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Finance of America Companies Inc.（FOA）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
Finance of America Companies Inc.的季度营收约是READING INTERNATIONAL INC的1.5倍（$73.5M vs $50.3M），READING INTERNATIONAL INC净利率更高（-5.1% vs -14.1%，领先9.0%），Finance of America Companies Inc.同比增速更快（248.7% vs -14.2%），过去两年READING INTERNATIONAL INC的营收复合增速更高（5.6% vs -0.8%）
洛克特公司是一家美国金融科技与住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。依托核心子公司Rocket Mortgage，该公司已是美国规模最大的抵押贷款机构之一，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
FOA vs RDI — 直观对比
营收规模更大
FOA
是对方的1.5倍
$50.3M
营收增速更快
FOA
高出262.9%
-14.2%
净利率更高
RDI
高出9.0%
-14.1%
两年增速更快
RDI
近两年复合增速
-0.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $73.5M | $50.3M |
| 净利润 | $-10.4M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | -29.9% | -1.9% |
| 净利率 | -14.1% | -5.1% |
| 营收同比 | 248.7% | -14.2% |
| 净利润同比 | 82.4% | -14.5% |
| 每股收益（稀释后） | $0.45 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FOARDI
| Q4 25 | $73.5M | $50.3M | ||
| Q3 25 | $80.8M | $52.2M | ||
| Q2 25 | $177.4M | $60.4M | ||
| Q1 25 | $165.7M | $40.2M | ||
| Q4 24 | $-49.4M | $58.6M | ||
| Q3 24 | $290.1M | $60.1M | ||
| Q2 24 | $79.0M | $46.8M | ||
| Q1 24 | $74.7M | $45.1M |
净利润FOARDI
| Q4 25 | $-10.4M | $-2.6M | ||
| Q3 25 | $-9.5M | $-4.2M | ||
| Q2 25 | $34.9M | $-2.7M | ||
| Q1 25 | $30.2M | $-4.8M | ||
| Q4 24 | $-59.1M | $-2.2M | ||
| Q3 24 | $84.2M | $-7.0M | ||
| Q2 24 | $-2.1M | $-12.8M | ||
| Q1 24 | $-7.5M | $-13.2M |
营业利润率FOARDI
| Q4 25 | -29.9% | -1.9% | ||
| Q3 25 | -35.3% | -0.6% | ||
| Q2 25 | 46.2% | 4.8% | ||
| Q1 25 | 49.3% | -17.2% | ||
| Q4 24 | 295.0% | 2.6% | ||
| Q3 24 | 71.8% | -0.6% | ||
| Q2 24 | -4.8% | -16.4% | ||
| Q1 24 | -21.1% | -16.7% |
净利率FOARDI
| Q4 25 | -14.1% | -5.1% | ||
| Q3 25 | -11.8% | -8.0% | ||
| Q2 25 | 19.7% | -4.4% | ||
| Q1 25 | 18.2% | -11.8% | ||
| Q4 24 | 119.5% | -3.8% | ||
| Q3 24 | 29.0% | -11.7% | ||
| Q2 24 | -2.6% | -27.4% | ||
| Q1 24 | -10.1% | -29.4% |
每股收益（稀释后）FOARDI
| Q4 25 | $0.45 | $-0.11 | ||
| Q3 25 | $-1.27 | $-0.18 | ||
| Q2 25 | $2.13 | $-0.12 | ||
| Q1 25 | $2.43 | $-0.21 | ||
| Q4 24 | $-5.24 | $-0.11 | ||
| Q3 24 | $7.50 | $-0.31 | ||
| Q2 24 | $-0.30 | $-0.57 | ||
| Q1 24 | $-0.78 | $-0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.5M | $10.5M |
| 总债务越低越好 | $357.5M | $185.1M |
| 股东权益账面价值 | $395.6M | $-18.2M |
| 总资产 | $30.7B | $434.9M |
| 负债/权益比越低杠杆越低 | 0.90× | — |
8季度趋势，按日历期对齐
现金及短期投资FOARDI
| Q4 25 | $89.5M | $10.5M | ||
| Q3 25 | $109.8M | $8.1M | ||
| Q2 25 | $46.5M | $9.1M | ||
| Q1 25 | $52.0M | $5.9M | ||
| Q4 24 | $47.4M | $12.4M | ||
| Q3 24 | $44.3M | $10.1M | ||
| Q2 24 | $46.5M | $9.3M | ||
| Q1 24 | $48.2M | $7.5M |
总债务FOARDI
| Q4 25 | $357.5M | $185.1M | ||
| Q3 25 | $390.0M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $374.5M | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FOARDI
| Q4 25 | $395.6M | $-18.2M | ||
| Q3 25 | $365.8M | $-12.1M | ||
| Q2 25 | $473.4M | $-7.7M | ||
| Q1 25 | $394.9M | $-8.1M | ||
| Q4 24 | $315.7M | $-4.4M | ||
| Q3 24 | $456.5M | $1.6M | ||
| Q2 24 | $251.3M | $6.5M | ||
| Q1 24 | $255.7M | $18.0M |
总资产FOARDI
| Q4 25 | $30.7B | $434.9M | ||
| Q3 25 | $30.7B | $435.2M | ||
| Q2 25 | $30.1B | $438.1M | ||
| Q1 25 | $29.7B | $441.0M | ||
| Q4 24 | $29.2B | $471.0M | ||
| Q3 24 | $29.0B | $495.7M | ||
| Q2 24 | $28.0B | $494.9M | ||
| Q1 24 | $27.7B | $494.9M |
负债/权益比FOARDI
| Q4 25 | 0.90× | — | ||
| Q3 25 | 1.07× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.19× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-429.7M | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流FOARDI
| Q4 25 | $-429.7M | $4.3M | ||
| Q3 25 | $-149.7M | $295.0K | ||
| Q2 25 | $-96.5M | $1.6M | ||
| Q1 25 | $-92.1M | $-7.7M | ||
| Q4 24 | $-423.8M | $8.0M | ||
| Q3 24 | $-81.4M | $1.3M | ||
| Q2 24 | $-104.0M | $-10.4M | ||
| Q1 24 | $-132.2M | $-2.8M |
自由现金流FOARDI
| Q4 25 | — | $4.1M | ||
| Q3 25 | — | $-246.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $-8.0M | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $-1.1M | ||
| Q2 24 | — | $-10.6M | ||
| Q1 24 | $-132.7M | $-4.7M |
自由现金流率FOARDI
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -0.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -19.8% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -22.7% | ||
| Q1 24 | -177.7% | -10.4% |
资本支出强度FOARDI
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | 0.6% | 4.3% |
现金转化率FOARDI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -2.76× | — | ||
| Q1 25 | -3.05× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.97× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOA
| Segment Continuing Operations | $70.8M | 96% |
| Other | $2.7M | 4% |
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
