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FNB CORP（FNB）与RBC Bearings INC（RBC）财务数据对比。点击上方公司名可切换其他公司
RBC Bearings INC的季度营收约是FNB CORP的1.3倍（$461.6M vs $366.0M），FNB CORP净利率更高（45.9% vs 14.6%，领先31.3%），RBC Bearings INC同比增速更快（17.0% vs 13.7%），RBC Bearings INC自由现金流更多（$99.1M vs $99.0M），过去两年FNB CORP的营收复合增速更高（7.1% vs 5.6%）
FNB集团是总部位于美国宾夕法尼亚州匹兹堡的多元化金融服务机构，为旗下最大子公司第一国民银行的控股主体，截至2025年12月31日总资产超500亿美元，业务覆盖匹兹堡、巴尔的摩、克利夫兰、华盛顿特区、北卡罗来纳州多座城市及南卡罗来纳州查尔斯顿等核心都会区。
该文本实际介绍的并非RBC Bearings，而是美国多佛公司。多佛是一家工业产品综合制造商，1955年成立，总部位于伊利诺伊州当纳斯格罗夫。2021年其业务分为五大板块：工程产品、清洁能源与加注、成像与识别、泵与工艺解决方案、气候与可持续技术，是标普500成分股，在纽约证券交易所上市。
FNB vs RBC — 直观对比
营收规模更大
RBC
是对方的1.3倍
$366.0M
营收增速更快
RBC
高出3.4%
13.7%
净利率更高
FNB
高出31.3%
14.6%
自由现金流更多
RBC
多$100.0K
$99.0M
两年增速更快
FNB
近两年复合增速
5.6%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $366.0M | $461.6M |
| 净利润 | $168.0M | $67.4M |
| 毛利率 | — | 44.3% |
| 营业利润率 | 45.1% | 22.3% |
| 净利率 | 45.9% | 14.6% |
| 营收同比 | 13.7% | 17.0% |
| 净利润同比 | 52.7% | 16.4% |
| 每股收益（稀释后） | $0.47 | $2.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNBRBC
| Q4 25 | $366.0M | $461.6M | ||
| Q3 25 | $359.0M | $455.3M | ||
| Q2 25 | $348.0M | $436.0M | ||
| Q1 25 | $323.0M | $437.7M | ||
| Q4 24 | $322.0M | $394.4M | ||
| Q3 24 | $323.0M | $397.9M | ||
| Q2 24 | $316.0M | $406.3M | ||
| Q1 24 | $319.0M | $413.7M |
净利润FNBRBC
| Q4 25 | $168.0M | $67.4M | ||
| Q3 25 | $150.0M | $60.0M | ||
| Q2 25 | $130.0M | $68.5M | ||
| Q1 25 | $117.0M | $72.7M | ||
| Q4 24 | $110.0M | $57.9M | ||
| Q3 24 | $110.0M | $54.2M | ||
| Q2 24 | $123.0M | $61.4M | ||
| Q1 24 | $122.0M | — |
毛利率FNBRBC
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
营业利润率FNBRBC
| Q4 25 | 45.1% | 22.3% | ||
| Q3 25 | 52.9% | 21.5% | ||
| Q2 25 | 47.7% | 23.2% | ||
| Q1 25 | 45.8% | 23.0% | ||
| Q4 24 | 31.7% | 21.7% | ||
| Q3 24 | 43.3% | 21.6% | ||
| Q2 24 | 49.7% | 24.0% | ||
| Q1 24 | 48.9% | 22.8% |
净利率FNBRBC
| Q4 25 | 45.9% | 14.6% | ||
| Q3 25 | 41.8% | 13.2% | ||
| Q2 25 | 37.4% | 15.7% | ||
| Q1 25 | 36.2% | 16.6% | ||
| Q4 24 | 34.2% | 14.7% | ||
| Q3 24 | 34.1% | 13.6% | ||
| Q2 24 | 38.9% | 15.1% | ||
| Q1 24 | 38.2% | — |
每股收益（稀释后）FNBRBC
| Q4 25 | $0.47 | $2.13 | ||
| Q3 25 | $0.41 | $1.90 | ||
| Q2 25 | $0.36 | $2.17 | ||
| Q1 25 | $0.32 | $2.33 | ||
| Q4 24 | $0.31 | $1.82 | ||
| Q3 24 | $0.30 | $1.65 | ||
| Q2 24 | $0.34 | $1.90 | ||
| Q1 24 | $0.32 | $1.92 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.5B | $107.6M |
| 总债务越低越好 | $1.9B | $990.2M |
| 股东权益账面价值 | $6.8B | $3.3B |
| 总资产 | $50.2B | $5.1B |
| 负债/权益比越低杠杆越低 | 0.28× | 0.30× |
8季度趋势，按日历期对齐
现金及短期投资FNBRBC
| Q4 25 | $2.5B | $107.6M | ||
| Q3 25 | $2.4B | $91.2M | ||
| Q2 25 | $2.4B | $132.9M | ||
| Q1 25 | $2.4B | $36.8M | ||
| Q4 24 | $2.4B | — | ||
| Q3 24 | $2.1B | — | ||
| Q2 24 | $1.9B | $76.8M | ||
| Q1 24 | $1.5B | $63.5M |
总债务FNBRBC
| Q4 25 | $1.9B | $990.2M | ||
| Q3 25 | $2.1B | $1.1B | ||
| Q2 25 | $2.7B | $915.6M | ||
| Q1 25 | $2.5B | $920.1M | ||
| Q4 24 | $3.0B | — | ||
| Q3 24 | $2.5B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.1B | $1.2B |
股东权益FNBRBC
| Q4 25 | $6.8B | $3.3B | ||
| Q3 25 | $6.6B | $3.2B | ||
| Q2 25 | $6.5B | $3.1B | ||
| Q1 25 | $6.4B | $3.0B | ||
| Q4 24 | $6.3B | $2.9B | ||
| Q3 24 | $6.2B | $2.9B | ||
| Q2 24 | $6.1B | $2.8B | ||
| Q1 24 | $6.0B | $2.8B |
总资产FNBRBC
| Q4 25 | $50.2B | $5.1B | ||
| Q3 25 | $49.9B | $5.1B | ||
| Q2 25 | $49.7B | $4.8B | ||
| Q1 25 | $49.0B | $4.7B | ||
| Q4 24 | $48.6B | $4.7B | ||
| Q3 24 | $48.0B | $4.7B | ||
| Q2 24 | $47.7B | $4.7B | ||
| Q1 24 | $45.9B | $4.7B |
负债/权益比FNBRBC
| Q4 25 | 0.28× | 0.30× | ||
| Q3 25 | 0.32× | 0.34× | ||
| Q2 25 | 0.41× | 0.29× | ||
| Q1 25 | 0.39× | 0.30× | ||
| Q4 24 | 0.48× | — | ||
| Q3 24 | 0.40× | — | ||
| Q2 24 | 0.33× | — | ||
| Q1 24 | 0.35× | 0.43× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $128.0M | $122.1M |
| 自由现金流经营现金流 - 资本支出 | $99.0M | $99.1M |
| 自由现金流率自由现金流/营收 | 27.0% | 21.5% |
| 资本支出强度资本支出/营收 | 7.9% | 5.0% |
| 现金转化率经营现金流/净利润 | 0.76× | 1.81× |
| 过去12个月自由现金流最近4个季度 | $376.0M | — |
8季度趋势，按日历期对齐
经营现金流FNBRBC
| Q4 25 | $128.0M | $122.1M | ||
| Q3 25 | $167.0M | $88.4M | ||
| Q2 25 | $123.0M | $120.0M | ||
| Q1 25 | $64.0M | — | ||
| Q4 24 | $326.0M | $84.0M | ||
| Q3 24 | $-14.0M | — | ||
| Q2 24 | $85.0M | $97.4M | ||
| Q1 24 | $245.0M | — |
自由现金流FNBRBC
| Q4 25 | $99.0M | $99.1M | ||
| Q3 25 | $149.0M | $71.7M | ||
| Q2 25 | $85.0M | $104.3M | ||
| Q1 25 | $43.0M | — | ||
| Q4 24 | $278.0M | $73.6M | ||
| Q3 24 | $-46.0M | — | ||
| Q2 24 | $55.0M | $88.4M | ||
| Q1 24 | $216.0M | — |
自由现金流率FNBRBC
| Q4 25 | 27.0% | 21.5% | ||
| Q3 25 | 41.5% | 15.7% | ||
| Q2 25 | 24.4% | 23.9% | ||
| Q1 25 | 13.3% | — | ||
| Q4 24 | 86.3% | 18.7% | ||
| Q3 24 | -14.2% | — | ||
| Q2 24 | 17.4% | 21.8% | ||
| Q1 24 | 67.7% | — |
资本支出强度FNBRBC
| Q4 25 | 7.9% | 5.0% | ||
| Q3 25 | 5.0% | 3.7% | ||
| Q2 25 | 10.9% | 3.6% | ||
| Q1 25 | 6.5% | 3.2% | ||
| Q4 24 | 14.9% | 2.6% | ||
| Q3 24 | 9.9% | 4.1% | ||
| Q2 24 | 9.5% | 2.2% | ||
| Q1 24 | 9.1% | — |
现金转化率FNBRBC
| Q4 25 | 0.76× | 1.81× | ||
| Q3 25 | 1.11× | 1.47× | ||
| Q2 25 | 0.95× | 1.75× | ||
| Q1 25 | 0.55× | — | ||
| Q4 24 | 2.96× | 1.45× | ||
| Q3 24 | -0.13× | — | ||
| Q2 24 | 0.69× | 1.59× | ||
| Q1 24 | 2.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNB
暂无分部数据
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |
