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FNB CORP（FNB）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
LifeStance Health Group, Inc.的季度营收约是FNB CORP的1.0倍（$382.2M vs $366.0M），FNB CORP净利率更高（45.9% vs 3.1%，领先42.8%），LifeStance Health Group, Inc.同比增速更快（17.4% vs 13.7%），FNB CORP自由现金流更多（$99.0M vs $46.6M），过去两年LifeStance Health Group, Inc.的营收复合增速更高（12.8% vs 7.1%）
FNB集团是总部位于美国宾夕法尼亚州匹兹堡的多元化金融服务机构，为旗下最大子公司第一国民银行的控股主体，截至2025年12月31日总资产超500亿美元，业务覆盖匹兹堡、巴尔的摩、克利夫兰、华盛顿特区、北卡罗来纳州多座城市及南卡罗来纳州查尔斯顿等核心都会区。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
FNB vs LFST — 直观对比
营收规模更大
LFST
是对方的1.0倍
$366.0M
营收增速更快
LFST
高出3.8%
13.7%
净利率更高
FNB
高出42.8%
3.1%
自由现金流更多
FNB
多$52.4M
$46.6M
两年增速更快
LFST
近两年复合增速
7.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $366.0M | $382.2M |
| 净利润 | $168.0M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 45.1% | 4.7% |
| 净利率 | 45.9% | 3.1% |
| 营收同比 | 13.7% | 17.4% |
| 净利润同比 | 52.7% | 264.1% |
| 每股收益（稀释后） | $0.47 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNBLFST
| Q4 25 | $366.0M | $382.2M | ||
| Q3 25 | $359.0M | $363.8M | ||
| Q2 25 | $348.0M | $345.3M | ||
| Q1 25 | $323.0M | $333.0M | ||
| Q4 24 | $322.0M | $325.5M | ||
| Q3 24 | $323.0M | $312.7M | ||
| Q2 24 | $316.0M | $312.3M | ||
| Q1 24 | $319.0M | $300.4M |
净利润FNBLFST
| Q4 25 | $168.0M | $11.7M | ||
| Q3 25 | $150.0M | $1.1M | ||
| Q2 25 | $130.0M | $-3.8M | ||
| Q1 25 | $117.0M | $709.0K | ||
| Q4 24 | $110.0M | $-7.1M | ||
| Q3 24 | $110.0M | $-6.0M | ||
| Q2 24 | $123.0M | $-23.3M | ||
| Q1 24 | $122.0M | $-21.1M |
营业利润率FNBLFST
| Q4 25 | 45.1% | 4.7% | ||
| Q3 25 | 52.9% | 2.0% | ||
| Q2 25 | 47.7% | -0.9% | ||
| Q1 25 | 45.8% | 0.5% | ||
| Q4 24 | 31.7% | 0.3% | ||
| Q3 24 | 43.3% | 0.0% | ||
| Q2 24 | 49.7% | -5.1% | ||
| Q1 24 | 48.9% | -5.6% |
净利率FNBLFST
| Q4 25 | 45.9% | 3.1% | ||
| Q3 25 | 41.8% | 0.3% | ||
| Q2 25 | 37.4% | -1.1% | ||
| Q1 25 | 36.2% | 0.2% | ||
| Q4 24 | 34.2% | -2.2% | ||
| Q3 24 | 34.1% | -1.9% | ||
| Q2 24 | 38.9% | -7.5% | ||
| Q1 24 | 38.2% | -7.0% |
每股收益（稀释后）FNBLFST
| Q4 25 | $0.47 | — | ||
| Q3 25 | $0.41 | — | ||
| Q2 25 | $0.36 | — | ||
| Q1 25 | $0.32 | — | ||
| Q4 24 | $0.31 | — | ||
| Q3 24 | $0.30 | — | ||
| Q2 24 | $0.34 | — | ||
| Q1 24 | $0.32 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.5B | $248.6M |
| 总债务越低越好 | $1.9B | $282.8M |
| 股东权益账面价值 | $6.8B | $1.5B |
| 总资产 | $50.2B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.28× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资FNBLFST
| Q4 25 | $2.5B | $248.6M | ||
| Q3 25 | $2.4B | $203.9M | ||
| Q2 25 | $2.4B | $188.9M | ||
| Q1 25 | $2.4B | $134.3M | ||
| Q4 24 | $2.4B | $154.6M | ||
| Q3 24 | $2.1B | $102.6M | ||
| Q2 24 | $1.9B | $87.0M | ||
| Q1 24 | $1.5B | $49.5M |
总债务FNBLFST
| Q4 25 | $1.9B | $282.8M | ||
| Q3 25 | $2.1B | $284.6M | ||
| Q2 25 | $2.7B | $286.4M | ||
| Q1 25 | $2.5B | $288.2M | ||
| Q4 24 | $3.0B | $290.0M | ||
| Q3 24 | $2.5B | $287.3M | ||
| Q2 24 | $2.0B | $288.0M | ||
| Q1 24 | $2.1B | $288.8M |
股东权益FNBLFST
| Q4 25 | $6.8B | $1.5B | ||
| Q3 25 | $6.6B | $1.5B | ||
| Q2 25 | $6.5B | $1.5B | ||
| Q1 25 | $6.4B | $1.5B | ||
| Q4 24 | $6.3B | $1.4B | ||
| Q3 24 | $6.2B | $1.4B | ||
| Q2 24 | $6.1B | $1.4B | ||
| Q1 24 | $6.0B | $1.4B |
总资产FNBLFST
| Q4 25 | $50.2B | $2.2B | ||
| Q3 25 | $49.9B | $2.1B | ||
| Q2 25 | $49.7B | $2.1B | ||
| Q1 25 | $49.0B | $2.1B | ||
| Q4 24 | $48.6B | $2.1B | ||
| Q3 24 | $48.0B | $2.1B | ||
| Q2 24 | $47.7B | $2.1B | ||
| Q1 24 | $45.9B | $2.1B |
负债/权益比FNBLFST
| Q4 25 | 0.28× | 0.19× | ||
| Q3 25 | 0.32× | 0.19× | ||
| Q2 25 | 0.41× | 0.19× | ||
| Q1 25 | 0.39× | 0.20× | ||
| Q4 24 | 0.48× | 0.20× | ||
| Q3 24 | 0.40× | 0.20× | ||
| Q2 24 | 0.33× | 0.20× | ||
| Q1 24 | 0.35× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $128.0M | $57.6M |
| 自由现金流经营现金流 - 资本支出 | $99.0M | $46.6M |
| 自由现金流率自由现金流/营收 | 27.0% | 12.2% |
| 资本支出强度资本支出/营收 | 7.9% | 2.9% |
| 现金转化率经营现金流/净利润 | 0.76× | 4.93× |
| 过去12个月自由现金流最近4个季度 | $376.0M | $110.0M |
8季度趋势，按日历期对齐
经营现金流FNBLFST
| Q4 25 | $128.0M | $57.6M | ||
| Q3 25 | $167.0M | $27.3M | ||
| Q2 25 | $123.0M | $64.4M | ||
| Q1 25 | $64.0M | $-3.1M | ||
| Q4 24 | $326.0M | $62.3M | ||
| Q3 24 | $-14.0M | $22.7M | ||
| Q2 24 | $85.0M | $44.1M | ||
| Q1 24 | $245.0M | $-21.8M |
自由现金流FNBLFST
| Q4 25 | $99.0M | $46.6M | ||
| Q3 25 | $149.0M | $17.0M | ||
| Q2 25 | $85.0M | $56.6M | ||
| Q1 25 | $43.0M | $-10.3M | ||
| Q4 24 | $278.0M | $56.0M | ||
| Q3 24 | $-46.0M | $17.7M | ||
| Q2 24 | $55.0M | $39.0M | ||
| Q1 24 | $216.0M | $-26.9M |
自由现金流率FNBLFST
| Q4 25 | 27.0% | 12.2% | ||
| Q3 25 | 41.5% | 4.7% | ||
| Q2 25 | 24.4% | 16.4% | ||
| Q1 25 | 13.3% | -3.1% | ||
| Q4 24 | 86.3% | 17.2% | ||
| Q3 24 | -14.2% | 5.7% | ||
| Q2 24 | 17.4% | 12.5% | ||
| Q1 24 | 67.7% | -9.0% |
资本支出强度FNBLFST
| Q4 25 | 7.9% | 2.9% | ||
| Q3 25 | 5.0% | 2.8% | ||
| Q2 25 | 10.9% | 2.2% | ||
| Q1 25 | 6.5% | 2.2% | ||
| Q4 24 | 14.9% | 1.9% | ||
| Q3 24 | 9.9% | 1.6% | ||
| Q2 24 | 9.5% | 1.6% | ||
| Q1 24 | 9.1% | 1.7% |
现金转化率FNBLFST
| Q4 25 | 0.76× | 4.93× | ||
| Q3 25 | 1.11× | 25.34× | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 0.55× | -4.36× | ||
| Q4 24 | 2.96× | — | ||
| Q3 24 | -0.13× | — | ||
| Q2 24 | 0.69× | — | ||
| Q1 24 | 2.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
