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Finward Bancorp（FNWD）与PRO DEX INC（PDEX）财务数据对比。点击上方公司名可切换其他公司
PRO DEX INC的季度营收约是Finward Bancorp的1.1倍（$18.7M vs $16.5M），Finward Bancorp净利率更高（12.0% vs 11.7%，领先0.3%），PRO DEX INC同比增速更快（11.1% vs 1.1%），Finward Bancorp自由现金流更多（$9.0M vs $3.5M），过去两年PRO DEX INC的营收复合增速更高（14.3% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
Pro Dex Inc是一家精密制造企业，主要为医疗设备原始设备制造商以及航空航天、工业领域客户生产定制机加工部件、组件和成品，核心运营市场覆盖北美地区。
FNWD vs PDEX — 直观对比
营收规模更大
PDEX
是对方的1.1倍
$16.5M
营收增速更快
PDEX
高出10.1%
1.1%
净利率更高
FNWD
高出0.3%
11.7%
自由现金流更多
FNWD
多$5.5M
$3.5M
两年增速更快
PDEX
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $18.7M |
| 净利润 | $2.0M | $2.2M |
| 毛利率 | — | 30.8% |
| 营业利润率 | 11.0% | 17.5% |
| 净利率 | 12.0% | 11.7% |
| 营收同比 | 1.1% | 11.1% |
| 净利润同比 | -5.6% | 7.2% |
| 每股收益（稀释后） | $0.46 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDPDEX
| Q4 25 | $16.5M | $18.7M | ||
| Q3 25 | $17.4M | $18.5M | ||
| Q2 25 | $16.6M | $17.5M | ||
| Q1 25 | $15.5M | $17.4M | ||
| Q4 24 | $16.3M | $16.8M | ||
| Q3 24 | $14.9M | $14.9M | ||
| Q2 24 | $14.6M | $15.0M | ||
| Q1 24 | $25.3M | $14.3M |
净利润FNWDPDEX
| Q4 25 | $2.0M | $2.2M | ||
| Q3 25 | $3.5M | $4.7M | ||
| Q2 25 | $2.2M | $1.2M | ||
| Q1 25 | $455.0K | $3.3M | ||
| Q4 24 | $2.1M | $2.0M | ||
| Q3 24 | $606.0K | $2.5M | ||
| Q2 24 | $143.0K | $1.6M | ||
| Q1 24 | $9.3M | $655.0K |
毛利率FNWDPDEX
| Q4 25 | — | 30.8% | ||
| Q3 25 | — | 29.0% | ||
| Q2 25 | — | 19.9% | ||
| Q1 25 | — | 33.3% | ||
| Q4 24 | — | 30.2% | ||
| Q3 24 | — | 34.6% | ||
| Q2 24 | — | 27.2% | ||
| Q1 24 | — | 28.0% |
营业利润率FNWDPDEX
| Q4 25 | 11.0% | 17.5% | ||
| Q3 25 | 20.5% | 16.8% | ||
| Q2 25 | 12.7% | 7.7% | ||
| Q1 25 | 4.0% | 20.9% | ||
| Q4 24 | 16.3% | 16.0% | ||
| Q3 24 | 2.7% | 20.2% | ||
| Q2 24 | 0.9% | 15.6% | ||
| Q1 24 | 40.6% | 15.5% |
净利率FNWDPDEX
| Q4 25 | 12.0% | 11.7% | ||
| Q3 25 | 20.1% | 25.3% | ||
| Q2 25 | 12.9% | 6.8% | ||
| Q1 25 | 2.9% | 18.8% | ||
| Q4 24 | 12.9% | 12.1% | ||
| Q3 24 | 4.1% | 16.6% | ||
| Q2 24 | 1.0% | 10.6% | ||
| Q1 24 | 36.7% | 4.6% |
每股收益（稀释后）FNWDPDEX
| Q4 25 | $0.46 | $0.66 | ||
| Q3 25 | $0.81 | $1.40 | ||
| Q2 25 | $0.50 | $0.33 | ||
| Q1 25 | $0.11 | $0.98 | ||
| Q4 24 | $0.50 | $0.61 | ||
| Q3 24 | $0.14 | $0.75 | ||
| Q2 24 | $0.03 | $0.44 | ||
| Q1 24 | $2.17 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $174.7M | $41.6M |
| 总资产 | $2.0B | $62.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWDPDEX
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $10.1M | ||
| Q2 25 | — | $6.8M | ||
| Q1 25 | — | $5.5M | ||
| Q4 24 | — | $4.7M | ||
| Q3 24 | — | $7.8M | ||
| Q2 24 | — | $6.8M | ||
| Q1 24 | — | $7.8M |
总债务FNWDPDEX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $15.4M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $12.0M | ||
| Q1 24 | — | — |
股东权益FNWDPDEX
| Q4 25 | $174.7M | $41.6M | ||
| Q3 25 | $165.5M | $41.5M | ||
| Q2 25 | $154.3M | $36.6M | ||
| Q1 25 | $151.8M | $35.3M | ||
| Q4 24 | $151.4M | $31.8M | ||
| Q3 24 | $159.6M | $30.9M | ||
| Q2 24 | $148.6M | $30.9M | ||
| Q1 24 | $151.6M | $30.9M |
总资产FNWDPDEX
| Q4 25 | $2.0B | $62.3M | ||
| Q3 25 | $2.1B | $64.3M | ||
| Q2 25 | $2.1B | $61.2M | ||
| Q1 25 | $2.0B | $64.3M | ||
| Q4 24 | $2.1B | $60.4M | ||
| Q3 24 | $2.1B | $54.3M | ||
| Q2 24 | $2.1B | $52.5M | ||
| Q1 24 | $2.1B | $50.5M |
负债/权益比FNWDPDEX
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.42× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.39× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $3.6M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $3.5M |
| 自由现金流率自由现金流/营收 | 54.8% | 18.8% |
| 资本支出强度资本支出/营收 | 5.2% | 0.4% |
| 现金转化率经营现金流/净利润 | 4.99× | 1.63× |
| 过去12个月自由现金流最近4个季度 | $10.6M | — |
8季度趋势，按日历期对齐
经营现金流FNWDPDEX
| Q4 25 | $9.9M | $3.6M | ||
| Q3 25 | $1.2M | $2.3M | ||
| Q2 25 | $4.8M | $-173.0K | ||
| Q1 25 | $-3.8M | $754.0K | ||
| Q4 24 | $9.8M | $-4.2M | ||
| Q3 24 | $-3.7M | $1.9M | ||
| Q2 24 | $2.8M | $1.0M | ||
| Q1 24 | $-25.0K | $4.1M |
自由现金流FNWDPDEX
| Q4 25 | $9.0M | $3.5M | ||
| Q3 25 | $1.0M | $2.2M | ||
| Q2 25 | $4.5M | — | ||
| Q1 25 | $-4.0M | $574.0K | ||
| Q4 24 | $6.7M | $-4.7M | ||
| Q3 24 | $-4.2M | $1.5M | ||
| Q2 24 | $1.1M | — | ||
| Q1 24 | $-736.0K | $4.0M |
自由现金流率FNWDPDEX
| Q4 25 | 54.8% | 18.8% | ||
| Q3 25 | 6.0% | 11.9% | ||
| Q2 25 | 27.0% | — | ||
| Q1 25 | -25.7% | 3.3% | ||
| Q4 24 | 41.2% | -27.9% | ||
| Q3 24 | -28.5% | 9.8% | ||
| Q2 24 | 7.6% | — | ||
| Q1 24 | -2.9% | 27.7% |
资本支出强度FNWDPDEX
| Q4 25 | 5.2% | 0.4% | ||
| Q3 25 | 0.9% | 0.5% | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 1.2% | 1.0% | ||
| Q4 24 | 18.8% | 3.2% | ||
| Q3 24 | 3.4% | 2.9% | ||
| Q2 24 | 11.2% | — | ||
| Q1 24 | 2.8% | 0.8% |
现金转化率FNWDPDEX
| Q4 25 | 4.99× | 1.63× | ||
| Q3 25 | 0.34× | 0.49× | ||
| Q2 25 | 2.22× | -0.14× | ||
| Q1 25 | -8.37× | 0.23× | ||
| Q4 24 | 4.66× | -2.03× | ||
| Q3 24 | -6.15× | 0.77× | ||
| Q2 24 | 19.23× | 0.66× | ||
| Q1 24 | -0.00× | 6.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
