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Finward Bancorp（FNWD）与Rent the Runway, Inc.（RENT）财务数据对比。点击上方公司名可切换其他公司
Finward Bancorp的季度营收约是Rent the Runway, Inc.的1.6倍（$16.5M vs $10.6M），Rent the Runway, Inc.净利率更高（721.7% vs 12.0%，领先709.7%），Rent the Runway, Inc.同比增速更快（10.4% vs 1.1%），过去两年Rent the Runway, Inc.的营收复合增速更高（1.0% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
Rent the Runway Inc.是总部位于纽约的美国电商平台，由珍妮弗·海曼与珍妮弗·弗莱斯于2009年11月创立，主打设计师品牌服饰与配饰的租赁、订阅以及购买服务，是设计师服饰共享租赁模式的开创平台之一。
FNWD vs RENT — 直观对比
营收规模更大
FNWD
是对方的1.6倍
$10.6M
营收增速更快
RENT
高出9.3%
1.1%
净利率更高
RENT
高出709.7%
12.0%
两年增速更快
RENT
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $10.6M |
| 净利润 | $2.0M | $76.5M |
| 毛利率 | — | -126.4% |
| 营业利润率 | 11.0% | -152.8% |
| 净利率 | 12.0% | 721.7% |
| 营收同比 | 1.1% | 10.4% |
| 净利润同比 | -5.6% | 504.8% |
| 每股收益（稀释后） | $0.46 | $13.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDRENT
| Q4 25 | $16.5M | $10.6M | ||
| Q3 25 | $17.4M | $11.7M | ||
| Q2 25 | $16.6M | $7.6M | ||
| Q1 25 | $15.5M | $11.8M | ||
| Q4 24 | $16.3M | $9.6M | ||
| Q3 24 | $14.9M | $10.4M | ||
| Q2 24 | $14.6M | $8.9M | ||
| Q1 24 | $25.3M | $10.4M |
净利润FNWDRENT
| Q4 25 | $2.0M | $76.5M | ||
| Q3 25 | $3.5M | $-26.4M | ||
| Q2 25 | $2.2M | $-26.1M | ||
| Q1 25 | $455.0K | $-13.4M | ||
| Q4 24 | $2.1M | $-18.9M | ||
| Q3 24 | $606.0K | $-15.6M | ||
| Q2 24 | $143.0K | $-22.0M | ||
| Q1 24 | $9.3M | $-24.8M |
毛利率FNWDRENT
| Q4 25 | — | -126.4% | ||
| Q3 25 | — | -92.3% | ||
| Q2 25 | — | -168.4% | ||
| Q1 25 | — | -71.2% | ||
| Q4 24 | — | -122.9% | ||
| Q3 24 | — | -98.1% | ||
| Q2 24 | — | -131.5% | ||
| Q1 24 | — | -93.3% |
营业利润率FNWDRENT
| Q4 25 | 11.0% | -152.8% | ||
| Q3 25 | 20.5% | -171.8% | ||
| Q2 25 | 12.7% | -259.2% | ||
| Q1 25 | 4.0% | -65.3% | ||
| Q4 24 | 16.3% | -142.7% | ||
| Q3 24 | 2.7% | -92.3% | ||
| Q2 24 | 0.9% | -185.4% | ||
| Q1 24 | 40.6% | -185.6% |
净利率FNWDRENT
| Q4 25 | 12.0% | 721.7% | ||
| Q3 25 | 20.1% | -225.6% | ||
| Q2 25 | 12.9% | -343.4% | ||
| Q1 25 | 2.9% | -113.6% | ||
| Q4 24 | 12.9% | -196.9% | ||
| Q3 24 | 4.1% | -150.0% | ||
| Q2 24 | 1.0% | -247.2% | ||
| Q1 24 | 36.7% | -238.5% |
每股收益（稀释后）FNWDRENT
| Q4 25 | $0.46 | $13.65 | ||
| Q3 25 | $0.81 | $-6.55 | ||
| Q2 25 | $0.50 | $-6.58 | ||
| Q1 25 | $0.11 | $-2.72 | ||
| Q4 24 | $0.50 | $-4.70 | ||
| Q3 24 | $0.14 | $-4.17 | ||
| Q2 24 | $0.03 | $-6.03 | ||
| Q1 24 | $2.17 | $-5.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $50.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $174.7M | $-35.1M |
| 总资产 | $2.0B | $231.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWDRENT
| Q4 25 | — | $50.7M | ||
| Q3 25 | — | $43.6M | ||
| Q2 25 | — | $70.4M | ||
| Q1 25 | — | $77.4M | ||
| Q4 24 | — | $74.1M | ||
| Q3 24 | — | $76.6M | ||
| Q2 24 | — | $82.0M | ||
| Q1 24 | — | $84.0M |
总债务FNWDRENT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $340.6M | ||
| Q1 25 | — | $333.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FNWDRENT
| Q4 25 | $174.7M | $-35.1M | ||
| Q3 25 | $165.5M | $-232.1M | ||
| Q2 25 | $154.3M | $-207.1M | ||
| Q1 25 | $151.8M | $-182.5M | ||
| Q4 24 | $151.4M | $-171.2M | ||
| Q3 24 | $159.6M | $-154.5M | ||
| Q2 24 | $148.6M | $-141.3M | ||
| Q1 24 | $151.6M | $-122.3M |
总资产FNWDRENT
| Q4 25 | $2.0B | $231.0M | ||
| Q3 25 | $2.1B | $219.0M | ||
| Q2 25 | $2.1B | $245.3M | ||
| Q1 25 | $2.0B | $240.0M | ||
| Q4 24 | $2.1B | $251.6M | ||
| Q3 24 | $2.1B | $257.4M | ||
| Q2 24 | $2.1B | $278.4M | ||
| Q1 24 | $2.1B | $278.5M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $-1.4M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | — |
| 自由现金流率自由现金流/营收 | 54.8% | — |
| 资本支出强度资本支出/营收 | 5.2% | — |
| 现金转化率经营现金流/净利润 | 4.99× | -0.02× |
| 过去12个月自由现金流最近4个季度 | $10.6M | — |
8季度趋势，按日历期对齐
经营现金流FNWDRENT
| Q4 25 | $9.9M | $-1.4M | ||
| Q3 25 | $1.2M | $-10.5M | ||
| Q2 25 | $4.8M | $8.3M | ||
| Q1 25 | $-3.8M | $1.4M | ||
| Q4 24 | $9.8M | $4.7M | ||
| Q3 24 | $-3.7M | $2.2M | ||
| Q2 24 | $2.8M | $4.6M | ||
| Q1 24 | $-25.0K | $-8.0M |
自由现金流FNWDRENT
| Q4 25 | $9.0M | — | ||
| Q3 25 | $1.0M | — | ||
| Q2 25 | $4.5M | — | ||
| Q1 25 | $-4.0M | — | ||
| Q4 24 | $6.7M | — | ||
| Q3 24 | $-4.2M | — | ||
| Q2 24 | $1.1M | — | ||
| Q1 24 | $-736.0K | — |
自由现金流率FNWDRENT
| Q4 25 | 54.8% | — | ||
| Q3 25 | 6.0% | — | ||
| Q2 25 | 27.0% | — | ||
| Q1 25 | -25.7% | — | ||
| Q4 24 | 41.2% | — | ||
| Q3 24 | -28.5% | — | ||
| Q2 24 | 7.6% | — | ||
| Q1 24 | -2.9% | — |
资本支出强度FNWDRENT
| Q4 25 | 5.2% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 18.8% | — | ||
| Q3 24 | 3.4% | — | ||
| Q2 24 | 11.2% | — | ||
| Q1 24 | 2.8% | — |
现金转化率FNWDRENT
| Q4 25 | 4.99× | -0.02× | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 2.22× | — | ||
| Q1 25 | -8.37× | — | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | — | ||
| Q2 24 | 19.23× | — | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
