vs
Forestar Group Inc.（FOR）与Live Oak Bancshares, Inc.（LOB）财务数据对比。点击上方公司名可切换其他公司
Forestar Group Inc.的季度营收约是Live Oak Bancshares, Inc.的1.9倍（$273.0M vs $145.5M），Live Oak Bancshares, Inc.净利率更高（19.2% vs 5.6%，领先13.6%），Live Oak Bancshares, Inc.同比增速更快（544.5% vs 9.0%），过去两年Live Oak Bancshares, Inc.的营收复合增速更高（7.7% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
FOR vs LOB — 直观对比
营收规模更大
FOR
是对方的1.9倍
$145.5M
营收增速更快
LOB
高出535.5%
9.0%
净利率更高
LOB
高出13.6%
5.6%
两年增速更快
LOB
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $145.5M |
| 净利润 | $15.4M | $27.9M |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | — |
| 净利率 | 5.6% | 19.2% |
| 营收同比 | 9.0% | 544.5% |
| 净利润同比 | -6.7% | 53.3% |
| 每股收益（稀释后） | $0.30 | $0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORLOB
| Q1 26 | — | $145.5M | ||
| Q4 25 | $273.0M | $161.9M | ||
| Q3 25 | $670.5M | $146.1M | ||
| Q2 25 | $390.5M | $143.7M | ||
| Q1 25 | $351.0M | $126.1M | ||
| Q4 24 | $250.4M | $116.9M | ||
| Q3 24 | $551.3M | $129.9M | ||
| Q2 24 | $318.4M | $125.5M |
净利润FORLOB
| Q1 26 | — | $27.9M | ||
| Q4 25 | $15.4M | $46.2M | ||
| Q3 25 | $86.9M | $26.5M | ||
| Q2 25 | $32.9M | $23.4M | ||
| Q1 25 | $31.6M | $9.7M | ||
| Q4 24 | $16.5M | $9.9M | ||
| Q3 24 | $81.5M | $13.0M | ||
| Q2 24 | $38.7M | $27.0M |
毛利率FORLOB
| Q1 26 | — | — | ||
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — |
营业利润率FORLOB
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 38.2% | ||
| Q3 25 | 16.9% | 25.0% | ||
| Q2 25 | 11.2% | 21.7% | ||
| Q1 25 | 11.6% | 10.4% | ||
| Q4 24 | 8.7% | 11.3% | ||
| Q3 24 | 19.7% | 13.7% | ||
| Q2 24 | 16.2% | 28.7% |
净利率FORLOB
| Q1 26 | — | 19.2% | ||
| Q4 25 | 5.6% | 28.5% | ||
| Q3 25 | 13.0% | 18.1% | ||
| Q2 25 | 8.4% | 16.3% | ||
| Q1 25 | 9.0% | 7.7% | ||
| Q4 24 | 6.6% | 8.5% | ||
| Q3 24 | 14.8% | 10.0% | ||
| Q2 24 | 12.2% | 21.5% |
每股收益（稀释后）FORLOB
| Q1 26 | — | $0.60 | ||
| Q4 25 | $0.30 | $0.96 | ||
| Q3 25 | $1.70 | $0.55 | ||
| Q2 25 | $0.65 | $0.51 | ||
| Q1 25 | $0.62 | $0.21 | ||
| Q4 24 | $0.32 | $0.22 | ||
| Q3 24 | $1.59 | $0.28 | ||
| Q2 24 | $0.76 | $0.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | — |
| 总债务越低越好 | $793.2M | — |
| 股东权益账面价值 | $1.8B | $1.3B |
| 总资产 | $3.2B | $15.3B |
| 负债/权益比越低杠杆越低 | 0.44× | — |
8季度趋势，按日历期对齐
现金及短期投资FORLOB
| Q1 26 | — | — | ||
| Q4 25 | $211.7M | — | ||
| Q3 25 | $379.2M | — | ||
| Q2 25 | $189.2M | — | ||
| Q1 25 | $174.3M | — | ||
| Q4 24 | $132.0M | — | ||
| Q3 24 | $481.2M | — | ||
| Q2 24 | $359.2M | — |
总债务FORLOB
| Q1 26 | — | — | ||
| Q4 25 | $793.2M | — | ||
| Q3 25 | $802.7M | — | ||
| Q2 25 | $872.8M | — | ||
| Q1 25 | $872.5M | — | ||
| Q4 24 | $806.8M | — | ||
| Q3 24 | $706.4M | — | ||
| Q2 24 | $706.1M | — |
股东权益FORLOB
| Q1 26 | — | $1.3B | ||
| Q4 25 | $1.8B | $1.2B | ||
| Q3 25 | $1.8B | $1.2B | ||
| Q2 25 | $1.7B | $1.1B | ||
| Q1 25 | $1.6B | $1.0B | ||
| Q4 24 | $1.6B | $999.0M | ||
| Q3 24 | $1.6B | $1.0B | ||
| Q2 24 | $1.5B | $961.0M |
总资产FORLOB
| Q1 26 | — | $15.3B | ||
| Q4 25 | $3.2B | $15.1B | ||
| Q3 25 | $3.1B | $14.7B | ||
| Q2 25 | $3.1B | $13.8B | ||
| Q1 25 | $3.0B | $13.6B | ||
| Q4 24 | $3.0B | $12.9B | ||
| Q3 24 | $2.8B | $12.6B | ||
| Q2 24 | $2.7B | $11.9B |
负债/权益比FORLOB
| Q1 26 | — | — | ||
| Q4 25 | 0.44× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.47× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | — |
| 自由现金流率自由现金流/营收 | -57.5% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | -10.19× | — |
| 过去12个月自由现金流最近4个季度 | $93.0M | — |
8季度趋势，按日历期对齐
经营现金流FORLOB
| Q1 26 | — | — | ||
| Q4 25 | $-157.0M | $158.2M | ||
| Q3 25 | $256.3M | $62.3M | ||
| Q2 25 | $15.8M | $49.2M | ||
| Q1 25 | $-19.8M | $-33.0M | ||
| Q4 24 | $-450.0M | $156.8M | ||
| Q3 24 | $119.2M | $47.4M | ||
| Q2 24 | $-61.7M | $29.5M |
自由现金流FORLOB
| Q1 26 | — | — | ||
| Q4 25 | $-157.1M | $143.5M | ||
| Q3 25 | $255.6M | $60.6M | ||
| Q2 25 | $15.0M | $47.8M | ||
| Q1 25 | $-20.5M | $-35.3M | ||
| Q4 24 | — | $107.5M | ||
| Q3 24 | $118.4M | $41.0M | ||
| Q2 24 | $-62.3M | $12.3M |
自由现金流率FORLOB
| Q1 26 | — | — | ||
| Q4 25 | -57.5% | 88.6% | ||
| Q3 25 | 38.1% | 41.4% | ||
| Q2 25 | 3.8% | 33.3% | ||
| Q1 25 | -5.8% | -28.0% | ||
| Q4 24 | — | 91.9% | ||
| Q3 24 | 21.5% | 31.6% | ||
| Q2 24 | -19.6% | 9.8% |
资本支出强度FORLOB
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 9.1% | ||
| Q3 25 | 0.1% | 1.2% | ||
| Q2 25 | 0.2% | 1.0% | ||
| Q1 25 | 0.2% | 1.8% | ||
| Q4 24 | 0.0% | 42.2% | ||
| Q3 24 | 0.1% | 4.9% | ||
| Q2 24 | 0.2% | 13.7% |
现金转化率FORLOB
| Q1 26 | — | — | ||
| Q4 25 | -10.19× | 3.42× | ||
| Q3 25 | 2.95× | 2.35× | ||
| Q2 25 | 0.48× | 2.10× | ||
| Q1 25 | -0.63× | -3.39× | ||
| Q4 24 | -27.27× | 15.84× | ||
| Q3 24 | 1.46× | 3.64× | ||
| Q2 24 | -1.59× | 1.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
LOB
暂无分部数据
