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Fidelity National Financial, Inc.（FNF）与Stitch Fix, Inc.（SFIX）财务数据对比。点击上方公司名可切换其他公司
Fidelity National Financial, Inc.的季度营收约是Stitch Fix, Inc.的1.6倍（$544.0M vs $342.1M），Stitch Fix, Inc.净利率更高（-1.9% vs -21.5%，领先19.6%），Fidelity National Financial, Inc.同比增速更快（10.3% vs 7.3%），过去两年Fidelity National Financial, Inc.的营收复合增速更高（13.7% vs 1.8%）
富达国民金融是美国财富500强企业，主要面向房地产与抵押贷款行业提供产权保险及交割服务，2019年其产权及房地产业务相关年度营收约为84.69亿美元，是全球领先的产权保险服务供应商。
Stitch Fix是美国的在线个人造型服务平台，依托推荐算法与数据科学技术，根据顾客的身形尺寸、预算和风格偏好推送个性化服饰单品。该公司创立于2011年，2017年完成首次公开募股，目前总部位于旧金山。
FNF vs SFIX — 直观对比
营收规模更大
FNF
是对方的1.6倍
$342.1M
营收增速更快
FNF
高出3.0%
7.3%
净利率更高
SFIX
高出19.6%
-21.5%
两年增速更快
FNF
近两年复合增速
1.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $544.0M | $342.1M |
| 净利润 | $-117.0M | $-6.4M |
| 毛利率 | — | 43.6% |
| 营业利润率 | 82.9% | -2.5% |
| 净利率 | -21.5% | -1.9% |
| 营收同比 | 10.3% | 7.3% |
| 净利润同比 | -126.0% | -1.7% |
| 每股收益（稀释后） | $-0.44 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNFSFIX
| Q4 25 | $544.0M | $342.1M | ||
| Q3 25 | $553.0M | $311.2M | ||
| Q2 25 | $547.0M | $325.0M | ||
| Q1 25 | $455.0M | $312.1M | ||
| Q4 24 | $493.0M | $318.8M | ||
| Q3 24 | $506.0M | $319.6M | ||
| Q2 24 | $504.0M | $322.7M | ||
| Q1 24 | $421.0M | $330.4M |
净利润FNFSFIX
| Q4 25 | $-117.0M | $-6.4M | ||
| Q3 25 | $358.0M | $-8.6M | ||
| Q2 25 | $278.0M | $-7.4M | ||
| Q1 25 | $83.0M | $-6.5M | ||
| Q4 24 | $450.0M | $-6.3M | ||
| Q3 24 | $266.0M | $-36.5M | ||
| Q2 24 | $306.0M | $-21.3M | ||
| Q1 24 | $248.0M | $-35.5M |
毛利率FNFSFIX
| Q4 25 | — | 43.6% | ||
| Q3 25 | — | 43.6% | ||
| Q2 25 | — | 44.2% | ||
| Q1 25 | — | 44.5% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 44.6% | ||
| Q2 24 | — | 45.5% | ||
| Q1 24 | — | 43.4% |
营业利润率FNFSFIX
| Q4 25 | 82.9% | -2.5% | ||
| Q3 25 | 81.9% | -3.6% | ||
| Q2 25 | 69.8% | -3.0% | ||
| Q1 25 | 24.4% | -2.9% | ||
| Q4 24 | — | -2.8% | ||
| Q3 24 | 61.9% | -13.1% | ||
| Q2 24 | 90.9% | -7.7% | ||
| Q1 24 | 78.6% | -11.5% |
净利率FNFSFIX
| Q4 25 | -21.5% | -1.9% | ||
| Q3 25 | 64.7% | -2.8% | ||
| Q2 25 | 50.8% | -2.3% | ||
| Q1 25 | 18.2% | -2.1% | ||
| Q4 24 | 91.3% | -2.0% | ||
| Q3 24 | 52.6% | -11.4% | ||
| Q2 24 | 60.7% | -6.6% | ||
| Q1 24 | 58.9% | -10.8% |
每股收益（稀释后）FNFSFIX
| Q4 25 | $-0.44 | $-0.05 | ||
| Q3 25 | $1.33 | $-0.06 | ||
| Q2 25 | $1.02 | $-0.06 | ||
| Q1 25 | $0.30 | $-0.05 | ||
| Q4 24 | $1.65 | $-0.05 | ||
| Q3 24 | $0.97 | $-0.29 | ||
| Q2 24 | $1.12 | $-0.18 | ||
| Q1 24 | $0.91 | $-0.30 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $2.6B | $244.2M |
| 总债务越低越好 | $4.4B | — |
| 股东权益账面价值 | $7.4B | $204.1M |
| 总资产 | $109.0B | $530.7M |
| 负债/权益比越低杠杆越低 | 0.59× | — |
8季度趋势，按日历期对齐
现金及短期投资FNFSFIX
| Q4 25 | $2.6B | $244.2M | ||
| Q3 25 | $3.5B | $234.9M | ||
| Q2 25 | $3.3B | $234.2M | ||
| Q1 25 | $4.5B | $219.1M | ||
| Q4 24 | $3.5B | $253.3M | ||
| Q3 24 | $5.0B | $247.0M | ||
| Q2 24 | $4.9B | $244.5M | ||
| Q1 24 | $3.5B | $229.8M |
总债务FNFSFIX
| Q4 25 | $4.4B | — | ||
| Q3 25 | $4.4B | — | ||
| Q2 25 | $4.4B | — | ||
| Q1 25 | $4.4B | — | ||
| Q4 24 | $4.3B | — | ||
| Q3 24 | $4.2B | — | ||
| Q2 24 | $4.2B | — | ||
| Q1 24 | $3.9B | — |
股东权益FNFSFIX
| Q4 25 | $7.4B | $204.1M | ||
| Q3 25 | $8.4B | $203.0M | ||
| Q2 25 | $7.9B | $200.4M | ||
| Q1 25 | $7.9B | $197.8M | ||
| Q4 24 | $7.8B | $190.5M | ||
| Q3 24 | $8.1B | $187.0M | ||
| Q2 24 | $7.3B | $208.9M | ||
| Q1 24 | $7.1B | $213.3M |
总资产FNFSFIX
| Q4 25 | $109.0B | $530.7M | ||
| Q3 25 | $106.6B | $480.6M | ||
| Q2 25 | $102.3B | $484.7M | ||
| Q1 25 | $98.2B | $472.6M | ||
| Q4 24 | $95.4B | $507.1M | ||
| Q3 24 | $94.7B | $486.9M | ||
| Q2 24 | $88.8B | $537.0M | ||
| Q1 24 | $84.5B | $538.3M |
负债/权益比FNFSFIX
| Q4 25 | 0.59× | — | ||
| Q3 25 | 0.53× | — | ||
| Q2 25 | 0.56× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.56× | — | ||
| Q3 24 | 0.52× | — | ||
| Q2 24 | 0.58× | — | ||
| Q1 24 | 0.55× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.5B | $10.9M |
| 自由现金流经营现金流 - 资本支出 | — | $5.6M |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $4.9M |
8季度趋势，按日历期对齐
经营现金流FNFSFIX
| Q4 25 | $1.5B | $10.9M | ||
| Q3 25 | $1.3B | $7.0M | ||
| Q2 25 | $1.9B | $20.5M | ||
| Q1 25 | $1.1B | $-16.2M | ||
| Q4 24 | $1.5B | $14.3M | ||
| Q3 24 | $2.4B | $8.2M | ||
| Q2 24 | $1.4B | $21.7M | ||
| Q1 24 | $1.6B | $-22.3M |
自由现金流FNFSFIX
| Q4 25 | — | $5.6M | ||
| Q3 25 | — | $2.8M | ||
| Q2 25 | — | $16.0M | ||
| Q1 25 | — | $-19.4M | ||
| Q4 24 | — | $9.9M | ||
| Q3 24 | — | $4.5M | ||
| Q2 24 | — | $18.9M | ||
| Q1 24 | — | $-26.1M |
自由现金流率FNFSFIX
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 4.9% | ||
| Q1 25 | — | -6.2% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 1.4% | ||
| Q2 24 | — | 5.9% | ||
| Q1 24 | — | -7.9% |
资本支出强度FNFSFIX
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 1.4% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 1.1% |
现金转化率FNFSFIX
| Q4 25 | — | — | ||
| Q3 25 | 3.66× | — | ||
| Q2 25 | 6.82× | — | ||
| Q1 25 | 13.43× | — | ||
| Q4 24 | 3.32× | — | ||
| Q3 24 | 8.89× | — | ||
| Q2 24 | 4.45× | — | ||
| Q1 24 | 6.42× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
SFIX
暂无分部数据
