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弗雷斯特研究公司(FORR)与LAKELAND FINANCIAL CORP(LKFN)财务数据对比。点击上方公司名可切换其他公司
弗雷斯特研究公司的季度营收约是LAKELAND FINANCIAL CORP的1.4倍($101.1M vs $69.7M),LAKELAND FINANCIAL CORP净利率更高(38.0% vs -33.5%,领先71.5%),过去两年LAKELAND FINANCIAL CORP的营收复合增速更高(0.7% vs 0.5%)
福雷斯特研究公司是一家全球领先的研究咨询机构,主营业务涵盖行业研究、管理咨询与行业峰会举办,客户群体包括全球大型企业、科技公司与消费领域领军企业,公司总部位于美国马萨诸塞州剑桥市。
总部位于美国佛罗里达州坦帕的非银行消费金融服务提供商,由伊恩·麦基奇尼于1989年创立,业务网络仅覆盖佛罗里达州,核心服务涵盖支票兑现、账单支付、预付费卡、发薪日贷款、免费汇票、网点ATM服务、电汇、公证、传真及邮政服务,目前运营近240家线下零售网点。
FORR vs LKFN — 直观对比
营收规模更大
FORR
是对方的1.4倍
$69.7M
净利率更高
LKFN
高出71.5%
-33.5%
两年增速更快
LKFN
近两年复合增速
0.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $101.1M | $69.7M |
| 净利润 | $-33.9M | $26.5M |
| 毛利率 | 56.7% | — |
| 营业利润率 | -36.6% | — |
| 净利率 | -33.5% | 38.0% |
| 营收同比 | -6.5% | — |
| 净利润同比 | -7941.4% | 31.8% |
| 每股收益(稀释后) | $-1.75 | $1.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
FORR
LKFN
| Q1 26 | — | $69.7M | ||
| Q4 25 | $101.1M | $69.8M | ||
| Q3 25 | $94.3M | $69.0M | ||
| Q2 25 | $111.7M | $66.4M | ||
| Q1 25 | $89.9M | $63.8M | ||
| Q4 24 | $108.0M | $63.6M | ||
| Q3 24 | $102.5M | $61.2M | ||
| Q2 24 | $121.8M | $68.7M |
净利润
FORR
LKFN
| Q1 26 | — | $26.5M | ||
| Q4 25 | $-33.9M | $29.9M | ||
| Q3 25 | $-2.1M | $26.4M | ||
| Q2 25 | $3.9M | $27.0M | ||
| Q1 25 | $-87.3M | $20.1M | ||
| Q4 24 | $432.0K | $24.2M | ||
| Q3 24 | $-5.8M | $23.3M | ||
| Q2 24 | $6.3M | $22.5M |
毛利率
FORR
LKFN
| Q1 26 | — | — | ||
| Q4 25 | 56.7% | — | ||
| Q3 25 | 60.0% | — | ||
| Q2 25 | 55.5% | — | ||
| Q1 25 | 55.9% | — | ||
| Q4 24 | 58.8% | — | ||
| Q3 24 | 60.5% | — | ||
| Q2 24 | 57.3% | — |
营业利润率
FORR
LKFN
| Q1 26 | — | — | ||
| Q4 25 | -36.6% | 52.1% | ||
| Q3 25 | 4.7% | 46.4% | ||
| Q2 25 | 6.2% | 49.6% | ||
| Q1 25 | -97.5% | 38.0% | ||
| Q4 24 | -0.5% | 46.0% | ||
| Q3 24 | -0.7% | 45.3% | ||
| Q2 24 | 9.3% | 39.2% |
净利率
FORR
LKFN
| Q1 26 | — | 38.0% | ||
| Q4 25 | -33.5% | 42.8% | ||
| Q3 25 | -2.3% | 38.3% | ||
| Q2 25 | 3.5% | 40.6% | ||
| Q1 25 | -97.1% | 31.5% | ||
| Q4 24 | 0.4% | 38.1% | ||
| Q3 24 | -5.7% | 38.1% | ||
| Q2 24 | 5.2% | 32.8% |
每股收益(稀释后)
FORR
LKFN
| Q1 26 | — | $1.04 | ||
| Q4 25 | $-1.75 | $1.16 | ||
| Q3 25 | $-0.11 | $1.03 | ||
| Q2 25 | $0.20 | $1.04 | ||
| Q1 25 | $-4.62 | $0.78 | ||
| Q4 24 | $0.02 | $0.94 | ||
| Q3 24 | $-0.30 | $0.91 | ||
| Q2 24 | $0.33 | $0.87 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $63.3M | $85.6M |
| 总债务越低越好 | — | $183.6M |
| 股东权益账面价值 | $126.5M | $749.0M |
| 总资产 | $404.0M | $7.1B |
| 负债/权益比越低杠杆越低 | — | 0.25× |
8季度趋势,按日历期对齐
现金及短期投资
FORR
LKFN
| Q1 26 | — | $85.6M | ||
| Q4 25 | $63.3M | $141.3M | ||
| Q3 25 | $65.1M | $192.8M | ||
| Q2 25 | $67.8M | $310.2M | ||
| Q1 25 | $75.6M | $235.2M | ||
| Q4 24 | $56.1M | $168.2M | ||
| Q3 24 | $62.8M | $160.2M | ||
| Q2 24 | $58.9M | $121.2M |
总债务
FORR
LKFN
| Q1 26 | — | $183.6M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $30.0M | ||
| Q2 24 | — | $55.0M |
股东权益
FORR
LKFN
| Q1 26 | — | $749.0M | ||
| Q4 25 | $126.5M | $762.4M | ||
| Q3 25 | $157.7M | $747.4M | ||
| Q2 25 | $159.5M | $709.9M | ||
| Q1 25 | $147.4M | $694.4M | ||
| Q4 24 | $229.5M | $683.8M | ||
| Q3 24 | $234.3M | $699.1M | ||
| Q2 24 | $237.1M | $654.5M |
总资产
FORR
LKFN
| Q1 26 | — | $7.1B | ||
| Q4 25 | $404.0M | $7.0B | ||
| Q3 25 | $414.2M | $6.9B | ||
| Q2 25 | $436.0M | $7.0B | ||
| Q1 25 | $439.8M | $6.9B | ||
| Q4 24 | $503.9M | $6.7B | ||
| Q3 24 | $505.3M | $6.6B | ||
| Q2 24 | $524.2M | $6.6B |
负债/权益比
FORR
LKFN
| Q1 26 | — | 0.25× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.04× | ||
| Q2 24 | — | 0.08× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $-3.2M | — |
| 自由现金流经营现金流 - 资本支出 | $-4.3M | — |
| 自由现金流率自由现金流/营收 | -4.2% | — |
| 资本支出强度资本支出/营收 | 1.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $18.1M | — |
8季度趋势,按日历期对齐
经营现金流
FORR
LKFN
| Q1 26 | — | — | ||
| Q4 25 | $-3.2M | $114.9M | ||
| Q3 25 | $1.2M | $36.1M | ||
| Q2 25 | $-3.6M | $16.2M | ||
| Q1 25 | $26.7M | $28.9M | ||
| Q4 24 | $-1.8M | $102.5M | ||
| Q3 24 | $264.0K | $18.0M | ||
| Q2 24 | $-2.9M | $21.0M |
自由现金流
FORR
LKFN
| Q1 26 | — | — | ||
| Q4 25 | $-4.3M | $103.8M | ||
| Q3 25 | $524.0K | $31.1M | ||
| Q2 25 | $-4.2M | $14.1M | ||
| Q1 25 | $26.1M | $27.1M | ||
| Q4 24 | $-2.5M | $93.9M | ||
| Q3 24 | $-223.0K | $15.3M | ||
| Q2 24 | $-3.7M | $18.6M |
自由现金流率
FORR
LKFN
| Q1 26 | — | — | ||
| Q4 25 | -4.2% | 148.7% | ||
| Q3 25 | 0.6% | 45.0% | ||
| Q2 25 | -3.8% | 21.2% | ||
| Q1 25 | 29.0% | 42.5% | ||
| Q4 24 | -2.3% | 147.6% | ||
| Q3 24 | -0.2% | 25.0% | ||
| Q2 24 | -3.1% | 27.0% |
资本支出强度
FORR
LKFN
| Q1 26 | — | — | ||
| Q4 25 | 1.1% | 15.9% | ||
| Q3 25 | 0.7% | 7.3% | ||
| Q2 25 | 0.5% | 3.2% | ||
| Q1 25 | 0.7% | 2.8% | ||
| Q4 24 | 0.6% | 13.6% | ||
| Q3 24 | 0.5% | 4.4% | ||
| Q2 24 | 0.7% | 3.5% |
现金转化率
FORR
LKFN
| Q1 26 | — | — | ||
| Q4 25 | — | 3.84× | ||
| Q3 25 | — | 1.37× | ||
| Q2 25 | -0.93× | 0.60× | ||
| Q1 25 | — | 1.44× | ||
| Q4 24 | -4.24× | 4.24× | ||
| Q3 24 | — | 0.77× | ||
| Q2 24 | -0.46× | 0.93× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FORR
| Research Segment | $82.2M | 81% |
| Consulting Segment | $16.2M | 16% |
| Billable Expenses | $1.5M | 2% |
| Professional Services | $1.4M | 1% |
LKFN
| Net Interest Income | $56.8M | 81% |
| Noninterest Income | $12.9M | 19% |