vs
Forestar Group Inc.（FOR）与SAFETY INSURANCE GROUP INC（SAFT）财务数据对比。点击上方公司名可切换其他公司
SAFETY INSURANCE GROUP INC的季度营收约是Forestar Group Inc.的1.2倍（$319.3M vs $273.0M），SAFETY INSURANCE GROUP INC净利率更高（6.3% vs 5.6%，领先0.7%），SAFETY INSURANCE GROUP INC同比增速更快（11.4% vs 9.0%），SAFETY INSURANCE GROUP INC自由现金流更多（$192.0M vs $-157.1M），过去两年SAFETY INSURANCE GROUP INC的营收复合增速更高（9.1% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
全美互助保险集团及其关联公司，常简称为Nationwide，是一家总部位于美国俄亥俄州哥伦布市的大型保险金融服务集团，在亚利桑那州斯科茨代尔、爱荷华州得梅因都设有区域总部。目前集团拥有约2.4万名员工，位列2025年财富美国500强榜单第72名。
FOR vs SAFT — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $319.3M |
| 净利润 | $15.4M | $20.1M |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | 8.0% |
| 净利率 | 5.6% | 6.3% |
| 营收同比 | 9.0% | 11.4% |
| 净利润同比 | -6.7% | 147.3% |
| 每股收益（稀释后） | $0.30 | $1.36 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $273.0M | $319.3M | ||
| Q3 25 | $670.5M | $326.6M | ||
| Q2 25 | $390.5M | $316.3M | ||
| Q1 25 | $351.0M | $301.4M | ||
| Q4 24 | $250.4M | $286.7M | ||
| Q3 24 | $551.3M | $295.3M | ||
| Q2 24 | $318.4M | $269.8M | ||
| Q1 24 | $333.8M | $268.2M |
| Q4 25 | $15.4M | $20.1M | ||
| Q3 25 | $86.9M | $28.3M | ||
| Q2 25 | $32.9M | $28.9M | ||
| Q1 25 | $31.6M | $21.9M | ||
| Q4 24 | $16.5M | $8.1M | ||
| Q3 24 | $81.5M | $25.9M | ||
| Q2 24 | $38.7M | $16.6M | ||
| Q1 24 | $45.0M | $20.1M |
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — | ||
| Q1 24 | 24.9% | — |
| Q4 25 | 7.6% | 8.0% | ||
| Q3 25 | 16.9% | 11.1% | ||
| Q2 25 | 11.2% | 11.6% | ||
| Q1 25 | 11.6% | 9.4% | ||
| Q4 24 | 8.7% | 3.5% | ||
| Q3 24 | 19.7% | 11.1% | ||
| Q2 24 | 16.2% | 7.9% | ||
| Q1 24 | 17.6% | 9.5% |
| Q4 25 | 5.6% | 6.3% | ||
| Q3 25 | 13.0% | 8.7% | ||
| Q2 25 | 8.4% | 9.1% | ||
| Q1 25 | 9.0% | 7.3% | ||
| Q4 24 | 6.6% | 2.8% | ||
| Q3 24 | 14.8% | 8.8% | ||
| Q2 24 | 12.2% | 6.2% | ||
| Q1 24 | 13.5% | 7.5% |
| Q4 25 | $0.30 | $1.36 | ||
| Q3 25 | $1.70 | $1.91 | ||
| Q2 25 | $0.65 | $1.95 | ||
| Q1 25 | $0.62 | $1.48 | ||
| Q4 24 | $0.32 | $0.56 | ||
| Q3 24 | $1.59 | $1.73 | ||
| Q2 24 | $0.76 | $1.13 | ||
| Q1 24 | $0.89 | $1.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | $73.9M |
| 总债务越低越好 | $793.2M | $50.0M |
| 股东权益账面价值 | $1.8B | $892.3M |
| 总资产 | $3.2B | $2.5B |
| 负债/权益比越低杠杆越低 | 0.44× | 0.06× |
8季度趋势，按日历期对齐
| Q4 25 | $211.7M | $73.9M | ||
| Q3 25 | $379.2M | $56.2M | ||
| Q2 25 | $189.2M | $49.4M | ||
| Q1 25 | $174.3M | $64.7M | ||
| Q4 24 | $132.0M | $59.0M | ||
| Q3 24 | $481.2M | $82.3M | ||
| Q2 24 | $359.2M | $44.6M | ||
| Q1 24 | $416.2M | $30.8M |
| Q4 25 | $793.2M | $50.0M | ||
| Q3 25 | $802.7M | $30.0M | ||
| Q2 25 | $872.8M | $30.0M | ||
| Q1 25 | $872.5M | $30.0M | ||
| Q4 24 | $806.8M | — | ||
| Q3 24 | $706.4M | — | ||
| Q2 24 | $706.1M | — | ||
| Q1 24 | $705.7M | — |
| Q4 25 | $1.8B | $892.3M | ||
| Q3 25 | $1.8B | $899.6M | ||
| Q2 25 | $1.7B | $873.3M | ||
| Q1 25 | $1.6B | $850.7M | ||
| Q4 24 | $1.6B | $828.5M | ||
| Q3 24 | $1.6B | $851.4M | ||
| Q2 24 | $1.5B | $810.2M | ||
| Q1 24 | $1.5B | $807.1M |
| Q4 25 | $3.2B | $2.5B | ||
| Q3 25 | $3.1B | $2.4B | ||
| Q2 25 | $3.1B | $2.4B | ||
| Q1 25 | $3.0B | $2.3B | ||
| Q4 24 | $3.0B | $2.3B | ||
| Q3 24 | $2.8B | $2.3B | ||
| Q2 24 | $2.7B | $2.2B | ||
| Q1 24 | $2.6B | $2.1B |
| Q4 25 | 0.44× | 0.06× | ||
| Q3 25 | 0.45× | 0.03× | ||
| Q2 25 | 0.52× | 0.03× | ||
| Q1 25 | 0.53× | 0.04× | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.47× | — | ||
| Q1 24 | 0.48× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | $194.5M |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | $192.0M |
| 自由现金流率自由现金流/营收 | -57.5% | 60.1% |
| 资本支出强度资本支出/营收 | 0.0% | 0.8% |
| 现金转化率经营现金流/净利润 | -10.19× | 9.67× |
| 过去12个月自由现金流最近4个季度 | $93.0M | — |
8季度趋势，按日历期对齐
| Q4 25 | $-157.0M | $194.5M | ||
| Q3 25 | $256.3M | $85.5M | ||
| Q2 25 | $15.8M | $32.3M | ||
| Q1 25 | $-19.8M | $3.2M | ||
| Q4 24 | $-450.0M | $128.7M | ||
| Q3 24 | $119.2M | $73.8M | ||
| Q2 24 | $-61.7M | $25.6M | ||
| Q1 24 | $-59.2M | $-21.1M |
| Q4 25 | $-157.1M | $192.0M | ||
| Q3 25 | $255.6M | — | ||
| Q2 25 | $15.0M | $32.3M | ||
| Q1 25 | $-20.5M | $2.8M | ||
| Q4 24 | — | $124.3M | ||
| Q3 24 | $118.4M | $73.2M | ||
| Q2 24 | $-62.3M | $25.0M | ||
| Q1 24 | $-59.8M | $-24.2M |
| Q4 25 | -57.5% | 60.1% | ||
| Q3 25 | 38.1% | — | ||
| Q2 25 | 3.8% | 10.2% | ||
| Q1 25 | -5.8% | 0.9% | ||
| Q4 24 | — | 43.4% | ||
| Q3 24 | 21.5% | 24.8% | ||
| Q2 24 | -19.6% | 9.3% | ||
| Q1 24 | -17.9% | -9.0% |
| Q4 25 | 0.0% | 0.8% | ||
| Q3 25 | 0.1% | 0.0% | ||
| Q2 25 | 0.2% | 0.0% | ||
| Q1 25 | 0.2% | 0.1% | ||
| Q4 24 | 0.0% | 1.5% | ||
| Q3 24 | 0.1% | 0.2% | ||
| Q2 24 | 0.2% | 0.2% | ||
| Q1 24 | 0.2% | 1.1% |
| Q4 25 | -10.19× | 9.67× | ||
| Q3 25 | 2.95× | 3.02× | ||
| Q2 25 | 0.48× | 1.12× | ||
| Q1 25 | -0.63× | 0.14× | ||
| Q4 24 | -27.27× | 15.83× | ||
| Q3 24 | 1.46× | 2.85× | ||
| Q2 24 | -1.59× | 1.54× | ||
| Q1 24 | -1.32× | -1.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
SAFT
暂无分部数据
