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First Bancorp, Inc（FNLC）与Star Holdings（STHO）财务数据对比。点击上方公司名可切换其他公司
First Bancorp, Inc的季度营收约是Star Holdings的1.0倍（$25.8M vs $25.4M），First Bancorp, Inc净利率更高（39.4% vs -75.5%，领先114.8%），First Bancorp, Inc同比增速更快（17.5% vs -22.6%），过去两年First Bancorp, Inc的营收复合增速更高（18.1% vs -0.2%）
第一银行公司（First Bancorp, Inc）是一家银行控股公司，其核心业务通过总部位于康涅狄格州斯坦福的爱国者国家银行（Patriot Bank NA）开展，相关 banking 业务也以PNBK代码在纳斯达克挂牌交易。
蓝星有限公司是一家印度跨国家电企业，总部位于孟买，主营空调、商用制冷以及机电工程业务，是印度本土市场规模第二大的空调领域本土企业。
FNLC vs STHO — 直观对比
营收规模更大
FNLC
是对方的1.0倍
$25.4M
营收增速更快
FNLC
高出40.1%
-22.6%
净利率更高
FNLC
高出114.8%
-75.5%
两年增速更快
FNLC
近两年复合增速
-0.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.8M | $25.4M |
| 净利润 | $10.2M | $-19.1M |
| 毛利率 | — | — |
| 营业利润率 | 48.1% | -91.7% |
| 净利率 | 39.4% | -75.5% |
| 营收同比 | 17.5% | -22.6% |
| 净利润同比 | 39.7% | 81.3% |
| 每股收益（稀释后） | $0.91 | $-1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNLCSTHO
| Q4 25 | $25.8M | $25.4M | ||
| Q3 25 | $24.5M | $28.1M | ||
| Q2 25 | $22.5M | $42.1M | ||
| Q1 25 | $21.8M | $14.6M | ||
| Q4 24 | $22.0M | $32.8M | ||
| Q3 24 | $20.5M | $24.6M | ||
| Q2 24 | $19.2M | $30.6M | ||
| Q1 24 | $18.5M | $25.4M |
净利润FNLCSTHO
| Q4 25 | $10.2M | $-19.1M | ||
| Q3 25 | $9.1M | $1.8M | ||
| Q2 25 | $8.1M | $-39.3M | ||
| Q1 25 | $7.1M | $-7.6M | ||
| Q4 24 | $7.3M | $-102.6M | ||
| Q3 24 | $7.6M | $91.9M | ||
| Q2 24 | $6.2M | $-27.1M | ||
| Q1 24 | $6.0M | $-49.0M |
营业利润率FNLCSTHO
| Q4 25 | 48.1% | -91.7% | ||
| Q3 25 | 45.2% | 1.0% | ||
| Q2 25 | 43.7% | -94.5% | ||
| Q1 25 | 39.3% | -55.0% | ||
| Q4 24 | 39.5% | -314.1% | ||
| Q3 24 | 44.6% | — | ||
| Q2 24 | 38.8% | -91.5% | ||
| Q1 24 | 39.3% | -192.6% |
净利率FNLCSTHO
| Q4 25 | 39.4% | -75.5% | ||
| Q3 25 | 37.0% | 6.4% | ||
| Q2 25 | 35.8% | -93.5% | ||
| Q1 25 | 32.5% | -52.0% | ||
| Q4 24 | 33.1% | -313.1% | ||
| Q3 24 | 36.9% | 374.3% | ||
| Q2 24 | 32.1% | -88.8% | ||
| Q1 24 | 32.5% | -192.6% |
每股收益（稀释后）FNLCSTHO
| Q4 25 | $0.91 | $-1.52 | ||
| Q3 25 | $0.81 | $0.14 | ||
| Q2 25 | $0.72 | $-2.95 | ||
| Q1 25 | $0.63 | $-0.57 | ||
| Q4 24 | $0.66 | $-7.69 | ||
| Q3 24 | $0.68 | $6.90 | ||
| Q2 24 | $0.55 | $-2.04 | ||
| Q1 24 | $0.54 | $-3.68 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $50.1M |
| 总债务越低越好 | $95.5M | $268.7M |
| 股东权益账面价值 | $283.1M | $251.8M |
| 总资产 | $3.2B | $570.2M |
| 负债/权益比越低杠杆越低 | 0.34× | 1.07× |
8季度趋势，按日历期对齐
现金及短期投资FNLCSTHO
| Q4 25 | — | $50.1M | ||
| Q3 25 | — | $40.6M | ||
| Q2 25 | — | $44.2M | ||
| Q1 25 | — | $30.3M | ||
| Q4 24 | — | $35.0M | ||
| Q3 24 | — | $45.0M | ||
| Q2 24 | — | $48.3M | ||
| Q1 24 | — | $45.7M |
总债务FNLCSTHO
| Q4 25 | $95.5M | $268.7M | ||
| Q3 25 | $95.5M | $259.3M | ||
| Q2 25 | $95.0M | $245.4M | ||
| Q1 25 | $70.0M | $231.5M | ||
| Q4 24 | $95.0M | $217.3M | ||
| Q3 24 | $95.0M | $201.2M | ||
| Q2 24 | $70.0M | $197.2M | ||
| Q1 24 | $70.0M | $195.0M |
股东权益FNLCSTHO
| Q4 25 | $283.1M | $251.8M | ||
| Q3 25 | $274.6M | $275.4M | ||
| Q2 25 | $265.5M | $276.1M | ||
| Q1 25 | $259.7M | $316.1M | ||
| Q4 24 | $252.5M | $324.3M | ||
| Q3 24 | $256.8M | $427.5M | ||
| Q2 24 | $244.7M | $335.3M | ||
| Q1 24 | $242.6M | $362.4M |
总资产FNLCSTHO
| Q4 25 | $3.2B | $570.2M | ||
| Q3 25 | $3.2B | $595.9M | ||
| Q2 25 | $3.2B | $589.9M | ||
| Q1 25 | $3.2B | $618.2M | ||
| Q4 24 | $3.2B | $608.7M | ||
| Q3 24 | $3.1B | $696.5M | ||
| Q2 24 | $3.1B | $601.0M | ||
| Q1 24 | $3.0B | $622.9M |
负债/权益比FNLCSTHO
| Q4 25 | 0.34× | 1.07× | ||
| Q3 25 | 0.35× | 0.94× | ||
| Q2 25 | 0.36× | 0.89× | ||
| Q1 25 | 0.27× | 0.73× | ||
| Q4 24 | 0.38× | 0.67× | ||
| Q3 24 | 0.37× | 0.47× | ||
| Q2 24 | 0.29× | 0.59× | ||
| Q1 24 | 0.29× | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.8M | $-11.7M |
| 自由现金流经营现金流 - 资本支出 | $34.6M | — |
| 自由现金流率自由现金流/营收 | 133.9% | — |
| 资本支出强度资本支出/营收 | 12.5% | — |
| 现金转化率经营现金流/净利润 | 3.72× | — |
| 过去12个月自由现金流最近4个季度 | $55.3M | — |
8季度趋势，按日历期对齐
经营现金流FNLCSTHO
| Q4 25 | $37.8M | $-11.7M | ||
| Q3 25 | $12.9M | $5.3M | ||
| Q2 25 | $7.4M | $-2.6M | ||
| Q1 25 | $2.2M | $-6.3M | ||
| Q4 24 | $26.0M | $-31.3M | ||
| Q3 24 | $9.8M | $-3.8M | ||
| Q2 24 | $6.4M | $-6.4M | ||
| Q1 24 | $-1.5M | $-14.2M |
自由现金流FNLCSTHO
| Q4 25 | $34.6M | — | ||
| Q3 25 | $12.6M | — | ||
| Q2 25 | $7.2M | — | ||
| Q1 25 | $828.0K | — | ||
| Q4 24 | $24.6M | — | ||
| Q3 24 | $9.6M | — | ||
| Q2 24 | $6.3M | — | ||
| Q1 24 | $-1.8M | — |
自由现金流率FNLCSTHO
| Q4 25 | 133.9% | — | ||
| Q3 25 | 51.4% | — | ||
| Q2 25 | 32.1% | — | ||
| Q1 25 | 3.8% | — | ||
| Q4 24 | 111.7% | — | ||
| Q3 24 | 47.0% | — | ||
| Q2 24 | 32.9% | — | ||
| Q1 24 | -9.8% | — |
资本支出强度FNLCSTHO
| Q4 25 | 12.5% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 6.2% | — | ||
| Q4 24 | 6.7% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 1.8% | — |
现金转化率FNLCSTHO
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | 2.95× | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | -0.04× | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNLC
暂无分部数据
STHO
| Land Development | $13.0M | 51% |
| Other Income Revenue | $9.3M | 37% |
| Operating Lease Income | $2.0M | 8% |
| Other | $1.2M | 5% |
