vs
Forestar Group Inc.（FOR）与RENASANT CORP（RNST）财务数据对比。点击上方公司名可切换其他公司
RENASANT CORP的季度营收约是Forestar Group Inc.的1.0倍（$273.8M vs $273.0M），RENASANT CORP净利率更高（32.2% vs 5.6%，领先26.6%），过去两年RENASANT CORP的营收复合增速更高（29.3% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
瑞耐桑特银行是美国密西西比州图珀洛的区域商业金融机构，母公司为瑞耐桑特公司，在阿拉巴马、佛罗里达、佐治亚、密西西比、路易斯安那、田纳西、北卡罗来纳、南卡罗来纳八州拥有280多家分支机构，旗下还运营内容平台“瑞耐桑特国度”，发布博客及节目内容。
FOR vs RNST — 直观对比
营收规模更大
RNST
是对方的1.0倍
$273.0M
净利率更高
RNST
高出26.6%
5.6%
两年增速更快
RNST
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $273.8M |
| 净利润 | $15.4M | $88.2M |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | — |
| 净利率 | 5.6% | 32.2% |
| 营收同比 | 9.0% | — |
| 净利润同比 | -6.7% | 112.5% |
| 每股收益（稀释后） | $0.30 | $0.94 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORRNST
| Q1 26 | — | $273.8M | ||
| Q4 25 | $273.0M | $278.4M | ||
| Q3 25 | $670.5M | $269.5M | ||
| Q2 25 | $390.5M | $267.2M | ||
| Q1 25 | $351.0M | $170.7M | ||
| Q4 24 | $250.4M | $167.1M | ||
| Q3 24 | $551.3M | $220.3M | ||
| Q2 24 | $318.4M | $163.8M |
净利润FORRNST
| Q1 26 | — | $88.2M | ||
| Q4 25 | $15.4M | $78.9M | ||
| Q3 25 | $86.9M | $59.8M | ||
| Q2 25 | $32.9M | $1.0M | ||
| Q1 25 | $31.6M | $41.5M | ||
| Q4 24 | $16.5M | $44.7M | ||
| Q3 24 | $81.5M | $72.5M | ||
| Q2 24 | $38.7M | $38.8M |
毛利率FORRNST
| Q1 26 | — | — | ||
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — |
营业利润率FORRNST
| Q1 26 | — | — | ||
| Q4 25 | 7.6% | 34.8% | ||
| Q3 25 | 16.9% | 27.9% | ||
| Q2 25 | 11.2% | 1.0% | ||
| Q1 25 | 11.6% | 30.4% | ||
| Q4 24 | 8.7% | 29.8% | ||
| Q3 24 | 19.7% | 44.2% | ||
| Q2 24 | 16.2% | 29.6% |
净利率FORRNST
| Q1 26 | — | 32.2% | ||
| Q4 25 | 5.6% | 28.4% | ||
| Q3 25 | 13.0% | 22.2% | ||
| Q2 25 | 8.4% | 0.4% | ||
| Q1 25 | 9.0% | 24.3% | ||
| Q4 24 | 6.6% | 26.8% | ||
| Q3 24 | 14.8% | 32.9% | ||
| Q2 24 | 12.2% | 23.7% |
每股收益（稀释后）FORRNST
| Q1 26 | — | $0.94 | ||
| Q4 25 | $0.30 | $0.78 | ||
| Q3 25 | $1.70 | $0.63 | ||
| Q2 25 | $0.65 | $0.01 | ||
| Q1 25 | $0.62 | $0.65 | ||
| Q4 24 | $0.32 | $0.70 | ||
| Q3 24 | $1.59 | $1.18 | ||
| Q2 24 | $0.76 | $0.69 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | $1.2B |
| 总债务越低越好 | $793.2M | $806.2M |
| 股东权益账面价值 | $1.8B | $3.9B |
| 总资产 | $3.2B | $27.1B |
| 负债/权益比越低杠杆越低 | 0.44× | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资FORRNST
| Q1 26 | — | $1.2B | ||
| Q4 25 | $211.7M | $1.1B | ||
| Q3 25 | $379.2M | $1.1B | ||
| Q2 25 | $189.2M | $1.4B | ||
| Q1 25 | $174.3M | $1.1B | ||
| Q4 24 | $132.0M | $1.1B | ||
| Q3 24 | $481.2M | $1.3B | ||
| Q2 24 | $359.2M | $851.9M |
总债务FORRNST
| Q1 26 | — | $806.2M | ||
| Q4 25 | $793.2M | $499.8M | ||
| Q3 25 | $802.7M | $558.9M | ||
| Q2 25 | $872.8M | $557.0M | ||
| Q1 25 | $872.5M | $433.3M | ||
| Q4 24 | $806.8M | $430.6M | ||
| Q3 24 | $706.4M | $433.2M | ||
| Q2 24 | $706.1M | $428.7M |
股东权益FORRNST
| Q1 26 | — | $3.9B | ||
| Q4 25 | $1.8B | $3.9B | ||
| Q3 25 | $1.8B | $3.8B | ||
| Q2 25 | $1.7B | $3.8B | ||
| Q1 25 | $1.6B | $2.7B | ||
| Q4 24 | $1.6B | $2.7B | ||
| Q3 24 | $1.6B | $2.7B | ||
| Q2 24 | $1.5B | $2.4B |
总资产FORRNST
| Q1 26 | — | $27.1B | ||
| Q4 25 | $3.2B | $26.8B | ||
| Q3 25 | $3.1B | $26.7B | ||
| Q2 25 | $3.1B | $26.6B | ||
| Q1 25 | $3.0B | $18.3B | ||
| Q4 24 | $3.0B | $18.0B | ||
| Q3 24 | $2.8B | $18.0B | ||
| Q2 24 | $2.7B | $17.5B |
负债/权益比FORRNST
| Q1 26 | — | 0.21× | ||
| Q4 25 | 0.44× | 0.13× | ||
| Q3 25 | 0.45× | 0.15× | ||
| Q2 25 | 0.52× | 0.15× | ||
| Q1 25 | 0.53× | 0.16× | ||
| Q4 24 | 0.50× | 0.16× | ||
| Q3 24 | 0.44× | 0.16× | ||
| Q2 24 | 0.47× | 0.18× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | — |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | — |
| 自由现金流率自由现金流/营收 | -57.5% | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | -10.19× | — |
| 过去12个月自由现金流最近4个季度 | $93.0M | — |
8季度趋势，按日历期对齐
经营现金流FORRNST
| Q1 26 | — | — | ||
| Q4 25 | $-157.0M | $271.5M | ||
| Q3 25 | $256.3M | $135.5M | ||
| Q2 25 | $15.8M | $-77.3M | ||
| Q1 25 | $-19.8M | $106.2M | ||
| Q4 24 | $-450.0M | $106.4M | ||
| Q3 24 | $119.2M | $-1.7M | ||
| Q2 24 | $-61.7M | $-49.1M |
自由现金流FORRNST
| Q1 26 | — | — | ||
| Q4 25 | $-157.1M | $237.8M | ||
| Q3 25 | $255.6M | $120.1M | ||
| Q2 25 | $15.0M | $-87.5M | ||
| Q1 25 | $-20.5M | $101.3M | ||
| Q4 24 | — | $92.8M | ||
| Q3 24 | $118.4M | $-5.3M | ||
| Q2 24 | $-62.3M | $-52.6M |
自由现金流率FORRNST
| Q1 26 | — | — | ||
| Q4 25 | -57.5% | 85.4% | ||
| Q3 25 | 38.1% | 44.6% | ||
| Q2 25 | 3.8% | -32.7% | ||
| Q1 25 | -5.8% | 59.4% | ||
| Q4 24 | — | 55.5% | ||
| Q3 24 | 21.5% | -2.4% | ||
| Q2 24 | -19.6% | -32.1% |
资本支出强度FORRNST
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 12.1% | ||
| Q3 25 | 0.1% | 5.7% | ||
| Q2 25 | 0.2% | 3.8% | ||
| Q1 25 | 0.2% | 2.8% | ||
| Q4 24 | 0.0% | 8.2% | ||
| Q3 24 | 0.1% | 1.6% | ||
| Q2 24 | 0.2% | 2.1% |
现金转化率FORRNST
| Q1 26 | — | — | ||
| Q4 25 | -10.19× | 3.44× | ||
| Q3 25 | 2.95× | 2.27× | ||
| Q2 25 | 0.48× | -75.92× | ||
| Q1 25 | -0.63× | 2.56× | ||
| Q4 24 | -27.27× | 2.38× | ||
| Q3 24 | 1.46× | -0.02× | ||
| Q2 24 | -1.59× | -1.26× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
RNST
| Net Interest Income | $223.6M | 82% |
| Noninterest Income | $50.3M | 18% |
