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Forestar Group Inc.（FOR）与SelectQuote, Inc.（SLQT）财务数据对比。点击上方公司名可切换其他公司
SelectQuote, Inc.的季度营收约是Forestar Group Inc.的2.0倍（$537.1M vs $273.0M），SelectQuote, Inc.净利率更高（12.9% vs 5.6%，领先7.3%），SelectQuote, Inc.同比增速更快（11.6% vs 9.0%），SelectQuote, Inc.自由现金流更多（$-1.0M vs $-157.1M），过去两年SelectQuote, Inc.的营收复合增速更高（19.5% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
SelectQuote是面向消费者的直售平台，主营保险产品与医疗服务业务，通过对接消费者与保险机构获取佣金，覆盖长者健康险、人寿险、车险、家财险等品类，医疗服务板块以认证药房SelectRx为核心业务，公司于2020年5月上市。
FOR vs SLQT — 直观对比
营收规模更大
SLQT
是对方的2.0倍
$273.0M
营收增速更快
SLQT
高出2.6%
9.0%
净利率更高
SLQT
高出7.3%
5.6%
自由现金流更多
SLQT
多$156.1M
$-157.1M
两年增速更快
SLQT
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $537.1M |
| 净利润 | $15.4M | $69.3M |
| 毛利率 | 20.1% | 61.8% |
| 营业利润率 | 7.6% | 14.0% |
| 净利率 | 5.6% | 12.9% |
| 营收同比 | 9.0% | 11.6% |
| 净利润同比 | -6.7% | 30.2% |
| 每股收益（稀释后） | $0.30 | $0.26 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORSLQT
| Q4 25 | $273.0M | $537.1M | ||
| Q3 25 | $670.5M | $328.8M | ||
| Q2 25 | $390.5M | $345.1M | ||
| Q1 25 | $351.0M | $408.2M | ||
| Q4 24 | $250.4M | $481.1M | ||
| Q3 24 | $551.3M | $292.3M | ||
| Q2 24 | $318.4M | $307.2M | ||
| Q1 24 | $333.8M | $376.4M |
净利润FORSLQT
| Q4 25 | $15.4M | $69.3M | ||
| Q3 25 | $86.9M | $-30.5M | ||
| Q2 25 | $32.9M | $12.9M | ||
| Q1 25 | $31.6M | $26.0M | ||
| Q4 24 | $16.5M | $53.2M | ||
| Q3 24 | $81.5M | $-44.5M | ||
| Q2 24 | $38.7M | $-31.0M | ||
| Q1 24 | $45.0M | $8.6M |
毛利率FORSLQT
| Q4 25 | 20.1% | 61.8% | ||
| Q3 25 | 22.3% | 41.4% | ||
| Q2 25 | 20.4% | 47.2% | ||
| Q1 25 | 22.6% | 60.2% | ||
| Q4 24 | 22.0% | 67.5% | ||
| Q3 24 | 23.9% | 55.7% | ||
| Q2 24 | 22.5% | 60.7% | ||
| Q1 24 | 24.9% | 71.8% |
营业利润率FORSLQT
| Q4 25 | 7.6% | 14.0% | ||
| Q3 25 | 16.9% | -12.4% | ||
| Q2 25 | 11.2% | -3.6% | ||
| Q1 25 | 11.6% | 5.4% | ||
| Q4 24 | 8.7% | 14.7% | ||
| Q3 24 | 19.7% | -4.1% | ||
| Q2 24 | 16.2% | -0.5% | ||
| Q1 24 | 17.6% | 8.8% |
净利率FORSLQT
| Q4 25 | 5.6% | 12.9% | ||
| Q3 25 | 13.0% | -9.3% | ||
| Q2 25 | 8.4% | 3.7% | ||
| Q1 25 | 9.0% | 6.4% | ||
| Q4 24 | 6.6% | 11.1% | ||
| Q3 24 | 14.8% | -15.2% | ||
| Q2 24 | 12.2% | -10.1% | ||
| Q1 24 | 13.5% | 2.3% |
每股收益（稀释后）FORSLQT
| Q4 25 | $0.30 | $0.26 | ||
| Q3 25 | $1.70 | $-0.26 | ||
| Q2 25 | $0.65 | $-0.06 | ||
| Q1 25 | $0.62 | $0.03 | ||
| Q4 24 | $0.32 | $0.30 | ||
| Q3 24 | $1.59 | $-0.26 | ||
| Q2 24 | $0.76 | $-0.17 | ||
| Q1 24 | $0.89 | $0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | $18.3M |
| 总债务越低越好 | $793.2M | $405.8M |
| 股东权益账面价值 | $1.8B | $359.7M |
| 总资产 | $3.2B | $1.4B |
| 负债/权益比越低杠杆越低 | 0.44× | 1.13× |
8季度趋势，按日历期对齐
现金及短期投资FORSLQT
| Q4 25 | $211.7M | $18.3M | ||
| Q3 25 | $379.2M | $10.7M | ||
| Q2 25 | $189.2M | $32.4M | ||
| Q1 25 | $174.3M | $80.1M | ||
| Q4 24 | $132.0M | $7.3M | ||
| Q3 24 | $481.2M | $10.4M | ||
| Q2 24 | $359.2M | $42.7M | ||
| Q1 24 | $416.2M | $37.8M |
总债务FORSLQT
| Q4 25 | $793.2M | $405.8M | ||
| Q3 25 | $802.7M | $393.1M | ||
| Q2 25 | $872.8M | $385.1M | ||
| Q1 25 | $872.5M | $391.5M | ||
| Q4 24 | $806.8M | $711.9M | ||
| Q3 24 | $706.4M | $680.4M | ||
| Q2 24 | $706.1M | $683.3M | ||
| Q1 24 | $705.7M | $686.0M |
股东权益FORSLQT
| Q4 25 | $1.8B | $359.7M | ||
| Q3 25 | $1.8B | $305.1M | ||
| Q2 25 | $1.7B | $351.1M | ||
| Q1 25 | $1.6B | $350.2M | ||
| Q4 24 | $1.6B | $326.0M | ||
| Q3 24 | $1.6B | $269.4M | ||
| Q2 24 | $1.5B | $316.8M | ||
| Q1 24 | $1.5B | $346.8M |
总资产FORSLQT
| Q4 25 | $3.2B | $1.4B | ||
| Q3 25 | $3.1B | $1.2B | ||
| Q2 25 | $3.1B | $1.2B | ||
| Q1 25 | $3.0B | $1.3B | ||
| Q4 24 | $3.0B | $1.3B | ||
| Q3 24 | $2.8B | $1.1B | ||
| Q2 24 | $2.7B | $1.2B | ||
| Q1 24 | $2.6B | $1.2B |
负债/权益比FORSLQT
| Q4 25 | 0.44× | 1.13× | ||
| Q3 25 | 0.45× | 1.29× | ||
| Q2 25 | 0.52× | 1.10× | ||
| Q1 25 | 0.53× | 1.12× | ||
| Q4 24 | 0.50× | 2.18× | ||
| Q3 24 | 0.44× | 2.53× | ||
| Q2 24 | 0.47× | 2.16× | ||
| Q1 24 | 0.48× | 1.98× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | $52.0K |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | $-1.0M |
| 自由现金流率自由现金流/营收 | -57.5% | -0.2% |
| 资本支出强度资本支出/营收 | 0.0% | 0.2% |
| 现金转化率经营现金流/净利润 | -10.19× | 0.00× |
| 过去12个月自由现金流最近4个季度 | $93.0M | $8.5M |
8季度趋势，按日历期对齐
经营现金流FORSLQT
| Q4 25 | $-157.0M | $52.0K | ||
| Q3 25 | $256.3M | $-21.6M | ||
| Q2 25 | $15.8M | $-37.5M | ||
| Q1 25 | $-19.8M | $71.1M | ||
| Q4 24 | $-450.0M | $-28.7M | ||
| Q3 24 | $119.2M | $-16.6M | ||
| Q2 24 | $-61.7M | $20.0M | ||
| Q1 24 | $-59.2M | $44.5M |
自由现金流FORSLQT
| Q4 25 | $-157.1M | $-1.0M | ||
| Q3 25 | $255.6M | $-22.7M | ||
| Q2 25 | $15.0M | $-38.0M | ||
| Q1 25 | $-20.5M | $70.2M | ||
| Q4 24 | — | $-29.0M | ||
| Q3 24 | $118.4M | $-17.1M | ||
| Q2 24 | $-62.3M | $19.7M | ||
| Q1 24 | $-59.8M | $43.4M |
自由现金流率FORSLQT
| Q4 25 | -57.5% | -0.2% | ||
| Q3 25 | 38.1% | -6.9% | ||
| Q2 25 | 3.8% | -11.0% | ||
| Q1 25 | -5.8% | 17.2% | ||
| Q4 24 | — | -6.0% | ||
| Q3 24 | 21.5% | -5.8% | ||
| Q2 24 | -19.6% | 6.4% | ||
| Q1 24 | -17.9% | 11.5% |
资本支出强度FORSLQT
| Q4 25 | 0.0% | 0.2% | ||
| Q3 25 | 0.1% | 0.3% | ||
| Q2 25 | 0.2% | 0.1% | ||
| Q1 25 | 0.2% | 0.2% | ||
| Q4 24 | 0.0% | 0.1% | ||
| Q3 24 | 0.1% | 0.2% | ||
| Q2 24 | 0.2% | 0.1% | ||
| Q1 24 | 0.2% | 0.3% |
现金转化率FORSLQT
| Q4 25 | -10.19× | 0.00× | ||
| Q3 25 | 2.95× | — | ||
| Q2 25 | 0.48× | -2.91× | ||
| Q1 25 | -0.63× | 2.73× | ||
| Q4 24 | -27.27× | -0.54× | ||
| Q3 24 | 1.46× | — | ||
| Q2 24 | -1.59× | — | ||
| Q1 24 | -1.32× | 5.20× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
SLQT
| Healthcare Services Segment | $230.7M | 43% |
| Pharmacy | $227.2M | 42% |
| Other | $30.4M | 6% |
| Final Expense | $20.4M | 4% |
| Term | $18.5M | 3% |
| Other Senior | $6.3M | 1% |
| All Other Revenue | $3.9M | 1% |
