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Finward Bancorp（FNWD）与SS Innovations International, Inc.（SSII）财务数据对比。点击上方公司名可切换其他公司
Finward Bancorp的季度营收约是SS Innovations International, Inc.的1.1倍（$16.5M vs $14.5M），Finward Bancorp净利率更高（12.0% vs -17.0%，领先29.0%），SS Innovations International, Inc.同比增速更快（79.1% vs 1.1%），Finward Bancorp自由现金流更多（$9.0M vs $-3.2M），过去两年SS Innovations International, Inc.的营收复合增速更高（99.9% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
SS Innovations International, Inc.是一家全球化医疗科技企业，专注于研发、生产创新型外科手术机器人系统，为多地区医疗机构提供高精度、易获取的微创手术机器人平台，致力于提升手术效果、减轻手术操作负担。
FNWD vs SSII — 直观对比
营收规模更大
FNWD
是对方的1.1倍
$14.5M
营收增速更快
SSII
高出78.0%
1.1%
净利率更高
FNWD
高出29.0%
-17.0%
自由现金流更多
FNWD
多$12.3M
$-3.2M
两年增速更快
SSII
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $14.5M |
| 净利润 | $2.0M | $-2.5M |
| 毛利率 | — | 43.9% |
| 营业利润率 | 11.0% | -3.7% |
| 净利率 | 12.0% | -17.0% |
| 营收同比 | 1.1% | 79.1% |
| 净利润同比 | -5.6% | -28.5% |
| 每股收益（稀释后） | $0.46 | $-0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDSSII
| Q4 25 | $16.5M | $14.5M | ||
| Q3 25 | $17.4M | $12.8M | ||
| Q2 25 | $16.6M | $10.0M | ||
| Q1 25 | $15.5M | $5.1M | ||
| Q4 24 | $16.3M | $8.1M | ||
| Q3 24 | $14.9M | $4.4M | ||
| Q2 24 | $14.6M | $4.5M | ||
| Q1 24 | $25.3M | $3.6M |
净利润FNWDSSII
| Q4 25 | $2.0M | $-2.5M | ||
| Q3 25 | $3.5M | $-3.7M | ||
| Q2 25 | $2.2M | $-256.7K | ||
| Q1 25 | $455.0K | $-5.7M | ||
| Q4 24 | $2.1M | $-1.9M | ||
| Q3 24 | $606.0K | $-3.2M | ||
| Q2 24 | $143.0K | $-4.1M | ||
| Q1 24 | $9.3M | $-9.8M |
毛利率FNWDSSII
| Q4 25 | — | 43.9% | ||
| Q3 25 | — | 48.1% | ||
| Q2 25 | — | 59.1% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 48.9% | ||
| Q3 24 | — | 52.8% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 20.0% |
营业利润率FNWDSSII
| Q4 25 | 11.0% | -3.7% | ||
| Q3 25 | 20.5% | -14.3% | ||
| Q2 25 | 12.7% | 1.0% | ||
| Q1 25 | 4.0% | -115.6% | ||
| Q4 24 | 16.3% | -22.7% | ||
| Q3 24 | 2.7% | -73.1% | ||
| Q2 24 | 0.9% | -90.9% | ||
| Q1 24 | 40.6% | -270.3% |
净利率FNWDSSII
| Q4 25 | 12.0% | -17.0% | ||
| Q3 25 | 20.1% | -29.0% | ||
| Q2 25 | 12.9% | -2.6% | ||
| Q1 25 | 2.9% | -111.0% | ||
| Q4 24 | 12.9% | -23.7% | ||
| Q3 24 | 4.1% | -74.0% | ||
| Q2 24 | 1.0% | -91.8% | ||
| Q1 24 | 36.7% | -270.5% |
每股收益（稀释后）FNWDSSII
| Q4 25 | $0.46 | $-0.01 | ||
| Q3 25 | $0.81 | $-0.02 | ||
| Q2 25 | $0.50 | $0.00 | ||
| Q1 25 | $0.11 | $-0.03 | ||
| Q4 24 | $0.50 | $-0.01 | ||
| Q3 24 | $0.14 | $-0.02 | ||
| Q2 24 | $0.03 | $-0.02 | ||
| Q1 24 | $2.17 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $174.7M | $38.2M |
| 总资产 | $2.0B | $74.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWDSSII
| Q4 25 | — | $3.2M | ||
| Q3 25 | — | $5.7M | ||
| Q2 25 | — | $11.4M | ||
| Q1 25 | — | $15.9M | ||
| Q4 24 | — | $466.5K | ||
| Q3 24 | — | $220.4K | ||
| Q2 24 | — | $608.2K | ||
| Q1 24 | — | $948.1K |
股东权益FNWDSSII
| Q4 25 | $174.7M | $38.2M | ||
| Q3 25 | $165.5M | $39.6M | ||
| Q2 25 | $154.3M | $42.0M | ||
| Q1 25 | $151.8M | $40.6M | ||
| Q4 24 | $151.4M | $13.5M | ||
| Q3 24 | $159.6M | $13.7M | ||
| Q2 24 | $148.6M | $14.8M | ||
| Q1 24 | $151.6M | $16.7M |
总资产FNWDSSII
| Q4 25 | $2.0B | $74.2M | ||
| Q3 25 | $2.1B | $69.6M | ||
| Q2 25 | $2.1B | $70.0M | ||
| Q1 25 | $2.0B | $63.5M | ||
| Q4 24 | $2.1B | $42.4M | ||
| Q3 24 | $2.1B | $39.0M | ||
| Q2 24 | $2.1B | $35.7M | ||
| Q1 24 | $2.1B | $35.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $-1.5M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $-3.2M |
| 自由现金流率自由现金流/营收 | 54.8% | -22.3% |
| 资本支出强度资本支出/营收 | 5.2% | 11.8% |
| 现金转化率经营现金流/净利润 | 4.99× | — |
| 过去12个月自由现金流最近4个季度 | $10.6M | $-22.2M |
8季度趋势，按日历期对齐
经营现金流FNWDSSII
| Q4 25 | $9.9M | $-1.5M | ||
| Q3 25 | $1.2M | $-7.5M | ||
| Q2 25 | $4.8M | $-3.5M | ||
| Q1 25 | $-3.8M | $-6.1M | ||
| Q4 24 | $9.8M | $-3.3M | ||
| Q3 24 | $-3.7M | $-2.5M | ||
| Q2 24 | $2.8M | $-1.0M | ||
| Q1 24 | $-25.0K | $-2.7M |
自由现金流FNWDSSII
| Q4 25 | $9.0M | $-3.2M | ||
| Q3 25 | $1.0M | $-8.2M | ||
| Q2 25 | $4.5M | $-3.8M | ||
| Q1 25 | $-4.0M | $-7.0M | ||
| Q4 24 | $6.7M | $-3.4M | ||
| Q3 24 | $-4.2M | $-4.2M | ||
| Q2 24 | $1.1M | $-3.1M | ||
| Q1 24 | $-736.0K | $-2.8M |
自由现金流率FNWDSSII
| Q4 25 | 54.8% | -22.3% | ||
| Q3 25 | 6.0% | -64.1% | ||
| Q2 25 | 27.0% | -37.7% | ||
| Q1 25 | -25.7% | -136.2% | ||
| Q4 24 | 41.2% | -41.7% | ||
| Q3 24 | -28.5% | -96.9% | ||
| Q2 24 | 7.6% | -69.5% | ||
| Q1 24 | -2.9% | -76.9% |
资本支出强度FNWDSSII
| Q4 25 | 5.2% | 11.8% | ||
| Q3 25 | 0.9% | 5.9% | ||
| Q2 25 | 1.7% | 3.2% | ||
| Q1 25 | 1.2% | 17.0% | ||
| Q4 24 | 18.8% | 1.5% | ||
| Q3 24 | 3.4% | 38.8% | ||
| Q2 24 | 11.2% | 46.8% | ||
| Q1 24 | 2.8% | 3.5% |
现金转化率FNWDSSII
| Q4 25 | 4.99× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 2.22× | — | ||
| Q1 25 | -8.37× | — | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | — | ||
| Q2 24 | 19.23× | — | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNWD
暂无分部数据
SSII
| System Sales | $13.4M | 92% |
| Other | $1.2M | 8% |
