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弗雷斯特研究公司（FORR）与NORTHPOINTE BANCSHARES INC（NPB）财务数据对比。点击上方公司名可切换其他公司
弗雷斯特研究公司的季度营收约是NORTHPOINTE BANCSHARES INC的1.6倍（$101.1M vs $63.4M），NORTHPOINTE BANCSHARES INC净利率更高（34.9% vs -33.5%，领先68.5%）
福雷斯特研究公司是一家全球领先的研究咨询机构，主营业务涵盖行业研究、管理咨询与行业峰会举办，客户群体包括全球大型企业、科技公司与消费领域领军企业，公司总部位于美国马萨诸塞州剑桥市。
Northpointe Bancshares Inc是一家美国银行控股公司，通过旗下全资银行子公司开展业务，提供各类零售及商业银行服务，涵盖存款账户、住房抵押贷款、小微企业信贷、财富管理等，主要服务美国本土区域社区客户。
FORR vs NPB — 直观对比
营收规模更大
FORR
是对方的1.6倍
$63.4M
净利率更高
NPB
高出68.5%
-33.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $101.1M | $63.4M |
| 净利润 | $-33.9M | $22.2M |
| 毛利率 | 56.7% | — |
| 营业利润率 | -36.6% | — |
| 净利率 | -33.5% | 34.9% |
| 营收同比 | -6.5% | — |
| 净利润同比 | -7941.4% | — |
| 每股收益（稀释后） | $-1.75 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FORRNPB
| Q1 26 | — | $63.4M | ||
| Q4 25 | $101.1M | $43.5M | ||
| Q3 25 | $94.3M | $40.3M | ||
| Q2 25 | $111.7M | $36.5M | ||
| Q1 25 | $89.9M | $30.4M | ||
| Q4 24 | $108.0M | — | ||
| Q3 24 | $102.5M | — | ||
| Q2 24 | $121.8M | — |
净利润FORRNPB
| Q1 26 | — | $22.2M | ||
| Q4 25 | $-33.9M | $23.6M | ||
| Q3 25 | $-2.1M | $22.2M | ||
| Q2 25 | $3.9M | $20.3M | ||
| Q1 25 | $-87.3M | $17.2M | ||
| Q4 24 | $432.0K | — | ||
| Q3 24 | $-5.8M | — | ||
| Q2 24 | $6.3M | — |
毛利率FORRNPB
| Q1 26 | — | — | ||
| Q4 25 | 56.7% | — | ||
| Q3 25 | 60.0% | — | ||
| Q2 25 | 55.5% | — | ||
| Q1 25 | 55.9% | — | ||
| Q4 24 | 58.8% | — | ||
| Q3 24 | 60.5% | — | ||
| Q2 24 | 57.3% | — |
营业利润率FORRNPB
| Q1 26 | — | — | ||
| Q4 25 | -36.6% | 73.5% | ||
| Q3 25 | 4.7% | 72.3% | ||
| Q2 25 | 6.2% | 73.0% | ||
| Q1 25 | -97.5% | 74.4% | ||
| Q4 24 | -0.5% | — | ||
| Q3 24 | -0.7% | — | ||
| Q2 24 | 9.3% | — |
净利率FORRNPB
| Q1 26 | — | 34.9% | ||
| Q4 25 | -33.5% | 54.4% | ||
| Q3 25 | -2.3% | 55.0% | ||
| Q2 25 | 3.5% | 55.7% | ||
| Q1 25 | -97.1% | 56.8% | ||
| Q4 24 | 0.4% | — | ||
| Q3 24 | -5.7% | — | ||
| Q2 24 | 5.2% | — |
每股收益（稀释后）FORRNPB
| Q1 26 | — | $0.62 | ||
| Q4 25 | $-1.75 | $0.54 | ||
| Q3 25 | $-0.11 | $0.57 | ||
| Q2 25 | $0.20 | $0.51 | ||
| Q1 25 | $-4.62 | $0.49 | ||
| Q4 24 | $0.02 | — | ||
| Q3 24 | $-0.30 | — | ||
| Q2 24 | $0.33 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $63.3M | $487.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $126.5M | $590.0M |
| 总资产 | $404.0M | $7.4B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FORRNPB
| Q1 26 | — | $487.6M | ||
| Q4 25 | $63.3M | $496.5M | ||
| Q3 25 | $65.1M | $419.2M | ||
| Q2 25 | $67.8M | $415.7M | ||
| Q1 25 | $75.6M | $321.5M | ||
| Q4 24 | $56.1M | — | ||
| Q3 24 | $62.8M | — | ||
| Q2 24 | $58.9M | — |
股东权益FORRNPB
| Q1 26 | — | $590.0M | ||
| Q4 25 | $126.5M | $569.0M | ||
| Q3 25 | $157.7M | $623.5M | ||
| Q2 25 | $159.5M | $604.3M | ||
| Q1 25 | $147.4M | $586.5M | ||
| Q4 24 | $229.5M | — | ||
| Q3 24 | $234.3M | — | ||
| Q2 24 | $237.1M | — |
总资产FORRNPB
| Q1 26 | — | $7.4B | ||
| Q4 25 | $404.0M | $7.0B | ||
| Q3 25 | $414.2M | $6.8B | ||
| Q2 25 | $436.0M | $6.4B | ||
| Q1 25 | $439.8M | $5.9B | ||
| Q4 24 | $503.9M | — | ||
| Q3 24 | $505.3M | — | ||
| Q2 24 | $524.2M | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.2M | — |
| 自由现金流经营现金流 - 资本支出 | $-4.3M | — |
| 自由现金流率自由现金流/营收 | -4.2% | — |
| 资本支出强度资本支出/营收 | 1.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $18.1M | — |
8季度趋势，按日历期对齐
经营现金流FORRNPB
| Q1 26 | — | — | ||
| Q4 25 | $-3.2M | $-28.3M | ||
| Q3 25 | $1.2M | $90.4M | ||
| Q2 25 | $-3.6M | $-72.3M | ||
| Q1 25 | $26.7M | $54.4M | ||
| Q4 24 | $-1.8M | — | ||
| Q3 24 | $264.0K | — | ||
| Q2 24 | $-2.9M | — |
自由现金流FORRNPB
| Q1 26 | — | — | ||
| Q4 25 | $-4.3M | $-28.8M | ||
| Q3 25 | $524.0K | $89.6M | ||
| Q2 25 | $-4.2M | $-73.4M | ||
| Q1 25 | $26.1M | $54.1M | ||
| Q4 24 | $-2.5M | — | ||
| Q3 24 | $-223.0K | — | ||
| Q2 24 | $-3.7M | — |
自由现金流率FORRNPB
| Q1 26 | — | — | ||
| Q4 25 | -4.2% | -66.1% | ||
| Q3 25 | 0.6% | 222.3% | ||
| Q2 25 | -3.8% | -201.1% | ||
| Q1 25 | 29.0% | 178.0% | ||
| Q4 24 | -2.3% | — | ||
| Q3 24 | -0.2% | — | ||
| Q2 24 | -3.1% | — |
资本支出强度FORRNPB
| Q1 26 | — | — | ||
| Q4 25 | 1.1% | 1.2% | ||
| Q3 25 | 0.7% | 2.0% | ||
| Q2 25 | 0.5% | 3.1% | ||
| Q1 25 | 0.7% | 1.1% | ||
| Q4 24 | 0.6% | — | ||
| Q3 24 | 0.5% | — | ||
| Q2 24 | 0.7% | — |
现金转化率FORRNPB
| Q1 26 | — | — | ||
| Q4 25 | — | -1.20× | ||
| Q3 25 | — | 4.08× | ||
| Q2 25 | -0.93× | -3.55× | ||
| Q1 25 | — | 3.16× | ||
| Q4 24 | -4.24× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | -0.46× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
FORR
| Research Segment | $82.2M | 81% |
| Consulting Segment | $16.2M | 16% |
| Billable Expenses | $1.5M | 2% |
| Professional Services | $1.4M | 1% |
NPB
| Net Interest Income | $41.3M | 65% |
| Noninterest Income | $22.1M | 35% |
