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Finward Bancorp（FNWD）与Idaho Strategic Resources, Inc.（IDR）财务数据对比。点击上方公司名可切换其他公司
Finward Bancorp的季度营收约是Idaho Strategic Resources, Inc.的1.1倍（$16.5M vs $14.6M），Idaho Strategic Resources, Inc.净利率更高（64.3% vs 12.0%，领先52.3%），Idaho Strategic Resources, Inc.同比增速更快（92.0% vs 1.1%），Finward Bancorp自由现金流更多（$9.0M vs $8.2M），过去两年Idaho Strategic Resources, Inc.的营收复合增速更高（57.2% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
爱达荷战略资源公司是一家总部位于美国的自然资源企业，专注于关键战略矿产的勘探、开发与生产，主要在爱达荷州运营，产品覆盖稀土、金、银等品类，供应清洁能源、国防及工业制造等多个下游领域。
FNWD vs IDR — 直观对比
营收规模更大
FNWD
是对方的1.1倍
$14.6M
营收增速更快
IDR
高出90.9%
1.1%
净利率更高
IDR
高出52.3%
12.0%
自由现金流更多
FNWD
多$886.4K
$8.2M
两年增速更快
IDR
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $14.6M |
| 净利润 | $2.0M | $9.4M |
| 毛利率 | — | 68.5% |
| 营业利润率 | 11.0% | 62.4% |
| 净利率 | 12.0% | 64.3% |
| 营收同比 | 1.1% | 92.0% |
| 净利润同比 | -5.6% | 220.6% |
| 每股收益（稀释后） | $0.46 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDIDR
| Q4 25 | $16.5M | $14.6M | ||
| Q3 25 | $17.4M | $11.1M | ||
| Q2 25 | $16.6M | $9.5M | ||
| Q1 25 | $15.5M | $7.3M | ||
| Q4 24 | $16.3M | $7.6M | ||
| Q3 24 | $14.9M | $6.2M | ||
| Q2 24 | $14.6M | $6.1M | ||
| Q1 24 | $25.3M | $5.9M |
净利润FNWDIDR
| Q4 25 | $2.0M | $9.4M | ||
| Q3 25 | $3.5M | $3.0M | ||
| Q2 25 | $2.2M | $2.8M | ||
| Q1 25 | $455.0K | $1.6M | ||
| Q4 24 | $2.1M | $2.9M | ||
| Q3 24 | $606.0K | $1.6M | ||
| Q2 24 | $143.0K | $2.2M | ||
| Q1 24 | $9.3M | $2.2M |
毛利率FNWDIDR
| Q4 25 | — | 68.5% | ||
| Q3 25 | — | 63.6% | ||
| Q2 25 | — | 57.8% | ||
| Q1 25 | — | 50.8% | ||
| Q4 24 | — | 53.3% | ||
| Q3 24 | — | 48.7% | ||
| Q2 24 | — | 50.2% | ||
| Q1 24 | — | 48.1% |
营业利润率FNWDIDR
| Q4 25 | 11.0% | 62.4% | ||
| Q3 25 | 20.5% | 23.4% | ||
| Q2 25 | 12.7% | 26.6% | ||
| Q1 25 | 4.0% | 19.3% | ||
| Q4 24 | 16.3% | 36.2% | ||
| Q3 24 | 2.7% | 23.4% | ||
| Q2 24 | 0.9% | 34.2% | ||
| Q1 24 | 40.6% | 36.3% |
净利率FNWDIDR
| Q4 25 | 12.0% | 64.3% | ||
| Q3 25 | 20.1% | 26.8% | ||
| Q2 25 | 12.9% | 29.2% | ||
| Q1 25 | 2.9% | 22.1% | ||
| Q4 24 | 12.9% | 38.5% | ||
| Q3 24 | 4.1% | 25.8% | ||
| Q2 24 | 1.0% | 35.2% | ||
| Q1 24 | 36.7% | 36.8% |
每股收益（稀释后）FNWDIDR
| Q4 25 | $0.46 | $0.62 | ||
| Q3 25 | $0.81 | $0.20 | ||
| Q2 25 | $0.50 | $0.20 | ||
| Q1 25 | $0.11 | $0.12 | ||
| Q4 24 | $0.50 | $0.21 | ||
| Q3 24 | $0.14 | $0.12 | ||
| Q2 24 | $0.03 | $0.17 | ||
| Q1 24 | $2.17 | $0.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $2.3M |
| 股东权益账面价值 | $174.7M | $108.2M |
| 总资产 | $2.0B | $116.2M |
| 负债/权益比越低杠杆越低 | — | 0.02× |
8季度趋势，按日历期对齐
现金及短期投资FNWDIDR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $6.3M | ||
| Q1 24 | — | $5.3M |
总债务FNWDIDR
| Q4 25 | — | $2.3M | ||
| Q3 25 | — | $3.0M | ||
| Q2 25 | — | $3.3M | ||
| Q1 25 | — | $3.7M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | — | $2.9M | ||
| Q2 24 | — | $2.7M | ||
| Q1 24 | — | $3.3M |
股东权益FNWDIDR
| Q4 25 | $174.7M | $108.2M | ||
| Q3 25 | $165.5M | $74.3M | ||
| Q2 25 | $154.3M | $49.3M | ||
| Q1 25 | $151.8M | $39.8M | ||
| Q4 24 | $151.4M | $37.7M | ||
| Q3 24 | $159.6M | $33.1M | ||
| Q2 24 | $148.6M | $25.4M | ||
| Q1 24 | $151.6M | $21.6M |
总资产FNWDIDR
| Q4 25 | $2.0B | $116.2M | ||
| Q3 25 | $2.1B | $83.1M | ||
| Q2 25 | $2.1B | $57.7M | ||
| Q1 25 | $2.0B | $48.1M | ||
| Q4 24 | $2.1B | $44.0M | ||
| Q3 24 | $2.1B | $40.8M | ||
| Q2 24 | $2.1B | $32.2M | ||
| Q1 24 | $2.1B | $28.7M |
负债/权益比FNWDIDR
| Q4 25 | — | 0.02× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | 0.09× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.09× | ||
| Q2 24 | — | 0.11× | ||
| Q1 24 | — | 0.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $10.7M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $8.2M |
| 自由现金流率自由现金流/营收 | 54.8% | 56.0% |
| 资本支出强度资本支出/营收 | 5.2% | 17.7% |
| 现金转化率经营现金流/净利润 | 4.99× | 1.15× |
| 过去12个月自由现金流最近4个季度 | $10.6M | $12.4M |
8季度趋势，按日历期对齐
经营现金流FNWDIDR
| Q4 25 | $9.9M | $10.7M | ||
| Q3 25 | $1.2M | $2.4M | ||
| Q2 25 | $4.8M | $3.5M | ||
| Q1 25 | $-3.8M | $2.4M | ||
| Q4 24 | $9.8M | $3.2M | ||
| Q3 24 | $-3.7M | $2.5M | ||
| Q2 24 | $2.8M | $2.6M | ||
| Q1 24 | $-25.0K | $2.6M |
自由现金流FNWDIDR
| Q4 25 | $9.0M | $8.2M | ||
| Q3 25 | $1.0M | $709.8K | ||
| Q2 25 | $4.5M | $2.5M | ||
| Q1 25 | $-4.0M | $1.0M | ||
| Q4 24 | $6.7M | $2.1M | ||
| Q3 24 | $-4.2M | $1.9M | ||
| Q2 24 | $1.1M | $2.4M | ||
| Q1 24 | $-736.0K | $2.3M |
自由现金流率FNWDIDR
| Q4 25 | 54.8% | 56.0% | ||
| Q3 25 | 6.0% | 6.4% | ||
| Q2 25 | 27.0% | 26.5% | ||
| Q1 25 | -25.7% | 13.8% | ||
| Q4 24 | 41.2% | 28.0% | ||
| Q3 24 | -28.5% | 30.4% | ||
| Q2 24 | 7.6% | 38.7% | ||
| Q1 24 | -2.9% | 38.3% |
资本支出强度FNWDIDR
| Q4 25 | 5.2% | 17.7% | ||
| Q3 25 | 0.9% | 15.3% | ||
| Q2 25 | 1.7% | 10.8% | ||
| Q1 25 | 1.2% | 19.4% | ||
| Q4 24 | 18.8% | 13.6% | ||
| Q3 24 | 3.4% | 9.8% | ||
| Q2 24 | 11.2% | 4.3% | ||
| Q1 24 | 2.8% | 5.5% |
现金转化率FNWDIDR
| Q4 25 | 4.99× | 1.15× | ||
| Q3 25 | 0.34× | 0.81× | ||
| Q2 25 | 2.22× | 1.28× | ||
| Q1 25 | -8.37× | 1.50× | ||
| Q4 24 | 4.66× | 1.08× | ||
| Q3 24 | -6.15× | 1.56× | ||
| Q2 24 | 19.23× | 1.22× | ||
| Q1 24 | -0.00× | 1.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
