vs
Five Point Holdings, LLC（FPH）与Pioneer Bancorp, Inc.（PBFS）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是Five Point Holdings, LLC的1.8倍（$25.0M vs $13.6M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -16.4%，领先98.5%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs -48.5%）
Five Point Holdings, LLC是美国头部房地产开发企业，主要在加利福尼亚州高需求市场打造大型总体规划综合社区，项目融合住宅、办公、零售、公共配套与休闲设施，为当地居民构建活力、可持续的宜居宜业环境。
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
FPH vs PBFS — 直观对比
营收规模更大
PBFS
是对方的1.8倍
$13.6M
净利率更高
PBFS
高出98.5%
-16.4%
两年增速更快
PBFS
近两年复合增速
-48.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $13.6M | $25.0M |
| 净利润 | $-2.2M | $3.7M |
| 毛利率 | — | — |
| 营业利润率 | -43.5% | 21.3% |
| 净利率 | -16.4% | 82.1% |
| 营收同比 | 3.2% | — |
| 净利润同比 | -109.6% | — |
| 每股收益（稀释后） | — | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收FPHPBFS
| Q1 26 | $13.6M | — | ||
| Q4 25 | $75.9M | $25.0M | ||
| Q3 25 | $13.5M | $24.0M | ||
| Q2 25 | $7.5M | $24.4M | ||
| Q1 25 | $13.2M | $22.8M | ||
| Q4 24 | $159.8M | — | ||
| Q3 24 | $17.0M | $22.0M | ||
| Q2 24 | $51.2M | $20.9M |
净利润FPHPBFS
| Q1 26 | $-2.2M | — | ||
| Q4 25 | $58.7M | $3.7M | ||
| Q3 25 | $21.1M | $4.3M | ||
| Q2 25 | $3.3M | $6.5M | ||
| Q1 25 | $23.3M | $5.8M | ||
| Q4 24 | $121.0M | — | ||
| Q3 24 | $4.8M | $6.3M | ||
| Q2 24 | $14.7M | $3.9M |
营业利润率FPHPBFS
| Q1 26 | -43.5% | — | ||
| Q4 25 | 89.0% | 21.3% | ||
| Q3 25 | — | 23.4% | ||
| Q2 25 | — | 33.3% | ||
| Q1 25 | — | 32.5% | ||
| Q4 24 | 87.5% | — | ||
| Q3 24 | 83.6% | 37.2% | ||
| Q2 24 | 86.1% | 24.1% |
净利率FPHPBFS
| Q1 26 | -16.4% | — | ||
| Q4 25 | 77.3% | 82.1% | ||
| Q3 25 | 156.2% | 18.0% | ||
| Q2 25 | 44.4% | 26.4% | ||
| Q1 25 | 177.0% | 25.3% | ||
| Q4 24 | 75.7% | — | ||
| Q3 24 | 28.0% | 28.7% | ||
| Q2 24 | 28.8% | 107.4% |
每股收益（稀释后）FPHPBFS
| Q1 26 | — | — | ||
| Q4 25 | — | $0.16 | ||
| Q3 25 | — | $0.18 | ||
| Q2 25 | — | $0.26 | ||
| Q1 25 | — | $0.23 | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $0.25 | ||
| Q2 24 | — | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $332.6M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.3B | $323.9M |
| 总资产 | $3.2B | $2.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资FPHPBFS
| Q1 26 | $332.6M | — | ||
| Q4 25 | $425.5M | — | ||
| Q3 25 | $351.1M | — | ||
| Q2 25 | $456.6M | — | ||
| Q1 25 | $528.3M | — | ||
| Q4 24 | $430.9M | — | ||
| Q3 24 | $224.5M | — | ||
| Q2 24 | $217.4M | — |
股东权益FPHPBFS
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $323.9M | ||
| Q3 25 | $2.3B | $314.2M | ||
| Q2 25 | $2.2B | $314.2M | ||
| Q1 25 | $2.2B | $310.7M | ||
| Q4 24 | $2.2B | — | ||
| Q3 24 | $2.0B | $303.8M | ||
| Q2 24 | $2.0B | $296.5M |
总资产FPHPBFS
| Q1 26 | $3.2B | — | ||
| Q4 25 | $3.2B | $2.2B | ||
| Q3 25 | $3.2B | $2.2B | ||
| Q2 25 | $3.2B | $2.1B | ||
| Q1 25 | $3.2B | $2.1B | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | $2.9B | $2.0B | ||
| Q2 24 | $2.9B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-44.5M | $11.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | 0.0% | — |
| 现金转化率经营现金流/净利润 | — | 2.97× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流FPHPBFS
| Q1 26 | $-44.5M | — | ||
| Q4 25 | $105.2M | $11.1M | ||
| Q3 25 | $40.4M | $3.9M | ||
| Q2 25 | $-71.6M | $5.1M | ||
| Q1 25 | $56.7M | $-3.5M | ||
| Q4 24 | $116.0M | — | ||
| Q3 24 | $-18.0M | $1.9M | ||
| Q2 24 | $-23.2M | $9.0M |
自由现金流FPHPBFS
| Q1 26 | — | — | ||
| Q4 25 | $105.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $-71.7M | — | ||
| Q1 25 | $56.7M | — | ||
| Q4 24 | $115.2M | — | ||
| Q3 24 | $-18.2M | — | ||
| Q2 24 | $-23.6M | — |
自由现金流率FPHPBFS
| Q1 26 | — | — | ||
| Q4 25 | 138.4% | — | ||
| Q3 25 | — | — | ||
| Q2 25 | -959.3% | — | ||
| Q1 25 | 430.9% | — | ||
| Q4 24 | 72.1% | — | ||
| Q3 24 | -106.9% | — | ||
| Q2 24 | -46.1% | — |
资本支出强度FPHPBFS
| Q1 26 | 0.0% | — | ||
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | 0.8% | — | ||
| Q1 25 | 0.3% | — | ||
| Q4 24 | 0.5% | — | ||
| Q3 24 | 1.3% | — | ||
| Q2 24 | 0.7% | — |
现金转化率FPHPBFS
| Q1 26 | — | — | ||
| Q4 25 | 1.79× | 2.97× | ||
| Q3 25 | 1.92× | 0.90× | ||
| Q2 25 | -21.58× | 0.78× | ||
| Q1 25 | 2.44× | -0.61× | ||
| Q4 24 | 0.96× | — | ||
| Q3 24 | -3.77× | 0.30× | ||
| Q2 24 | -1.58× | 2.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
