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Finward Bancorp（FNWD）与HERC HOLDINGS INC（HRI）财务数据对比。点击上方公司名可切换其他公司
HERC HOLDINGS INC的季度营收约是Finward Bancorp的1.8倍（$30.1M vs $16.5M），Finward Bancorp净利率更高（12.0% vs -331.7%，领先343.7%），HERC HOLDINGS INC同比增速更快（629.3% vs 1.1%），Finward Bancorp自由现金流更多（$9.0M vs $-14.3M）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
Herc Holdings Inc.是北美领先的设备租赁服务供应商，主营工程重型机械、电动工具、临时供电及温控系统租赁业务，服务覆盖建筑、工业、商业活动、基建及政府等领域，业务遍布美国与加拿大。
FNWD vs HRI — 直观对比
营收规模更大
HRI
是对方的1.8倍
$16.5M
营收增速更快
HRI
高出628.2%
1.1%
净利率更高
FNWD
高出343.7%
-331.7%
自由现金流更多
FNWD
多$23.4M
$-14.3M
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $30.1M |
| 净利润 | $2.0M | $-99.9M |
| 毛利率 | — | 42.3% |
| 营业利润率 | 11.0% | -77.4% |
| 净利率 | 12.0% | -331.7% |
| 营收同比 | 1.1% | 629.3% |
| 净利润同比 | -5.6% | -866.2% |
| 每股收益（稀释后） | $0.46 | $-0.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDHRI
| Q4 25 | $16.5M | $30.1M | ||
| Q3 25 | $17.4M | $10.1M | ||
| Q2 25 | $16.6M | $6.3M | ||
| Q1 25 | $15.5M | $4.2M | ||
| Q4 24 | $16.3M | $4.1M | ||
| Q3 24 | $14.9M | — | ||
| Q2 24 | $14.6M | — | ||
| Q1 24 | $25.3M | — |
净利润FNWDHRI
| Q4 25 | $2.0M | $-99.9M | ||
| Q3 25 | $3.5M | $-7.5M | ||
| Q2 25 | $2.2M | $-10.8M | ||
| Q1 25 | $455.0K | $-14.1M | ||
| Q4 24 | $2.1M | $-10.3M | ||
| Q3 24 | $606.0K | — | ||
| Q2 24 | $143.0K | — | ||
| Q1 24 | $9.3M | — |
毛利率FNWDHRI
| Q4 25 | — | 42.3% | ||
| Q3 25 | — | 25.8% | ||
| Q2 25 | — | 53.1% | ||
| Q1 25 | — | 35.0% | ||
| Q4 24 | — | 21.4% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率FNWDHRI
| Q4 25 | 11.0% | -77.4% | ||
| Q3 25 | 20.5% | -153.5% | ||
| Q2 25 | 12.7% | -147.4% | ||
| Q1 25 | 4.0% | -242.7% | ||
| Q4 24 | 16.3% | -206.3% | ||
| Q3 24 | 2.7% | — | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 40.6% | — |
净利率FNWDHRI
| Q4 25 | 12.0% | -331.7% | ||
| Q3 25 | 20.1% | -74.1% | ||
| Q2 25 | 12.9% | -171.4% | ||
| Q1 25 | 2.9% | -332.8% | ||
| Q4 24 | 12.9% | -250.3% | ||
| Q3 24 | 4.1% | — | ||
| Q2 24 | 1.0% | — | ||
| Q1 24 | 36.7% | — |
每股收益（稀释后）FNWDHRI
| Q4 25 | $0.46 | $-0.36 | ||
| Q3 25 | $0.81 | $-0.03 | ||
| Q2 25 | $0.50 | $-0.08 | ||
| Q1 25 | $0.11 | $-0.15 | ||
| Q4 24 | $0.50 | $-0.15 | ||
| Q3 24 | $0.14 | — | ||
| Q2 24 | $0.03 | — | ||
| Q1 24 | $2.17 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $550.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $174.7M | $437.8M |
| 总资产 | $2.0B | $1.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWDHRI
| Q4 25 | — | $550.7M | ||
| Q3 25 | — | $432.8M | ||
| Q2 25 | — | $67.6M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $30.0M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务FNWDHRI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $300.0K | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FNWDHRI
| Q4 25 | $174.7M | $437.8M | ||
| Q3 25 | $165.5M | $486.1M | ||
| Q2 25 | $154.3M | $90.8M | ||
| Q1 25 | $151.8M | $26.1M | ||
| Q4 24 | $151.4M | $16.6M | ||
| Q3 24 | $159.6M | — | ||
| Q2 24 | $148.6M | — | ||
| Q1 24 | $151.6M | — |
总资产FNWDHRI
| Q4 25 | $2.0B | $1.1B | ||
| Q3 25 | $2.1B | $550.2M | ||
| Q2 25 | $2.1B | $152.0M | ||
| Q1 25 | $2.0B | $104.6M | ||
| Q4 24 | $2.1B | $109.6M | ||
| Q3 24 | $2.1B | — | ||
| Q2 24 | $2.1B | — | ||
| Q1 24 | $2.1B | — |
负债/权益比FNWDHRI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $-12.7M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $-14.3M |
| 自由现金流率自由现金流/营收 | 54.8% | -47.6% |
| 资本支出强度资本支出/营收 | 5.2% | 5.3% |
| 现金转化率经营现金流/净利润 | 4.99× | — |
| 过去12个月自由现金流最近4个季度 | $10.6M | $-40.8M |
8季度趋势，按日历期对齐
经营现金流FNWDHRI
| Q4 25 | $9.9M | $-12.7M | ||
| Q3 25 | $1.2M | $-11.0M | ||
| Q2 25 | $4.8M | $-8.4M | ||
| Q1 25 | $-3.8M | $-6.7M | ||
| Q4 24 | $9.8M | $-8.1M | ||
| Q3 24 | $-3.7M | — | ||
| Q2 24 | $2.8M | — | ||
| Q1 24 | $-25.0K | — |
自由现金流FNWDHRI
| Q4 25 | $9.0M | $-14.3M | ||
| Q3 25 | $1.0M | $-11.1M | ||
| Q2 25 | $4.5M | $-8.5M | ||
| Q1 25 | $-4.0M | $-6.8M | ||
| Q4 24 | $6.7M | $-8.1M | ||
| Q3 24 | $-4.2M | — | ||
| Q2 24 | $1.1M | — | ||
| Q1 24 | $-736.0K | — |
自由现金流率FNWDHRI
| Q4 25 | 54.8% | -47.6% | ||
| Q3 25 | 6.0% | -110.2% | ||
| Q2 25 | 27.0% | -135.5% | ||
| Q1 25 | -25.7% | -160.8% | ||
| Q4 24 | 41.2% | -197.1% | ||
| Q3 24 | -28.5% | — | ||
| Q2 24 | 7.6% | — | ||
| Q1 24 | -2.9% | — |
资本支出强度FNWDHRI
| Q4 25 | 5.2% | 5.3% | ||
| Q3 25 | 0.9% | 1.7% | ||
| Q2 25 | 1.7% | 1.5% | ||
| Q1 25 | 1.2% | 4.0% | ||
| Q4 24 | 18.8% | 0.7% | ||
| Q3 24 | 3.4% | — | ||
| Q2 24 | 11.2% | — | ||
| Q1 24 | 2.8% | — |
现金转化率FNWDHRI
| Q4 25 | 4.99× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 2.22× | — | ||
| Q1 25 | -8.37× | — | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | — | ||
| Q2 24 | 19.23× | — | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNWD
暂无分部数据
HRI
| Sales Of New Equipment | $9.0M | 30% |
| Sales Of Parts And Supplies | $8.0M | 27% |
| Other | $7.1M | 24% |
| Serviceand Other Revenue | $6.0M | 20% |
