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FNB CORP（FNB）与UiPath, Inc.（PATH）财务数据对比。点击上方公司名可切换其他公司
UiPath, Inc.的季度营收约是FNB CORP的1.1倍（$411.1M vs $366.0M），UiPath, Inc.净利率更高（48.4% vs 45.9%，领先2.5%），UiPath, Inc.同比增速更快（15.9% vs 13.7%），FNB CORP自由现金流更多（$99.0M vs $25.1M），过去两年FNB CORP的营收复合增速更高（7.1% vs 0.7%）
FNB集团是总部位于美国宾夕法尼亚州匹兹堡的多元化金融服务机构，为旗下最大子公司第一国民银行的控股主体，截至2025年12月31日总资产超500亿美元，业务覆盖匹兹堡、巴尔的摩、克利夫兰、华盛顿特区、北卡罗来纳州多座城市及南卡罗来纳州查尔斯顿等核心都会区。
UiPath是一家全球化软件企业，专注于开发人工智能、智能自动化及流程编排类软件，其产品支持用户搭建与调度AI代理，实现复杂业务流程、工作流的自动化运行，助力各行业客户提升运营效率、降低人力成本。
FNB vs PATH — 直观对比
营收规模更大
PATH
是对方的1.1倍
$366.0M
营收增速更快
PATH
高出2.3%
13.7%
净利率更高
PATH
高出2.5%
45.9%
自由现金流更多
FNB
多$73.9M
$25.1M
两年增速更快
FNB
近两年复合增速
0.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $366.0M | $411.1M |
| 净利润 | $168.0M | $198.8M |
| 毛利率 | — | 83.3% |
| 营业利润率 | 45.1% | 3.2% |
| 净利率 | 45.9% | 48.4% |
| 营收同比 | 13.7% | 15.9% |
| 净利润同比 | 52.7% | 1966.2% |
| 每股收益（稀释后） | $0.47 | $0.37 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNBPATH
| Q4 25 | $366.0M | $411.1M | ||
| Q3 25 | $359.0M | $361.7M | ||
| Q2 25 | $348.0M | $356.6M | ||
| Q1 25 | $323.0M | $423.6M | ||
| Q4 24 | $322.0M | $354.7M | ||
| Q3 24 | $323.0M | $316.3M | ||
| Q2 24 | $316.0M | $335.1M | ||
| Q1 24 | $319.0M | $405.3M |
净利润FNBPATH
| Q4 25 | $168.0M | $198.8M | ||
| Q3 25 | $150.0M | $1.6M | ||
| Q2 25 | $130.0M | $-22.6M | ||
| Q1 25 | $117.0M | $51.8M | ||
| Q4 24 | $110.0M | $-10.7M | ||
| Q3 24 | $110.0M | $-86.1M | ||
| Q2 24 | $123.0M | $-28.7M | ||
| Q1 24 | $122.0M | $33.9M |
毛利率FNBPATH
| Q4 25 | — | 83.3% | ||
| Q3 25 | — | 82.2% | ||
| Q2 25 | — | 82.1% | ||
| Q1 25 | — | 84.8% | ||
| Q4 24 | — | 82.0% | ||
| Q3 24 | — | 80.0% | ||
| Q2 24 | — | 83.5% | ||
| Q1 24 | — | 86.8% |
营业利润率FNBPATH
| Q4 25 | 45.1% | 3.2% | ||
| Q3 25 | 52.9% | -5.6% | ||
| Q2 25 | 47.7% | -4.6% | ||
| Q1 25 | 45.8% | 7.9% | ||
| Q4 24 | 31.7% | -12.2% | ||
| Q3 24 | 43.3% | -32.7% | ||
| Q2 24 | 49.7% | -14.8% | ||
| Q1 24 | 48.9% | 3.7% |
净利率FNBPATH
| Q4 25 | 45.9% | 48.4% | ||
| Q3 25 | 41.8% | 0.4% | ||
| Q2 25 | 37.4% | -6.3% | ||
| Q1 25 | 36.2% | 12.2% | ||
| Q4 24 | 34.2% | -3.0% | ||
| Q3 24 | 34.1% | -27.2% | ||
| Q2 24 | 38.9% | -8.6% | ||
| Q1 24 | 38.2% | 8.4% |
每股收益（稀释后）FNBPATH
| Q4 25 | $0.47 | $0.37 | ||
| Q3 25 | $0.41 | $0.00 | ||
| Q2 25 | $0.36 | $-0.04 | ||
| Q1 25 | $0.32 | $0.09 | ||
| Q4 24 | $0.31 | $-0.02 | ||
| Q3 24 | $0.30 | $-0.15 | ||
| Q2 24 | $0.34 | $-0.05 | ||
| Q1 24 | $0.32 | $0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.5B | $1.4B |
| 总债务越低越好 | $1.9B | — |
| 股东权益账面价值 | $6.8B | $1.9B |
| 总资产 | $50.2B | $2.9B |
| 负债/权益比越低杠杆越低 | 0.28× | — |
8季度趋势，按日历期对齐
现金及短期投资FNBPATH
| Q4 25 | $2.5B | $1.4B | ||
| Q3 25 | $2.4B | $1.4B | ||
| Q2 25 | $2.4B | $1.6B | ||
| Q1 25 | $2.4B | $1.6B | ||
| Q4 24 | $2.4B | $1.6B | ||
| Q3 24 | $2.1B | $1.7B | ||
| Q2 24 | $1.9B | $1.9B | ||
| Q1 24 | $1.5B | $1.9B |
总债务FNBPATH
| Q4 25 | $1.9B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.7B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $3.0B | — | ||
| Q3 24 | $2.5B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.1B | — |
股东权益FNBPATH
| Q4 25 | $6.8B | $1.9B | ||
| Q3 25 | $6.6B | $1.7B | ||
| Q2 25 | $6.5B | $1.7B | ||
| Q1 25 | $6.4B | $1.8B | ||
| Q4 24 | $6.3B | $1.7B | ||
| Q3 24 | $6.2B | $1.8B | ||
| Q2 24 | $6.1B | $2.0B | ||
| Q1 24 | $6.0B | $2.0B |
总资产FNBPATH
| Q4 25 | $50.2B | $2.9B | ||
| Q3 25 | $49.9B | $2.6B | ||
| Q2 25 | $49.7B | $2.6B | ||
| Q1 25 | $49.0B | $2.9B | ||
| Q4 24 | $48.6B | $2.7B | ||
| Q3 24 | $48.0B | $2.7B | ||
| Q2 24 | $47.7B | $2.8B | ||
| Q1 24 | $45.9B | $3.0B |
负债/权益比FNBPATH
| Q4 25 | 0.28× | — | ||
| Q3 25 | 0.32× | — | ||
| Q2 25 | 0.41× | — | ||
| Q1 25 | 0.39× | — | ||
| Q4 24 | 0.48× | — | ||
| Q3 24 | 0.40× | — | ||
| Q2 24 | 0.33× | — | ||
| Q1 24 | 0.35× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $128.0M | $28.3M |
| 自由现金流经营现金流 - 资本支出 | $99.0M | $25.1M |
| 自由现金流率自由现金流/营收 | 27.0% | 6.1% |
| 资本支出强度资本支出/营收 | 7.9% | 0.8% |
| 现金转化率经营现金流/净利润 | 0.76× | 0.14× |
| 过去12个月自由现金流最近4个季度 | $376.0M | — |
8季度趋势，按日历期对齐
经营现金流FNBPATH
| Q4 25 | $128.0M | $28.3M | ||
| Q3 25 | $167.0M | $41.6M | ||
| Q2 25 | $123.0M | $119.0M | ||
| Q1 25 | $64.0M | $146.1M | ||
| Q4 24 | $326.0M | $28.1M | ||
| Q3 24 | $-14.0M | $46.4M | ||
| Q2 24 | $85.0M | $100.0M | ||
| Q1 24 | $245.0M | $145.6M |
自由现金流FNBPATH
| Q4 25 | $99.0M | $25.1M | ||
| Q3 25 | $149.0M | — | ||
| Q2 25 | $85.0M | $106.2M | ||
| Q1 25 | $43.0M | $138.7M | ||
| Q4 24 | $278.0M | $23.2M | ||
| Q3 24 | $-46.0M | $45.0M | ||
| Q2 24 | $55.0M | $98.8M | ||
| Q1 24 | $216.0M | $141.8M |
自由现金流率FNBPATH
| Q4 25 | 27.0% | 6.1% | ||
| Q3 25 | 41.5% | — | ||
| Q2 25 | 24.4% | 29.8% | ||
| Q1 25 | 13.3% | 32.7% | ||
| Q4 24 | 86.3% | 6.5% | ||
| Q3 24 | -14.2% | 14.2% | ||
| Q2 24 | 17.4% | 29.5% | ||
| Q1 24 | 67.7% | 35.0% |
资本支出强度FNBPATH
| Q4 25 | 7.9% | 0.8% | ||
| Q3 25 | 5.0% | 0.0% | ||
| Q2 25 | 10.9% | 3.6% | ||
| Q1 25 | 6.5% | 1.7% | ||
| Q4 24 | 14.9% | 1.4% | ||
| Q3 24 | 9.9% | 0.4% | ||
| Q2 24 | 9.5% | 0.4% | ||
| Q1 24 | 9.1% | 0.9% |
现金转化率FNBPATH
| Q4 25 | 0.76× | 0.14× | ||
| Q3 25 | 1.11× | 26.25× | ||
| Q2 25 | 0.95× | — | ||
| Q1 25 | 0.55× | 2.82× | ||
| Q4 24 | 2.96× | — | ||
| Q3 24 | -0.13× | — | ||
| Q2 24 | 0.69× | — | ||
| Q1 24 | 2.01× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNB
暂无分部数据
PATH
| Subscription Services | $247.6M | 60% |
| License | $150.0M | 36% |
| Professional Services And Other | $13.5M | 3% |
