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FNB CORP（FNB）与Reddit, Inc.（RDDT）财务数据对比。点击上方公司名可切换其他公司
Reddit, Inc.的季度营收约是FNB CORP的1.8倍（$663.0M vs $366.0M），FNB CORP净利率更高（45.9% vs 30.8%，领先15.1%），Reddit, Inc.同比增速更快（69.0% vs 13.7%），Reddit, Inc.自由现金流更多（$311.0M vs $99.0M），过去两年Reddit, Inc.的营收复合增速更高（53.6% vs 7.1%）
FNB集团是总部位于美国宾夕法尼亚州匹兹堡的多元化金融服务机构，为旗下最大子公司第一国民银行的控股主体，截至2025年12月31日总资产超500亿美元，业务覆盖匹兹堡、巴尔的摩、克利夫兰、华盛顿特区、北卡罗来纳州多座城市及南卡罗来纳州查尔斯顿等核心都会区。
Reddit是美国知名的社交新闻聚合与论坛类社交媒体平台，注册用户可发布链接、文字帖、图片、视频等各类内容，其他用户可对内容进行点赞或点踩，内容按主题归类到用户创建的子板块中，获赞更高的内容会排在板块前列，热度足够的内容还将展示在全站首页。
FNB vs RDDT — 直观对比
营收规模更大
RDDT
是对方的1.8倍
$366.0M
营收增速更快
RDDT
高出55.3%
13.7%
净利率更高
FNB
高出15.1%
30.8%
自由现金流更多
RDDT
多$212.0M
$99.0M
两年增速更快
RDDT
近两年复合增速
7.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $366.0M | $663.0M |
| 净利润 | $168.0M | $204.0M |
| 毛利率 | — | 100.0% |
| 营业利润率 | 45.1% | 0.0% |
| 净利率 | 45.9% | 30.8% |
| 营收同比 | 13.7% | 69.0% |
| 净利润同比 | 52.7% | 680.0% |
| 每股收益（稀释后） | $0.47 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNBRDDT
| Q1 26 | — | $663.0M | ||
| Q4 25 | $366.0M | $725.6M | ||
| Q3 25 | $359.0M | $584.9M | ||
| Q2 25 | $348.0M | $499.6M | ||
| Q1 25 | $323.0M | $392.4M | ||
| Q4 24 | $322.0M | $427.7M | ||
| Q3 24 | $323.0M | $348.4M | ||
| Q2 24 | $316.0M | $281.2M |
净利润FNBRDDT
| Q1 26 | — | $204.0M | ||
| Q4 25 | $168.0M | $251.6M | ||
| Q3 25 | $150.0M | $162.7M | ||
| Q2 25 | $130.0M | $89.3M | ||
| Q1 25 | $117.0M | $26.2M | ||
| Q4 24 | $110.0M | $71.0M | ||
| Q3 24 | $110.0M | $29.9M | ||
| Q2 24 | $123.0M | $-10.1M |
毛利率FNBRDDT
| Q1 26 | — | 100.0% | ||
| Q4 25 | — | 91.9% | ||
| Q3 25 | — | 91.0% | ||
| Q2 25 | — | 90.8% | ||
| Q1 25 | — | 90.5% | ||
| Q4 24 | — | 92.6% | ||
| Q3 24 | — | 90.1% | ||
| Q2 24 | — | 89.5% |
营业利润率FNBRDDT
| Q1 26 | — | 0.0% | ||
| Q4 25 | 45.1% | 31.9% | ||
| Q3 25 | 52.9% | 23.7% | ||
| Q2 25 | 47.7% | 13.6% | ||
| Q1 25 | 45.8% | 1.0% | ||
| Q4 24 | 31.7% | 12.4% | ||
| Q3 24 | 43.3% | 2.0% | ||
| Q2 24 | 49.7% | -11.0% |
净利率FNBRDDT
| Q1 26 | — | 30.8% | ||
| Q4 25 | 45.9% | 34.7% | ||
| Q3 25 | 41.8% | 27.8% | ||
| Q2 25 | 37.4% | 17.9% | ||
| Q1 25 | 36.2% | 6.7% | ||
| Q4 24 | 34.2% | 16.6% | ||
| Q3 24 | 34.1% | 8.6% | ||
| Q2 24 | 38.9% | -3.6% |
每股收益（稀释后）FNBRDDT
| Q1 26 | — | $1.01 | ||
| Q4 25 | $0.47 | $1.24 | ||
| Q3 25 | $0.41 | $0.80 | ||
| Q2 25 | $0.36 | $0.45 | ||
| Q1 25 | $0.32 | $0.13 | ||
| Q4 24 | $0.31 | $4.76 | ||
| Q3 24 | $0.30 | $0.16 | ||
| Q2 24 | $0.34 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.5B | $1.4B |
| 总债务越低越好 | $1.9B | — |
| 股东权益账面价值 | $6.8B | $3.2B |
| 总资产 | $50.2B | $3.5B |
| 负债/权益比越低杠杆越低 | 0.28× | — |
8季度趋势，按日历期对齐
现金及短期投资FNBRDDT
| Q1 26 | — | $1.4B | ||
| Q4 25 | $2.5B | $953.6M | ||
| Q3 25 | $2.4B | $911.7M | ||
| Q2 25 | $2.4B | $734.1M | ||
| Q1 25 | $2.4B | $635.7M | ||
| Q4 24 | $2.4B | $562.1M | ||
| Q3 24 | $2.1B | $515.9M | ||
| Q2 24 | $1.9B | $468.0M |
总债务FNBRDDT
| Q1 26 | — | — | ||
| Q4 25 | $1.9B | — | ||
| Q3 25 | $2.1B | — | ||
| Q2 25 | $2.7B | — | ||
| Q1 25 | $2.5B | — | ||
| Q4 24 | $3.0B | — | ||
| Q3 24 | $2.5B | — | ||
| Q2 24 | $2.0B | — |
股东权益FNBRDDT
| Q1 26 | — | $3.2B | ||
| Q4 25 | $6.8B | $2.9B | ||
| Q3 25 | $6.6B | $2.6B | ||
| Q2 25 | $6.5B | $2.4B | ||
| Q1 25 | $6.4B | $2.2B | ||
| Q4 24 | $6.3B | $2.1B | ||
| Q3 24 | $6.2B | $2.0B | ||
| Q2 24 | $6.1B | $1.9B |
总资产FNBRDDT
| Q1 26 | — | $3.5B | ||
| Q4 25 | $50.2B | $3.2B | ||
| Q3 25 | $49.9B | $2.9B | ||
| Q2 25 | $49.7B | $2.6B | ||
| Q1 25 | $49.0B | $2.4B | ||
| Q4 24 | $48.6B | $2.3B | ||
| Q3 24 | $48.0B | $2.2B | ||
| Q2 24 | $47.7B | $2.1B |
负债/权益比FNBRDDT
| Q1 26 | — | — | ||
| Q4 25 | 0.28× | — | ||
| Q3 25 | 0.32× | — | ||
| Q2 25 | 0.41× | — | ||
| Q1 25 | 0.39× | — | ||
| Q4 24 | 0.48× | — | ||
| Q3 24 | 0.40× | — | ||
| Q2 24 | 0.33× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $128.0M | — |
| 自由现金流经营现金流 - 资本支出 | $99.0M | $311.0M |
| 自由现金流率自由现金流/营收 | 27.0% | 46.9% |
| 资本支出强度资本支出/营收 | 7.9% | — |
| 现金转化率经营现金流/净利润 | 0.76× | — |
| 过去12个月自由现金流最近4个季度 | $376.0M | $868.6M |
8季度趋势，按日历期对齐
经营现金流FNBRDDT
| Q1 26 | — | — | ||
| Q4 25 | $128.0M | $266.8M | ||
| Q3 25 | $167.0M | $185.2M | ||
| Q2 25 | $123.0M | $111.3M | ||
| Q1 25 | $64.0M | $127.6M | ||
| Q4 24 | $326.0M | $90.0M | ||
| Q3 24 | $-14.0M | $71.6M | ||
| Q2 24 | $85.0M | $28.4M |
自由现金流FNBRDDT
| Q1 26 | — | $311.0M | ||
| Q4 25 | $99.0M | $263.6M | ||
| Q3 25 | $149.0M | $183.1M | ||
| Q2 25 | $85.0M | $110.8M | ||
| Q1 25 | $43.0M | $126.6M | ||
| Q4 24 | $278.0M | $89.2M | ||
| Q3 24 | $-46.0M | $70.3M | ||
| Q2 24 | $55.0M | $27.2M |
自由现金流率FNBRDDT
| Q1 26 | — | 46.9% | ||
| Q4 25 | 27.0% | 36.3% | ||
| Q3 25 | 41.5% | 31.3% | ||
| Q2 25 | 24.4% | 22.2% | ||
| Q1 25 | 13.3% | 32.3% | ||
| Q4 24 | 86.3% | 20.8% | ||
| Q3 24 | -14.2% | 20.2% | ||
| Q2 24 | 17.4% | 9.7% |
资本支出强度FNBRDDT
| Q1 26 | — | — | ||
| Q4 25 | 7.9% | 0.4% | ||
| Q3 25 | 5.0% | 0.4% | ||
| Q2 25 | 10.9% | 0.1% | ||
| Q1 25 | 6.5% | 0.2% | ||
| Q4 24 | 14.9% | 0.2% | ||
| Q3 24 | 9.9% | 0.4% | ||
| Q2 24 | 9.5% | 0.4% |
现金转化率FNBRDDT
| Q1 26 | — | — | ||
| Q4 25 | 0.76× | 1.06× | ||
| Q3 25 | 1.11× | 1.14× | ||
| Q2 25 | 0.95× | 1.25× | ||
| Q1 25 | 0.55× | 4.88× | ||
| Q4 24 | 2.96× | 1.27× | ||
| Q3 24 | -0.13× | 2.40× | ||
| Q2 24 | 0.69× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
