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Finance of America Companies Inc.（FOA）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
RESOURCES CONNECTION, INC.的季度营收约是Finance of America Companies Inc.的1.6倍（$117.7M vs $73.5M），RESOURCES CONNECTION, INC.净利率更高（-10.8% vs -14.1%，领先3.4%），Finance of America Companies Inc.同比增速更快（248.7% vs -19.2%），过去两年Finance of America Companies Inc.的营收复合增速更高（-0.8% vs -11.8%）
洛克特公司是一家美国金融科技与住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。依托核心子公司Rocket Mortgage，该公司已是美国规模最大的抵押贷款机构之一，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
FOA vs RGP — 直观对比
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $73.5M | $117.7M |
| 净利润 | $-10.4M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | -29.9% | -10.3% |
| 净利率 | -14.1% | -10.8% |
| 营收同比 | 248.7% | -19.2% |
| 净利润同比 | 82.4% | 81.6% |
| 每股收益（稀释后） | $0.45 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $73.5M | $117.7M | ||
| Q3 25 | $80.8M | $120.2M | ||
| Q2 25 | $177.4M | $139.3M | ||
| Q1 25 | $165.7M | $129.4M | ||
| Q4 24 | $-49.4M | $145.6M | ||
| Q3 24 | $290.1M | $136.9M | ||
| Q2 24 | $79.0M | $148.2M | ||
| Q1 24 | $74.7M | $151.3M |
| Q4 25 | $-10.4M | $-12.7M | ||
| Q3 25 | $-9.5M | $-2.4M | ||
| Q2 25 | $34.9M | $-73.3M | ||
| Q1 25 | $30.2M | $-44.1M | ||
| Q4 24 | $-59.1M | $-68.7M | ||
| Q3 24 | $84.2M | $-5.7M | ||
| Q2 24 | $-2.1M | $10.5M | ||
| Q1 24 | $-7.5M | $2.5M |
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
| Q4 25 | -29.9% | -10.3% | ||
| Q3 25 | -35.3% | -1.7% | ||
| Q2 25 | 46.2% | -47.0% | ||
| Q1 25 | 49.3% | -38.4% | ||
| Q4 24 | 295.0% | -52.7% | ||
| Q3 24 | 71.8% | -3.5% | ||
| Q2 24 | -4.8% | 7.6% | ||
| Q1 24 | -21.1% | 2.8% |
| Q4 25 | -14.1% | -10.8% | ||
| Q3 25 | -11.8% | -2.0% | ||
| Q2 25 | 19.7% | -52.6% | ||
| Q1 25 | 18.2% | -34.0% | ||
| Q4 24 | 119.5% | -47.2% | ||
| Q3 24 | 29.0% | -4.2% | ||
| Q2 24 | -2.6% | 7.1% | ||
| Q1 24 | -10.1% | 1.7% |
| Q4 25 | $0.45 | $-0.38 | ||
| Q3 25 | $-1.27 | $-0.07 | ||
| Q2 25 | $2.13 | $-2.21 | ||
| Q1 25 | $2.43 | $-1.34 | ||
| Q4 24 | $-5.24 | $-2.08 | ||
| Q3 24 | $7.50 | $-0.17 | ||
| Q2 24 | $-0.30 | $0.31 | ||
| Q1 24 | $-0.78 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.5M | $89.8M |
| 总债务越低越好 | $357.5M | — |
| 股东权益账面价值 | $395.6M | $194.6M |
| 总资产 | $30.7B | $289.3M |
| 负债/权益比越低杠杆越低 | 0.90× | — |
8季度趋势，按日历期对齐
| Q4 25 | $89.5M | $89.8M | ||
| Q3 25 | $109.8M | $77.5M | ||
| Q2 25 | $46.5M | $86.1M | ||
| Q1 25 | $52.0M | $72.5M | ||
| Q4 24 | $47.4M | $78.2M | ||
| Q3 24 | $44.3M | $89.6M | ||
| Q2 24 | $46.5M | $108.9M | ||
| Q1 24 | $48.2M | $113.8M |
| Q4 25 | $357.5M | — | ||
| Q3 25 | $390.0M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $374.5M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $395.6M | $194.6M | ||
| Q3 25 | $365.8M | $206.4M | ||
| Q2 25 | $473.4M | $207.1M | ||
| Q1 25 | $394.9M | $277.8M | ||
| Q4 24 | $315.7M | $325.7M | ||
| Q3 24 | $456.5M | $407.2M | ||
| Q2 24 | $251.3M | $418.8M | ||
| Q1 24 | $255.7M | $414.9M |
| Q4 25 | $30.7B | $289.3M | ||
| Q3 25 | $30.7B | $287.2M | ||
| Q2 25 | $30.1B | $304.7M | ||
| Q1 25 | $29.7B | $375.6M | ||
| Q4 24 | $29.2B | $424.9M | ||
| Q3 24 | $29.0B | $512.9M | ||
| Q2 24 | $28.0B | $510.9M | ||
| Q1 24 | $27.7B | $523.2M |
| Q4 25 | 0.90× | — | ||
| Q3 25 | 1.07× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.19× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-429.7M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
| Q4 25 | $-429.7M | $15.9M | ||
| Q3 25 | $-149.7M | $-7.8M | ||
| Q2 25 | $-96.5M | $16.8M | ||
| Q1 25 | $-92.1M | $659.0K | ||
| Q4 24 | $-423.8M | $1.8M | ||
| Q3 24 | $-81.4M | $-309.0K | ||
| Q2 24 | $-104.0M | $3.2M | ||
| Q1 24 | $-132.2M | $20.5M |
| Q4 25 | — | $15.6M | ||
| Q3 25 | — | $-8.0M | ||
| Q2 25 | — | $16.5M | ||
| Q1 25 | — | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | — | $-575.0K | ||
| Q2 24 | — | $3.0M | ||
| Q1 24 | $-132.7M | $20.4M |
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | -6.6% | ||
| Q2 25 | — | 11.8% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | -0.4% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | -177.7% | 13.5% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | 0.6% | 0.1% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -2.76× | — | ||
| Q1 25 | -3.05× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | -0.97× | — | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | — | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOA
| Segment Continuing Operations | $70.8M | 96% |
| Other | $2.7M | 4% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
