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Finward Bancorp（FNWD）与Star Holdings（STHO）财务数据对比。点击上方公司名可切换其他公司
Star Holdings的季度营收约是Finward Bancorp的1.5倍（$25.4M vs $16.5M），Finward Bancorp净利率更高（12.0% vs -75.5%，领先87.5%），Finward Bancorp同比增速更快（1.1% vs -22.6%），过去两年Star Holdings的营收复合增速更高（-0.2% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
蓝星有限公司是一家印度跨国家电企业，总部位于孟买，主营空调、商用制冷以及机电工程业务，是印度本土市场规模第二大的空调领域本土企业。
FNWD vs STHO — 直观对比
营收规模更大
STHO
是对方的1.5倍
$16.5M
营收增速更快
FNWD
高出23.7%
-22.6%
净利率更高
FNWD
高出87.5%
-75.5%
两年增速更快
STHO
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $25.4M |
| 净利润 | $2.0M | $-19.1M |
| 毛利率 | — | — |
| 营业利润率 | 11.0% | -91.7% |
| 净利率 | 12.0% | -75.5% |
| 营收同比 | 1.1% | -22.6% |
| 净利润同比 | -5.6% | 81.3% |
| 每股收益（稀释后） | $0.46 | $-1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDSTHO
| Q4 25 | $16.5M | $25.4M | ||
| Q3 25 | $17.4M | $28.1M | ||
| Q2 25 | $16.6M | $42.1M | ||
| Q1 25 | $15.5M | $14.6M | ||
| Q4 24 | $16.3M | $32.8M | ||
| Q3 24 | $14.9M | $24.6M | ||
| Q2 24 | $14.6M | $30.6M | ||
| Q1 24 | $25.3M | $25.4M |
净利润FNWDSTHO
| Q4 25 | $2.0M | $-19.1M | ||
| Q3 25 | $3.5M | $1.8M | ||
| Q2 25 | $2.2M | $-39.3M | ||
| Q1 25 | $455.0K | $-7.6M | ||
| Q4 24 | $2.1M | $-102.6M | ||
| Q3 24 | $606.0K | $91.9M | ||
| Q2 24 | $143.0K | $-27.1M | ||
| Q1 24 | $9.3M | $-49.0M |
营业利润率FNWDSTHO
| Q4 25 | 11.0% | -91.7% | ||
| Q3 25 | 20.5% | 1.0% | ||
| Q2 25 | 12.7% | -94.5% | ||
| Q1 25 | 4.0% | -55.0% | ||
| Q4 24 | 16.3% | -314.1% | ||
| Q3 24 | 2.7% | — | ||
| Q2 24 | 0.9% | -91.5% | ||
| Q1 24 | 40.6% | -192.6% |
净利率FNWDSTHO
| Q4 25 | 12.0% | -75.5% | ||
| Q3 25 | 20.1% | 6.4% | ||
| Q2 25 | 12.9% | -93.5% | ||
| Q1 25 | 2.9% | -52.0% | ||
| Q4 24 | 12.9% | -313.1% | ||
| Q3 24 | 4.1% | 374.3% | ||
| Q2 24 | 1.0% | -88.8% | ||
| Q1 24 | 36.7% | -192.6% |
每股收益（稀释后）FNWDSTHO
| Q4 25 | $0.46 | $-1.52 | ||
| Q3 25 | $0.81 | $0.14 | ||
| Q2 25 | $0.50 | $-2.95 | ||
| Q1 25 | $0.11 | $-0.57 | ||
| Q4 24 | $0.50 | $-7.69 | ||
| Q3 24 | $0.14 | $6.90 | ||
| Q2 24 | $0.03 | $-2.04 | ||
| Q1 24 | $2.17 | $-3.68 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $50.1M |
| 总债务越低越好 | — | $268.7M |
| 股东权益账面价值 | $174.7M | $251.8M |
| 总资产 | $2.0B | $570.2M |
| 负债/权益比越低杠杆越低 | — | 1.07× |
8季度趋势，按日历期对齐
现金及短期投资FNWDSTHO
| Q4 25 | — | $50.1M | ||
| Q3 25 | — | $40.6M | ||
| Q2 25 | — | $44.2M | ||
| Q1 25 | — | $30.3M | ||
| Q4 24 | — | $35.0M | ||
| Q3 24 | — | $45.0M | ||
| Q2 24 | — | $48.3M | ||
| Q1 24 | — | $45.7M |
总债务FNWDSTHO
| Q4 25 | — | $268.7M | ||
| Q3 25 | — | $259.3M | ||
| Q2 25 | — | $245.4M | ||
| Q1 25 | — | $231.5M | ||
| Q4 24 | — | $217.3M | ||
| Q3 24 | — | $201.2M | ||
| Q2 24 | — | $197.2M | ||
| Q1 24 | — | $195.0M |
股东权益FNWDSTHO
| Q4 25 | $174.7M | $251.8M | ||
| Q3 25 | $165.5M | $275.4M | ||
| Q2 25 | $154.3M | $276.1M | ||
| Q1 25 | $151.8M | $316.1M | ||
| Q4 24 | $151.4M | $324.3M | ||
| Q3 24 | $159.6M | $427.5M | ||
| Q2 24 | $148.6M | $335.3M | ||
| Q1 24 | $151.6M | $362.4M |
总资产FNWDSTHO
| Q4 25 | $2.0B | $570.2M | ||
| Q3 25 | $2.1B | $595.9M | ||
| Q2 25 | $2.1B | $589.9M | ||
| Q1 25 | $2.0B | $618.2M | ||
| Q4 24 | $2.1B | $608.7M | ||
| Q3 24 | $2.1B | $696.5M | ||
| Q2 24 | $2.1B | $601.0M | ||
| Q1 24 | $2.1B | $622.9M |
负债/权益比FNWDSTHO
| Q4 25 | — | 1.07× | ||
| Q3 25 | — | 0.94× | ||
| Q2 25 | — | 0.89× | ||
| Q1 25 | — | 0.73× | ||
| Q4 24 | — | 0.67× | ||
| Q3 24 | — | 0.47× | ||
| Q2 24 | — | 0.59× | ||
| Q1 24 | — | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $-11.7M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | — |
| 自由现金流率自由现金流/营收 | 54.8% | — |
| 资本支出强度资本支出/营收 | 5.2% | — |
| 现金转化率经营现金流/净利润 | 4.99× | — |
| 过去12个月自由现金流最近4个季度 | $10.6M | — |
8季度趋势，按日历期对齐
经营现金流FNWDSTHO
| Q4 25 | $9.9M | $-11.7M | ||
| Q3 25 | $1.2M | $5.3M | ||
| Q2 25 | $4.8M | $-2.6M | ||
| Q1 25 | $-3.8M | $-6.3M | ||
| Q4 24 | $9.8M | $-31.3M | ||
| Q3 24 | $-3.7M | $-3.8M | ||
| Q2 24 | $2.8M | $-6.4M | ||
| Q1 24 | $-25.0K | $-14.2M |
自由现金流FNWDSTHO
| Q4 25 | $9.0M | — | ||
| Q3 25 | $1.0M | — | ||
| Q2 25 | $4.5M | — | ||
| Q1 25 | $-4.0M | — | ||
| Q4 24 | $6.7M | — | ||
| Q3 24 | $-4.2M | — | ||
| Q2 24 | $1.1M | — | ||
| Q1 24 | $-736.0K | — |
自由现金流率FNWDSTHO
| Q4 25 | 54.8% | — | ||
| Q3 25 | 6.0% | — | ||
| Q2 25 | 27.0% | — | ||
| Q1 25 | -25.7% | — | ||
| Q4 24 | 41.2% | — | ||
| Q3 24 | -28.5% | — | ||
| Q2 24 | 7.6% | — | ||
| Q1 24 | -2.9% | — |
资本支出强度FNWDSTHO
| Q4 25 | 5.2% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 18.8% | — | ||
| Q3 24 | 3.4% | — | ||
| Q2 24 | 11.2% | — | ||
| Q1 24 | 2.8% | — |
现金转化率FNWDSTHO
| Q4 25 | 4.99× | — | ||
| Q3 25 | 0.34× | 2.95× | ||
| Q2 25 | 2.22× | — | ||
| Q1 25 | -8.37× | — | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | -0.04× | ||
| Q2 24 | 19.23× | — | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FNWD
暂无分部数据
STHO
| Land Development | $13.0M | 51% |
| Other Income Revenue | $9.3M | 37% |
| Operating Lease Income | $2.0M | 8% |
| Other | $1.2M | 5% |
