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Finance of America Companies Inc.（FOA）与GRID DYNAMICS HOLDINGS, INC.（GDYN）财务数据对比。点击上方公司名可切换其他公司
GRID DYNAMICS HOLDINGS, INC.的季度营收约是Finance of America Companies Inc.的1.4倍（$104.1M vs $73.5M），GRID DYNAMICS HOLDINGS, INC.净利率更高（-1.4% vs -14.1%，领先12.7%），Finance of America Companies Inc.同比增速更快（248.7% vs 3.7%），过去两年GRID DYNAMICS HOLDINGS, INC.的营收复合增速更高（12.0% vs -0.8%）
洛克特公司是一家美国金融科技与住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。依托核心子公司Rocket Mortgage，该公司已是美国规模最大的抵押贷款机构之一，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
Escape Dynamics Inc.是一家总部位于科罗拉多州的科技企业，活跃于2010年至2015年，核心业务方向是研发可单级入轨、依靠电磁驱动的可重复使用航天飞机，并推动该项目实现商业化落地。
FOA vs GDYN — 直观对比
营收规模更大
GDYN
是对方的1.4倍
$73.5M
营收增速更快
FOA
高出245.1%
3.7%
净利率更高
GDYN
高出12.7%
-14.1%
两年增速更快
GDYN
近两年复合增速
-0.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $73.5M | $104.1M |
| 净利润 | $-10.4M | $-1.5M |
| 毛利率 | — | 34.8% |
| 营业利润率 | -29.9% | 61.7% |
| 净利率 | -14.1% | -1.4% |
| 营收同比 | 248.7% | 3.7% |
| 净利润同比 | 82.4% | -150.6% |
| 每股收益（稀释后） | $0.45 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FOAGDYN
| Q1 26 | — | $104.1M | ||
| Q4 25 | $73.5M | $106.2M | ||
| Q3 25 | $80.8M | $104.2M | ||
| Q2 25 | $177.4M | $101.1M | ||
| Q1 25 | $165.7M | $100.4M | ||
| Q4 24 | $-49.4M | $100.3M | ||
| Q3 24 | $290.1M | $87.4M | ||
| Q2 24 | $79.0M | $83.0M |
净利润FOAGDYN
| Q1 26 | — | $-1.5M | ||
| Q4 25 | $-10.4M | $306.0K | ||
| Q3 25 | $-9.5M | $1.2M | ||
| Q2 25 | $34.9M | $5.3M | ||
| Q1 25 | $30.2M | $2.9M | ||
| Q4 24 | $-59.1M | $4.5M | ||
| Q3 24 | $84.2M | $4.3M | ||
| Q2 24 | $-2.1M | $-817.0K |
毛利率FOAGDYN
| Q1 26 | — | 34.8% | ||
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 34.1% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 37.4% | ||
| Q2 24 | — | 35.6% |
营业利润率FOAGDYN
| Q1 26 | — | 61.7% | ||
| Q4 25 | -29.9% | 0.5% | ||
| Q3 25 | -35.3% | -0.2% | ||
| Q2 25 | 46.2% | -0.1% | ||
| Q1 25 | 49.3% | -2.0% | ||
| Q4 24 | 295.0% | 1.3% | ||
| Q3 24 | 71.8% | 2.4% | ||
| Q2 24 | -4.8% | 0.0% |
净利率FOAGDYN
| Q1 26 | — | -1.4% | ||
| Q4 25 | -14.1% | 0.3% | ||
| Q3 25 | -11.8% | 1.1% | ||
| Q2 25 | 19.7% | 5.2% | ||
| Q1 25 | 18.2% | 2.9% | ||
| Q4 24 | 119.5% | 4.5% | ||
| Q3 24 | 29.0% | 4.9% | ||
| Q2 24 | -2.6% | -1.0% |
每股收益（稀释后）FOAGDYN
| Q1 26 | — | $-0.02 | ||
| Q4 25 | $0.45 | $0.01 | ||
| Q3 25 | $-1.27 | $0.01 | ||
| Q2 25 | $2.13 | $0.06 | ||
| Q1 25 | $2.43 | $0.03 | ||
| Q4 24 | $-5.24 | $0.06 | ||
| Q3 24 | $7.50 | $0.05 | ||
| Q2 24 | $-0.30 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.5M | $327.5M |
| 总债务越低越好 | $357.5M | — |
| 股东权益账面价值 | $395.6M | $530.1M |
| 总资产 | $30.7B | $605.0M |
| 负债/权益比越低杠杆越低 | 0.90× | — |
8季度趋势，按日历期对齐
现金及短期投资FOAGDYN
| Q1 26 | — | $327.5M | ||
| Q4 25 | $89.5M | $342.1M | ||
| Q3 25 | $109.8M | $338.6M | ||
| Q2 25 | $46.5M | $336.8M | ||
| Q1 25 | $52.0M | $325.5M | ||
| Q4 24 | $47.4M | $334.7M | ||
| Q3 24 | $44.3M | $231.3M | ||
| Q2 24 | $46.5M | $256.0M |
总债务FOAGDYN
| Q1 26 | — | — | ||
| Q4 25 | $357.5M | — | ||
| Q3 25 | $390.0M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $374.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益FOAGDYN
| Q1 26 | — | $530.1M | ||
| Q4 25 | $395.6M | $542.1M | ||
| Q3 25 | $365.8M | $537.7M | ||
| Q2 25 | $473.4M | $532.2M | ||
| Q1 25 | $394.9M | $517.4M | ||
| Q4 24 | $315.7M | $517.8M | ||
| Q3 24 | $456.5M | $400.2M | ||
| Q2 24 | $251.3M | $388.4M |
总资产FOAGDYN
| Q1 26 | — | $605.0M | ||
| Q4 25 | $30.7B | $612.9M | ||
| Q3 25 | $30.7B | $613.2M | ||
| Q2 25 | $30.1B | $608.9M | ||
| Q1 25 | $29.7B | $590.9M | ||
| Q4 24 | $29.2B | $592.2M | ||
| Q3 24 | $29.0B | $477.3M | ||
| Q2 24 | $28.0B | $443.6M |
负债/权益比FOAGDYN
| Q1 26 | — | — | ||
| Q4 25 | 0.90× | — | ||
| Q3 25 | 1.07× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.19× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-429.7M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FOAGDYN
| Q1 26 | — | — | ||
| Q4 25 | $-429.7M | $9.9M | ||
| Q3 25 | $-149.7M | $7.0M | ||
| Q2 25 | $-96.5M | $14.4M | ||
| Q1 25 | $-92.1M | $9.4M | ||
| Q4 24 | $-423.8M | $7.1M | ||
| Q3 24 | $-81.4M | $9.2M | ||
| Q2 24 | $-104.0M | $10.7M |
自由现金流FOAGDYN
| Q1 26 | — | — | ||
| Q4 25 | — | $6.1M | ||
| Q3 25 | — | $2.9M | ||
| Q2 25 | — | $10.2M | ||
| Q1 25 | — | $6.0M | ||
| Q4 24 | — | $4.4M | ||
| Q3 24 | — | $5.9M | ||
| Q2 24 | — | $8.0M |
自由现金流率FOAGDYN
| Q1 26 | — | — | ||
| Q4 25 | — | 5.7% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 10.1% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | 4.4% | ||
| Q3 24 | — | 6.8% | ||
| Q2 24 | — | 9.7% |
资本支出强度FOAGDYN
| Q1 26 | — | — | ||
| Q4 25 | — | 3.6% | ||
| Q3 25 | — | 3.9% | ||
| Q2 25 | — | 4.1% | ||
| Q1 25 | — | 3.3% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 3.2% |
现金转化率FOAGDYN
| Q1 26 | — | — | ||
| Q4 25 | — | 32.34× | ||
| Q3 25 | — | 5.92× | ||
| Q2 25 | -2.76× | 2.73× | ||
| Q1 25 | -3.05× | 3.21× | ||
| Q4 24 | — | 1.56× | ||
| Q3 24 | -0.97× | 2.15× | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOA
| Segment Continuing Operations | $70.8M | 96% |
| Other | $2.7M | 4% |
GDYN
暂无分部数据
