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Finance of America Companies Inc.（FOA）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
Finance of America Companies Inc.的季度营收约是RCI HOSPITALITY HOLDINGS, INC.的1.0倍（$73.5M vs $70.9M），RCI HOSPITALITY HOLDINGS, INC.净利率更高（-7.8% vs -14.1%，领先6.4%），Finance of America Companies Inc.同比增速更快（248.7% vs -3.1%），过去两年Finance of America Companies Inc.的营收复合增速更高（-0.8% vs -2.0%）
洛克特公司是一家美国金融科技与住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。依托核心子公司Rocket Mortgage，该公司已是美国规模最大的抵押贷款机构之一，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
FOA vs RICK — 直观对比
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $73.5M | $70.9M |
| 净利润 | $-10.4M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | -29.9% | -0.7% |
| 净利率 | -14.1% | -7.8% |
| 营收同比 | 248.7% | -3.1% |
| 净利润同比 | 82.4% | -2354.9% |
| 每股收益（稀释后） | $0.45 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $73.5M | — | ||
| Q3 25 | $80.8M | $70.9M | ||
| Q2 25 | $177.4M | $71.1M | ||
| Q1 25 | $165.7M | $65.9M | ||
| Q4 24 | $-49.4M | $71.5M | ||
| Q3 24 | $290.1M | $73.2M | ||
| Q2 24 | $79.0M | $76.2M | ||
| Q1 24 | $74.7M | $72.3M |
| Q4 25 | $-10.4M | — | ||
| Q3 25 | $-9.5M | $-5.5M | ||
| Q2 25 | $34.9M | $4.1M | ||
| Q1 25 | $30.2M | $3.2M | ||
| Q4 24 | $-59.1M | $9.0M | ||
| Q3 24 | $84.2M | $244.0K | ||
| Q2 24 | $-2.1M | $-5.2M | ||
| Q1 24 | $-7.5M | $774.0K |
| Q4 25 | -29.9% | — | ||
| Q3 25 | -35.3% | -0.7% | ||
| Q2 25 | 46.2% | 12.2% | ||
| Q1 25 | 49.3% | 12.4% | ||
| Q4 24 | 295.0% | 19.5% | ||
| Q3 24 | 71.8% | 4.8% | ||
| Q2 24 | -4.8% | -3.3% | ||
| Q1 24 | -21.1% | 6.4% |
| Q4 25 | -14.1% | — | ||
| Q3 25 | -11.8% | -7.8% | ||
| Q2 25 | 19.7% | 5.7% | ||
| Q1 25 | 18.2% | 4.9% | ||
| Q4 24 | 119.5% | 12.6% | ||
| Q3 24 | 29.0% | 0.3% | ||
| Q2 24 | -2.6% | -6.9% | ||
| Q1 24 | -10.1% | 1.1% |
| Q4 25 | $0.45 | — | ||
| Q3 25 | $-1.27 | $-0.60 | ||
| Q2 25 | $2.13 | $0.46 | ||
| Q1 25 | $2.43 | $0.36 | ||
| Q4 24 | $-5.24 | $1.01 | ||
| Q3 24 | $7.50 | $0.04 | ||
| Q2 24 | $-0.30 | $-0.56 | ||
| Q1 24 | $-0.78 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.5M | $33.7M |
| 总债务越低越好 | $357.5M | $238.2M |
| 股东权益账面价值 | $395.6M | $261.1M |
| 总资产 | $30.7B | $596.9M |
| 负债/权益比越低杠杆越低 | 0.90× | 0.91× |
8季度趋势，按日历期对齐
| Q4 25 | $89.5M | — | ||
| Q3 25 | $109.8M | $33.7M | ||
| Q2 25 | $46.5M | $29.3M | ||
| Q1 25 | $52.0M | $32.7M | ||
| Q4 24 | $47.4M | $34.7M | ||
| Q3 24 | $44.3M | $32.4M | ||
| Q2 24 | $46.5M | $34.9M | ||
| Q1 24 | $48.2M | $20.0M |
| Q4 25 | $357.5M | — | ||
| Q3 25 | $390.0M | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | $374.5M | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $395.6M | — | ||
| Q3 25 | $365.8M | $261.1M | ||
| Q2 25 | $473.4M | $269.5M | ||
| Q1 25 | $394.9M | $268.8M | ||
| Q4 24 | $315.7M | $269.0M | ||
| Q3 24 | $456.5M | $263.4M | ||
| Q2 24 | $251.3M | $271.2M | ||
| Q1 24 | $255.7M | $285.8M |
| Q4 25 | $30.7B | — | ||
| Q3 25 | $30.7B | $596.9M | ||
| Q2 25 | $30.1B | $597.4M | ||
| Q1 25 | $29.7B | $589.8M | ||
| Q4 24 | $29.2B | $586.2M | ||
| Q3 24 | $29.0B | $584.4M | ||
| Q2 24 | $28.0B | $601.0M | ||
| Q1 24 | $27.7B | $609.9M |
| Q4 25 | 0.90× | — | ||
| Q3 25 | 1.07× | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | 1.19× | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-429.7M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
| Q4 25 | $-429.7M | — | ||
| Q3 25 | $-149.7M | $13.7M | ||
| Q2 25 | $-96.5M | $13.8M | ||
| Q1 25 | $-92.1M | $8.5M | ||
| Q4 24 | $-423.8M | $13.3M | ||
| Q3 24 | $-81.4M | $15.7M | ||
| Q2 24 | $-104.0M | $15.8M | ||
| Q1 24 | $-132.2M | $10.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | $11.5M | ||
| Q2 25 | — | $10.1M | ||
| Q1 25 | — | $5.7M | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | — | $10.3M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | $-132.7M | $3.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | 16.2% | ||
| Q2 25 | — | 14.2% | ||
| Q1 25 | — | 8.6% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 14.0% | ||
| Q2 24 | — | 12.3% | ||
| Q1 24 | -177.7% | 4.4% |
| Q4 25 | — | — | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 5.2% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 8.0% | ||
| Q3 24 | — | 7.3% | ||
| Q2 24 | — | 8.4% | ||
| Q1 24 | 0.6% | 10.6% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -2.76× | 3.40× | ||
| Q1 25 | -3.05× | 2.65× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | -0.97× | 64.14× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOA
| Segment Continuing Operations | $70.8M | 96% |
| Other | $2.7M | 4% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
