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FNB CORP（FNB）与Mativ Holdings, Inc.（MATV）财务数据对比。点击上方公司名可切换其他公司
Mativ Holdings, Inc.的季度营收约是FNB CORP的1.3倍（$463.1M vs $366.0M），FNB CORP净利率更高（45.9% vs 21.8%，领先24.1%），FNB CORP同比增速更快（13.7% vs 1.0%），FNB CORP自由现金流更多（$99.0M vs $8.0M），过去两年FNB CORP的营收复合增速更高（7.1% vs -3.8%）
FNB集团是总部位于美国宾夕法尼亚州匹兹堡的多元化金融服务机构，为旗下最大子公司第一国民银行的控股主体，截至2025年12月31日总资产超500亿美元，业务覆盖匹兹堡、巴尔的摩、克利夫兰、华盛顿特区、北卡罗来纳州多座城市及南卡罗来纳州查尔斯顿等核心都会区。
Mativ Holdings是一家全球特种材料制造商，主要生产高性能先进聚合物、无纺布、过滤解决方案及功能性涂层材料，服务医疗、工业、消费品、航空航天、能源等领域，业务遍及北美、欧洲及亚太地区。
FNB vs MATV — 直观对比
营收规模更大
MATV
是对方的1.3倍
$366.0M
营收增速更快
FNB
高出12.7%
1.0%
净利率更高
FNB
高出24.1%
21.8%
自由现金流更多
FNB
多$91.0M
$8.0M
两年增速更快
FNB
近两年复合增速
-3.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $366.0M | $463.1M |
| 净利润 | $168.0M | $100.8M |
| 毛利率 | — | 18.8% |
| 营业利润率 | 45.1% | 2.2% |
| 净利率 | 45.9% | 21.8% |
| 营收同比 | 13.7% | 1.0% |
| 净利润同比 | 52.7% | 6620.0% |
| 每股收益（稀释后） | $0.47 | $1.87 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNBMATV
| Q4 25 | $366.0M | $463.1M | ||
| Q3 25 | $359.0M | $513.7M | ||
| Q2 25 | $348.0M | $525.4M | ||
| Q1 25 | $323.0M | $484.8M | ||
| Q4 24 | $322.0M | $458.6M | ||
| Q3 24 | $323.0M | $498.5M | ||
| Q2 24 | $316.0M | $523.8M | ||
| Q1 24 | $319.0M | $500.2M |
净利润FNBMATV
| Q4 25 | $168.0M | $100.8M | ||
| Q3 25 | $150.0M | $-3.2M | ||
| Q2 25 | $130.0M | $-9.5M | ||
| Q1 25 | $117.0M | $-425.5M | ||
| Q4 24 | $110.0M | $1.5M | ||
| Q3 24 | $110.0M | $-20.8M | ||
| Q2 24 | $123.0M | $-1.4M | ||
| Q1 24 | $122.0M | $-28.0M |
毛利率FNBMATV
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 19.3% | ||
| Q2 25 | — | 19.7% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 16.9% | ||
| Q3 24 | — | 18.8% | ||
| Q2 24 | — | 20.8% | ||
| Q1 24 | — | 16.8% |
营业利润率FNBMATV
| Q4 25 | 45.1% | 2.2% | ||
| Q3 25 | 52.9% | 3.1% | ||
| Q2 25 | 47.7% | 3.8% | ||
| Q1 25 | 45.8% | -88.8% | ||
| Q4 24 | 31.7% | 0.6% | ||
| Q3 24 | 43.3% | 1.4% | ||
| Q2 24 | 49.7% | 2.0% | ||
| Q1 24 | 48.9% | -2.8% |
净利率FNBMATV
| Q4 25 | 45.9% | 21.8% | ||
| Q3 25 | 41.8% | -0.6% | ||
| Q2 25 | 37.4% | -1.8% | ||
| Q1 25 | 36.2% | -87.8% | ||
| Q4 24 | 34.2% | 0.3% | ||
| Q3 24 | 34.1% | -4.2% | ||
| Q2 24 | 38.9% | -0.3% | ||
| Q1 24 | 38.2% | -5.6% |
每股收益（稀释后）FNBMATV
| Q4 25 | $0.47 | $1.87 | ||
| Q3 25 | $0.41 | $-0.06 | ||
| Q2 25 | $0.36 | $-0.18 | ||
| Q1 25 | $0.32 | $-7.82 | ||
| Q4 24 | $0.31 | $0.03 | ||
| Q3 24 | $0.30 | $-0.38 | ||
| Q2 24 | $0.34 | $-0.03 | ||
| Q1 24 | $0.32 | $-0.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.5B | $84.2M |
| 总债务越低越好 | $1.9B | $1.0B |
| 股东权益账面价值 | $6.8B | $498.7M |
| 总资产 | $50.2B | $2.1B |
| 负债/权益比越低杠杆越低 | 0.28× | 2.07× |
8季度趋势，按日历期对齐
现金及短期投资FNBMATV
| Q4 25 | $2.5B | $84.2M | ||
| Q3 25 | $2.4B | $97.1M | ||
| Q2 25 | $2.4B | $95.6M | ||
| Q1 25 | $2.4B | $84.0M | ||
| Q4 24 | $2.4B | $94.3M | ||
| Q3 24 | $2.1B | $162.2M | ||
| Q2 24 | $1.9B | $133.4M | ||
| Q1 24 | $1.5B | $128.9M |
总债务FNBMATV
| Q4 25 | $1.9B | $1.0B | ||
| Q3 25 | $2.1B | $1.0B | ||
| Q2 25 | $2.7B | $1.1B | ||
| Q1 25 | $2.5B | $1.1B | ||
| Q4 24 | $3.0B | $1.1B | ||
| Q3 24 | $2.5B | $1.2B | ||
| Q2 24 | $2.0B | $1.2B | ||
| Q1 24 | $2.1B | $1.2B |
股东权益FNBMATV
| Q4 25 | $6.8B | $498.7M | ||
| Q3 25 | $6.6B | $397.4M | ||
| Q2 25 | $6.5B | $416.6M | ||
| Q1 25 | $6.4B | $428.2M | ||
| Q4 24 | $6.3B | $858.5M | ||
| Q3 24 | $6.2B | $882.3M | ||
| Q2 24 | $6.1B | $898.0M | ||
| Q1 24 | $6.0B | $906.9M |
总资产FNBMATV
| Q4 25 | $50.2B | $2.1B | ||
| Q3 25 | $49.9B | $2.0B | ||
| Q2 25 | $49.7B | $2.1B | ||
| Q1 25 | $49.0B | $2.1B | ||
| Q4 24 | $48.6B | $2.4B | ||
| Q3 24 | $48.0B | $2.6B | ||
| Q2 24 | $47.7B | $2.6B | ||
| Q1 24 | $45.9B | $2.7B |
负债/权益比FNBMATV
| Q4 25 | 0.28× | 2.07× | ||
| Q3 25 | 0.32× | 2.63× | ||
| Q2 25 | 0.41× | 2.66× | ||
| Q1 25 | 0.39× | 2.67× | ||
| Q4 24 | 0.48× | 1.30× | ||
| Q3 24 | 0.40× | 1.32× | ||
| Q2 24 | 0.33× | 1.29× | ||
| Q1 24 | 0.35× | 1.30× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $128.0M | $19.3M |
| 自由现金流经营现金流 - 资本支出 | $99.0M | $8.0M |
| 自由现金流率自由现金流/营收 | 27.0% | 1.7% |
| 资本支出强度资本支出/营收 | 7.9% | 2.4% |
| 现金转化率经营现金流/净利润 | 0.76× | 0.19× |
| 过去12个月自由现金流最近4个季度 | $376.0M | $93.8M |
8季度趋势，按日历期对齐
经营现金流FNBMATV
| Q4 25 | $128.0M | $19.3M | ||
| Q3 25 | $167.0M | $72.8M | ||
| Q2 25 | $123.0M | $57.6M | ||
| Q1 25 | $64.0M | $-15.9M | ||
| Q4 24 | $326.0M | $24.1M | ||
| Q3 24 | $-14.0M | $37.6M | ||
| Q2 24 | $85.0M | $46.1M | ||
| Q1 24 | $245.0M | $-13.0M |
自由现金流FNBMATV
| Q4 25 | $99.0M | $8.0M | ||
| Q3 25 | $149.0M | $66.7M | ||
| Q2 25 | $85.0M | $48.9M | ||
| Q1 25 | $43.0M | $-29.8M | ||
| Q4 24 | $278.0M | $2.0M | ||
| Q3 24 | $-46.0M | $25.5M | ||
| Q2 24 | $55.0M | $37.4M | ||
| Q1 24 | $216.0M | $-25.1M |
自由现金流率FNBMATV
| Q4 25 | 27.0% | 1.7% | ||
| Q3 25 | 41.5% | 13.0% | ||
| Q2 25 | 24.4% | 9.3% | ||
| Q1 25 | 13.3% | -6.1% | ||
| Q4 24 | 86.3% | 0.4% | ||
| Q3 24 | -14.2% | 5.1% | ||
| Q2 24 | 17.4% | 7.1% | ||
| Q1 24 | 67.7% | -5.0% |
资本支出强度FNBMATV
| Q4 25 | 7.9% | 2.4% | ||
| Q3 25 | 5.0% | 1.2% | ||
| Q2 25 | 10.9% | 1.7% | ||
| Q1 25 | 6.5% | 2.9% | ||
| Q4 24 | 14.9% | 4.8% | ||
| Q3 24 | 9.9% | 2.4% | ||
| Q2 24 | 9.5% | 1.7% | ||
| Q1 24 | 9.1% | 2.4% |
现金转化率FNBMATV
| Q4 25 | 0.76× | 0.19× | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 0.55× | — | ||
| Q4 24 | 2.96× | 16.07× | ||
| Q3 24 | -0.13× | — | ||
| Q2 24 | 0.69× | — | ||
| Q1 24 | 2.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNB
暂无分部数据
MATV
| Other | $208.7M | 45% |
| SAS Segment | $157.4M | 34% |
| FAM Segment | $97.0M | 21% |
