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Forian Inc.（FORA）与PROVIDENT FINANCIAL HOLDINGS INC（PROV）财务数据对比。点击上方公司名可切换其他公司
PROVIDENT FINANCIAL HOLDINGS INC的季度营收约是Forian Inc.的1.2倍（$9.8M vs $8.0M），PROVIDENT FINANCIAL HOLDINGS INC净利率更高（14.6% vs -22.9%，领先37.5%），Forian Inc.同比增速更快（37.0% vs 2.5%），过去两年Forian Inc.的营收复合增速更高（27.8% vs 2.3%）
Forian Inc是一家专注于医疗健康领域的数据分析与技术服务商，提供SaaS模式的真实世界证据解决方案、临床决策支持工具及运营优化服务，客户覆盖生物制药企业、医疗机构及生命科学领域相关机构，助力提升诊疗效率、推动医学研究进展。
普罗维登特金融控股公司是一家银行控股企业，通过旗下全资子公司普罗维登特储蓄银行开展业务，为美国加利福尼亚州当地社区提供各类存款、住房抵押贷款、消费贷款、小微企业融资等零售及商业金融服务。
FORA vs PROV — 直观对比
营收规模更大
PROV
是对方的1.2倍
$8.0M
营收增速更快
FORA
高出34.5%
2.5%
净利率更高
PROV
高出37.5%
-22.9%
两年增速更快
FORA
近两年复合增速
2.3%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $8.0M | $9.8M |
| 净利润 | $-1.8M | $1.4M |
| 毛利率 | 49.2% | — |
| 营业利润率 | -24.4% | 20.8% |
| 净利率 | -22.9% | 14.6% |
| 营收同比 | 37.0% | 2.5% |
| 净利润同比 | -1012.2% | 64.7% |
| 每股收益（稀释后） | $-0.06 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORAPROV
| Q4 25 | $8.0M | $9.8M | ||
| Q3 25 | $7.8M | $9.7M | ||
| Q2 25 | $7.5M | $9.8M | ||
| Q1 25 | $7.1M | $10.1M | ||
| Q4 24 | $5.8M | $9.6M | ||
| Q3 24 | $4.7M | $9.5M | ||
| Q2 24 | $4.8M | $9.9M | ||
| Q1 24 | $4.9M | $9.4M |
净利润FORAPROV
| Q4 25 | $-1.8M | $1.4M | ||
| Q3 25 | $-151.2K | $1.7M | ||
| Q2 25 | $224.8K | $1.6M | ||
| Q1 25 | $-1.1M | $1.9M | ||
| Q4 24 | $199.7K | $872.0K | ||
| Q3 24 | $-204.9K | $1.9M | ||
| Q2 24 | $-2.6M | $2.0M | ||
| Q1 24 | $-1.2M | $1.5M |
毛利率FORAPROV
| Q4 25 | 49.2% | — | ||
| Q3 25 | 51.6% | — | ||
| Q2 25 | 56.8% | — | ||
| Q1 25 | 55.6% | — | ||
| Q4 24 | 58.3% | — | ||
| Q3 24 | 70.1% | — | ||
| Q2 24 | 62.2% | — | ||
| Q1 24 | 65.1% | — |
营业利润率FORAPROV
| Q4 25 | -24.4% | 20.8% | ||
| Q3 25 | -6.1% | 28.1% | ||
| Q2 25 | 0.6% | 23.6% | ||
| Q1 25 | -19.8% | 26.2% | ||
| Q4 24 | -24.9% | 12.7% | ||
| Q3 24 | -17.0% | 28.3% | ||
| Q2 24 | -62.2% | 27.8% | ||
| Q1 24 | -36.3% | 22.5% |
净利率FORAPROV
| Q4 25 | -22.9% | 14.6% | ||
| Q3 25 | -1.9% | 17.3% | ||
| Q2 25 | 3.0% | 16.7% | ||
| Q1 25 | -16.0% | 18.4% | ||
| Q4 24 | 3.4% | 9.1% | ||
| Q3 24 | -4.4% | 20.0% | ||
| Q2 24 | -53.4% | 19.7% | ||
| Q1 24 | -24.9% | 15.9% |
每股收益（稀释后）FORAPROV
| Q4 25 | $-0.06 | $0.22 | ||
| Q3 25 | $0.00 | $0.25 | ||
| Q2 25 | $0.01 | $0.24 | ||
| Q1 25 | $-0.04 | $0.28 | ||
| Q4 24 | $0.01 | $0.13 | ||
| Q3 24 | $-0.01 | $0.28 | ||
| Q2 24 | $-0.08 | $0.28 | ||
| Q1 24 | $-0.04 | $0.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $31.6M | $54.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $29.8M | $127.5M |
| 总资产 | $44.1M | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FORAPROV
| Q4 25 | $31.6M | $54.4M | ||
| Q3 25 | $28.2M | $49.4M | ||
| Q2 25 | $35.6M | $53.1M | ||
| Q1 25 | $35.7M | $50.9M | ||
| Q4 24 | $35.1M | $45.5M | ||
| Q3 24 | $49.4M | $48.2M | ||
| Q2 24 | $48.0M | $51.4M | ||
| Q1 24 | $47.4M | $51.7M |
股东权益FORAPROV
| Q4 25 | $29.8M | $127.5M | ||
| Q3 25 | $31.1M | $128.4M | ||
| Q2 25 | $30.9M | $128.5M | ||
| Q1 25 | $30.0M | $128.9M | ||
| Q4 24 | $30.1M | $128.6M | ||
| Q3 24 | $28.4M | $129.6M | ||
| Q2 24 | $27.2M | $129.9M | ||
| Q1 24 | $28.1M | $129.5M |
总资产FORAPROV
| Q4 25 | $44.1M | $1.2B | ||
| Q3 25 | $41.3M | $1.2B | ||
| Q2 25 | $48.5M | $1.2B | ||
| Q1 25 | $48.6M | $1.3B | ||
| Q4 24 | $47.2M | $1.3B | ||
| Q3 24 | $57.5M | $1.3B | ||
| Q2 24 | $58.4M | $1.3B | ||
| Q1 24 | $57.5M | $1.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | $1.2M |
| 自由现金流经营现金流 - 资本支出 | — | $1.0M |
| 自由现金流率自由现金流/营收 | — | 10.5% |
| 资本支出强度资本支出/营收 | — | 1.9% |
| 现金转化率经营现金流/净利润 | — | 0.85× |
| 过去12个月自由现金流最近4个季度 | — | $14.9M |
8季度趋势，按日历期对齐
经营现金流FORAPROV
| Q4 25 | $3.2M | $1.2M | ||
| Q3 25 | $-439.7K | $2.5M | ||
| Q2 25 | $-344.5K | $8.7M | ||
| Q1 25 | $448.2K | $3.3M | ||
| Q4 24 | $1.7M | $324.0K | ||
| Q3 24 | $764.1K | $2.6M | ||
| Q2 24 | $-23.1K | $5.7M | ||
| Q1 24 | $-2.2M | $3.0M |
自由现金流FORAPROV
| Q4 25 | — | $1.0M | ||
| Q3 25 | — | $2.5M | ||
| Q2 25 | — | $8.2M | ||
| Q1 25 | — | $3.3M | ||
| Q4 24 | — | $307.0K | ||
| Q3 24 | — | $2.4M | ||
| Q2 24 | — | $4.1M | ||
| Q1 24 | — | $2.6M |
自由现金流率FORAPROV
| Q4 25 | — | 10.5% | ||
| Q3 25 | — | 25.2% | ||
| Q2 25 | — | 83.5% | ||
| Q1 25 | — | 32.5% | ||
| Q4 24 | — | 3.2% | ||
| Q3 24 | — | 25.1% | ||
| Q2 24 | — | 41.3% | ||
| Q1 24 | — | 27.5% |
资本支出强度FORAPROV
| Q4 25 | — | 1.9% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 5.4% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | 0.0% | 0.2% | ||
| Q3 24 | 0.0% | 1.8% | ||
| Q2 24 | 0.0% | 16.0% | ||
| Q1 24 | 0.0% | 4.2% |
现金转化率FORAPROV
| Q4 25 | — | 0.85× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | -1.53× | 5.34× | ||
| Q1 25 | — | 1.79× | ||
| Q4 24 | 8.76× | 0.37× | ||
| Q3 24 | — | 1.35× | ||
| Q2 24 | — | 2.91× | ||
| Q1 24 | — | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FORA
| Financial Services Revenues | $7.3M | 92% |
| Other | $669.0K | 8% |
PROV
暂无分部数据
