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First Bancorp, Inc（FNLC）与EVERSPIN TECHNOLOGIES INC.（MRAM）财务数据对比。点击上方公司名可切换其他公司
First Bancorp, Inc的季度营收约是EVERSPIN TECHNOLOGIES INC.的1.7倍（$25.8M vs $14.9M），First Bancorp, Inc净利率更高（39.4% vs -2.0%，领先41.3%），First Bancorp, Inc同比增速更快（17.5% vs 13.2%），过去两年EVERSPIN TECHNOLOGIES INC.的营收复合增速更高（18.2% vs 18.1%）
第一银行公司（First Bancorp, Inc）是一家银行控股公司，其核心业务通过总部位于康涅狄格州斯坦福的爱国者国家银行（Patriot Bank NA）开展，相关 banking 业务也以PNBK代码在纳斯达克挂牌交易。
Everspin Technologies是一家总部位于美国亚利桑那州钱德勒的上市半导体企业，核心业务为研发生产磁阻随机存取存储器（MRAM）产品，涵盖Toggle MRAM与自旋转移矩MRAM两大产品系列，同时也对外授权嵌入式MRAM、磁传感器相关技术，并提供嵌入式MRAM后道代工服务。
FNLC vs MRAM — 直观对比
营收规模更大
FNLC
是对方的1.7倍
$14.9M
营收增速更快
FNLC
高出4.3%
13.2%
净利率更高
FNLC
高出41.3%
-2.0%
两年增速更快
MRAM
近两年复合增速
18.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $25.8M | $14.9M |
| 净利润 | $10.2M | $-296.0K |
| 毛利率 | — | 52.7% |
| 营业利润率 | 48.1% | 29.0% |
| 净利率 | 39.4% | -2.0% |
| 营收同比 | 17.5% | 13.2% |
| 净利润同比 | 39.7% | — |
| 每股收益（稀释后） | $0.91 | $-0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNLCMRAM
| Q1 26 | — | $14.9M | ||
| Q4 25 | $25.8M | $14.8M | ||
| Q3 25 | $24.5M | $14.1M | ||
| Q2 25 | $22.5M | $13.2M | ||
| Q1 25 | $21.8M | $13.1M | ||
| Q4 24 | $22.0M | $13.2M | ||
| Q3 24 | $20.5M | $12.1M | ||
| Q2 24 | $19.2M | $10.6M |
净利润FNLCMRAM
| Q1 26 | — | $-296.0K | ||
| Q4 25 | $10.2M | $1.2M | ||
| Q3 25 | $9.1M | $54.0K | ||
| Q2 25 | $8.1M | $-670.0K | ||
| Q1 25 | $7.1M | $-1.2M | ||
| Q4 24 | $7.3M | $1.2M | ||
| Q3 24 | $7.6M | $2.3M | ||
| Q2 24 | $6.2M | $-2.5M |
毛利率FNLCMRAM
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 50.8% | ||
| Q3 25 | — | 51.3% | ||
| Q2 25 | — | 51.3% | ||
| Q1 25 | — | 51.4% | ||
| Q4 24 | — | 51.3% | ||
| Q3 24 | — | 49.2% | ||
| Q2 24 | — | 49.0% |
营业利润率FNLCMRAM
| Q1 26 | — | 29.0% | ||
| Q4 25 | 48.1% | -7.2% | ||
| Q3 25 | 45.2% | -11.0% | ||
| Q2 25 | 43.7% | -14.9% | ||
| Q1 25 | 39.3% | -14.7% | ||
| Q4 24 | 39.5% | -11.8% | ||
| Q3 24 | 44.6% | -17.5% | ||
| Q2 24 | 38.8% | -26.5% |
净利率FNLCMRAM
| Q1 26 | — | -2.0% | ||
| Q4 25 | 39.4% | 8.1% | ||
| Q3 25 | 37.0% | 0.4% | ||
| Q2 25 | 35.8% | -5.1% | ||
| Q1 25 | 32.5% | -8.9% | ||
| Q4 24 | 33.1% | 9.2% | ||
| Q3 24 | 36.9% | 18.8% | ||
| Q2 24 | 32.1% | -23.5% |
每股收益（稀释后）FNLCMRAM
| Q1 26 | — | $-0.01 | ||
| Q4 25 | $0.91 | $0.05 | ||
| Q3 25 | $0.81 | $0.00 | ||
| Q2 25 | $0.72 | $-0.03 | ||
| Q1 25 | $0.63 | $-0.05 | ||
| Q4 24 | $0.66 | $0.07 | ||
| Q3 24 | $0.68 | $0.10 | ||
| Q2 24 | $0.55 | $-0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $40.5M |
| 总债务越低越好 | $95.5M | — |
| 股东权益账面价值 | $283.1M | $70.2M |
| 总资产 | $3.2B | $83.2M |
| 负债/权益比越低杠杆越低 | 0.34× | — |
8季度趋势，按日历期对齐
现金及短期投资FNLCMRAM
| Q1 26 | — | $40.5M | ||
| Q4 25 | — | $44.5M | ||
| Q3 25 | — | $45.3M | ||
| Q2 25 | — | $45.0M | ||
| Q1 25 | — | $42.2M | ||
| Q4 24 | — | $42.1M | ||
| Q3 24 | — | $39.6M | ||
| Q2 24 | — | $36.8M |
总债务FNLCMRAM
| Q1 26 | — | — | ||
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — |
股东权益FNLCMRAM
| Q1 26 | — | $70.2M | ||
| Q4 25 | $283.1M | $68.9M | ||
| Q3 25 | $274.6M | $65.8M | ||
| Q2 25 | $265.5M | $64.1M | ||
| Q1 25 | $259.7M | $63.0M | ||
| Q4 24 | $252.5M | $62.6M | ||
| Q3 24 | $256.8M | $59.3M | ||
| Q2 24 | $244.7M | $55.4M |
总资产FNLCMRAM
| Q1 26 | — | $83.2M | ||
| Q4 25 | $3.2B | $84.6M | ||
| Q3 25 | $3.2B | $80.3M | ||
| Q2 25 | $3.2B | $78.9M | ||
| Q1 25 | $3.2B | $80.2M | ||
| Q4 24 | $3.2B | $77.8M | ||
| Q3 24 | $3.1B | $72.6M | ||
| Q2 24 | $3.1B | $64.6M |
负债/权益比FNLCMRAM
| Q1 26 | — | — | ||
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.8M | $570.0K |
| 自由现金流经营现金流 - 资本支出 | $34.6M | — |
| 自由现金流率自由现金流/营收 | 133.9% | — |
| 资本支出强度资本支出/营收 | 12.5% | — |
| 现金转化率经营现金流/净利润 | 3.72× | — |
| 过去12个月自由现金流最近4个季度 | $55.3M | — |
8季度趋势，按日历期对齐
经营现金流FNLCMRAM
| Q1 26 | — | $570.0K | ||
| Q4 25 | $37.8M | $2.6M | ||
| Q3 25 | $12.9M | $881.0K | ||
| Q2 25 | $7.4M | $5.0M | ||
| Q1 25 | $2.2M | $1.4M | ||
| Q4 24 | $26.0M | $3.8M | ||
| Q3 24 | $9.8M | $2.8M | ||
| Q2 24 | $6.4M | $1.7M |
自由现金流FNLCMRAM
| Q1 26 | — | — | ||
| Q4 25 | $34.6M | $-975.0K | ||
| Q3 25 | $12.6M | $543.0K | ||
| Q2 25 | $7.2M | $3.0M | ||
| Q1 25 | $828.0K | $527.0K | ||
| Q4 24 | $24.6M | $2.1M | ||
| Q3 24 | $9.6M | $2.8M | ||
| Q2 24 | $6.3M | $1.7M |
自由现金流率FNLCMRAM
| Q1 26 | — | — | ||
| Q4 25 | 133.9% | -6.6% | ||
| Q3 25 | 51.4% | 3.9% | ||
| Q2 25 | 32.1% | 22.9% | ||
| Q1 25 | 3.8% | 4.0% | ||
| Q4 24 | 111.7% | 15.8% | ||
| Q3 24 | 47.0% | 22.9% | ||
| Q2 24 | 32.9% | 15.9% |
资本支出强度FNLCMRAM
| Q1 26 | — | — | ||
| Q4 25 | 12.5% | 24.3% | ||
| Q3 25 | 1.2% | 2.4% | ||
| Q2 25 | 0.6% | 15.1% | ||
| Q1 25 | 6.2% | 6.9% | ||
| Q4 24 | 6.7% | 13.2% | ||
| Q3 24 | 0.5% | 0.5% | ||
| Q2 24 | 0.3% | 0.3% |
现金转化率FNLCMRAM
| Q1 26 | — | — | ||
| Q4 25 | 3.72× | 2.19× | ||
| Q3 25 | 1.42× | 16.31× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | 3.16× | ||
| Q3 24 | 1.29× | 1.25× | ||
| Q2 24 | 1.03× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNLC
暂无分部数据
MRAM
| Product sales | $14.1M | 95% |
| Licensing, royalty, patent, engineering services and other revenue | $772.0K | 5% |
