vs
Forestar Group Inc.（FOR）与PROSPERITY BANCSHARES INC（PB）财务数据对比。点击上方公司名可切换其他公司
PROSPERITY BANCSHARES INC的季度营收约是Forestar Group Inc.的1.3倍（$367.6M vs $273.0M），PROSPERITY BANCSHARES INC净利率更高（31.6% vs 5.6%，领先26.0%），过去两年PROSPERITY BANCSHARES INC的营收复合增速更高（19.2% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
Prosperity Bancshares Inc.是总部位于美国得克萨斯州休斯顿的银行控股公司，业务覆盖得克萨斯州及俄克拉荷马州中部。截至2019年12月31日，公司共运营285家分支机构，广泛分布在休斯顿、达拉斯-沃斯堡都会区及得州南部、东部、中部、西部等区域。
FOR vs PB — 直观对比
营收规模更大
PB
是对方的1.3倍
$273.0M
净利率更高
PB
高出26.0%
5.6%
两年增速更快
PB
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $367.6M |
| 净利润 | $15.4M | $116.3M |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | — |
| 净利率 | 5.6% | 31.6% |
| 营收同比 | 9.0% | — |
| 净利润同比 | -6.7% | -10.7% |
| 每股收益（稀释后） | $0.30 | $1.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORPB
| Q1 26 | — | $367.6M | ||
| Q4 25 | $273.0M | $275.0M | ||
| Q3 25 | $670.5M | $273.4M | ||
| Q2 25 | $390.5M | $267.7M | ||
| Q1 25 | $351.0M | $265.4M | ||
| Q4 24 | $250.4M | $267.8M | ||
| Q3 24 | $551.3M | $261.7M | ||
| Q2 24 | $318.4M | $258.8M |
净利润FORPB
| Q1 26 | — | $116.3M | ||
| Q4 25 | $15.4M | $139.9M | ||
| Q3 25 | $86.9M | $137.6M | ||
| Q2 25 | $32.9M | $135.2M | ||
| Q1 25 | $31.6M | $130.2M | ||
| Q4 24 | $16.5M | $130.1M | ||
| Q3 24 | $81.5M | $127.3M | ||
| Q2 24 | $38.7M | $111.6M |
毛利率FORPB
| Q1 26 | — | — | ||
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — |
营业利润率FORPB
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 65.1% | ||
| Q3 25 | 16.9% | 64.4% | ||
| Q2 25 | 11.2% | 64.3% | ||
| Q1 25 | 11.6% | 62.7% | ||
| Q4 24 | 8.7% | 62.0% | ||
| Q3 24 | 19.7% | 62.1% | ||
| Q2 24 | 16.2% | 55.2% |
净利率FORPB
| Q1 26 | — | 31.6% | ||
| Q4 25 | 5.6% | 50.9% | ||
| Q3 25 | 13.0% | 50.3% | ||
| Q2 25 | 8.4% | 50.5% | ||
| Q1 25 | 9.0% | 49.1% | ||
| Q4 24 | 6.6% | 48.6% | ||
| Q3 24 | 14.8% | 48.6% | ||
| Q2 24 | 12.2% | 43.1% |
每股收益（稀释后）FORPB
| Q1 26 | — | $1.16 | ||
| Q4 25 | $0.30 | $1.48 | ||
| Q3 25 | $1.70 | $1.45 | ||
| Q2 25 | $0.65 | $1.42 | ||
| Q1 25 | $0.62 | $1.37 | ||
| Q4 24 | $0.32 | $1.36 | ||
| Q3 24 | $1.59 | $1.34 | ||
| Q2 24 | $0.76 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | — |
| 总债务越低越好 | $793.2M | — |
| 股东权益账面价值 | $1.8B | $8.2B |
| 总资产 | $3.2B | $43.6B |
| 负债/权益比越低杠杆越低 | 0.44× | — |
8季度趋势，按日历期对齐
现金及短期投资FORPB
| Q1 26 | — | — | ||
| Q4 25 | $211.7M | — | ||
| Q3 25 | $379.2M | — | ||
| Q2 25 | $189.2M | — | ||
| Q1 25 | $174.3M | — | ||
| Q4 24 | $132.0M | — | ||
| Q3 24 | $481.2M | — | ||
| Q2 24 | $359.2M | — |
总债务FORPB
| Q1 26 | — | — | ||
| Q4 25 | $793.2M | — | ||
| Q3 25 | $802.7M | — | ||
| Q2 25 | $872.8M | — | ||
| Q1 25 | $872.5M | — | ||
| Q4 24 | $806.8M | — | ||
| Q3 24 | $706.4M | — | ||
| Q2 24 | $706.1M | — |
股东权益FORPB
| Q1 26 | — | $8.2B | ||
| Q4 25 | $1.8B | $7.6B | ||
| Q3 25 | $1.8B | $7.7B | ||
| Q2 25 | $1.7B | $7.6B | ||
| Q1 25 | $1.6B | $7.5B | ||
| Q4 24 | $1.6B | $7.4B | ||
| Q3 24 | $1.6B | $7.4B | ||
| Q2 24 | $1.5B | $7.3B |
总资产FORPB
| Q1 26 | — | $43.6B | ||
| Q4 25 | $3.2B | $38.5B | ||
| Q3 25 | $3.1B | $38.3B | ||
| Q2 25 | $3.1B | $38.4B | ||
| Q1 25 | $3.0B | $38.8B | ||
| Q4 24 | $3.0B | $39.6B | ||
| Q3 24 | $2.8B | $40.1B | ||
| Q2 24 | $2.7B | $39.8B |
负债/权益比FORPB
| Q1 26 | — | — | ||
| Q4 25 | 0.44× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.47× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | — |
| 自由现金流率自由现金流/营收 | -57.5% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | -10.19× | — |
| 过去12个月自由现金流最近4个季度 | $93.0M | — |
8季度趋势，按日历期对齐
经营现金流FORPB
| Q1 26 | — | — | ||
| Q4 25 | $-157.0M | $78.3M | ||
| Q3 25 | $256.3M | $194.8M | ||
| Q2 25 | $15.8M | $98.2M | ||
| Q1 25 | $-19.8M | $178.2M | ||
| Q4 24 | $-450.0M | $-205.8M | ||
| Q3 24 | $119.2M | $274.6M | ||
| Q2 24 | $-61.7M | $216.5M |
自由现金流FORPB
| Q1 26 | — | — | ||
| Q4 25 | $-157.1M | $68.5M | ||
| Q3 25 | $255.6M | $185.7M | ||
| Q2 25 | $15.0M | $91.8M | ||
| Q1 25 | $-20.5M | $171.1M | ||
| Q4 24 | — | $-210.7M | ||
| Q3 24 | $118.4M | $270.2M | ||
| Q2 24 | $-62.3M | $211.8M |
自由现金流率FORPB
| Q1 26 | — | — | ||
| Q4 25 | -57.5% | 24.9% | ||
| Q3 25 | 38.1% | 67.9% | ||
| Q2 25 | 3.8% | 34.3% | ||
| Q1 25 | -5.8% | 64.5% | ||
| Q4 24 | — | -78.7% | ||
| Q3 24 | 21.5% | 103.3% | ||
| Q2 24 | -19.6% | 81.8% |
资本支出强度FORPB
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 3.6% | ||
| Q3 25 | 0.1% | 3.3% | ||
| Q2 25 | 0.2% | 2.4% | ||
| Q1 25 | 0.2% | 2.7% | ||
| Q4 24 | 0.0% | 1.8% | ||
| Q3 24 | 0.1% | 1.7% | ||
| Q2 24 | 0.2% | 1.8% |
现金转化率FORPB
| Q1 26 | — | — | ||
| Q4 25 | -10.19× | 0.56× | ||
| Q3 25 | 2.95× | 1.42× | ||
| Q2 25 | 0.48× | 0.73× | ||
| Q1 25 | -0.63× | 1.37× | ||
| Q4 24 | -27.27× | -1.58× | ||
| Q3 24 | 1.46× | 2.16× | ||
| Q2 24 | -1.59× | 1.94× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
