vs
Forestar Group Inc.（FOR）与Skyward Specialty Insurance Group, Inc.（SKWD）财务数据对比。点击上方公司名可切换其他公司
Skyward Specialty Insurance Group, Inc.的季度营收约是Forestar Group Inc.的1.4倍（$385.6M vs $273.0M），Skyward Specialty Insurance Group, Inc.净利率更高（11.2% vs 5.6%，领先5.6%），Skyward Specialty Insurance Group, Inc.同比增速更快（26.7% vs 9.0%），Skyward Specialty Insurance Group, Inc.自由现金流更多（$402.6M vs $-157.1M），过去两年Skyward Specialty Insurance Group, Inc.的营收复合增速更高（20.6% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
Skyward Specialty Insurance Group是一家专业财产和意外伤害保险提供商，推出商业车险、一般责任险、职业赔偿险、特种财产险等定制化保障方案，主要服务美国各地的中小企业及细分行业客户，专注承保服务不足群体的复杂高难度风险。
FOR vs SKWD — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $385.6M |
| 净利润 | $15.4M | $43.2M |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | 14.2% |
| 净利率 | 5.6% | 11.2% |
| 营收同比 | 9.0% | 26.7% |
| 净利润同比 | -6.7% | 200.1% |
| 每股收益（稀释后） | $0.30 | $1.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $273.0M | $385.6M | ||
| Q3 25 | $670.5M | $382.5M | ||
| Q2 25 | $390.5M | $319.9M | ||
| Q1 25 | $351.0M | $328.5M | ||
| Q4 24 | $250.4M | $304.4M | ||
| Q3 24 | $551.3M | $300.9M | ||
| Q2 24 | $318.4M | $279.9M | ||
| Q1 24 | $333.8M | $265.0M |
| Q4 25 | $15.4M | $43.2M | ||
| Q3 25 | $86.9M | $45.9M | ||
| Q2 25 | $32.9M | $38.8M | ||
| Q1 25 | $31.6M | $42.1M | ||
| Q4 24 | $16.5M | $14.4M | ||
| Q3 24 | $81.5M | $36.7M | ||
| Q2 24 | $38.7M | $31.0M | ||
| Q1 24 | $45.0M | $36.8M |
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — | ||
| Q1 24 | 24.9% | — |
| Q4 25 | 7.6% | 14.2% | ||
| Q3 25 | 16.9% | 15.8% | ||
| Q2 25 | 11.2% | 15.6% | ||
| Q1 25 | 11.6% | 15.7% | ||
| Q4 24 | 8.7% | 6.1% | ||
| Q3 24 | 19.7% | 15.6% | ||
| Q2 24 | 16.2% | 14.4% | ||
| Q1 24 | 17.6% | 17.7% |
| Q4 25 | 5.6% | 11.2% | ||
| Q3 25 | 13.0% | 12.0% | ||
| Q2 25 | 8.4% | 12.1% | ||
| Q1 25 | 9.0% | 12.8% | ||
| Q4 24 | 6.6% | 4.7% | ||
| Q3 24 | 14.8% | 12.2% | ||
| Q2 24 | 12.2% | 11.1% | ||
| Q1 24 | 13.5% | 13.9% |
| Q4 25 | $0.30 | $1.03 | ||
| Q3 25 | $1.70 | $1.10 | ||
| Q2 25 | $0.65 | $0.93 | ||
| Q1 25 | $0.62 | $1.01 | ||
| Q4 24 | $0.32 | $0.33 | ||
| Q3 24 | $1.59 | $0.89 | ||
| Q2 24 | $0.76 | $0.75 | ||
| Q1 24 | $0.89 | $0.90 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | $168.5M |
| 总债务越低越好 | $793.2M | — |
| 股东权益账面价值 | $1.8B | $1.0B |
| 总资产 | $3.2B | $4.8B |
| 负债/权益比越低杠杆越低 | 0.44× | — |
8季度趋势，按日历期对齐
| Q4 25 | $211.7M | $168.5M | ||
| Q3 25 | $379.2M | $160.1M | ||
| Q2 25 | $189.2M | $136.6M | ||
| Q1 25 | $174.3M | $112.9M | ||
| Q4 24 | $132.0M | $121.6M | ||
| Q3 24 | $481.2M | $105.6M | ||
| Q2 24 | $359.2M | $73.0M | ||
| Q1 24 | $416.2M | $85.1M |
| Q4 25 | $793.2M | — | ||
| Q3 25 | $802.7M | — | ||
| Q2 25 | $872.8M | — | ||
| Q1 25 | $872.5M | — | ||
| Q4 24 | $806.8M | — | ||
| Q3 24 | $706.4M | — | ||
| Q2 24 | $706.1M | — | ||
| Q1 24 | $705.7M | — |
| Q4 25 | $1.8B | $1.0B | ||
| Q3 25 | $1.8B | $961.4M | ||
| Q2 25 | $1.7B | $899.9M | ||
| Q1 25 | $1.6B | $850.7M | ||
| Q4 24 | $1.6B | $794.0M | ||
| Q3 24 | $1.6B | $797.5M | ||
| Q2 24 | $1.5B | $723.6M | ||
| Q1 24 | $1.5B | $692.3M |
| Q4 25 | $3.2B | $4.8B | ||
| Q3 25 | $3.1B | $4.6B | ||
| Q2 25 | $3.1B | $4.3B | ||
| Q1 25 | $3.0B | $4.0B | ||
| Q4 24 | $3.0B | $3.7B | ||
| Q3 24 | $2.8B | $3.6B | ||
| Q2 24 | $2.7B | $3.4B | ||
| Q1 24 | $2.6B | $3.2B |
| Q4 25 | 0.44× | — | ||
| Q3 25 | 0.45× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | 0.44× | — | ||
| Q2 24 | 0.47× | — | ||
| Q1 24 | 0.48× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | $408.1M |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | $402.6M |
| 自由现金流率自由现金流/营收 | -57.5% | 104.4% |
| 资本支出强度资本支出/营收 | 0.0% | 1.4% |
| 现金转化率经营现金流/净利润 | -10.19× | 9.44× |
| 过去12个月自由现金流最近4个季度 | $93.0M | $755.2M |
8季度趋势，按日历期对齐
| Q4 25 | $-157.0M | $408.1M | ||
| Q3 25 | $256.3M | $171.4M | ||
| Q2 25 | $15.8M | $88.2M | ||
| Q1 25 | $-19.8M | $96.8M | ||
| Q4 24 | $-450.0M | $305.1M | ||
| Q3 24 | $119.2M | $168.0M | ||
| Q2 24 | $-61.7M | $21.0M | ||
| Q1 24 | $-59.2M | $94.3M |
| Q4 25 | $-157.1M | $402.6M | ||
| Q3 25 | $255.6M | $168.9M | ||
| Q2 25 | $15.0M | $87.1M | ||
| Q1 25 | $-20.5M | $96.6M | ||
| Q4 24 | — | $300.9M | ||
| Q3 24 | $118.4M | $167.6M | ||
| Q2 24 | $-62.3M | $18.4M | ||
| Q1 24 | $-59.8M | $94.0M |
| Q4 25 | -57.5% | 104.4% | ||
| Q3 25 | 38.1% | 44.2% | ||
| Q2 25 | 3.8% | 27.2% | ||
| Q1 25 | -5.8% | 29.4% | ||
| Q4 24 | — | 98.8% | ||
| Q3 24 | 21.5% | 55.7% | ||
| Q2 24 | -19.6% | 6.6% | ||
| Q1 24 | -17.9% | 35.5% |
| Q4 25 | 0.0% | 1.4% | ||
| Q3 25 | 0.1% | 0.6% | ||
| Q2 25 | 0.2% | 0.3% | ||
| Q1 25 | 0.2% | 0.1% | ||
| Q4 24 | 0.0% | 1.4% | ||
| Q3 24 | 0.1% | 0.1% | ||
| Q2 24 | 0.2% | 0.9% | ||
| Q1 24 | 0.2% | 0.1% |
| Q4 25 | -10.19× | 9.44× | ||
| Q3 25 | 2.95× | 3.73× | ||
| Q2 25 | 0.48× | 2.27× | ||
| Q1 25 | -0.63× | 2.30× | ||
| Q4 24 | -27.27× | 21.18× | ||
| Q3 24 | 1.46× | 4.58× | ||
| Q2 24 | -1.59× | 0.68× | ||
| Q1 24 | -1.32× | 2.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
SKWD
暂无分部数据
