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First Bancorp, Inc（FNLC）与SolarMax Technology, Inc.（SMXT）财务数据对比。点击上方公司名可切换其他公司
SolarMax Technology, Inc.的季度营收约是First Bancorp, Inc的1.8倍（$46.6M vs $25.8M），First Bancorp, Inc净利率更高（39.4% vs -1.9%，领先41.2%），SolarMax Technology, Inc.同比增速更快（623.5% vs 17.5%）
第一银行公司（First Bancorp, Inc）是一家银行控股公司，其核心业务通过总部位于康涅狄格州斯坦福的爱国者国家银行（Patriot Bank NA）开展，相关 banking 业务也以PNBK代码在纳斯达克挂牌交易。
SolarMax Technology Inc.是一家可再生能源企业，主营高效光伏组件及清洁能源系统的研发、生产与销售，面向北美及亚太地区的住宅、工商业客户提供太阳能安装及售后运维服务，推动低碳能源普及。
FNLC vs SMXT — 直观对比
营收规模更大
SMXT
是对方的1.8倍
$25.8M
营收增速更快
SMXT
高出605.9%
17.5%
净利率更高
FNLC
高出41.2%
-1.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.8M | $46.6M |
| 净利润 | $10.2M | $-872.2K |
| 毛利率 | — | 2.7% |
| 营业利润率 | 48.1% | -2.7% |
| 净利率 | 39.4% | -1.9% |
| 营收同比 | 17.5% | 623.5% |
| 净利润同比 | 39.7% | 77.7% |
| 每股收益（稀释后） | $0.91 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNLCSMXT
| Q4 25 | $25.8M | $46.6M | ||
| Q3 25 | $24.5M | $30.6M | ||
| Q2 25 | $22.5M | $6.9M | ||
| Q1 25 | $21.8M | $6.9M | ||
| Q4 24 | $22.0M | $6.4M | ||
| Q3 24 | $20.5M | $6.3M | ||
| Q2 24 | $19.2M | — | ||
| Q1 24 | $18.5M | — |
净利润FNLCSMXT
| Q4 25 | $10.2M | $-872.2K | ||
| Q3 25 | $9.1M | $-2.3M | ||
| Q2 25 | $8.1M | $-1.9M | ||
| Q1 25 | $7.1M | $-1.3M | ||
| Q4 24 | $7.3M | $-3.9M | ||
| Q3 24 | $7.6M | $-9.6M | ||
| Q2 24 | $6.2M | — | ||
| Q1 24 | $6.0M | — |
毛利率FNLCSMXT
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 8.8% | ||
| Q1 25 | — | 20.5% | ||
| Q4 24 | — | 14.5% | ||
| Q3 24 | — | 19.9% | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率FNLCSMXT
| Q4 25 | 48.1% | -2.7% | ||
| Q3 25 | 45.2% | -6.9% | ||
| Q2 25 | 43.7% | -25.7% | ||
| Q1 25 | 39.3% | -16.7% | ||
| Q4 24 | 39.5% | -27.9% | ||
| Q3 24 | 44.6% | -158.4% | ||
| Q2 24 | 38.8% | — | ||
| Q1 24 | 39.3% | — |
净利率FNLCSMXT
| Q4 25 | 39.4% | -1.9% | ||
| Q3 25 | 37.0% | -7.4% | ||
| Q2 25 | 35.8% | -27.6% | ||
| Q1 25 | 32.5% | -18.7% | ||
| Q4 24 | 33.1% | -60.6% | ||
| Q3 24 | 36.9% | -152.0% | ||
| Q2 24 | 32.1% | — | ||
| Q1 24 | 32.5% | — |
每股收益（稀释后）FNLCSMXT
| Q4 25 | $0.91 | $-0.02 | ||
| Q3 25 | $0.81 | $-0.04 | ||
| Q2 25 | $0.72 | $-0.04 | ||
| Q1 25 | $0.63 | $-0.03 | ||
| Q4 24 | $0.66 | $-0.07 | ||
| Q3 24 | $0.68 | $-0.21 | ||
| Q2 24 | $0.55 | — | ||
| Q1 24 | $0.54 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $8.0M |
| 总债务越低越好 | $95.5M | — |
| 股东权益账面价值 | $283.1M | $-12.2M |
| 总资产 | $3.2B | $91.3M |
| 负债/权益比越低杠杆越低 | 0.34× | — |
8季度趋势，按日历期对齐
现金及短期投资FNLCSMXT
| Q4 25 | — | $8.0M | ||
| Q3 25 | — | $5.7M | ||
| Q2 25 | — | $1.9M | ||
| Q1 25 | — | $6.8M | ||
| Q4 24 | — | $7.1M | ||
| Q3 24 | — | $8.6M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务FNLCSMXT
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
股东权益FNLCSMXT
| Q4 25 | $283.1M | $-12.2M | ||
| Q3 25 | $274.6M | $-11.8M | ||
| Q2 25 | $265.5M | $-15.1M | ||
| Q1 25 | $259.7M | $-15.9M | ||
| Q4 24 | $252.5M | $-15.1M | ||
| Q3 24 | $256.8M | $-10.9M | ||
| Q2 24 | $244.7M | — | ||
| Q1 24 | $242.6M | — |
总资产FNLCSMXT
| Q4 25 | $3.2B | $91.3M | ||
| Q3 25 | $3.2B | $58.7M | ||
| Q2 25 | $3.2B | $38.2M | ||
| Q1 25 | $3.2B | $38.6M | ||
| Q4 24 | $3.2B | $38.6M | ||
| Q3 24 | $3.1B | $43.0M | ||
| Q2 24 | $3.1B | — | ||
| Q1 24 | $3.0B | — |
负债/权益比FNLCSMXT
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.8M | $-2.5M |
| 自由现金流经营现金流 - 资本支出 | $34.6M | — |
| 自由现金流率自由现金流/营收 | 133.9% | — |
| 资本支出强度资本支出/营收 | 12.5% | — |
| 现金转化率经营现金流/净利润 | 3.72× | — |
| 过去12个月自由现金流最近4个季度 | $55.3M | — |
8季度趋势，按日历期对齐
经营现金流FNLCSMXT
| Q4 25 | $37.8M | $-2.5M | ||
| Q3 25 | $12.9M | $3.4M | ||
| Q2 25 | $7.4M | $220.7K | ||
| Q1 25 | $2.2M | $-601.1K | ||
| Q4 24 | $26.0M | $-1.3M | ||
| Q3 24 | $9.8M | $203.6K | ||
| Q2 24 | $6.4M | — | ||
| Q1 24 | $-1.5M | — |
自由现金流FNLCSMXT
| Q4 25 | $34.6M | — | ||
| Q3 25 | $12.6M | — | ||
| Q2 25 | $7.2M | — | ||
| Q1 25 | $828.0K | — | ||
| Q4 24 | $24.6M | — | ||
| Q3 24 | $9.6M | — | ||
| Q2 24 | $6.3M | — | ||
| Q1 24 | $-1.8M | — |
自由现金流率FNLCSMXT
| Q4 25 | 133.9% | — | ||
| Q3 25 | 51.4% | — | ||
| Q2 25 | 32.1% | — | ||
| Q1 25 | 3.8% | — | ||
| Q4 24 | 111.7% | — | ||
| Q3 24 | 47.0% | — | ||
| Q2 24 | 32.9% | — | ||
| Q1 24 | -9.8% | — |
资本支出强度FNLCSMXT
| Q4 25 | 12.5% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 6.2% | — | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 0.5% | 0.0% | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 1.8% | — |
现金转化率FNLCSMXT
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNLC
暂无分部数据
SMXT
| Yabucoa | $35.9M | 77% |
| Other | $10.7M | 23% |
