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Finward Bancorp（FNWD）与LIGHTPATH TECHNOLOGIES INC（LPTH）财务数据对比。点击上方公司名可切换其他公司
Finward Bancorp的季度营收约是LIGHTPATH TECHNOLOGIES INC的1.0倍（$16.5M vs $16.4M），Finward Bancorp净利率更高（12.0% vs -57.5%，领先69.5%），LIGHTPATH TECHNOLOGIES INC同比增速更快（120.2% vs 1.1%），Finward Bancorp自由现金流更多（$9.0M vs $2.0M），过去两年LIGHTPATH TECHNOLOGIES INC的营收复合增速更高（45.7% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
LightPath Technologies Inc是一家精密光学组件及组件生产商，主营非球面透镜、红外光学器件、光纤产品等，服务工业自动化、航空航天、国防、医疗成像、电信等领域的全球客户，提供标准及定制化光学解决方案。
FNWD vs LPTH — 直观对比
营收规模更大
FNWD
是对方的1.0倍
$16.4M
营收增速更快
LPTH
高出119.2%
1.1%
净利率更高
FNWD
高出69.5%
-57.5%
自由现金流更多
FNWD
多$7.1M
$2.0M
两年增速更快
LPTH
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $16.4M |
| 净利润 | $2.0M | $-9.4M |
| 毛利率 | — | 36.8% |
| 营业利润率 | 11.0% | -52.6% |
| 净利率 | 12.0% | -57.5% |
| 营收同比 | 1.1% | 120.2% |
| 净利润同比 | -5.6% | -260.1% |
| 每股收益（稀释后） | $0.46 | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDLPTH
| Q4 25 | $16.5M | $16.4M | ||
| Q3 25 | $17.4M | $15.1M | ||
| Q2 25 | $16.6M | $12.2M | ||
| Q1 25 | $15.5M | $9.2M | ||
| Q4 24 | $16.3M | $7.4M | ||
| Q3 24 | $14.9M | $8.4M | ||
| Q2 24 | $14.6M | $8.6M | ||
| Q1 24 | $25.3M | $7.7M |
净利润FNWDLPTH
| Q4 25 | $2.0M | $-9.4M | ||
| Q3 25 | $3.5M | $-2.9M | ||
| Q2 25 | $2.2M | $-7.1M | ||
| Q1 25 | $455.0K | $-3.6M | ||
| Q4 24 | $2.1M | $-2.6M | ||
| Q3 24 | $606.0K | $-1.6M | ||
| Q2 24 | $143.0K | $-2.4M | ||
| Q1 24 | $9.3M | $-2.6M |
毛利率FNWDLPTH
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 29.8% | ||
| Q2 25 | — | 22.0% | ||
| Q1 25 | — | 29.1% | ||
| Q4 24 | — | 26.0% | ||
| Q3 24 | — | 33.9% | ||
| Q2 24 | — | 29.2% | ||
| Q1 24 | — | 20.9% |
营业利润率FNWDLPTH
| Q4 25 | 11.0% | -52.6% | ||
| Q3 25 | 20.5% | -16.6% | ||
| Q2 25 | 12.7% | -38.0% | ||
| Q1 25 | 4.0% | -36.3% | ||
| Q4 24 | 16.3% | -33.5% | ||
| Q3 24 | 2.7% | -16.4% | ||
| Q2 24 | 0.9% | -25.6% | ||
| Q1 24 | 40.6% | -33.6% |
净利率FNWDLPTH
| Q4 25 | 12.0% | -57.5% | ||
| Q3 25 | 20.1% | -19.2% | ||
| Q2 25 | 12.9% | -57.8% | ||
| Q1 25 | 2.9% | -39.1% | ||
| Q4 24 | 12.9% | -35.2% | ||
| Q3 24 | 4.1% | -19.3% | ||
| Q2 24 | 1.0% | -27.3% | ||
| Q1 24 | 36.7% | -33.7% |
每股收益（稀释后）FNWDLPTH
| Q4 25 | $0.46 | $-0.20 | ||
| Q3 25 | $0.81 | $-0.07 | ||
| Q2 25 | $0.50 | $0.19 | ||
| Q1 25 | $0.11 | $-0.44 | ||
| Q4 24 | $0.50 | $-0.07 | ||
| Q3 24 | $0.14 | $-0.04 | ||
| Q2 24 | $0.03 | $-0.15 | ||
| Q1 24 | $2.17 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $73.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $174.7M | $77.9M |
| 总资产 | $2.0B | $148.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWDLPTH
| Q4 25 | — | $73.6M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $4.9M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务FNWDLPTH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $535.0K | ||
| Q1 24 | — | $599.4K |
股东权益FNWDLPTH
| Q4 25 | $174.7M | $77.9M | ||
| Q3 25 | $165.5M | $21.4M | ||
| Q2 25 | $154.3M | $15.6M | ||
| Q1 25 | $151.8M | $15.7M | ||
| Q4 24 | $151.4M | $26.7M | ||
| Q3 24 | $159.6M | $29.4M | ||
| Q2 24 | $148.6M | $30.2M | ||
| Q1 24 | $151.6M | $31.7M |
总资产FNWDLPTH
| Q4 25 | $2.0B | $148.6M | ||
| Q3 25 | $2.1B | $87.3M | ||
| Q2 25 | $2.1B | $81.5M | ||
| Q1 25 | $2.0B | $81.4M | ||
| Q4 24 | $2.1B | $45.8M | ||
| Q3 24 | $2.1B | $48.4M | ||
| Q2 24 | $2.1B | $48.1M | ||
| Q1 24 | $2.1B | $49.7M |
负债/权益比FNWDLPTH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.02× | ||
| Q1 24 | — | 0.02× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $2.8M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $2.0M |
| 自由现金流率自由现金流/营收 | 54.8% | 12.0% |
| 资本支出强度资本支出/营收 | 5.2% | 5.3% |
| 现金转化率经营现金流/净利润 | 4.99× | — |
| 过去12个月自由现金流最近4个季度 | $10.6M | $-6.3M |
8季度趋势，按日历期对齐
经营现金流FNWDLPTH
| Q4 25 | $9.9M | $2.8M | ||
| Q3 25 | $1.2M | $-1.1M | ||
| Q2 25 | $4.8M | $-2.6M | ||
| Q1 25 | $-3.8M | $-3.2M | ||
| Q4 24 | $9.8M | $-737.4K | ||
| Q3 24 | $-3.7M | $-1.7M | ||
| Q2 24 | $2.8M | $64.7K | ||
| Q1 24 | $-25.0K | $-394.2K |
自由现金流FNWDLPTH
| Q4 25 | $9.0M | $2.0M | ||
| Q3 25 | $1.0M | $-1.2M | ||
| Q2 25 | $4.5M | $-3.3M | ||
| Q1 25 | $-4.0M | $-3.7M | ||
| Q4 24 | $6.7M | $-817.8K | ||
| Q3 24 | $-4.2M | $-1.8M | ||
| Q2 24 | $1.1M | $-225.5K | ||
| Q1 24 | $-736.0K | $-802.5K |
自由现金流率FNWDLPTH
| Q4 25 | 54.8% | 12.0% | ||
| Q3 25 | 6.0% | -8.1% | ||
| Q2 25 | 27.0% | -27.3% | ||
| Q1 25 | -25.7% | -40.0% | ||
| Q4 24 | 41.2% | -11.0% | ||
| Q3 24 | -28.5% | -21.2% | ||
| Q2 24 | 7.6% | -2.6% | ||
| Q1 24 | -2.9% | -10.4% |
资本支出强度FNWDLPTH
| Q4 25 | 5.2% | 5.3% | ||
| Q3 25 | 0.9% | 0.5% | ||
| Q2 25 | 1.7% | 5.6% | ||
| Q1 25 | 1.2% | 4.6% | ||
| Q4 24 | 18.8% | 1.1% | ||
| Q3 24 | 3.4% | 0.9% | ||
| Q2 24 | 11.2% | 3.4% | ||
| Q1 24 | 2.8% | 5.3% |
现金转化率FNWDLPTH
| Q4 25 | 4.99× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 2.22× | — | ||
| Q1 25 | -8.37× | — | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | — | ||
| Q2 24 | 19.23× | — | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNWD
暂无分部数据
LPTH
| Other | $7.9M | 48% |
| Infrared Components | $5.0M | 31% |
| Visible Components | $3.4M | 21% |
