vs
Forestar Group Inc.（FOR）与WORLD ACCEPTANCE CORP（WRLD）财务数据对比。点击上方公司名可切换其他公司
Forestar Group Inc.的季度营收约是WORLD ACCEPTANCE CORP的1.9倍（$273.0M vs $141.3M），Forestar Group Inc.净利率更高（5.6% vs -0.6%，领先6.3%），Forestar Group Inc.同比增速更快（9.0% vs 1.9%），WORLD ACCEPTANCE CORP自由现金流更多（$57.2M vs $-157.1M），过去两年WORLD ACCEPTANCE CORP的营收复合增速更高（-5.8% vs -9.6%）
福雷斯特集团是一家住宅地块开发企业，总部位于得克萨斯州阿灵顿，业务覆盖美国21个州的51个市场。截至2020年12月31日的12个月内，该公司交付了11518块住宅地块，目前在纽约证券交易所上市，自2002年起就是美国规模最大的住宅建筑商D.R. Horton的控股子公司。
本公司是一家汽车金融企业，主营汽车贷款及相关金融产品，业务通过全国合作经销商网络开展。目前公司运营两大核心业务项目，分别为投资组合项目与收购项目，通过这两个项目，公司可向汽车经销商预先提供资金，以此获得底层消费贷款的服务权等相关权益。
FOR vs WRLD — 直观对比
营收规模更大
FOR
是对方的1.9倍
$141.3M
营收增速更快
FOR
高出7.1%
1.9%
净利率更高
FOR
高出6.3%
-0.6%
自由现金流更多
WRLD
多$214.3M
$-157.1M
两年增速更快
WRLD
近两年复合增速
-9.6%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $273.0M | $141.3M |
| 净利润 | $15.4M | $-911.3K |
| 毛利率 | 20.1% | — |
| 营业利润率 | 7.6% | -0.7% |
| 净利率 | 5.6% | -0.6% |
| 营收同比 | 9.0% | 1.9% |
| 净利润同比 | -6.7% | -106.8% |
| 每股收益（稀释后） | $0.30 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORWRLD
| Q4 25 | $273.0M | $141.3M | ||
| Q3 25 | $670.5M | $134.5M | ||
| Q2 25 | $390.5M | $132.5M | ||
| Q1 25 | $351.0M | $165.3M | ||
| Q4 24 | $250.4M | $138.6M | ||
| Q3 24 | $551.3M | $131.4M | ||
| Q2 24 | $318.4M | $129.5M | ||
| Q1 24 | $333.8M | $159.3M |
净利润FORWRLD
| Q4 25 | $15.4M | $-911.3K | ||
| Q3 25 | $86.9M | $-1.9M | ||
| Q2 25 | $32.9M | $1.3M | ||
| Q1 25 | $31.6M | $44.3M | ||
| Q4 24 | $16.5M | $13.4M | ||
| Q3 24 | $81.5M | $22.1M | ||
| Q2 24 | $38.7M | $9.9M | ||
| Q1 24 | $45.0M | $35.1M |
毛利率FORWRLD
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | — | ||
| Q2 25 | 20.4% | — | ||
| Q1 25 | 22.6% | — | ||
| Q4 24 | 22.0% | — | ||
| Q3 24 | 23.9% | — | ||
| Q2 24 | 22.5% | — | ||
| Q1 24 | 24.9% | — |
营业利润率FORWRLD
| Q4 25 | 7.6% | -0.7% | ||
| Q3 25 | 16.9% | -1.3% | ||
| Q2 25 | 11.2% | 1.5% | ||
| Q1 25 | 11.6% | 33.3% | ||
| Q4 24 | 8.7% | 11.6% | ||
| Q3 24 | 19.7% | 21.3% | ||
| Q2 24 | 16.2% | 10.0% | ||
| Q1 24 | 17.6% | 29.3% |
净利率FORWRLD
| Q4 25 | 5.6% | -0.6% | ||
| Q3 25 | 13.0% | -1.4% | ||
| Q2 25 | 8.4% | 1.0% | ||
| Q1 25 | 9.0% | 26.8% | ||
| Q4 24 | 6.6% | 9.7% | ||
| Q3 24 | 14.8% | 16.8% | ||
| Q2 24 | 12.2% | 7.7% | ||
| Q1 24 | 13.5% | 22.0% |
每股收益（稀释后）FORWRLD
| Q4 25 | $0.30 | $-0.19 | ||
| Q3 25 | $1.70 | $-0.38 | ||
| Q2 25 | $0.65 | $0.25 | ||
| Q1 25 | $0.62 | $8.07 | ||
| Q4 24 | $0.32 | $2.45 | ||
| Q3 24 | $1.59 | $3.99 | ||
| Q2 24 | $0.76 | $1.79 | ||
| Q1 24 | $0.89 | $6.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $211.7M | $10.0M |
| 总债务越低越好 | $793.2M | $677.2M |
| 股东权益账面价值 | $1.8B | $351.6M |
| 总资产 | $3.2B | $1.1B |
| 负债/权益比越低杠杆越低 | 0.44× | 1.93× |
8季度趋势，按日历期对齐
现金及短期投资FORWRLD
| Q4 25 | $211.7M | $10.0M | ||
| Q3 25 | $379.2M | $14.9M | ||
| Q2 25 | $189.2M | $8.1M | ||
| Q1 25 | $174.3M | $4.7M | ||
| Q4 24 | $132.0M | $10.3M | ||
| Q3 24 | $481.2M | $9.7M | ||
| Q2 24 | $359.2M | $11.1M | ||
| Q1 24 | $416.2M | $5.2M |
总债务FORWRLD
| Q4 25 | $793.2M | $677.2M | ||
| Q3 25 | $802.7M | $584.6M | ||
| Q2 25 | $872.8M | $472.5M | ||
| Q1 25 | $872.5M | $447.9M | ||
| Q4 24 | $806.8M | $561.2M | ||
| Q3 24 | $706.4M | $506.6M | ||
| Q2 24 | $706.1M | $494.7M | ||
| Q1 24 | $705.7M | $498.4M |
股东权益FORWRLD
| Q4 25 | $1.8B | $351.6M | ||
| Q3 25 | $1.8B | $365.6M | ||
| Q2 25 | $1.7B | $427.9M | ||
| Q1 25 | $1.6B | $439.5M | ||
| Q4 24 | $1.6B | $428.2M | ||
| Q3 24 | $1.6B | $417.5M | ||
| Q2 24 | $1.5B | $422.6M | ||
| Q1 24 | $1.5B | $424.4M |
总资产FORWRLD
| Q4 25 | $3.2B | $1.1B | ||
| Q3 25 | $3.1B | $1.1B | ||
| Q2 25 | $3.1B | $1.0B | ||
| Q1 25 | $3.0B | $1.0B | ||
| Q4 24 | $3.0B | $1.1B | ||
| Q3 24 | $2.8B | $1.0B | ||
| Q2 24 | $2.7B | $1.0B | ||
| Q1 24 | $2.6B | $1.1B |
负债/权益比FORWRLD
| Q4 25 | 0.44× | 1.93× | ||
| Q3 25 | 0.45× | 1.60× | ||
| Q2 25 | 0.52× | 1.10× | ||
| Q1 25 | 0.53× | 1.02× | ||
| Q4 24 | 0.50× | 1.31× | ||
| Q3 24 | 0.44× | 1.21× | ||
| Q2 24 | 0.47× | 1.17× | ||
| Q1 24 | 0.48× | 1.17× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-157.0M | $58.0M |
| 自由现金流经营现金流 - 资本支出 | $-157.1M | $57.2M |
| 自由现金流率自由现金流/营收 | -57.5% | 40.5% |
| 资本支出强度资本支出/营收 | 0.0% | 0.6% |
| 现金转化率经营现金流/净利润 | -10.19× | — |
| 过去12个月自由现金流最近4个季度 | $93.0M | $412.5M |
8季度趋势，按日历期对齐
经营现金流FORWRLD
| Q4 25 | $-157.0M | $58.0M | ||
| Q3 25 | $256.3M | $48.6M | ||
| Q2 25 | $15.8M | $58.2M | ||
| Q1 25 | $-19.8M | $254.2M | ||
| Q4 24 | $-450.0M | $61.1M | ||
| Q3 24 | $119.2M | $53.8M | ||
| Q2 24 | $-61.7M | $48.4M | ||
| Q1 24 | $-59.2M | $265.8M |
自由现金流FORWRLD
| Q4 25 | $-157.1M | $57.2M | ||
| Q3 25 | $255.6M | $47.7M | ||
| Q2 25 | $15.0M | $57.1M | ||
| Q1 25 | $-20.5M | $250.5M | ||
| Q4 24 | — | $60.4M | ||
| Q3 24 | $118.4M | $52.7M | ||
| Q2 24 | $-62.3M | $47.3M | ||
| Q1 24 | $-59.8M | $259.9M |
自由现金流率FORWRLD
| Q4 25 | -57.5% | 40.5% | ||
| Q3 25 | 38.1% | 35.5% | ||
| Q2 25 | 3.8% | 43.1% | ||
| Q1 25 | -5.8% | 151.6% | ||
| Q4 24 | — | 43.6% | ||
| Q3 24 | 21.5% | 40.1% | ||
| Q2 24 | -19.6% | 36.5% | ||
| Q1 24 | -17.9% | 163.2% |
资本支出强度FORWRLD
| Q4 25 | 0.0% | 0.6% | ||
| Q3 25 | 0.1% | 0.7% | ||
| Q2 25 | 0.2% | 0.8% | ||
| Q1 25 | 0.2% | 2.2% | ||
| Q4 24 | 0.0% | 0.5% | ||
| Q3 24 | 0.1% | 0.8% | ||
| Q2 24 | 0.2% | 0.8% | ||
| Q1 24 | 0.2% | 3.7% |
现金转化率FORWRLD
| Q4 25 | -10.19× | — | ||
| Q3 25 | 2.95× | — | ||
| Q2 25 | 0.48× | 43.27× | ||
| Q1 25 | -0.63× | 5.74× | ||
| Q4 24 | -27.27× | 4.56× | ||
| Q3 24 | 1.46× | 2.43× | ||
| Q2 24 | -1.59× | 4.87× | ||
| Q1 24 | -1.32× | 7.58× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FOR
| D.R.Horton Inc. | $183.8M | 67% |
| Other | $89.2M | 33% |
WRLD
暂无分部数据
