vs
Finward Bancorp（FNWD）与Gossamer Bio, Inc.（GOSS）财务数据对比。点击上方公司名可切换其他公司
Finward Bancorp的季度营收约是Gossamer Bio, Inc.的1.2倍（$16.5M vs $13.8M），Finward Bancorp净利率更高（12.0% vs -342.3%，领先354.3%），Gossamer Bio, Inc.同比增速更快（47.1% vs 1.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
Gossamer Bio是一家临床阶段生物制药企业，专注于发现、开发和商业化用于治疗免疫、炎症和肿瘤领域重症疾病的创新疗法，推进多条自研候选药物管线进入不同临床阶段，主要面向北美及全球其他地区的医疗市场。
FNWD vs GOSS — 直观对比
营收规模更大
FNWD
是对方的1.2倍
$13.8M
营收增速更快
GOSS
高出46.0%
1.1%
净利率更高
FNWD
高出354.3%
-342.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $13.8M |
| 净利润 | $2.0M | $-47.2M |
| 毛利率 | — | — |
| 营业利润率 | 11.0% | -333.6% |
| 净利率 | 12.0% | -342.3% |
| 营收同比 | 1.1% | 47.1% |
| 净利润同比 | -5.6% | -43.0% |
| 每股收益（稀释后） | $0.46 | $-0.21 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDGOSS
| Q4 25 | $16.5M | $13.8M | ||
| Q3 25 | $17.4M | $13.3M | ||
| Q2 25 | $16.6M | — | ||
| Q1 25 | $15.5M | — | ||
| Q4 24 | $16.3M | — | ||
| Q3 24 | $14.9M | — | ||
| Q2 24 | $14.6M | $95.8M | ||
| Q1 24 | $25.3M | $0 |
净利润FNWDGOSS
| Q4 25 | $2.0M | $-47.2M | ||
| Q3 25 | $3.5M | $-48.2M | ||
| Q2 25 | $2.2M | — | ||
| Q1 25 | $455.0K | — | ||
| Q4 24 | $2.1M | — | ||
| Q3 24 | $606.0K | — | ||
| Q2 24 | $143.0K | $49.2M | ||
| Q1 24 | $9.3M | $-41.9M |
营业利润率FNWDGOSS
| Q4 25 | 11.0% | -333.6% | ||
| Q3 25 | 20.5% | -369.4% | ||
| Q2 25 | 12.7% | — | ||
| Q1 25 | 4.0% | — | ||
| Q4 24 | 16.3% | — | ||
| Q3 24 | 2.7% | — | ||
| Q2 24 | 0.9% | 54.3% | ||
| Q1 24 | 40.6% | — |
净利率FNWDGOSS
| Q4 25 | 12.0% | -342.3% | ||
| Q3 25 | 20.1% | -362.7% | ||
| Q2 25 | 12.9% | — | ||
| Q1 25 | 2.9% | — | ||
| Q4 24 | 12.9% | — | ||
| Q3 24 | 4.1% | — | ||
| Q2 24 | 1.0% | 51.4% | ||
| Q1 24 | 36.7% | — |
每股收益（稀释后）FNWDGOSS
| Q4 25 | $0.46 | $-0.21 | ||
| Q3 25 | $0.81 | $-0.21 | ||
| Q2 25 | $0.50 | — | ||
| Q1 25 | $0.11 | — | ||
| Q4 24 | $0.50 | — | ||
| Q3 24 | $0.14 | — | ||
| Q2 24 | $0.03 | $0.22 | ||
| Q1 24 | $2.17 | $-0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $136.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $174.7M | $-122.8M |
| 总资产 | $2.0B | $172.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWDGOSS
| Q4 25 | — | $136.9M | ||
| Q3 25 | — | $180.2M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $354.5M | ||
| Q1 24 | — | $244.4M |
股东权益FNWDGOSS
| Q4 25 | $174.7M | $-122.8M | ||
| Q3 25 | $165.5M | $-82.3M | ||
| Q2 25 | $154.3M | — | ||
| Q1 25 | $151.8M | — | ||
| Q4 24 | $151.4M | — | ||
| Q3 24 | $159.6M | — | ||
| Q2 24 | $148.6M | $81.5M | ||
| Q1 24 | $151.6M | $26.7M |
总资产FNWDGOSS
| Q4 25 | $2.0B | $172.2M | ||
| Q3 25 | $2.1B | $208.8M | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.1B | — | ||
| Q3 24 | $2.1B | — | ||
| Q2 24 | $2.1B | $373.4M | ||
| Q1 24 | $2.1B | $259.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $-48.3M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | — |
| 自由现金流率自由现金流/营收 | 54.8% | — |
| 资本支出强度资本支出/营收 | 5.2% | 0.0% |
| 现金转化率经营现金流/净利润 | 4.99× | — |
| 过去12个月自由现金流最近4个季度 | $10.6M | — |
8季度趋势，按日历期对齐
经营现金流FNWDGOSS
| Q4 25 | $9.9M | $-48.3M | ||
| Q3 25 | $1.2M | $-36.2M | ||
| Q2 25 | $4.8M | — | ||
| Q1 25 | $-3.8M | — | ||
| Q4 24 | $9.8M | — | ||
| Q3 24 | $-3.7M | — | ||
| Q2 24 | $2.8M | $116.3M | ||
| Q1 24 | $-25.0K | $-52.3M |
自由现金流FNWDGOSS
| Q4 25 | $9.0M | — | ||
| Q3 25 | $1.0M | — | ||
| Q2 25 | $4.5M | — | ||
| Q1 25 | $-4.0M | — | ||
| Q4 24 | $6.7M | — | ||
| Q3 24 | $-4.2M | — | ||
| Q2 24 | $1.1M | — | ||
| Q1 24 | $-736.0K | — |
自由现金流率FNWDGOSS
| Q4 25 | 54.8% | — | ||
| Q3 25 | 6.0% | — | ||
| Q2 25 | 27.0% | — | ||
| Q1 25 | -25.7% | — | ||
| Q4 24 | 41.2% | — | ||
| Q3 24 | -28.5% | — | ||
| Q2 24 | 7.6% | — | ||
| Q1 24 | -2.9% | — |
资本支出强度FNWDGOSS
| Q4 25 | 5.2% | 0.0% | ||
| Q3 25 | 0.9% | 0.0% | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 18.8% | — | ||
| Q3 24 | 3.4% | — | ||
| Q2 24 | 11.2% | 0.0% | ||
| Q1 24 | 2.8% | — |
现金转化率FNWDGOSS
| Q4 25 | 4.99× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 2.22× | — | ||
| Q1 25 | -8.37× | — | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | — | ||
| Q2 24 | 19.23× | 2.36× | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
