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Finward Bancorp（FNWD）与TriSalus Life Sciences, Inc.（TLSI）财务数据对比。点击上方公司名可切换其他公司
Finward Bancorp的季度营收约是TriSalus Life Sciences, Inc.的1.3倍（$16.5M vs $13.2M），Finward Bancorp净利率更高（12.0% vs -73.9%，领先85.9%），TriSalus Life Sciences, Inc.同比增速更快（59.8% vs 1.1%），Finward Bancorp自由现金流更多（$9.0M vs $-2.5M），过去两年TriSalus Life Sciences, Inc.的营收复合增速更高（43.0% vs -19.1%）
Finward Bancorp是一家总部位于美国的区域性银行控股公司，主要面向本土运营区域内的个人消费者与中小企业，提供储蓄账户、各类贷款、商业融资及财富管理等零售与商业金融服务。
TriSalus生命科学公司是一家临床阶段生物技术企业，专注于免疫肿瘤学与介入肿瘤学领域，研发专有的靶向给药技术，用于提升肝脏、胰腺等难治性实体瘤患者的治疗效果，主要在北美市场开展临床合作及业务运营。
FNWD vs TLSI — 直观对比
营收规模更大
FNWD
是对方的1.3倍
$13.2M
营收增速更快
TLSI
高出58.8%
1.1%
净利率更高
FNWD
高出85.9%
-73.9%
自由现金流更多
FNWD
多$11.6M
$-2.5M
两年增速更快
TLSI
近两年复合增速
-19.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.5M | $13.2M |
| 净利润 | $2.0M | $-9.8M |
| 毛利率 | — | 86.7% |
| 营业利润率 | 11.0% | -24.8% |
| 净利率 | 12.0% | -73.9% |
| 营收同比 | 1.1% | 59.8% |
| 净利润同比 | -5.6% | 3.5% |
| 每股收益（稀释后） | $0.46 | $-0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FNWDTLSI
| Q4 25 | $16.5M | $13.2M | ||
| Q3 25 | $17.4M | $11.6M | ||
| Q2 25 | $16.6M | $11.2M | ||
| Q1 25 | $15.5M | $9.2M | ||
| Q4 24 | $16.3M | $8.3M | ||
| Q3 24 | $14.9M | $7.3M | ||
| Q2 24 | $14.6M | $7.4M | ||
| Q1 24 | $25.3M | $6.5M |
净利润FNWDTLSI
| Q4 25 | $2.0M | $-9.8M | ||
| Q3 25 | $3.5M | $-10.8M | ||
| Q2 25 | $2.2M | $-8.3M | ||
| Q1 25 | $455.0K | $-10.4M | ||
| Q4 24 | $2.1M | $-10.1M | ||
| Q3 24 | $606.0K | $-2.4M | ||
| Q2 24 | $143.0K | $-4.3M | ||
| Q1 24 | $9.3M | $-13.2M |
毛利率FNWDTLSI
| Q4 25 | — | 86.7% | ||
| Q3 25 | — | 83.5% | ||
| Q2 25 | — | 83.9% | ||
| Q1 25 | — | 83.7% | ||
| Q4 24 | — | 85.3% | ||
| Q3 24 | — | 86.3% | ||
| Q2 24 | — | 87.6% | ||
| Q1 24 | — | 85.0% |
营业利润率FNWDTLSI
| Q4 25 | 11.0% | -24.8% | ||
| Q3 25 | 20.5% | -77.9% | ||
| Q2 25 | 12.7% | -65.4% | ||
| Q1 25 | 4.0% | -79.9% | ||
| Q4 24 | 16.3% | -91.8% | ||
| Q3 24 | 2.7% | -118.9% | ||
| Q2 24 | 0.9% | -111.0% | ||
| Q1 24 | 40.6% | -180.8% |
净利率FNWDTLSI
| Q4 25 | 12.0% | -73.9% | ||
| Q3 25 | 20.1% | -93.5% | ||
| Q2 25 | 12.9% | -73.9% | ||
| Q1 25 | 2.9% | -113.2% | ||
| Q4 24 | 12.9% | -122.4% | ||
| Q3 24 | 4.1% | -32.6% | ||
| Q2 24 | 1.0% | -58.8% | ||
| Q1 24 | 36.7% | -204.5% |
每股收益（稀释后）FNWDTLSI
| Q4 25 | $0.46 | $-0.22 | ||
| Q3 25 | $0.81 | $-0.96 | ||
| Q2 25 | $0.50 | $-0.27 | ||
| Q1 25 | $0.11 | $-0.39 | ||
| Q4 24 | $0.50 | $-0.38 | ||
| Q3 24 | $0.14 | $-0.12 | ||
| Q2 24 | $0.03 | $-0.21 | ||
| Q1 24 | $2.17 | $-0.60 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $20.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $174.7M | $-33.9M |
| 总资产 | $2.0B | $35.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FNWDTLSI
| Q4 25 | — | $20.4M | ||
| Q3 25 | — | $22.7M | ||
| Q2 25 | — | $26.5M | ||
| Q1 25 | — | $13.0M | ||
| Q4 24 | — | $8.5M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $16.5M | ||
| Q1 24 | — | $4.0M |
股东权益FNWDTLSI
| Q4 25 | $174.7M | $-33.9M | ||
| Q3 25 | $165.5M | $-26.7M | ||
| Q2 25 | $154.3M | $-19.4M | ||
| Q1 25 | $151.8M | $-34.4M | ||
| Q4 24 | $151.4M | $-25.9M | ||
| Q3 24 | $159.6M | $-20.4M | ||
| Q2 24 | $148.6M | $-25.3M | ||
| Q1 24 | $151.6M | $-36.0M |
总资产FNWDTLSI
| Q4 25 | $2.0B | $35.3M | ||
| Q3 25 | $2.1B | $36.5M | ||
| Q2 25 | $2.1B | $41.3M | ||
| Q1 25 | $2.0B | $28.6M | ||
| Q4 24 | $2.1B | $24.0M | ||
| Q3 24 | $2.1B | $27.5M | ||
| Q2 24 | $2.1B | $32.4M | ||
| Q1 24 | $2.1B | $17.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.9M | $-2.5M |
| 自由现金流经营现金流 - 资本支出 | $9.0M | $-2.5M |
| 自由现金流率自由现金流/营收 | 54.8% | -19.1% |
| 资本支出强度资本支出/营收 | 5.2% | 0.3% |
| 现金转化率经营现金流/净利润 | 4.99× | — |
| 过去12个月自由现金流最近4个季度 | $10.6M | $-19.1M |
8季度趋势，按日历期对齐
经营现金流FNWDTLSI
| Q4 25 | $9.9M | $-2.5M | ||
| Q3 25 | $1.2M | $-3.7M | ||
| Q2 25 | $4.8M | $-7.3M | ||
| Q1 25 | $-3.8M | $-4.5M | ||
| Q4 24 | $9.8M | $-5.7M | ||
| Q3 24 | $-3.7M | $-10.8M | ||
| Q2 24 | $2.8M | $-13.4M | ||
| Q1 24 | $-25.0K | $-10.9M |
自由现金流FNWDTLSI
| Q4 25 | $9.0M | $-2.5M | ||
| Q3 25 | $1.0M | $-3.9M | ||
| Q2 25 | $4.5M | $-7.4M | ||
| Q1 25 | $-4.0M | $-5.3M | ||
| Q4 24 | $6.7M | $-5.8M | ||
| Q3 24 | $-4.2M | $-11.0M | ||
| Q2 24 | $1.1M | $-13.5M | ||
| Q1 24 | $-736.0K | $-10.9M |
自由现金流率FNWDTLSI
| Q4 25 | 54.8% | -19.1% | ||
| Q3 25 | 6.0% | -33.9% | ||
| Q2 25 | 27.0% | -66.1% | ||
| Q1 25 | -25.7% | -57.3% | ||
| Q4 24 | 41.2% | -69.7% | ||
| Q3 24 | -28.5% | -149.9% | ||
| Q2 24 | 7.6% | -183.1% | ||
| Q1 24 | -2.9% | -169.3% |
资本支出强度FNWDTLSI
| Q4 25 | 5.2% | 0.3% | ||
| Q3 25 | 0.9% | 1.9% | ||
| Q2 25 | 1.7% | 0.8% | ||
| Q1 25 | 1.2% | 8.2% | ||
| Q4 24 | 18.8% | 0.6% | ||
| Q3 24 | 3.4% | 2.3% | ||
| Q2 24 | 11.2% | 0.8% | ||
| Q1 24 | 2.8% | 1.0% |
现金转化率FNWDTLSI
| Q4 25 | 4.99× | — | ||
| Q3 25 | 0.34× | — | ||
| Q2 25 | 2.22× | — | ||
| Q1 25 | -8.37× | — | ||
| Q4 24 | 4.66× | — | ||
| Q3 24 | -6.15× | — | ||
| Q2 24 | 19.23× | — | ||
| Q1 24 | -0.00× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
