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First Bancorp, Inc（FNLC）与Stran & Company, Inc.（SWAG）财务数据对比。点击上方公司名可切换其他公司
Stran & Company, Inc.的季度营收约是First Bancorp, Inc的1.1倍（$28.9M vs $25.8M），First Bancorp, Inc净利率更高（39.4% vs 0.8%，领先38.5%），First Bancorp, Inc同比增速更快（17.5% vs 7.2%），First Bancorp, Inc自由现金流更多（$34.6M vs $38.0K），过去两年Stran & Company, Inc.的营收复合增速更高（24.0% vs 18.1%）
第一银行公司（First Bancorp, Inc）是一家银行控股公司，其核心业务通过总部位于康涅狄格州斯坦福的爱国者国家银行（Patriot Bank NA）开展，相关 banking 业务也以PNBK代码在纳斯达克挂牌交易。
Stran & Company, Inc.是品牌促销产品、定制周边及一体化营销解决方案供应商，服务覆盖零售、医疗、科技、教育等领域企业客户，助力客户开展品牌宣传、用户运营及员工激励相关工作。
FNLC vs SWAG — 直观对比
营收规模更大
SWAG
是对方的1.1倍
$25.8M
营收增速更快
FNLC
高出10.3%
7.2%
净利率更高
FNLC
高出38.5%
0.8%
自由现金流更多
FNLC
多$34.6M
$38.0K
两年增速更快
SWAG
近两年复合增速
18.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $25.8M | $28.9M |
| 净利润 | $10.2M | $243.0K |
| 毛利率 | — | 30.4% |
| 营业利润率 | 48.1% | -0.1% |
| 净利率 | 39.4% | 0.8% |
| 营收同比 | 17.5% | 7.2% |
| 净利润同比 | 39.7% | 141.5% |
| 每股收益（稀释后） | $0.91 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNLCSWAG
| Q4 25 | $25.8M | $28.9M | ||
| Q3 25 | $24.5M | $26.0M | ||
| Q2 25 | $22.5M | $32.6M | ||
| Q1 25 | $21.8M | $28.7M | ||
| Q4 24 | $22.0M | $27.0M | ||
| Q3 24 | $20.5M | $20.1M | ||
| Q2 24 | $19.2M | $16.7M | ||
| Q1 24 | $18.5M | $18.8M |
净利润FNLCSWAG
| Q4 25 | $10.2M | $243.0K | ||
| Q3 25 | $9.1M | $-1.2M | ||
| Q2 25 | $8.1M | $643.0K | ||
| Q1 25 | $7.1M | $-393.0K | ||
| Q4 24 | $7.3M | $-586.0K | ||
| Q3 24 | $7.6M | $-2.0M | ||
| Q2 24 | $6.2M | $-1.0M | ||
| Q1 24 | $6.0M | $-491.0K |
毛利率FNLCSWAG
| Q4 25 | — | 30.4% | ||
| Q3 25 | — | 27.2% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.6% | ||
| Q4 24 | — | 32.5% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 32.8% | ||
| Q1 24 | — | 29.8% |
营业利润率FNLCSWAG
| Q4 25 | 48.1% | -0.1% | ||
| Q3 25 | 45.2% | -6.9% | ||
| Q2 25 | 43.7% | 1.2% | ||
| Q1 25 | 39.3% | -1.9% | ||
| Q4 24 | 39.5% | -3.5% | ||
| Q3 24 | 44.6% | -10.8% | ||
| Q2 24 | 38.8% | -6.6% | ||
| Q1 24 | 39.3% | -3.5% |
净利率FNLCSWAG
| Q4 25 | 39.4% | 0.8% | ||
| Q3 25 | 37.0% | -4.8% | ||
| Q2 25 | 35.8% | 2.0% | ||
| Q1 25 | 32.5% | -1.4% | ||
| Q4 24 | 33.1% | -2.2% | ||
| Q3 24 | 36.9% | -10.1% | ||
| Q2 24 | 32.1% | -6.1% | ||
| Q1 24 | 32.5% | -2.6% |
每股收益（稀释后）FNLCSWAG
| Q4 25 | $0.91 | $0.02 | ||
| Q3 25 | $0.81 | $-0.07 | ||
| Q2 25 | $0.72 | $0.03 | ||
| Q1 25 | $0.63 | $-0.02 | ||
| Q4 24 | $0.66 | $-0.02 | ||
| Q3 24 | $0.68 | $-0.11 | ||
| Q2 24 | $0.55 | $-0.06 | ||
| Q1 24 | $0.54 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $11.6M |
| 总债务越低越好 | $95.5M | — |
| 股东权益账面价值 | $283.1M | $30.5M |
| 总资产 | $3.2B | $49.3M |
| 负债/权益比越低杠杆越低 | 0.34× | — |
8季度趋势，按日历期对齐
现金及短期投资FNLCSWAG
| Q4 25 | — | $11.6M | ||
| Q3 25 | — | $11.8M | ||
| Q2 25 | — | $18.1M | ||
| Q1 25 | — | $12.2M | ||
| Q4 24 | — | $18.2M | ||
| Q3 24 | — | $6.9M | ||
| Q2 24 | — | $9.6M | ||
| Q1 24 | — | $10.7M |
总债务FNLCSWAG
| Q4 25 | $95.5M | — | ||
| Q3 25 | $95.5M | — | ||
| Q2 25 | $95.0M | — | ||
| Q1 25 | $70.0M | — | ||
| Q4 24 | $95.0M | — | ||
| Q3 24 | $95.0M | — | ||
| Q2 24 | $70.0M | — | ||
| Q1 24 | $70.0M | — |
股东权益FNLCSWAG
| Q4 25 | $283.1M | $30.5M | ||
| Q3 25 | $274.6M | $30.2M | ||
| Q2 25 | $265.5M | $31.8M | ||
| Q1 25 | $259.7M | $31.3M | ||
| Q4 24 | $252.5M | $31.6M | ||
| Q3 24 | $256.8M | $32.3M | ||
| Q2 24 | $244.7M | $34.3M | ||
| Q1 24 | $242.6M | $35.2M |
总资产FNLCSWAG
| Q4 25 | $3.2B | $49.3M | ||
| Q3 25 | $3.2B | $50.3M | ||
| Q2 25 | $3.2B | $61.2M | ||
| Q1 25 | $3.2B | $52.2M | ||
| Q4 24 | $3.2B | $55.1M | ||
| Q3 24 | $3.1B | $48.8M | ||
| Q2 24 | $3.1B | $46.6M | ||
| Q1 24 | $3.0B | $47.9M |
负债/权益比FNLCSWAG
| Q4 25 | 0.34× | — | ||
| Q3 25 | 0.35× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.27× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.37× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.8M | $161.0K |
| 自由现金流经营现金流 - 资本支出 | $34.6M | $38.0K |
| 自由现金流率自由现金流/营收 | 133.9% | 0.1% |
| 资本支出强度资本支出/营收 | 12.5% | 0.4% |
| 现金转化率经营现金流/净利润 | 3.72× | 0.66× |
| 过去12个月自由现金流最近4个季度 | $55.3M | $-5.5M |
8季度趋势，按日历期对齐
经营现金流FNLCSWAG
| Q4 25 | $37.8M | $161.0K | ||
| Q3 25 | $12.9M | $-5.4M | ||
| Q2 25 | $7.4M | $6.4M | ||
| Q1 25 | $2.2M | $-5.9M | ||
| Q4 24 | $26.0M | $1.3M | ||
| Q3 24 | $9.8M | $-2.7M | ||
| Q2 24 | $6.4M | $2.1M | ||
| Q1 24 | $-1.5M | $2.1M |
自由现金流FNLCSWAG
| Q4 25 | $34.6M | $38.0K | ||
| Q3 25 | $12.6M | $-5.9M | ||
| Q2 25 | $7.2M | $6.3M | ||
| Q1 25 | $828.0K | $-6.0M | ||
| Q4 24 | $24.6M | $1.2M | ||
| Q3 24 | $9.6M | $-2.9M | ||
| Q2 24 | $6.3M | $1.9M | ||
| Q1 24 | $-1.8M | $1.9M |
自由现金流率FNLCSWAG
| Q4 25 | 133.9% | 0.1% | ||
| Q3 25 | 51.4% | -22.6% | ||
| Q2 25 | 32.1% | 19.5% | ||
| Q1 25 | 3.8% | -21.0% | ||
| Q4 24 | 111.7% | 4.6% | ||
| Q3 24 | 47.0% | -14.3% | ||
| Q2 24 | 32.9% | 11.6% | ||
| Q1 24 | -9.8% | 9.9% |
资本支出强度FNLCSWAG
| Q4 25 | 12.5% | 0.4% | ||
| Q3 25 | 1.2% | 1.9% | ||
| Q2 25 | 0.6% | 0.2% | ||
| Q1 25 | 6.2% | 0.4% | ||
| Q4 24 | 6.7% | 0.3% | ||
| Q3 24 | 0.5% | 0.7% | ||
| Q2 24 | 0.3% | 1.1% | ||
| Q1 24 | 1.8% | 1.0% |
现金转化率FNLCSWAG
| Q4 25 | 3.72× | 0.66× | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.91× | 9.99× | ||
| Q1 25 | 0.31× | — | ||
| Q4 24 | 3.58× | — | ||
| Q3 24 | 1.29× | — | ||
| Q2 24 | 1.03× | — | ||
| Q1 24 | -0.25× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNLC
暂无分部数据
SWAG
| Promotional Products Dropshipping | $11.2M | 39% |
| Casino Continuity Program | $6.9M | 24% |
| Promotional Products Company Owned Inventory | $4.6M | 16% |
| Promotional Products Bulk Dropshipping | $3.8M | 13% |
| Promotional Products Thirdparty Distributor | $1.8M | 6% |
| Other | $610.0K | 2% |
