vs
First Bancorp, Inc（FNLC）与NeuroPace Inc（NPCE）财务数据对比。点击上方公司名可切换其他公司
NeuroPace Inc的季度营收约是First Bancorp, Inc的1.0倍（$26.6M vs $25.8M），First Bancorp, Inc净利率更高（39.4% vs -10.3%，领先49.6%），NeuroPace Inc同比增速更快（23.9% vs 17.5%），First Bancorp, Inc自由现金流更多（$34.6M vs $409.0K），过去两年NeuroPace Inc的营收复合增速更高（21.1% vs 18.1%）
第一银行公司（First Bancorp, Inc）是一家银行控股公司，其核心业务通过总部位于康涅狄格州斯坦福的爱国者国家银行（Patriot Bank NA）开展，相关 banking 业务也以PNBK代码在纳斯达克挂牌交易。
NeuroPace Inc是一家专注于神经调控技术的医疗科技企业，核心产品为可植入式响应神经刺激系统，主要用于治疗药物难治性癫痫，通过与医疗机构合作，为北美及部分全球市场的患者提供个性化治疗方案，降低癫痫发作频率。
FNLC vs NPCE — 直观对比
营收规模更大
NPCE
是对方的1.0倍
$25.8M
营收增速更快
NPCE
高出6.3%
17.5%
净利率更高
FNLC
高出49.6%
-10.3%
自由现金流更多
FNLC
多$34.2M
$409.0K
两年增速更快
NPCE
近两年复合增速
18.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.8M | $26.6M |
| 净利润 | $10.2M | $-2.7M |
| 毛利率 | — | 77.4% |
| 营业利润率 | 48.1% | -6.6% |
| 净利率 | 39.4% | -10.3% |
| 营收同比 | 17.5% | 23.9% |
| 净利润同比 | 39.7% | 48.0% |
| 每股收益（稀释后） | $0.91 | $-0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNLCNPCE
| Q4 25 | $25.8M | $26.6M | ||
| Q3 25 | $24.5M | $27.4M | ||
| Q2 25 | $22.5M | $23.5M | ||
| Q1 25 | $21.8M | $22.5M | ||
| Q4 24 | $22.0M | $21.5M | ||
| Q3 24 | $20.5M | $21.1M | ||
| Q2 24 | $19.2M | $19.3M | ||
| Q1 24 | $18.5M | $18.1M |
净利润FNLCNPCE
| Q4 25 | $10.2M | $-2.7M | ||
| Q3 25 | $9.1M | $-3.5M | ||
| Q2 25 | $8.1M | $-8.7M | ||
| Q1 25 | $7.1M | $-6.6M | ||
| Q4 24 | $7.3M | $-5.3M | ||
| Q3 24 | $7.6M | $-5.5M | ||
| Q2 24 | $6.2M | $-7.5M | ||
| Q1 24 | $6.0M | $-8.9M |
毛利率FNLCNPCE
| Q4 25 | — | 77.4% | ||
| Q3 25 | — | 77.4% | ||
| Q2 25 | — | 77.1% | ||
| Q1 25 | — | 77.0% | ||
| Q4 24 | — | 75.4% | ||
| Q3 24 | — | 73.2% | ||
| Q2 24 | — | 73.4% | ||
| Q1 24 | — | 73.6% |
营业利润率FNLCNPCE
| Q4 25 | 48.1% | -6.6% | ||
| Q3 25 | 45.2% | -9.5% | ||
| Q2 25 | 43.7% | -29.0% | ||
| Q1 25 | 39.3% | -22.9% | ||
| Q4 24 | 39.5% | -17.0% | ||
| Q3 24 | 44.6% | -20.1% | ||
| Q2 24 | 38.8% | -32.4% | ||
| Q1 24 | 39.3% | -41.6% |
净利率FNLCNPCE
| Q4 25 | 39.4% | -10.3% | ||
| Q3 25 | 37.0% | -12.8% | ||
| Q2 25 | 35.8% | -36.8% | ||
| Q1 25 | 32.5% | -29.3% | ||
| Q4 24 | 33.1% | -24.5% | ||
| Q3 24 | 36.9% | -25.9% | ||
| Q2 24 | 32.1% | -39.0% | ||
| Q1 24 | 32.5% | -49.2% |
每股收益（稀释后）FNLCNPCE
| Q4 25 | $0.91 | $-0.08 | ||
| Q3 25 | $0.81 | $-0.11 | ||
| Q2 25 | $0.72 | $-0.26 | ||
| Q1 25 | $0.63 | $-0.21 | ||
| Q4 24 | $0.66 | $-0.16 | ||
| Q3 24 | $0.68 | $-0.19 | ||
| Q2 24 | $0.55 | $-0.26 | ||
| Q1 24 | $0.54 | $-0.32 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $61.1M |
| 总债务越低越好 | $95.5M | — |
| 股东权益账面价值 | $283.1M | $19.0M |
| 总资产 | $3.2B | $105.6M |
| 负债/权益比越低杠杆越低 | 0.34× | — |
8季度趋势，按日历期对齐
现金及短期投资FNLCNPCE
| Q4 25 | — | $61.1M | ||
| Q3 25 | — | $60.0M | ||
| Q2 25 | — | $62.1M | ||
| Q1 25 | — | $66.3M | ||
| Q4 24 | — | $52.8M | ||
| Q3 24 | — | $56.8M | ||
| Q2 24 | — | $55.5M | ||
| Q1 24 | — | $58.9M |
总债务FNLCNPCE
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
股东权益FNLCNPCE
| Q4 25 | $283.1M | $19.0M | ||
| Q3 25 | $274.6M | $18.5M | ||
| Q2 25 | $265.5M | $19.4M | ||
| Q1 25 | $259.7M | $24.3M | ||
| Q4 24 | $252.5M | $8.0M | ||
| Q3 24 | $256.8M | $9.8M | ||
| Q2 24 | $244.7M | $9.9M | ||
| Q1 24 | $242.6M | $14.3M |
总资产FNLCNPCE
| Q4 25 | $3.2B | $105.6M | ||
| Q3 25 | $3.2B | $107.3M | ||
| Q2 25 | $3.2B | $106.1M | ||
| Q1 25 | $3.2B | $110.2M | ||
| Q4 24 | $3.2B | $94.6M | ||
| Q3 24 | $3.1B | $96.3M | ||
| Q2 24 | $3.1B | $94.4M | ||
| Q1 24 | $3.0B | $98.9M |
负债/权益比FNLCNPCE
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.8M | $506.0K |
| 自由现金流经营现金流 - 资本支出 | $34.6M | $409.0K |
| 自由现金流率自由现金流/营收 | 133.9% | 1.5% |
| 资本支出强度资本支出/营收 | 12.5% | 0.4% |
| 现金转化率经营现金流/净利润 | 3.72× | — |
| 过去12个月自由现金流最近4个季度 | $55.3M | $-11.3M |
8季度趋势，按日历期对齐
经营现金流FNLCNPCE
| Q4 25 | $37.8M | $506.0K | ||
| Q3 25 | $12.9M | $-1.9M | ||
| Q2 25 | $7.4M | $-2.1M | ||
| Q1 25 | $2.2M | $-7.5M | ||
| Q4 24 | $26.0M | $-4.8M | ||
| Q3 24 | $9.8M | $-1.7M | ||
| Q2 24 | $6.4M | $-3.9M | ||
| Q1 24 | $-1.5M | $-7.5M |
自由现金流FNLCNPCE
| Q4 25 | $34.6M | $409.0K | ||
| Q3 25 | $12.6M | $-2.0M | ||
| Q2 25 | $7.2M | $-2.3M | ||
| Q1 25 | $828.0K | $-7.5M | ||
| Q4 24 | $24.6M | $-4.8M | ||
| Q3 24 | $9.6M | $-1.8M | ||
| Q2 24 | $6.3M | $-4.0M | ||
| Q1 24 | $-1.8M | $-7.6M |
自由现金流率FNLCNPCE
| Q4 25 | 133.9% | 1.5% | ||
| Q3 25 | 51.4% | -7.2% | ||
| Q2 25 | 32.1% | -9.6% | ||
| Q1 25 | 3.8% | -33.4% | ||
| Q4 24 | 111.7% | -22.5% | ||
| Q3 24 | 47.0% | -8.7% | ||
| Q2 24 | 32.9% | -20.6% | ||
| Q1 24 | -9.8% | -42.1% |
资本支出强度FNLCNPCE
| Q4 25 | 12.5% | 0.4% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 0.6% | 0.7% | ||
| Q1 25 | 6.2% | 0.2% | ||
| Q4 24 | 6.7% | 0.2% | ||
| Q3 24 | 0.5% | 0.5% | ||
| Q2 24 | 0.3% | 0.3% | ||
| Q1 24 | 1.8% | 0.6% |
现金转化率FNLCNPCE
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
