vs
Finward Bancorp（FNWD）与SIFCO INDUSTRIES INC（SIF）财务数据对比。点击上方公司名可切换其他公司
SIFCO INDUSTRIES INC的季度营收约是Finward Bancorp的1.5倍（$24.0M vs $16.5M），Finward Bancorp净利率更高（12.0% vs 7.5%，领先4.5%），SIFCO INDUSTRIES INC同比增速更快（14.8% vs 1.1%），Finward Bancorp自由现金流更多（$9.0M vs $8.0M），过去两年SIFCO INDUSTRIES INC的营收复合增速更高（8.1% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
锡福科工业公司（SIFCO INDUSTRIES INC）是一家总部位于俄亥俄州克利夫兰的全球性金属零部件制造企业，在行业内面向全球市场供应各类所需金属构件产品。
FNWD vs SIF — 直观对比
营收规模更大
SIF
是对方的1.5倍
$16.5M
营收增速更快
SIF
高出13.7%
1.1%
净利率更高
FNWD
高出4.5%
7.5%
自由现金流更多
FNWD
多$1.1M
$8.0M
两年增速更快
SIF
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $24.0M |
| 净利润 | $2.0M | $1.8M |
| 毛利率 | — | 21.6% |
| 营业利润率 | 11.0% | 10.7% |
| 净利率 | 12.0% | 7.5% |
| 营收同比 | 1.1% | 14.8% |
| 净利润同比 | -5.6% | 177.3% |
| 每股收益（稀释后） | $0.46 | $0.29 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDSIF
| Q4 25 | $16.5M | $24.0M | ||
| Q3 25 | $17.4M | $22.8M | ||
| Q2 25 | $16.6M | $22.1M | ||
| Q1 25 | $15.5M | $19.0M | ||
| Q4 24 | $16.3M | $20.9M | ||
| Q3 24 | $14.9M | $21.7M | ||
| Q2 24 | $14.6M | $22.0M | ||
| Q1 24 | $25.3M | $20.5M |
净利润FNWDSIF
| Q4 25 | $2.0M | $1.8M | ||
| Q3 25 | $3.5M | $-429.0K | ||
| Q2 25 | $2.2M | $3.4M | ||
| Q1 25 | $455.0K | $-1.4M | ||
| Q4 24 | $2.1M | $-2.3M | ||
| Q3 24 | $606.0K | $-443.0K | ||
| Q2 24 | $143.0K | $72.0K | ||
| Q1 24 | $9.3M | $-1.6M |
毛利率FNWDSIF
| Q4 25 | — | 21.6% | ||
| Q3 25 | — | 9.6% | ||
| Q2 25 | — | 26.7% | ||
| Q1 25 | — | 8.3% | ||
| Q4 24 | — | 4.4% | ||
| Q3 24 | — | 10.7% | ||
| Q2 24 | — | 12.3% | ||
| Q1 24 | — | 7.3% |
营业利润率FNWDSIF
| Q4 25 | 11.0% | 10.7% | ||
| Q3 25 | 20.5% | -1.7% | ||
| Q2 25 | 12.7% | 14.8% | ||
| Q1 25 | 4.0% | -4.1% | ||
| Q4 24 | 16.3% | -9.2% | ||
| Q3 24 | 2.7% | -1.5% | ||
| Q2 24 | 0.9% | 0.7% | ||
| Q1 24 | 40.6% | -6.5% |
净利率FNWDSIF
| Q4 25 | 12.0% | 7.5% | ||
| Q3 25 | 20.1% | -1.9% | ||
| Q2 25 | 12.9% | 15.4% | ||
| Q1 25 | 2.9% | -7.3% | ||
| Q4 24 | 12.9% | -11.1% | ||
| Q3 24 | 4.1% | -2.0% | ||
| Q2 24 | 1.0% | 0.3% | ||
| Q1 24 | 36.7% | -7.8% |
每股收益（稀释后）FNWDSIF
| Q4 25 | $0.46 | $0.29 | ||
| Q3 25 | $0.81 | $-0.07 | ||
| Q2 25 | $0.50 | $0.56 | ||
| Q1 25 | $0.11 | $-0.23 | ||
| Q4 24 | $0.50 | $-0.38 | ||
| Q3 24 | $0.14 | $-0.07 | ||
| Q2 24 | $0.03 | $0.01 | ||
| Q1 24 | $2.17 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.1M |
| 总债务越低越好 | — | $39.0K |
| 股东权益账面价值 | $174.7M | $38.7M |
| 总资产 | $2.0B | $74.9M |
| 负债/权益比越低杠杆越低 | — | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资FNWDSIF
| Q4 25 | — | $1.1M | ||
| Q3 25 | — | $491.0K | ||
| Q2 25 | — | $2.0M | ||
| Q1 25 | — | $1.9M | ||
| Q4 24 | — | $3.1M | ||
| Q3 24 | — | $1.7M | ||
| Q2 24 | — | $3.4M | ||
| Q1 24 | — | $2.5M |
总债务FNWDSIF
| Q4 25 | — | $39.0K | ||
| Q3 25 | — | $51.0K | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $3.6M | ||
| Q1 24 | — | $4.1M |
股东权益FNWDSIF
| Q4 25 | $174.7M | $38.7M | ||
| Q3 25 | $165.5M | $36.9M | ||
| Q2 25 | $154.3M | $35.8M | ||
| Q1 25 | $151.8M | $32.4M | ||
| Q4 24 | $151.4M | $33.7M | ||
| Q3 24 | $159.6M | $30.4M | ||
| Q2 24 | $148.6M | $29.8M | ||
| Q1 24 | $151.6M | $29.7M |
总资产FNWDSIF
| Q4 25 | $2.0B | $74.9M | ||
| Q3 25 | $2.1B | $73.4M | ||
| Q2 25 | $2.1B | $77.3M | ||
| Q1 25 | $2.0B | $78.8M | ||
| Q4 24 | $2.1B | $81.0M | ||
| Q3 24 | $2.1B | $104.6M | ||
| Q2 24 | $2.1B | $106.3M | ||
| Q1 24 | $2.1B | $104.2M |
负债/权益比FNWDSIF
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $8.1M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $8.0M |
| 自由现金流率自由现金流/营收 | 54.8% | 33.3% |
| 资本支出强度资本支出/营收 | 5.2% | 0.4% |
| 现金转化率经营现金流/净利润 | 4.99× | 4.51× |
| 过去12个月自由现金流最近4个季度 | $10.6M | $11.5M |
8季度趋势，按日历期对齐
经营现金流FNWDSIF
| Q4 25 | $9.9M | $8.1M | ||
| Q3 25 | $1.2M | $726.0K | ||
| Q2 25 | $4.8M | $371.0K | ||
| Q1 25 | $-3.8M | $2.8M | ||
| Q4 24 | $9.8M | $-3.8M | ||
| Q3 24 | $-3.7M | $857.0K | ||
| Q2 24 | $2.8M | $382.0K | ||
| Q1 24 | $-25.0K | $-3.2M |
自由现金流FNWDSIF
| Q4 25 | $9.0M | $8.0M | ||
| Q3 25 | $1.0M | $566.0K | ||
| Q2 25 | $4.5M | $310.0K | ||
| Q1 25 | $-4.0M | $2.7M | ||
| Q4 24 | $6.7M | $-3.9M | ||
| Q3 24 | $-4.2M | $580.0K | ||
| Q2 24 | $1.1M | $-175.0K | ||
| Q1 24 | $-736.0K | $-3.9M |
自由现金流率FNWDSIF
| Q4 25 | 54.8% | 33.3% | ||
| Q3 25 | 6.0% | 2.5% | ||
| Q2 25 | 27.0% | 1.4% | ||
| Q1 25 | -25.7% | 14.1% | ||
| Q4 24 | 41.2% | -18.8% | ||
| Q3 24 | -28.5% | 2.7% | ||
| Q2 24 | 7.6% | -0.8% | ||
| Q1 24 | -2.9% | -18.9% |
资本支出强度FNWDSIF
| Q4 25 | 5.2% | 0.4% | ||
| Q3 25 | 0.9% | 0.7% | ||
| Q2 25 | 1.7% | 0.3% | ||
| Q1 25 | 1.2% | 0.8% | ||
| Q4 24 | 18.8% | 0.5% | ||
| Q3 24 | 3.4% | 1.3% | ||
| Q2 24 | 11.2% | 2.5% | ||
| Q1 24 | 2.8% | 3.3% |
现金转化率FNWDSIF
| Q4 25 | 4.99× | 4.51× | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 2.22× | 0.11× | ||
| Q1 25 | -8.37× | — | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | — | ||
| Q2 24 | 19.23× | 5.31× | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNWD
暂无分部数据
SIF
| Fixed Wing Aircraft Revenue | $10.5M | 44% |
| Commercial Revenue | $8.7M | 36% |
| Commercial Product And Other Revenue | $2.8M | 12% |
| Commercial Space | $1.1M | 5% |
| Other | $840.0K | 4% |
