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FNB CORP（FNB）与GIBRALTAR INDUSTRIES, INC.（ROCK）财务数据对比。点击上方公司名可切换其他公司
FNB CORP的季度营收约是GIBRALTAR INDUSTRIES, INC.的1.6倍（$366.0M vs $225.0M），GIBRALTAR INDUSTRIES, INC.同比增速更快（24.9% vs 13.7%），FNB CORP自由现金流更多（$99.0M vs $26.2M），过去两年FNB CORP的营收复合增速更高（7.1% vs -12.3%）
FNB集团是总部位于美国宾夕法尼亚州匹兹堡的多元化金融服务机构，为旗下最大子公司第一国民银行的控股主体，截至2025年12月31日总资产超500亿美元，业务覆盖匹兹堡、巴尔的摩、克利夫兰、华盛顿特区、北卡罗来纳州多座城市及南卡罗来纳州查尔斯顿等核心都会区。
直布罗陀工业公司是专业建筑、基础设施及可再生能源产品制造商与分销商，主营通风系统、屋面配件、太阳能安装支架、园林景观产品等，主要服务北美地区住宅、商业建筑及清洁能源市场，专注提供创新可持续的客户解决方案。
FNB vs ROCK — 直观对比
营收规模更大
FNB
是对方的1.6倍
$225.0M
营收增速更快
ROCK
高出11.3%
13.7%
自由现金流更多
FNB
多$72.8M
$26.2M
两年增速更快
FNB
近两年复合增速
-12.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $366.0M | $225.0M |
| 净利润 | $168.0M | — |
| 毛利率 | — | 25.3% |
| 营业利润率 | 45.1% | 7.9% |
| 净利率 | 45.9% | — |
| 营收同比 | 13.7% | 24.9% |
| 净利润同比 | 52.7% | — |
| 每股收益（稀释后） | $0.47 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNBROCK
| Q4 25 | $366.0M | $225.0M | ||
| Q3 25 | $359.0M | $310.9M | ||
| Q2 25 | $348.0M | $309.5M | ||
| Q1 25 | $323.0M | $290.0M | ||
| Q4 24 | $322.0M | $180.1M | ||
| Q3 24 | $323.0M | $277.1M | ||
| Q2 24 | $316.0M | $273.6M | ||
| Q1 24 | $319.0M | $292.5M |
净利润FNBROCK
| Q4 25 | $168.0M | — | ||
| Q3 25 | $150.0M | $-89.1M | ||
| Q2 25 | $130.0M | $26.0M | ||
| Q1 25 | $117.0M | $21.1M | ||
| Q4 24 | $110.0M | — | ||
| Q3 24 | $110.0M | $34.0M | ||
| Q2 24 | $123.0M | $32.2M | ||
| Q1 24 | $122.0M | $24.9M |
毛利率FNBROCK
| Q4 25 | — | 25.3% | ||
| Q3 25 | — | 26.6% | ||
| Q2 25 | — | 28.4% | ||
| Q1 25 | — | 26.8% | ||
| Q4 24 | — | 29.0% | ||
| Q3 24 | — | 29.4% | ||
| Q2 24 | — | 30.5% | ||
| Q1 24 | — | 28.9% |
营业利润率FNBROCK
| Q4 25 | 45.1% | 7.9% | ||
| Q3 25 | 52.9% | 12.8% | ||
| Q2 25 | 47.7% | 12.8% | ||
| Q1 25 | 45.8% | 8.8% | ||
| Q4 24 | 31.7% | 13.3% | ||
| Q3 24 | 43.3% | 15.6% | ||
| Q2 24 | 49.7% | 14.9% | ||
| Q1 24 | 48.9% | 10.8% |
净利率FNBROCK
| Q4 25 | 45.9% | — | ||
| Q3 25 | 41.8% | -28.6% | ||
| Q2 25 | 37.4% | 8.4% | ||
| Q1 25 | 36.2% | 7.3% | ||
| Q4 24 | 34.2% | — | ||
| Q3 24 | 34.1% | 12.3% | ||
| Q2 24 | 38.9% | 11.8% | ||
| Q1 24 | 38.2% | 8.5% |
每股收益（稀释后）FNBROCK
| Q4 25 | $0.47 | — | ||
| Q3 25 | $0.41 | $-2.98 | ||
| Q2 25 | $0.36 | $0.87 | ||
| Q1 25 | $0.32 | — | ||
| Q4 24 | $0.31 | — | ||
| Q3 24 | $0.30 | $1.11 | ||
| Q2 24 | $0.34 | $1.05 | ||
| Q1 24 | $0.32 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.5B | $115.7M |
| 总债务越低越好 | $1.9B | $0 |
| 股东权益账面价值 | $6.8B | $950.4M |
| 总资产 | $50.2B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.28× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资FNBROCK
| Q4 25 | $2.5B | $115.7M | ||
| Q3 25 | $2.4B | $89.4M | ||
| Q2 25 | $2.4B | $43.3M | ||
| Q1 25 | $2.4B | $25.1M | ||
| Q4 24 | $2.4B | $269.5M | ||
| Q3 24 | $2.1B | $228.9M | ||
| Q2 24 | $1.9B | $179.1M | ||
| Q1 24 | $1.5B | $146.7M |
总债务FNBROCK
| Q4 25 | $1.9B | $0 | ||
| Q3 25 | $2.1B | $0 | ||
| Q2 25 | $2.7B | $0 | ||
| Q1 25 | $2.5B | $0 | ||
| Q4 24 | $3.0B | $0 | ||
| Q3 24 | $2.5B | $0 | ||
| Q2 24 | $2.0B | $0 | ||
| Q1 24 | $2.1B | $0 |
股东权益FNBROCK
| Q4 25 | $6.8B | $950.4M | ||
| Q3 25 | $6.6B | $951.8M | ||
| Q2 25 | $6.5B | $1.0B | ||
| Q1 25 | $6.4B | $1.0B | ||
| Q4 24 | $6.3B | $1.0B | ||
| Q3 24 | $6.2B | $1.0B | ||
| Q2 24 | $6.1B | $975.7M | ||
| Q1 24 | $6.0B | $940.2M |
总资产FNBROCK
| Q4 25 | $50.2B | $1.4B | ||
| Q3 25 | $49.9B | $1.4B | ||
| Q2 25 | $49.7B | $1.5B | ||
| Q1 25 | $49.0B | $1.4B | ||
| Q4 24 | $48.6B | $1.4B | ||
| Q3 24 | $48.0B | $1.4B | ||
| Q2 24 | $47.7B | $1.4B | ||
| Q1 24 | $45.9B | $1.3B |
负债/权益比FNBROCK
| Q4 25 | 0.28× | 0.00× | ||
| Q3 25 | 0.32× | 0.00× | ||
| Q2 25 | 0.41× | 0.00× | ||
| Q1 25 | 0.39× | 0.00× | ||
| Q4 24 | 0.48× | 0.00× | ||
| Q3 24 | 0.40× | 0.00× | ||
| Q2 24 | 0.33× | 0.00× | ||
| Q1 24 | 0.35× | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $128.0M | $35.5M |
| 自由现金流经营现金流 - 资本支出 | $99.0M | $26.2M |
| 自由现金流率自由现金流/营收 | 27.0% | 11.7% |
| 资本支出强度资本支出/营收 | 7.9% | 4.1% |
| 现金转化率经营现金流/净利润 | 0.76× | — |
| 过去12个月自由现金流最近4个季度 | $376.0M | $120.6M |
8季度趋势，按日历期对齐
经营现金流FNBROCK
| Q4 25 | $128.0M | $35.5M | ||
| Q3 25 | $167.0M | $73.0M | ||
| Q2 25 | $123.0M | $44.9M | ||
| Q1 25 | $64.0M | $13.7M | ||
| Q4 24 | $326.0M | $19.9M | ||
| Q3 24 | $-14.0M | $64.7M | ||
| Q2 24 | $85.0M | $36.5M | ||
| Q1 24 | $245.0M | $53.2M |
自由现金流FNBROCK
| Q4 25 | $99.0M | $26.2M | ||
| Q3 25 | $149.0M | $64.8M | ||
| Q2 25 | $85.0M | $27.3M | ||
| Q1 25 | $43.0M | $2.3M | ||
| Q4 24 | $278.0M | $14.1M | ||
| Q3 24 | $-46.0M | $60.5M | ||
| Q2 24 | $55.0M | $33.5M | ||
| Q1 24 | $216.0M | $48.8M |
自由现金流率FNBROCK
| Q4 25 | 27.0% | 11.7% | ||
| Q3 25 | 41.5% | 20.8% | ||
| Q2 25 | 24.4% | 8.8% | ||
| Q1 25 | 13.3% | 0.8% | ||
| Q4 24 | 86.3% | 7.8% | ||
| Q3 24 | -14.2% | 21.8% | ||
| Q2 24 | 17.4% | 12.2% | ||
| Q1 24 | 67.7% | 16.7% |
资本支出强度FNBROCK
| Q4 25 | 7.9% | 4.1% | ||
| Q3 25 | 5.0% | 2.6% | ||
| Q2 25 | 10.9% | 5.7% | ||
| Q1 25 | 6.5% | 3.9% | ||
| Q4 24 | 14.9% | 3.3% | ||
| Q3 24 | 9.9% | 1.5% | ||
| Q2 24 | 9.5% | 1.1% | ||
| Q1 24 | 9.1% | 1.5% |
现金转化率FNBROCK
| Q4 25 | 0.76× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 0.95× | 1.73× | ||
| Q1 25 | 0.55× | 0.65× | ||
| Q4 24 | 2.96× | — | ||
| Q3 24 | -0.13× | 1.90× | ||
| Q2 24 | 0.69× | 1.13× | ||
| Q1 24 | 2.01× | 2.13× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNB
暂无分部数据
ROCK
| Transferred At Point In Time | $183.5M | 82% |
| Infrastructure | $22.5M | 10% |
| Other | $18.9M | 8% |
