负债/权益比越低杠杆越低 | 0.28× | 0.20× |
8季度趋势，按日历期对齐
现金及短期投资FNBJXN
| Q4 25 | $2.5B | $5.7B | ||
| Q3 25 | $2.4B | $4.6B | ||
| Q2 25 | $2.4B | $3.8B | ||
| Q1 25 | $2.4B | $3.9B | ||
| Q4 24 | $2.4B | $3.8B | ||
| Q3 24 | $2.1B | $3.1B | ||
| Q2 24 | $1.9B | $1.7B | ||
| Q1 24 | $1.5B | $2.5B |
总债务FNBJXN
| Q4 25 | $1.9B | $2.0B | ||
| Q3 25 | $2.1B | $2.0B | ||
| Q2 25 | $2.7B | $2.0B | ||
| Q1 25 | $2.5B | $2.0B | ||
| Q4 24 | $3.0B | $2.0B | ||
| Q3 24 | $2.5B | $2.0B | ||
| Q2 24 | $2.0B | $2.0B | ||
| Q1 24 | $2.1B | $2.0B |
股东权益FNBJXN
| Q4 25 | $6.8B | $10.0B | ||
| Q3 25 | $6.6B | $10.2B | ||
| Q2 25 | $6.5B | $10.4B | ||
| Q1 25 | $6.4B | $10.3B | ||
| Q4 24 | $6.3B | $9.8B | ||
| Q3 24 | $6.2B | $10.7B | ||
| Q2 24 | $6.1B | $10.1B | ||
| Q1 24 | $6.0B | $10.2B |
总资产FNBJXN
| Q4 25 | $50.2B | $352.6B | ||
| Q3 25 | $49.9B | $353.6B | ||
| Q2 25 | $49.7B | $343.7B | ||
| Q1 25 | $49.0B | $327.2B | ||
| Q4 24 | $48.6B | $338.4B | ||
| Q3 24 | $48.0B | $345.7B | ||
| Q2 24 | $47.7B | $337.8B | ||
| Q1 24 | $45.9B | $340.3B |
负债/权益比FNBJXN
| Q4 25 | 0.28× | 0.20× | ||
| Q3 25 | 0.32× | 0.20× | ||
| Q2 25 | 0.41× | 0.20× | ||
| Q1 25 | 0.39× | 0.20× | ||
| Q4 24 | 0.48× | 0.21× | ||
| Q3 24 | 0.40× | 0.19× | ||
| Q2 24 | 0.33× | 0.20× | ||
| Q1 24 | 0.35× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $128.0M | $1.6B |
| 自由现金流经营现金流 - 资本支出 | $99.0M | — |
| 自由现金流率自由现金流/营收 | 27.0% | — |
| 资本支出强度资本支出/营收 | 7.9% | — |
| 现金转化率经营现金流/净利润 | 0.76× | — |
| 过去12个月自由现金流最近4个季度 | $376.0M | — |
8季度趋势，按日历期对齐
经营现金流FNBJXN
| Q4 25 | $128.0M | $1.6B | ||
| Q3 25 | $167.0M | $1.4B | ||
| Q2 25 | $123.0M | $1.2B | ||
| Q1 25 | $64.0M | $1.6B | ||
| Q4 24 | $326.0M | $1.5B | ||
| Q3 24 | $-14.0M | $1.4B | ||
| Q2 24 | $85.0M | $1.5B | ||
| Q1 24 | $245.0M | $1.4B |
自由现金流FNBJXN
| Q4 25 | $99.0M | — | ||
| Q3 25 | $149.0M | — | ||
| Q2 25 | $85.0M | — | ||
| Q1 25 | $43.0M | — | ||
| Q4 24 | $278.0M | — | ||
| Q3 24 | $-46.0M | — | ||
| Q2 24 | $55.0M | — | ||
| Q1 24 | $216.0M | — |
自由现金流率FNBJXN
| Q4 25 | 27.0% | — | ||
| Q3 25 | 41.5% | — | ||
| Q2 25 | 24.4% | — | ||
| Q1 25 | 13.3% | — | ||
| Q4 24 | 86.3% | — | ||
| Q3 24 | -14.2% | — | ||
| Q2 24 | 17.4% | — | ||
| Q1 24 | 67.7% | — |
资本支出强度FNBJXN
| Q4 25 | 7.9% | — | ||
| Q3 25 | 5.0% | — | ||
| Q2 25 | 10.9% | — | ||
| Q1 25 | 6.5% | — | ||
| Q4 24 | 14.9% | — | ||
| Q3 24 | 9.9% | — | ||
| Q2 24 | 9.5% | — | ||
| Q1 24 | 9.1% | — |
现金转化率FNBJXN
| Q4 25 | 0.76× | — | ||
| Q3 25 | 1.11× | 18.03× | ||
| Q2 25 | 0.95× | 6.55× | ||
| Q1 25 | 0.55× | — | ||
| Q4 24 | 2.96× | 4.42× | ||
| Q3 24 | -0.13× | — | ||
| Q2 24 | 0.69× | 5.37× | ||
| Q1 24 | 2.01× | 1.79× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNB
暂无分部数据
JXN
| Retail Annuities Segment | $1.5B | 74% |
| Closed Life And Annuity Blocks Segment | $298.0M | 15% |
| Institutional Products Segment | $146.0M | 7% |
| Other | $70.0M | 4% |
