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Forestar Group Inc.（FOR）与Palomar Holdings, Inc.（PLMR）财务数据对比。点击上方公司名可切换其他公司
Forestar Group Inc.的季度营收约是Palomar Holdings, Inc.的1.1倍（$273.0M vs $253.4M），Palomar Holdings, Inc.同比增速更快（62.7% vs 9.0%），Palomar Holdings, Inc.自由现金流更多（$409.0M vs $-157.1M），过去两年Palomar Holdings, Inc.的营收复合增速更高（46.2% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
Palomar Holdings, Inc.是一家专业保险控股企业，主要为存在巨灾风险敞口的住宅及商业资产提供财产保险产品，业务范围覆盖美国全境，核心业务板块包含地震、洪水、风暴等高危财产保障服务。
FOR vs PLMR — 直观对比
营收规模更大
FOR
是对方的1.1倍
$253.4M
营收增速更快
PLMR
高出53.6%
9.0%
自由现金流更多
PLMR
多$566.1M
$-157.1M
两年增速更快
PLMR
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $253.4M |
| 净利润 | $15.4M | — |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | 28.7% |
| 净利率 | 5.6% | — |
| 营收同比 | 9.0% | 62.7% |
| 净利润同比 | -6.7% | — |
| 每股收益（稀释后） | $0.30 | $2.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORPLMR
| Q4 25 | $273.0M | $253.4M | ||
| Q3 25 | $670.5M | $244.7M | ||
| Q2 25 | $390.5M | $203.3M | ||
| Q1 25 | $351.0M | $174.6M | ||
| Q4 24 | $250.4M | $155.8M | ||
| Q3 24 | $551.3M | $148.5M | ||
| Q2 24 | $318.4M | $131.1M | ||
| Q1 24 | $333.8M | $118.5M |
净利润FORPLMR
| Q4 25 | $15.4M | — | ||
| Q3 25 | $86.9M | $51.5M | ||
| Q2 25 | $32.9M | $46.5M | ||
| Q1 25 | $31.6M | $42.9M | ||
| Q4 24 | $16.5M | — | ||
| Q3 24 | $81.5M | $30.5M | ||
| Q2 24 | $38.7M | $25.7M | ||
| Q1 24 | $45.0M | $26.4M |
毛利率FORPLMR
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — | ||
| Q1 24 | 24.9% | — |
营业利润率FORPLMR
| Q4 25 | 7.6% | 28.7% | ||
| Q3 25 | 16.9% | 27.4% | ||
| Q2 25 | 11.2% | 29.5% | ||
| Q1 25 | 11.6% | 30.8% | ||
| Q4 24 | 8.7% | 28.9% | ||
| Q3 24 | 19.7% | 25.9% | ||
| Q2 24 | 16.2% | 25.5% | ||
| Q1 24 | 17.6% | 29.0% |
净利率FORPLMR
| Q4 25 | 5.6% | — | ||
| Q3 25 | 13.0% | 21.0% | ||
| Q2 25 | 8.4% | 22.9% | ||
| Q1 25 | 9.0% | 24.6% | ||
| Q4 24 | 6.6% | — | ||
| Q3 24 | 14.8% | 20.5% | ||
| Q2 24 | 12.2% | 19.6% | ||
| Q1 24 | 13.5% | 22.3% |
每股收益（稀释后）FORPLMR
| Q4 25 | $0.30 | $2.05 | ||
| Q3 25 | $1.70 | $1.87 | ||
| Q2 25 | $0.65 | $1.68 | ||
| Q1 25 | $0.62 | $1.57 | ||
| Q4 24 | $0.32 | $1.29 | ||
| Q3 24 | $1.59 | $1.15 | ||
| Q2 24 | $0.76 | $1.00 | ||
| Q1 24 | $0.89 | $1.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | $106.9M |
| 总债务越低越好 | $793.2M | — |
| 股东权益账面价值 | $1.8B | $942.7M |
| 总资产 | $3.2B | $3.1B |
| 负债/权益比越低杠杆越低 | 0.44× | — |
8季度趋势，按日历期对齐
现金及短期投资FORPLMR
| Q4 25 | $211.7M | $106.9M | ||
| Q3 25 | $379.2M | $111.7M | ||
| Q2 25 | $189.2M | $81.3M | ||
| Q1 25 | $174.3M | $119.3M | ||
| Q4 24 | $132.0M | $80.4M | ||
| Q3 24 | $481.2M | $86.5M | ||
| Q2 24 | $359.2M | $47.8M | ||
| Q1 24 | $416.2M | $61.4M |
总债务FORPLMR
| Q4 25 | $793.2M | — | ||
| Q3 25 | $802.7M | — | ||
| Q2 25 | $872.8M | — | ||
| Q1 25 | $872.5M | — | ||
| Q4 24 | $806.8M | — | ||
| Q3 24 | $706.4M | — | ||
| Q2 24 | $706.1M | — | ||
| Q1 24 | $705.7M | — |
股东权益FORPLMR
| Q4 25 | $1.8B | $942.7M | ||
| Q3 25 | $1.8B | $878.1M | ||
| Q2 25 | $1.7B | $847.2M | ||
| Q1 25 | $1.6B | $790.4M | ||
| Q4 24 | $1.6B | $729.0M | ||
| Q3 24 | $1.6B | $703.3M | ||
| Q2 24 | $1.5B | $532.6M | ||
| Q1 24 | $1.5B | $501.7M |
总资产FORPLMR
| Q4 25 | $3.2B | $3.1B | ||
| Q3 25 | $3.1B | $2.9B | ||
| Q2 25 | $3.1B | $2.8B | ||
| Q1 25 | $3.0B | $2.4B | ||
| Q4 24 | $3.0B | $2.3B | ||
| Q3 24 | $2.8B | $2.3B | ||
| Q2 24 | $2.7B | $2.0B | ||
| Q1 24 | $2.6B | $1.9B |
负债/权益比FORPLMR
| Q4 25 | 0.44× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.47× | — | ||
| Q1 24 | 0.48× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | $409.1M |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | $409.0M |
| 自由现金流率自由现金流/营收 | -57.5% | 161.4% |
| 资本支出强度资本支出/营收 | 0.0% | 0.1% |
| 现金转化率经营现金流/净利润 | -10.19× | — |
| 过去12个月自由现金流最近4个季度 | $93.0M | $700.6M |
8季度趋势，按日历期对齐
经营现金流FORPLMR
| Q4 25 | $-157.0M | $409.1M | ||
| Q3 25 | $256.3M | $83.6M | ||
| Q2 25 | $15.8M | $120.9M | ||
| Q1 25 | $-19.8M | $87.2M | ||
| Q4 24 | $-450.0M | $261.2M | ||
| Q3 24 | $119.2M | $100.3M | ||
| Q2 24 | $-61.7M | $55.1M | ||
| Q1 24 | $-59.2M | $33.1M |
自由现金流FORPLMR
| Q4 25 | $-157.1M | $409.0M | ||
| Q3 25 | $255.6M | $83.6M | ||
| Q2 25 | $15.0M | $120.8M | ||
| Q1 25 | $-20.5M | $87.1M | ||
| Q4 24 | — | $260.9M | ||
| Q3 24 | $118.4M | $100.1M | ||
| Q2 24 | $-62.3M | — | ||
| Q1 24 | $-59.8M | — |
自由现金流率FORPLMR
| Q4 25 | -57.5% | 161.4% | ||
| Q3 25 | 38.1% | 34.2% | ||
| Q2 25 | 3.8% | 59.4% | ||
| Q1 25 | -5.8% | 49.9% | ||
| Q4 24 | — | 167.5% | ||
| Q3 24 | 21.5% | 67.4% | ||
| Q2 24 | -19.6% | — | ||
| Q1 24 | -17.9% | — |
资本支出强度FORPLMR
| Q4 25 | 0.0% | 0.1% | ||
| Q3 25 | 0.1% | 0.0% | ||
| Q2 25 | 0.2% | 0.0% | ||
| Q1 25 | 0.2% | 0.0% | ||
| Q4 24 | 0.0% | 0.2% | ||
| Q3 24 | 0.1% | 0.1% | ||
| Q2 24 | 0.2% | 0.0% | ||
| Q1 24 | 0.2% | 0.0% |
现金转化率FORPLMR
| Q4 25 | -10.19× | — | ||
| Q3 25 | 2.95× | 1.63× | ||
| Q2 25 | 0.48× | 2.60× | ||
| Q1 25 | -0.63× | 2.03× | ||
| Q4 24 | -27.27× | — | ||
| Q3 24 | 1.46× | 3.29× | ||
| Q2 24 | -1.59× | 2.14× | ||
| Q1 24 | -1.32× | 1.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
PLMR
暂无分部数据
