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弗雷斯特研究公司（FORR）与GERMAN AMERICAN BANCORP, INC.（GABC）财务数据对比。点击上方公司名可切换其他公司
GERMAN AMERICAN BANCORP, INC.的季度营收约是弗雷斯特研究公司的1.3倍（$126.7M vs $101.1M），GERMAN AMERICAN BANCORP, INC.净利率更高（28.2% vs -33.5%，领先61.7%），GERMAN AMERICAN BANCORP, INC.同比增速更快（39.7% vs -6.5%），GERMAN AMERICAN BANCORP, INC.自由现金流更多（$154.0M vs $-4.3M），过去两年GERMAN AMERICAN BANCORP, INC.的营收复合增速更高（22.7% vs 0.5%）
福雷斯特研究公司是一家全球领先的研究咨询机构，主营业务涵盖行业研究、管理咨询与行业峰会举办，客户群体包括全球大型企业、科技公司与消费领域领军企业，公司总部位于美国马萨诸塞州剑桥市。
German American Bancorp, Inc.（股票代码：GABC）是一家美国的银行控股企业，专注于提供多元金融服务，核心业务涵盖支付卡相关服务，总部位于纽约曼哈顿下城的巴特利公园城，在金融服务领域拥有成熟的业务布局。
FORR vs GABC — 直观对比
营收规模更大
GABC
是对方的1.3倍
$101.1M
营收增速更快
GABC
高出46.1%
-6.5%
净利率更高
GABC
高出61.7%
-33.5%
自由现金流更多
GABC
多$158.3M
$-4.3M
两年增速更快
GABC
近两年复合增速
0.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $101.1M | $126.7M |
| 净利润 | $-33.9M | $35.7M |
| 毛利率 | 56.7% | — |
| 营业利润率 | -36.6% | 34.6% |
| 净利率 | -33.5% | 28.2% |
| 营收同比 | -6.5% | 39.7% |
| 净利润同比 | -7941.4% | 53.7% |
| 每股收益（稀释后） | $-1.75 | $0.98 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORRGABC
| Q4 25 | $101.1M | $126.7M | ||
| Q3 25 | $94.3M | $126.5M | ||
| Q2 25 | $111.7M | $123.2M | ||
| Q1 25 | $89.9M | $111.1M | ||
| Q4 24 | $108.0M | $90.7M | ||
| Q3 24 | $102.5M | $88.5M | ||
| Q2 24 | $121.8M | $90.5M | ||
| Q1 24 | $100.1M | $84.1M |
净利润FORRGABC
| Q4 25 | $-33.9M | $35.7M | ||
| Q3 25 | $-2.1M | $35.1M | ||
| Q2 25 | $3.9M | $31.4M | ||
| Q1 25 | $-87.3M | $10.5M | ||
| Q4 24 | $432.0K | $23.2M | ||
| Q3 24 | $-5.8M | $21.0M | ||
| Q2 24 | $6.3M | $20.5M | ||
| Q1 24 | $-6.7M | $19.0M |
毛利率FORRGABC
| Q4 25 | 56.7% | — | ||
| Q3 25 | 60.0% | — | ||
| Q2 25 | 55.5% | — | ||
| Q1 25 | 55.9% | — | ||
| Q4 24 | 58.8% | — | ||
| Q3 24 | 60.5% | — | ||
| Q2 24 | 57.3% | — | ||
| Q1 24 | 54.9% | — |
营业利润率FORRGABC
| Q4 25 | -36.6% | 34.6% | ||
| Q3 25 | 4.7% | 34.6% | ||
| Q2 25 | 6.2% | 31.8% | ||
| Q1 25 | -97.5% | 12.0% | ||
| Q4 24 | -0.5% | 31.6% | ||
| Q3 24 | -0.7% | 29.0% | ||
| Q2 24 | 9.3% | 29.4% | ||
| Q1 24 | -9.3% | 27.6% |
净利率FORRGABC
| Q4 25 | -33.5% | 28.2% | ||
| Q3 25 | -2.3% | 27.7% | ||
| Q2 25 | 3.5% | 25.5% | ||
| Q1 25 | -97.1% | 9.5% | ||
| Q4 24 | 0.4% | 25.6% | ||
| Q3 24 | -5.7% | 23.8% | ||
| Q2 24 | 5.2% | 22.7% | ||
| Q1 24 | -6.7% | 22.6% |
每股收益（稀释后）FORRGABC
| Q4 25 | $-1.75 | $0.98 | ||
| Q3 25 | $-0.11 | $0.94 | ||
| Q2 25 | $0.20 | $0.84 | ||
| Q1 25 | $-4.62 | $0.30 | ||
| Q4 24 | $0.02 | $0.79 | ||
| Q3 24 | $-0.30 | $0.71 | ||
| Q2 24 | $0.33 | $0.69 | ||
| Q1 24 | $-0.35 | $0.64 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $63.3M | — |
| 总债务越低越好 | — | $100.0M |
| 股东权益账面价值 | $126.5M | $1.2B |
| 总资产 | $404.0M | $8.4B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资FORRGABC
| Q4 25 | $63.3M | — | ||
| Q3 25 | $65.1M | — | ||
| Q2 25 | $67.8M | — | ||
| Q1 25 | $75.6M | — | ||
| Q4 24 | $56.1M | — | ||
| Q3 24 | $62.8M | — | ||
| Q2 24 | $58.9M | — | ||
| Q1 24 | $61.4M | — |
总债务FORRGABC
| Q4 25 | — | $100.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $114.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益FORRGABC
| Q4 25 | $126.5M | $1.2B | ||
| Q3 25 | $157.7M | $1.1B | ||
| Q2 25 | $159.5M | $1.1B | ||
| Q1 25 | $147.4M | $1.0B | ||
| Q4 24 | $229.5M | $715.1M | ||
| Q3 24 | $234.3M | $744.6M | ||
| Q2 24 | $237.1M | $687.8M | ||
| Q1 24 | $230.9M | $655.3M |
总资产FORRGABC
| Q4 25 | $404.0M | $8.4B | ||
| Q3 25 | $414.2M | $8.4B | ||
| Q2 25 | $436.0M | $8.3B | ||
| Q1 25 | $439.8M | $8.4B | ||
| Q4 24 | $503.9M | $6.3B | ||
| Q3 24 | $505.3M | $6.3B | ||
| Q2 24 | $524.2M | $6.2B | ||
| Q1 24 | $555.7M | $6.1B |
负债/权益比FORRGABC
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.16× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.2M | $159.3M |
| 自由现金流经营现金流 - 资本支出 | $-4.3M | $154.0M |
| 自由现金流率自由现金流/营收 | -4.2% | 121.6% |
| 资本支出强度资本支出/营收 | 1.1% | 4.2% |
| 现金转化率经营现金流/净利润 | — | 4.46× |
| 过去12个月自由现金流最近4个季度 | $18.1M | $267.0M |
8季度趋势，按日历期对齐
经营现金流FORRGABC
| Q4 25 | $-3.2M | $159.3M | ||
| Q3 25 | $1.2M | $51.8M | ||
| Q2 25 | $-3.6M | $26.9M | ||
| Q1 25 | $26.7M | $37.9M | ||
| Q4 24 | $-1.8M | $95.8M | ||
| Q3 24 | $264.0K | $24.5M | ||
| Q2 24 | $-2.9M | $18.7M | ||
| Q1 24 | $611.0K | $23.9M |
自由现金流FORRGABC
| Q4 25 | $-4.3M | $154.0M | ||
| Q3 25 | $524.0K | $50.1M | ||
| Q2 25 | $-4.2M | $26.2M | ||
| Q1 25 | $26.1M | $36.7M | ||
| Q4 24 | $-2.5M | $90.7M | ||
| Q3 24 | $-223.0K | $23.0M | ||
| Q2 24 | $-3.7M | $17.0M | ||
| Q1 24 | $-815.0K | $22.6M |
自由现金流率FORRGABC
| Q4 25 | -4.2% | 121.6% | ||
| Q3 25 | 0.6% | 39.6% | ||
| Q2 25 | -3.8% | 21.2% | ||
| Q1 25 | 29.0% | 33.0% | ||
| Q4 24 | -2.3% | 100.1% | ||
| Q3 24 | -0.2% | 26.0% | ||
| Q2 24 | -3.1% | 18.8% | ||
| Q1 24 | -0.8% | 26.9% |
资本支出强度FORRGABC
| Q4 25 | 1.1% | 4.2% | ||
| Q3 25 | 0.7% | 1.3% | ||
| Q2 25 | 0.5% | 0.6% | ||
| Q1 25 | 0.7% | 1.1% | ||
| Q4 24 | 0.6% | 5.6% | ||
| Q3 24 | 0.5% | 1.7% | ||
| Q2 24 | 0.7% | 1.8% | ||
| Q1 24 | 1.4% | 1.5% |
现金转化率FORRGABC
| Q4 25 | — | 4.46× | ||
| Q3 25 | — | 1.48× | ||
| Q2 25 | -0.93× | 0.86× | ||
| Q1 25 | — | 3.61× | ||
| Q4 24 | -4.24× | 4.13× | ||
| Q3 24 | — | 1.16× | ||
| Q2 24 | -0.46× | 0.91× | ||
| Q1 24 | — | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FORR
| Research Segment | $82.2M | 81% |
| Consulting Segment | $16.2M | 16% |
| Billable Expenses | $1.5M | 2% |
| Professional Services | $1.4M | 1% |
GABC
暂无分部数据
