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Fidelity National Financial, Inc.（FNF）与LifeStance Health Group, Inc.（LFST）财务数据对比。点击上方公司名可切换其他公司
Fidelity National Financial, Inc.的季度营收约是LifeStance Health Group, Inc.的1.4倍（$544.0M vs $382.2M），LifeStance Health Group, Inc.净利率更高（3.1% vs -21.5%，领先24.6%），LifeStance Health Group, Inc.同比增速更快（17.4% vs 10.3%），过去两年Fidelity National Financial, Inc.的营收复合增速更高（13.7% vs 12.8%）
富达国民金融是美国财富500强企业，主要面向房地产与抵押贷款行业提供产权保险及交割服务，2019年其产权及房地产业务相关年度营收约为84.69亿美元，是全球领先的产权保险服务供应商。
LifeStance Health Group是美国的门诊行为健康服务提供商，支持线下面诊与远程诊疗两种服务模式，业务涵盖心理咨询、精神科诊疗、经颅磁刺激（TMS）以及氯胺酮治疗等。该公司曾多次因劳动违规、客户信息泄露及误导投资者相关问题遭遇诉讼。
FNF vs LFST — 直观对比
营收规模更大
FNF
是对方的1.4倍
$382.2M
营收增速更快
LFST
高出7.1%
10.3%
净利率更高
LFST
高出24.6%
-21.5%
两年增速更快
FNF
近两年复合增速
12.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $544.0M | $382.2M |
| 净利润 | $-117.0M | $11.7M |
| 毛利率 | — | — |
| 营业利润率 | 82.9% | 4.7% |
| 净利率 | -21.5% | 3.1% |
| 营收同比 | 10.3% | 17.4% |
| 净利润同比 | -126.0% | 264.1% |
| 每股收益（稀释后） | $-0.44 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNFLFST
| Q4 25 | $544.0M | $382.2M | ||
| Q3 25 | $553.0M | $363.8M | ||
| Q2 25 | $547.0M | $345.3M | ||
| Q1 25 | $455.0M | $333.0M | ||
| Q4 24 | $493.0M | $325.5M | ||
| Q3 24 | $506.0M | $312.7M | ||
| Q2 24 | $504.0M | $312.3M | ||
| Q1 24 | $421.0M | $300.4M |
净利润FNFLFST
| Q4 25 | $-117.0M | $11.7M | ||
| Q3 25 | $358.0M | $1.1M | ||
| Q2 25 | $278.0M | $-3.8M | ||
| Q1 25 | $83.0M | $709.0K | ||
| Q4 24 | $450.0M | $-7.1M | ||
| Q3 24 | $266.0M | $-6.0M | ||
| Q2 24 | $306.0M | $-23.3M | ||
| Q1 24 | $248.0M | $-21.1M |
营业利润率FNFLFST
| Q4 25 | 82.9% | 4.7% | ||
| Q3 25 | 81.9% | 2.0% | ||
| Q2 25 | 69.8% | -0.9% | ||
| Q1 25 | 24.4% | 0.5% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | 61.9% | 0.0% | ||
| Q2 24 | 90.9% | -5.1% | ||
| Q1 24 | 78.6% | -5.6% |
净利率FNFLFST
| Q4 25 | -21.5% | 3.1% | ||
| Q3 25 | 64.7% | 0.3% | ||
| Q2 25 | 50.8% | -1.1% | ||
| Q1 25 | 18.2% | 0.2% | ||
| Q4 24 | 91.3% | -2.2% | ||
| Q3 24 | 52.6% | -1.9% | ||
| Q2 24 | 60.7% | -7.5% | ||
| Q1 24 | 58.9% | -7.0% |
每股收益（稀释后）FNFLFST
| Q4 25 | $-0.44 | — | ||
| Q3 25 | $1.33 | — | ||
| Q2 25 | $1.02 | — | ||
| Q1 25 | $0.30 | — | ||
| Q4 24 | $1.65 | — | ||
| Q3 24 | $0.97 | — | ||
| Q2 24 | $1.12 | — | ||
| Q1 24 | $0.91 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.6B | $248.6M |
| 总债务越低越好 | $4.4B | $282.8M |
| 股东权益账面价值 | $7.4B | $1.5B |
| 总资产 | $109.0B | $2.2B |
| 负债/权益比越低杠杆越低 | 0.59× | 0.19× |
8季度趋势，按日历期对齐
现金及短期投资FNFLFST
| Q4 25 | $2.6B | $248.6M | ||
| Q3 25 | $3.5B | $203.9M | ||
| Q2 25 | $3.3B | $188.9M | ||
| Q1 25 | $4.5B | $134.3M | ||
| Q4 24 | $3.5B | $154.6M | ||
| Q3 24 | $5.0B | $102.6M | ||
| Q2 24 | $4.9B | $87.0M | ||
| Q1 24 | $3.5B | $49.5M |
总债务FNFLFST
| Q4 25 | $4.4B | $282.8M | ||
| Q3 25 | $4.4B | $284.6M | ||
| Q2 25 | $4.4B | $286.4M | ||
| Q1 25 | $4.4B | $288.2M | ||
| Q4 24 | $4.3B | $290.0M | ||
| Q3 24 | $4.2B | $287.3M | ||
| Q2 24 | $4.2B | $288.0M | ||
| Q1 24 | $3.9B | $288.8M |
股东权益FNFLFST
| Q4 25 | $7.4B | $1.5B | ||
| Q3 25 | $8.4B | $1.5B | ||
| Q2 25 | $7.9B | $1.5B | ||
| Q1 25 | $7.9B | $1.5B | ||
| Q4 24 | $7.8B | $1.4B | ||
| Q3 24 | $8.1B | $1.4B | ||
| Q2 24 | $7.3B | $1.4B | ||
| Q1 24 | $7.1B | $1.4B |
总资产FNFLFST
| Q4 25 | $109.0B | $2.2B | ||
| Q3 25 | $106.6B | $2.1B | ||
| Q2 25 | $102.3B | $2.1B | ||
| Q1 25 | $98.2B | $2.1B | ||
| Q4 24 | $95.4B | $2.1B | ||
| Q3 24 | $94.7B | $2.1B | ||
| Q2 24 | $88.8B | $2.1B | ||
| Q1 24 | $84.5B | $2.1B |
负债/权益比FNFLFST
| Q4 25 | 0.59× | 0.19× | ||
| Q3 25 | 0.53× | 0.19× | ||
| Q2 25 | 0.56× | 0.19× | ||
| Q1 25 | 0.56× | 0.20× | ||
| Q4 24 | 0.56× | 0.20× | ||
| Q3 24 | 0.52× | 0.20× | ||
| Q2 24 | 0.58× | 0.20× | ||
| Q1 24 | 0.55× | 0.20× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.5B | $57.6M |
| 自由现金流经营现金流 - 资本支出 | — | $46.6M |
| 自由现金流率自由现金流/营收 | — | 12.2% |
| 资本支出强度资本支出/营收 | — | 2.9% |
| 现金转化率经营现金流/净利润 | — | 4.93× |
| 过去12个月自由现金流最近4个季度 | — | $110.0M |
8季度趋势，按日历期对齐
经营现金流FNFLFST
| Q4 25 | $1.5B | $57.6M | ||
| Q3 25 | $1.3B | $27.3M | ||
| Q2 25 | $1.9B | $64.4M | ||
| Q1 25 | $1.1B | $-3.1M | ||
| Q4 24 | $1.5B | $62.3M | ||
| Q3 24 | $2.4B | $22.7M | ||
| Q2 24 | $1.4B | $44.1M | ||
| Q1 24 | $1.6B | $-21.8M |
自由现金流FNFLFST
| Q4 25 | — | $46.6M | ||
| Q3 25 | — | $17.0M | ||
| Q2 25 | — | $56.6M | ||
| Q1 25 | — | $-10.3M | ||
| Q4 24 | — | $56.0M | ||
| Q3 24 | — | $17.7M | ||
| Q2 24 | — | $39.0M | ||
| Q1 24 | — | $-26.9M |
自由现金流率FNFLFST
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 16.4% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | -9.0% |
资本支出强度FNFLFST
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | 1.7% |
现金转化率FNFLFST
| Q4 25 | — | 4.93× | ||
| Q3 25 | 3.66× | 25.34× | ||
| Q2 25 | 6.82× | — | ||
| Q1 25 | 13.43× | -4.36× | ||
| Q4 24 | 3.32× | — | ||
| Q3 24 | 8.89× | — | ||
| Q2 24 | 4.45× | — | ||
| Q1 24 | 6.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
LFST
暂无分部数据
