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Finward Bancorp（FNWD）与908 Devices Inc.（MASS）财务数据对比。点击上方公司名可切换其他公司
908 Devices Inc.的季度营收约是Finward Bancorp的1.1倍（$17.4M vs $16.5M），908 Devices Inc.净利率更高（24.0% vs 12.0%，领先12.0%），908 Devices Inc.同比增速更快（21.2% vs 1.1%），Finward Bancorp自由现金流更多（$9.0M vs $1.3M），过去两年908 Devices Inc.的营收复合增速更高（53.0% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
908 Devices Inc.是一家专注于研发、生产高性能便携式质谱分析设备及相关解决方案的科技企业，产品覆盖生命科学研究、生物制药制造、公共安全、法医鉴定、工业过程监测等领域，服务全球科研机构、制药企业及政府部门客户。
FNWD vs MASS — 直观对比
营收规模更大
MASS
是对方的1.1倍
$16.5M
营收增速更快
MASS
高出20.1%
1.1%
净利率更高
MASS
高出12.0%
12.0%
自由现金流更多
FNWD
多$7.7M
$1.3M
两年增速更快
MASS
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $17.4M |
| 净利润 | $2.0M | $4.2M |
| 毛利率 | — | 52.7% |
| 营业利润率 | 11.0% | 17.8% |
| 净利率 | 12.0% | 24.0% |
| 营收同比 | 1.1% | 21.2% |
| 净利润同比 | -5.6% | 121.5% |
| 每股收益（稀释后） | $0.46 | $0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDMASS
| Q4 25 | $16.5M | $17.4M | ||
| Q3 25 | $17.4M | $14.0M | ||
| Q2 25 | $16.6M | $13.0M | ||
| Q1 25 | $15.5M | $11.8M | ||
| Q4 24 | $16.3M | $14.3M | ||
| Q3 24 | $14.9M | $14.5M | ||
| Q2 24 | $14.6M | $11.5M | ||
| Q1 24 | $25.3M | $7.4M |
净利润FNWDMASS
| Q4 25 | $2.0M | $4.2M | ||
| Q3 25 | $3.5M | $-15.0M | ||
| Q2 25 | $2.2M | $-13.3M | ||
| Q1 25 | $455.0K | $43.6M | ||
| Q4 24 | $2.1M | $-19.4M | ||
| Q3 24 | $606.0K | $-29.3M | ||
| Q2 24 | $143.0K | $-12.5M | ||
| Q1 24 | $9.3M | $-10.9M |
毛利率FNWDMASS
| Q4 25 | — | 52.7% | ||
| Q3 25 | — | 52.5% | ||
| Q2 25 | — | 48.9% | ||
| Q1 25 | — | 47.0% | ||
| Q4 24 | — | 46.5% | ||
| Q3 24 | — | 53.6% | ||
| Q2 24 | — | 53.8% | ||
| Q1 24 | — | 52.4% |
营业利润率FNWDMASS
| Q4 25 | 11.0% | 17.8% | ||
| Q3 25 | 20.5% | -116.6% | ||
| Q2 25 | 12.7% | -116.3% | ||
| Q1 25 | 4.0% | -93.6% | ||
| Q4 24 | 16.3% | -116.8% | ||
| Q3 24 | 2.7% | -168.7% | ||
| Q2 24 | 0.9% | -74.5% | ||
| Q1 24 | 40.6% | -102.5% |
净利率FNWDMASS
| Q4 25 | 12.0% | 24.0% | ||
| Q3 25 | 20.1% | -107.0% | ||
| Q2 25 | 12.9% | -102.1% | ||
| Q1 25 | 2.9% | 370.2% | ||
| Q4 24 | 12.9% | -135.6% | ||
| Q3 24 | 4.1% | -201.8% | ||
| Q2 24 | 1.0% | -109.5% | ||
| Q1 24 | 36.7% | -147.1% |
每股收益（稀释后）FNWDMASS
| Q4 25 | $0.46 | $0.09 | ||
| Q3 25 | $0.81 | $-0.41 | ||
| Q2 25 | $0.50 | $-0.37 | ||
| Q1 25 | $0.11 | $1.23 | ||
| Q4 24 | $0.50 | $-0.58 | ||
| Q3 24 | $0.14 | $-0.84 | ||
| Q2 24 | $0.03 | $-0.37 | ||
| Q1 24 | $2.17 | $-0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $113.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $174.7M | $143.7M |
| 总资产 | $2.0B | $190.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWDMASS
| Q4 25 | — | $113.0M | ||
| Q3 25 | — | $112.1M | ||
| Q2 25 | — | $118.6M | ||
| Q1 25 | — | $124.3M | ||
| Q4 24 | — | $69.6M | ||
| Q3 24 | — | $71.7M | ||
| Q2 24 | — | $77.4M | ||
| Q1 24 | — | $134.2M |
股东权益FNWDMASS
| Q4 25 | $174.7M | $143.7M | ||
| Q3 25 | $165.5M | $136.3M | ||
| Q2 25 | $154.3M | $148.8M | ||
| Q1 25 | $151.8M | $159.4M | ||
| Q4 24 | $151.4M | $114.6M | ||
| Q3 24 | $159.6M | $131.0M | ||
| Q2 24 | $148.6M | $156.4M | ||
| Q1 24 | $151.6M | $156.9M |
总资产FNWDMASS
| Q4 25 | $2.0B | $190.1M | ||
| Q3 25 | $2.1B | $190.9M | ||
| Q2 25 | $2.1B | $191.7M | ||
| Q1 25 | $2.0B | $196.0M | ||
| Q4 24 | $2.1B | $159.5M | ||
| Q3 24 | $2.1B | $178.3M | ||
| Q2 24 | $2.1B | $208.8M | ||
| Q1 24 | $2.1B | $189.8M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $1.3M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $1.3M |
| 自由现金流率自由现金流/营收 | 54.8% | 7.6% |
| 资本支出强度资本支出/营收 | 5.2% | 0.0% |
| 现金转化率经营现金流/净利润 | 4.99× | 0.32× |
| 过去12个月自由现金流最近4个季度 | $10.6M | $-24.7M |
8季度趋势，按日历期对齐
经营现金流FNWDMASS
| Q4 25 | $9.9M | $1.3M | ||
| Q3 25 | $1.2M | $-4.2M | ||
| Q2 25 | $4.8M | $-5.8M | ||
| Q1 25 | $-3.8M | $-15.0M | ||
| Q4 24 | $9.8M | $-2.2M | ||
| Q3 24 | $-3.7M | $-5.6M | ||
| Q2 24 | $2.8M | $-13.0M | ||
| Q1 24 | $-25.0K | $-9.4M |
自由现金流FNWDMASS
| Q4 25 | $9.0M | $1.3M | ||
| Q3 25 | $1.0M | $-4.9M | ||
| Q2 25 | $4.5M | $-5.9M | ||
| Q1 25 | $-4.0M | $-15.2M | ||
| Q4 24 | $6.7M | $-2.4M | ||
| Q3 24 | $-4.2M | $-5.8M | ||
| Q2 24 | $1.1M | $-13.7M | ||
| Q1 24 | $-736.0K | $-10.3M |
自由现金流率FNWDMASS
| Q4 25 | 54.8% | 7.6% | ||
| Q3 25 | 6.0% | -34.9% | ||
| Q2 25 | 27.0% | -45.3% | ||
| Q1 25 | -25.7% | -128.9% | ||
| Q4 24 | 41.2% | -17.0% | ||
| Q3 24 | -28.5% | -39.7% | ||
| Q2 24 | 7.6% | -119.4% | ||
| Q1 24 | -2.9% | -138.2% |
资本支出强度FNWDMASS
| Q4 25 | 5.2% | 0.0% | ||
| Q3 25 | 0.9% | 4.9% | ||
| Q2 25 | 1.7% | 0.9% | ||
| Q1 25 | 1.2% | 1.4% | ||
| Q4 24 | 18.8% | 1.3% | ||
| Q3 24 | 3.4% | 1.1% | ||
| Q2 24 | 11.2% | 5.6% | ||
| Q1 24 | 2.8% | 12.2% |
现金转化率FNWDMASS
| Q4 25 | 4.99× | 0.32× | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 2.22× | — | ||
| Q1 25 | -8.37× | -0.34× | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | — | ||
| Q2 24 | 19.23× | — | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNWD
暂无分部数据
MASS
| Products | $14.3M | 82% |
| Services | $3.0M | 18% |
