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First Bancorp, Inc（FNLC）与Neuronetics, Inc.（STIM）财务数据对比。点击上方公司名可切换其他公司
Neuronetics, Inc.的季度营收约是First Bancorp, Inc的1.6倍（$41.8M vs $25.8M），First Bancorp, Inc净利率更高（39.4% vs -17.2%，领先56.6%），Neuronetics, Inc.同比增速更快（85.7% vs 17.5%），First Bancorp, Inc自由现金流更多（$34.6M vs $692.0K），过去两年Neuronetics, Inc.的营收复合增速更高（54.9% vs 18.1%）
第一银行公司（First Bancorp, Inc）是一家银行控股公司，其核心业务通过总部位于康涅狄格州斯坦福的爱国者国家银行（Patriot Bank NA）开展，相关 banking 业务也以PNBK代码在纳斯达克挂牌交易。
Neuronetics, Inc.是一家总部位于宾夕法尼亚州莫尔文的上市公司，2003年4月于特拉华州成立，专注研发神经调节技术相关产品，为传统治疗无效或耐药的精神疾病提供无创治疗方案。
FNLC vs STIM — 直观对比
营收规模更大
STIM
是对方的1.6倍
$25.8M
营收增速更快
STIM
高出68.2%
17.5%
净利率更高
FNLC
高出56.6%
-17.2%
自由现金流更多
FNLC
多$33.9M
$692.0K
两年增速更快
STIM
近两年复合增速
18.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.8M | $41.8M |
| 净利润 | $10.2M | $-7.2M |
| 毛利率 | — | 52.0% |
| 营业利润率 | 48.1% | -12.1% |
| 净利率 | 39.4% | -17.2% |
| 营收同比 | 17.5% | 85.7% |
| 净利润同比 | 39.7% | 43.2% |
| 每股收益（稀释后） | $0.91 | $-0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNLCSTIM
| Q4 25 | $25.8M | $41.8M | ||
| Q3 25 | $24.5M | $37.3M | ||
| Q2 25 | $22.5M | $38.1M | ||
| Q1 25 | $21.8M | $32.0M | ||
| Q4 24 | $22.0M | $22.5M | ||
| Q3 24 | $20.5M | $18.5M | ||
| Q2 24 | $19.2M | $16.4M | ||
| Q1 24 | $18.5M | $17.4M |
净利润FNLCSTIM
| Q4 25 | $10.2M | $-7.2M | ||
| Q3 25 | $9.1M | $-9.0M | ||
| Q2 25 | $8.1M | $-10.1M | ||
| Q1 25 | $7.1M | $-12.7M | ||
| Q4 24 | $7.3M | $-12.7M | ||
| Q3 24 | $7.6M | $-13.3M | ||
| Q2 24 | $6.2M | $-9.8M | ||
| Q1 24 | $6.0M | $-7.9M |
毛利率FNLCSTIM
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
营业利润率FNLCSTIM
| Q4 25 | 48.1% | -12.1% | ||
| Q3 25 | 45.2% | -19.6% | ||
| Q2 25 | 43.7% | -21.1% | ||
| Q1 25 | 39.3% | -34.4% | ||
| Q4 24 | 39.5% | -51.0% | ||
| Q3 24 | 44.6% | -41.7% | ||
| Q2 24 | 38.8% | -51.7% | ||
| Q1 24 | 39.3% | -39.4% |
净利率FNLCSTIM
| Q4 25 | 39.4% | -17.2% | ||
| Q3 25 | 37.0% | -24.3% | ||
| Q2 25 | 35.8% | -26.6% | ||
| Q1 25 | 32.5% | -39.6% | ||
| Q4 24 | 33.1% | -56.4% | ||
| Q3 24 | 36.9% | -72.0% | ||
| Q2 24 | 32.1% | -59.8% | ||
| Q1 24 | 32.5% | -45.2% |
每股收益（稀释后）FNLCSTIM
| Q4 25 | $0.91 | $-0.10 | ||
| Q3 25 | $0.81 | $-0.13 | ||
| Q2 25 | $0.72 | $-0.15 | ||
| Q1 25 | $0.63 | $-0.21 | ||
| Q4 24 | $0.66 | $-0.34 | ||
| Q3 24 | $0.68 | $-0.44 | ||
| Q2 24 | $0.55 | $-0.33 | ||
| Q1 24 | $0.54 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $28.1M |
| 总债务越低越好 | $95.5M | $65.8M |
| 股东权益账面价值 | $283.1M | $22.4M |
| 总资产 | $3.2B | $141.6M |
| 负债/权益比越低杠杆越低 | 0.34× | 2.94× |
8季度趋势，按日历期对齐
现金及短期投资FNLCSTIM
| Q4 25 | — | $28.1M | ||
| Q3 25 | — | $28.0M | ||
| Q2 25 | — | $11.0M | ||
| Q1 25 | — | $20.2M | ||
| Q4 24 | — | $18.5M | ||
| Q3 24 | — | $20.9M | ||
| Q2 24 | — | $42.6M | ||
| Q1 24 | — | $47.7M |
总债务FNLCSTIM
| Q4 25 | $95.5M | $65.8M | ||
| Q3 25 | $95.5M | $65.7M | ||
| Q2 25 | $95.0M | $55.5M | ||
| Q1 25 | $70.0M | $55.3M | ||
| Q4 24 | $95.0M | $55.2M | ||
| Q3 24 | $95.0M | $46.0M | ||
| Q2 24 | $70.0M | $59.8M | ||
| Q1 24 | $70.0M | $59.4M |
股东权益FNLCSTIM
| Q4 25 | $283.1M | $22.4M | ||
| Q3 25 | $274.6M | $27.4M | ||
| Q2 25 | $265.5M | $27.1M | ||
| Q1 25 | $259.7M | $35.5M | ||
| Q4 24 | $252.5M | $27.7M | ||
| Q3 24 | $256.8M | $9.4M | ||
| Q2 24 | $244.7M | $19.4M | ||
| Q1 24 | $242.6M | $27.7M |
总资产FNLCSTIM
| Q4 25 | $3.2B | $141.6M | ||
| Q3 25 | $3.2B | $145.5M | ||
| Q2 25 | $3.2B | $134.7M | ||
| Q1 25 | $3.2B | $142.0M | ||
| Q4 24 | $3.2B | $140.9M | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $3.1B | $96.8M | ||
| Q1 24 | $3.0B | $103.8M |
负债/权益比FNLCSTIM
| Q4 25 | 0.34× | 2.94× | ||
| Q3 25 | 0.35× | 2.40× | ||
| Q2 25 | 0.36× | 2.05× | ||
| Q1 25 | 0.27× | 1.56× | ||
| Q4 24 | 0.38× | 1.99× | ||
| Q3 24 | 0.37× | 4.90× | ||
| Q2 24 | 0.29× | 3.08× | ||
| Q1 24 | 0.29× | 2.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.8M | $908.0K |
| 自由现金流经营现金流 - 资本支出 | $34.6M | $692.0K |
| 自由现金流率自由现金流/营收 | 133.9% | 1.7% |
| 资本支出强度资本支出/营收 | 12.5% | 0.5% |
| 现金转化率经营现金流/净利润 | 3.72× | — |
| 过去12个月自由现金流最近4个季度 | $55.3M | $-21.2M |
8季度趋势，按日历期对齐
经营现金流FNLCSTIM
| Q4 25 | $37.8M | $908.0K | ||
| Q3 25 | $12.9M | $-785.0K | ||
| Q2 25 | $7.4M | $-3.5M | ||
| Q1 25 | $2.2M | $-17.0M | ||
| Q4 24 | $26.0M | $-8.6M | ||
| Q3 24 | $9.8M | $-5.4M | ||
| Q2 24 | $6.4M | $-5.0M | ||
| Q1 24 | $-1.5M | $-12.0M |
自由现金流FNLCSTIM
| Q4 25 | $34.6M | $692.0K | ||
| Q3 25 | $12.6M | $-899.0K | ||
| Q2 25 | $7.2M | $-3.8M | ||
| Q1 25 | $828.0K | $-17.2M | ||
| Q4 24 | $24.6M | $-8.7M | ||
| Q3 24 | $9.6M | $-5.8M | ||
| Q2 24 | $6.3M | $-5.6M | ||
| Q1 24 | $-1.8M | $-12.4M |
自由现金流率FNLCSTIM
| Q4 25 | 133.9% | 1.7% | ||
| Q3 25 | 51.4% | -2.4% | ||
| Q2 25 | 32.1% | -9.9% | ||
| Q1 25 | 3.8% | -53.8% | ||
| Q4 24 | 111.7% | -38.6% | ||
| Q3 24 | 47.0% | -31.3% | ||
| Q2 24 | 32.9% | -34.0% | ||
| Q1 24 | -9.8% | -71.1% |
资本支出强度FNLCSTIM
| Q4 25 | 12.5% | 0.5% | ||
| Q3 25 | 1.2% | 0.3% | ||
| Q2 25 | 0.6% | 0.7% | ||
| Q1 25 | 6.2% | 0.7% | ||
| Q4 24 | 6.7% | 0.4% | ||
| Q3 24 | 0.5% | 2.1% | ||
| Q2 24 | 0.3% | 3.7% | ||
| Q1 24 | 1.8% | 2.2% |
现金转化率FNLCSTIM
| Q4 25 | 3.72× | — | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
